TMP — Tompkins Financial Corporation stock price, charts and financials

AMEX·Financial Services·Banks - Regional·USA

Latest market price

101.54

+0.62+0.61%

Overview Short InterestFilings

TMPQT79Tompkins Financial Corporation·AMEX

Overview Short InterestFilings

101.54+0.61%

News

Up 0.6% — Piper Sandler Maintains Neutral on Tompkins Financial, Raises Price Target to $104 (Benzinga).

Medium confidence

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Signal & projected range

Earnings big beat — drift (PEAD)Historical pattern — not a prediction

Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)

Horizon

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Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Unlock with Premium to see the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands of historical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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DCOM+1.29%$41.74 TCBK+1.02%$58.63 CASH-1.38%$89.50 STBA+0.57%$52.68 TFIN+4.18%$79.83 GABC+0.18%$51.19 NBHC+0.65%$43.47 STEL+0.03%$39.32

Snapshot

Index	-	P/E	8.31	EPS (ttm)	12.22	Insider Own	3.95%	Shs Outstand	14.38M	Perf Week	0.29%

Market Cap	1.46B	Forward P/E	12.28	EPS next Y	8.27	Insider Trans	0.20%	Shs Float	12.98M	Perf Month	7.29%

Enterprise Value	1.96B	PEG	1.16	EPS next Q	1.92	Inst Own	69.45%	Short Float	2.13%	Perf Quarter	22.26%

Income	175.00M	P/S	2.97	EPS this Y	-36.87%	Inst Trans	-	Short Ratio	3.70	Perf Half Y	25.17%

Sales	491.00M	P/B	1.54	EPS next Y	7.19%	ROA	1.99%	Short Interest	275.86K	Perf YTD	40.02%

Book/sh	65.84	P/C	21.17	EPS next 5Y	7.19%	ROE	19.30%	52W High	102.02 -0.47%	Perf Year	61.69%

Cash/sh	4.80	P/FCF	27.80	EPS past 3/5Y	24.04% 16.67%	ROIC	6.93%	52W Low	61.21 65.89%	Perf 3Y	66.27%

Dividend Est.	2.80 (2.76%)	EV/EBITDA	11.19	Sales past 3/5Y	21.23% 12.24%	Gross Margin	72.60%	Volatility	2.56% 2.58%	Perf 5Y	34.15%

Dividend TTM	2.61 (2.57%)	EV/Sales	3.99	EPS Y/Y TTM	145.88%	Oper. Margin	34.90%	ATR (14)	2.63	Perf 10Y	42.29%

Dividend Ex-Date	Aug 07, 2026	Quick Ratio	0.01	Sales Y/Y TTM	13.66%	Profit Margin	35.82%	RSI (14)	66.61	Recom	2.75

Dividend Gr. 3/5Y	2.81% 3.63%	Current Ratio	0.01	EPS Q/Q	36.00%	SMA20	5.99%	Beta	0.71	Target Price	104.00

Payout	21.43%	Debt/Eq	0.70	Sales Q/Q	-76.72%	SMA50	9.98%	Rel Volume	1.02	Prev Close	100.92

Employees	813	LT Debt/Eq	0.18	Earnings	Oct 23	SMA200	26.53%	Avg Volume	84.59K	Price	101.54

IPO Date	Jun 02, 1986	Option/Short	Yes / Yes	EPS/Sales Surpr.	12.09% 0.21%	Net Debt/EBITDA	3.76	Volume	86,608	Change	0.61%

Analyst Ratings

Date	Action	Analyst	Rating	Target
Aug-03-26	Reiterated	Piper Sandler	Neutral	$87 → $104
Dec-03-25	Reiterated	Piper Sandler	Neutral	$74
Oct-02-24	Upgrade	Keefe, Bruyette & Woods	Market Perform → Outperform
Jul-25-17	Upgrade	Keefe, Bruyette & Woods	Underperform → Market Perform
Nov-01-16	Downgrade	Keefe Bruyette & Woods	Market Perform → Underperform
Jun-13-16	Upgrade	Keefe, Bruyette & Woods	Underperform → Market Perform
Jun-12-16	Upgrade	Keefe Bruyette & Woods	Underperform → Perform
Apr-18-16	Downgrade	Keefe, Bruyette & Woods	Market Perform → Underperform

