UMBF — UMB Financial Corporation stock price, charts and financials

QT68UMB Financial Corporation

UMB Financial Corporation (NASDAQ: UMBF) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.

Latest market price
148.33
+1.29+0.88%
UMBFQT68UMB Financial Corporation·NASDAQ
148.33+0.88%
TA
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Signal & projected range
Earnings big beat — drift (PEAD)Historical pattern — not a prediction
Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)
Horizon
0%Past 3 monthsToday
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Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Unlock with Premium to see the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands of historical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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Snapshot
Index-P/E12.35EPS (ttm)12.01Insider Own2.81%Shs Outstand75.98MPerf Week3.02%
Market Cap11.27BForward P/E10.67EPS next Y13.91Insider Trans-1.06%Shs Float72.24MPerf Month2.71%
Enterprise Value14.05BPEG1.49EPS next Q3.20Inst Own-Short Float5.67%Perf Quarter14.62%
Income942.00MP/S2.47EPS this Y9.62%Inst Trans-Short Ratio5.69Perf Half Y15.84%
Sales4.56BP/B1.40EPS next Y5.63%ROA1.30%Short Interest4.09MPerf YTD28.94%
Book/sh105.70P/C14.45EPS next 5Y8.28%ROE12.17%52W High149.99 -1.11%Perf Year36.85%
Cash/sh10.27P/FCF10.41EPS past 3/5Y1.01% 9.01%ROIC1.11%52W Low103.38 43.48%Perf 3Y109.92%
Dividend Est.2.00 (1.35%)EV/EBITDA12.49Sales past 3/5Y41.07% 27.97%Gross Margin58.45%Volatility2.46% 2.25%Perf 5Y67.32%
Dividend TTM1.69 (1.14%)EV/Sales3.08EPS Y/Y TTM33.59%Oper. Margin22.12%ATR (14)3.59Perf 10Y167.55%
Dividend Ex-DateSep 10, 2026Quick Ratio0.25Sales Y/Y TTM72.92%Profit Margin20.67%RSI (14)60.99Recom2.39
Dividend Gr. 3/5Y3.04% 5.45%Current Ratio0.25EPS Q/Q20.61%SMA202.80%Beta0.78Target Price164.13
Payout16.16%Debt/Eq0.49Sales Q/Q9.83%SMA506.64%Rel Volume1.02Prev Close147.04
Employees5,222LT Debt/Eq0.06EarningsOct 27SMA20019.95%Avg Volume686.94KPrice148.33
IPO DateMar 17, 1980Option/ShortYes / YesEPS/Sales Surpr.14.51% 6.92%Net Debt/EBITDA2.47Volume703,631Change0.88%
Analyst Ratings
DateActionAnalystRatingTarget
Aug-04-26ReiteratedTruist FinancialBuy$161$170
Aug-03-26ReiteratedBarclaysOverweight$170$175
Jul-30-26ReiteratedPiper SandlerOverweight$161$181
Jul-30-26ReiteratedRBC CapitalOutperform$142$170
Jul-14-26InitiatedStephensOverweight$167
Jul-10-26ReiteratedTruist SecuritiesBuy$140$161
Jul-06-26ReiteratedWells FargoEqual Weight$130$139
Jun-29-26ReiteratedMorgan StanleyOverweight$154$159
Jun-26-26ReiteratedPiper SandlerOverweight$155$161
May-04-26ReiteratedNeuberger Berman$148$152
Latest News
Jul-31-26
Jul-29-26
Jul-28-26
Jul-23-26
Jul-21-26
Jul-20-26
Jul-15-26
Jul-08-26
Jul-07-26
Company