Latest News

Aug-03-26

Aug-03-2611:57AM

Piper Sandler Maintains Neutral on Tompkins Financial, Raises Price Target to $104Benzinga

Jul-28-26

Jul-28-2601:21AM

Tompkins Financial (NYSEAMERICAN:TMP) Shares Gap Up Following Strong Earningsdefenseworld.net

Jul-24-26

Jul-24-2606:06PM

Dividend Champion, Contender, And Challenger Highlights: Week Of July 26SeekingAlpha

11:11AM

Tompkins Financial (TMP) Beats Q2 Earnings and Revenue Estimateszacks.com

09:00AM

Tompkins Financial Corporation Reports Record Financial Results for Third Consecutive Quarterbusinesswire.com

09:00AM

Tompkins Financial Corporation Reports Increased Cash Dividendbusinesswire.com

Jul-22-26

Jul-22-2612:46PM

Why Tompkins Financial (TMP) is a Great Dividend Stock Right Nowzacks.com

Jul-06-26

Jul-06-2612:45PM

Why Tompkins Financial (TMP) is a Top Dividend Stock for Your Portfoliozacks.com

Company

Tompkins Financial Corporation functions as a financial holding entity, offering a comprehensive array of services that include commercial and retail banking, leasing, trust and investment management, financial planning, wealth management, and insurance solutions. Its operations are strategically divided into three main segments: Banking, Insurance, and Wealth Management. The corporation provides a diverse selection of deposit products, such as checking, savings, and time accounts, alongside IRA options, and specialized brokered, reciprocal, and municipal money market deposits. It also extends a wide range of lending solutions. For businesses, these include financing for real estate, construction, and equipment, accounts receivable funding, and commercial leasing. For individuals and businesses alike, it offers residential mortgages, personal loans, home equity loans, commercial and industrial loans, commercial real estate loans, and agricultural loans. Consumer-specific financing encompasses personal installment loans, direct and indirect automobile loans, and overdraft lines of credit. Additional services provided include letters of credit and sweep accounts, credit and debit cards, and modern banking conveniences such as deposit and cash management, internet and mobile banking platforms, remote deposit capture, safe deposit boxes, voice response systems, and ATM access. Beyond banking, Tompkins Financial delivers investment management, trust and estate administration, and financial and tax planning services. Its insurance offerings span property and casualty, medical, life, disability, and long-term care policies, further enhanced by employee benefit consulting and general insurance planning. The company primarily serves a varied clientele, including individual consumers, corporate executives, small business owners, and high-net-worth individuals. Tompkins Financial operates through a network of 63 banking branches, with 43 situated in New York and 20 in Pennsylvania. Founded in 1836, the corporation is headquartered in Ithaca, New York.