UMB Financial Corporation serves as the holding company for UMB Bank, delivering a comprehensive array of banking and financial solutions. Its Commercial Banking division provides businesses with essential services, including commercial loans, credit cards, and real estate financing. This segment also offers letters of credit, loan syndication, and consultative support. Furthermore, it delivers specialized business solutions such as asset-based lending, accounts receivable financing, mezzanine debt, and minority equity investments. Comprehensive treasury management services are also available, encompassing depository functions, account reconciliation, cash management tools, accounts payable and receivable solutions, electronic funds transfers, automated payments, controlled disbursements, lockbox services, and remote deposit capture. The Institutional Banking division caters specifically to institutional clients, offering asset management and healthcare services. Its extensive offerings include fund administration and accounting, investor services, transfer agency functions, marketing and distribution support, custody, and alternative investment services. This segment also manages fixed-income sales, trading, and underwriting, alongside providing corporate trust, escrow, and institutional custody services. A notable feature of this division is its healthcare payment solutions, which incorporate custodial services for health savings accounts and versatile private-label debit cards. These solutions are extended to a diverse clientele, including insurance carriers, third-party administrators, software companies, employers, and financial institutions. For individual customers, the Personal Banking segment presents a suite of services such as deposit accounts, retail credit cards, and private banking. It also provides various loan products, including installment loans, home equity lines of credit, residential mortgages, and small business loans. These offerings are complemented by internet banking, an expansive ATM network, brokerage, insurance, advisory, and trust services. The company operates a substantial network of branches and offices across 17 states: Missouri, Kansas, Colorado, Illinois, Oklahoma, Texas, Arizona, Nebraska, Iowa, Pennsylvania, South Dakota, Indiana, Utah, Minnesota, California, and Wisconsin. Established in 1913, UMB Financial Corporation maintains its headquarters in Kansas City, Missouri.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe
Line Item (USD, M)
TTM
FY 2025
12/31/2025
FY 2024
12/31/2024
FY 2023
12/31/2023
FY 2022
12/31/2022
FY 2021
12/31/2021
FY 2020
12/31/2020
FY 2019
12/31/2019
FY 2018
12/31/2018
Total Revenue4,5604,4442,6372,2441,5831,2421,2951,2201,069
Cost of Goods Sold Incl. D&A1,8952,0261,23196026266208225192
Gross Profit2,6652,4181,4061,2851,3221,1761,088995877
Selling, General and Administrative Excl. Other1,3071,144622579550523536518472
Research and Development
000000000
Other Operating Expense349374243284240224213191181
Operating Income1,008900541422532429339286224
Interest Expense1,4401,4921,1709192244677192122
Unusual Expense
Non-Operating Income (Expense)1,6191,4671,1709192244677192122
Net Income Before Taxes1,188875541422532429339286224
Income Taxes2461731007210076524227
Consolidated Net Income942702441350432353287244196
Net Income From Continuing Operations942702441350432353287244196
Net Income942702441350432353287244196
EPS (Recurring)12.089.209.057.228.937.315.954.993.96
EPS (Basic, Before Extraordinaries)12.089.209.057.228.937.315.954.993.96
EPS (Diluted)12.019.138.997.188.867.245.934.963.93
EBITDA1,1251,060594480586485402342277
Other After Tax Adjustments
Stock Option Compensation Expense
Price To Earnings Ratio12.3512.6012.5511.649.4314.6611.6313.8415.51
Price To Sales Ratio2.471.972.101.822.534.102.562.762.79
Gross Margin58.4454.4153.3257.2683.5194.6984.0281.5682.04
Operating Margin22.1120.2520.5218.8133.6134.5426.1823.4420.95
Net Margin20.6615.8016.7215.6027.2928.4222.1620.0018.33
Shares Outstanding767649494848484949
Market Capitalization11,2738,7435,5304,0944,0095,0933,3123,3632,988
Operating Lease Expense
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Insider Trading Volume
$155.77$139.65$123.53$107.40$91.28 Close Price0.00M0.61M1.23M1.84M2.46MUSD Trades VolumeAugSepOctNovDec2026FebMarAprMayJunJulAug
Insider Trading
InsiderRelationshipDateTransactionCost#SharesValue ($)#Shares TotalSEC Form 4
Newton Nikki FarentinoPresident, Private Wealth MgmtAug 04 '26Sale148.602,000297,20011,981Aug 04
Wilson UmaExecutive Vice PresidentAug 04 '26Sale148.004,145613,46020,270Aug 04
Mason Phillip JamesPresident, Inst. BankingAug 04 '26Sale147.00800117,6008,894Aug 04
KEMPER J MARINERChairman and CEOAug 03 '26Sale147.274,200618,5345,561Aug 04
Gallagher Kevin CharlesDirectorJul 31 '26Sale145.1336052,24711,863Jul 31
Beaird Robert BrianChief Human Resource OfficerJul 31 '26Sale144.401,600231,0408,943Jul 31
Wilson UmaExecutive Vice PresidentJun 10 '26Option Exercise75.2592269,38125,337Jun 10
Gallagher Kevin CharlesDirectorJun 10 '26Sale132.8838150,62712,223Jun 10
Wilson UmaExecutive Vice PresidentJun 10 '26Sale133.05922122,67224,415Jun 10
Rine James DPresidentJun 09 '26Sale132.598,2461,093,29661,446Jun 10
Gallagher Kevin CharlesDirectorFeb 03 '26Sale129.3038850,16812,488Feb 03
Peterman TamaraDirectorFeb 02 '26Buy127.8315419,68710,102Feb 03
KEMPER J MARINERChairman and CEOFeb 02 '26Sale128.6818,7142,408,023318,350Feb 03
GRAVES GREG MDirectorFeb 02 '26Buy127.8322028,12539,541Feb 03
Rine James DPresidentDec 11 '25Sale119.033,487415,07270,577Dec 12
QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.