Ownership

Total institutional ownership69.45%

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements

DataTimeframe

Line Item (USD, M)	TTM —	FY 2025 12/31/2025	FY 2024 12/31/2024	FY 2023 12/31/2023	FY 2022 12/31/2022	FY 2021 12/31/2021	FY 2020 12/31/2020	FY 2019 12/31/2019	FY 2018 12/31/2018
Total Revenue	491	579	432	303	325	317	325	334	323
Cost of Goods Sold Incl. D&A	134	144	143	92	24	15	46	52	44
Gross Profit	355	435	289	211	301	301	279	281	279
Selling, General and Administrative Excl. Other	133	156	138	134	132	127	124	119	116
Research and Development	0	0	0	0	0	0	0	0	0
Other Operating Expense	52	54	58	65	59	60	57	60	59
Operating Income	171	225	93	12	110	115	98	103	104
Interest Expense	129	132	136	88	21	18	29	51	40
Unusual Expense	—	—	—	—	—	—	—	—	—
Non-Operating Income (Expense)	202	132	136	88	21	18	29	51	40
Net Income Before Taxes	244	225	93	12	110	115	98	103	104
Income Taxes	67	64	22	2	25	25	20	21	22
Consolidated Net Income	175	161	71	10	85	89	78	82	82
Net Income From Continuing Operations	175	161	71	10	85	89	78	82	82
Net Income	175	161	71	10	85	89	78	82	82
EPS (Recurring)	12.29	11.30	4.98	0.66	5.92	6.08	5.22	5.39	5.39
EPS (Basic, Before Extraordinaries)	12.29	11.30	4.98	0.66	5.92	6.08	5.22	5.39	5.39
EPS (Diluted)	12.22	11.24	4.97	0.66	5.89	6.05	5.20	5.37	5.35
EBITDA	175	233	103	24	121	126	109	115	116
Other After Tax Adjustments	—	—	—	—	—	—	—	—	—
Stock Option Compensation Expense	—	—	—	—	—	—	—	—	—
Price To Earnings Ratio	8.31	6.45	13.65	91.26	13.17	13.81	13.58	17.04	14.02
Price To Sales Ratio	2.90	1.75	2.20	2.78	3.34	3.95	3.26	4.11	3.48
Gross Margin	72.30	75.13	66.90	69.64	92.62	94.95	85.85	84.13	86.38
Operating Margin	34.83	38.86	21.53	3.96	33.85	36.28	30.15	30.84	32.20
Net Margin	35.64	27.81	16.44	3.30	26.15	28.08	24.00	24.55	25.39
Shares Outstanding	14	14	14	14	14	15	15	15	15
Market Capitalization	1,422	1,015	950	843	1,086	1,254	1,059	1,373	1,125
Operating Lease Expense	—	—	—	—	—	—	—	—	—

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Insider Trading Volume

Insider Trading

Insider	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
ROMAINE STEPHEN S	President & CEO	Jul 28 '26	Option Exercise	76.90	1,734	133,345	71,621	Jul 30
Torcello Diane D	EVP & President, Tompkins WNY	Jul 27 '26	Option Exercise	76.90	250	19,225	7,562	Jul 29
Rahilly Ita M	Director	May 26 '26	Buy	85.90	1,164	100,000	11,849	May 26
SPAIN MICHAEL H	Director	Jan 15 '26	Option Exercise	0.00	1,564	0	139,415	Jan 16
Rahilly Ita M	Director	Nov 21 '25	Buy	68.36	1,463	100,000	10,511	Nov 24
McKenna John M	EVP, Pres. Tompkins Comm. Bank	Nov 03 '25	Option Exercise	56.29	2,235	125,808	17,235	Nov 05
Kershaw David	SVP, PAO	Nov 03 '25	Option Exercise	56.29	705	39,684	5,032	Nov 04
Torcello Diane D	EVP & President, Tompkins WNY	Nov 03 '25	Option Exercise	64.88	690	44,767	7,004	Nov 04
SPAIN MICHAEL H	Director	Jan 15 '25	Option Exercise	0.00	1,507	0	137,851	Jan 16
Rochon Thomas R.	Director	Jan 15 '25	Option Exercise	0.00	2,826	0	13,350	Jan 16
Johnson Patricia A	Director	Jan 15 '25	Option Exercise	0.00	711	0	5,218	Jan 16
Lee Angela B	Director	Jan 07 '25	Buy	67.07	286	19,183	286	Jan 07
Johnson Patricia A	Director	Jan 07 '25	Buy	67.07	263	17,640	4,508	Jan 07
DeMilia David M	EVP, Pres of TCB Hudson Valley	Nov 14 '24	Option Exercise	52.03	875	45,528	6,277	Nov 18
Torcello Diane D	EVP & President, Tompkins WNY	Nov 04 '24	Option Exercise	49.22	1,010	49,712	6,403	Nov 04

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QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.