| Index | — | P/E | 7.93 | EPS (ttm) | 12.57 | Insider Own | 3.77% | Shs Outstand | 14.38M | Perf Week | -2.41% |
| Market Cap | 1.43B | Forward P/E | 12.07 | EPS next Y | 8.26 | Insider Trans | 0.21% | Shs Float | 12.97M | Perf Month | 1.84% |
| Enterprise Value | 82.41M | PEG | 1.12 | EPS next Q | 1.98 | Short Float | 3.62% | Perf Quarter | -1.06% | ||
| Income | 180.00M | P/S | 2.46 | EPS this Y | 25.66% | Short Ratio | 4.39 | Perf Half Y | 17.36% | ||
| Sales | 583.00M | P/B | 1.53 | EPS next Y | 5.42% | ROA | 2.01% | Short Interest | 469.04K | Perf YTD | 37.52% |
| Book/sh | 65.08 | P/C | 0.76 | EPS next 5Y | 7.06% | ROE | 19.07% | 52W High | 104.18 -4.27% | Perf Year | 57.15% |
| Cash/sh | 131.61 | P/FCF | 26.08 | EPS past 3/5Y | 24.04% 16.67% | ROIC | 11.49% | 52W Low | 63.60 56.81% | Perf 3Y | 102.21% |
| Dividend Est. | 2.96 (2.97%) | EV/EBITDA | 0.32 | Sales past 3/5Y | 21.23% 12.24% | Gross Margin | 76.98% | Volatility | 2.54% 2.21% | Perf 5Y | 19.71% |
| Dividend TTM | 2.69 (2.70%) | EV/Sales | 0.14 | EPS Y/Y TTM | 113.41% | Oper. Margin | 42.99% | ATR (14) | 2.37 | Perf 10Y | 25.45% |
| Dividend Ex-Date | Nov 06, 2026 | Quick Ratio | 0.24 | Sales Y/Y TTM | 26.19% | Profit Margin | 30.94% | RSI (14) | 51.69 | Recom | 2.75 |
| Dividend Gr. 3/5Y | 2.81% 3.63% | Current Ratio | 0.24 | EPS Q/Q | 21.21% | SMA20 | 0.84% | Beta | 0.74 | Target Price | 104.00 |
| Payout | 21.46% | Debt/Eq | 0.58 | Sales Q/Q | 0.00% | SMA50 | 1.44% | Rel Volume | 1.03 | Prev Close | 101.48 |
| Employees | 813 | LT Debt/Eq | 0.00 | Earnings | Jan 29 | SMA200 | 11.64% | Avg Volume | 107.75K | Price | 99.73 |
| IPO Date | Jun 02, 1986 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 2.56% 0.23% | Net Debt/EBITDA | -5.24 | Volume | 111,028 | Change | -1.72% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Aug-03-26 | Reiterated | Piper Sandler | Neutral | $74 → $104 |
| Dec-03-25 | Reiterated | Piper Sandler | Neutral | $74 |
| Oct-02-24 | Upgrade | Keefe, Bruyette & Woods | Market Perform → Outperform | |
| Jul-25-17 | Upgrade | Keefe, Bruyette & Woods | Underperform → Market Perform | |
| Nov-01-16 | Downgrade | Keefe Bruyette & Woods | Market Perform → Underperform | |
| Jun-13-16 | Upgrade | Keefe Bruyette & Woods | Underperform → Market Perform | |
| Jun-12-16 | Upgrade | Keefe Bruyette & Woods | Underperform → Perform | |
| Apr-18-16 | Downgrade | Keefe, Bruyette & Woods | Market Perform → Underperform |
Tompkins Financial Corporation functions as a financial holding entity, offering a comprehensive array of services that include commercial and retail banking, leasing, trust and investment management, financial planning, wealth management, and insurance solutions. Its operations are strategically divided into three main segments: Banking, Insurance, and Wealth Management. The corporation provides a diverse selection of deposit products, such as checking, savings, and time accounts, alongside IRA options, and specialized brokered, reciprocal, and municipal money market deposits. It also extends a wide range of lending solutions. For businesses, these include financing for real estate, construction, and equipment, accounts receivable funding, and commercial leasing. For individuals and businesses alike, it offers residential mortgages, personal loans, home equity loans, commercial and industrial loans, commercial real estate loans, and agricultural loans. Consumer-specific financing encompasses personal installment loans, direct and indirect automobile loans, and overdraft lines of credit. Additional services provided include letters of credit and sweep accounts, credit and debit cards, and modern banking conveniences such as deposit and cash management, internet and mobile banking platforms, remote deposit capture, safe deposit boxes, voice response systems, and ATM access. Beyond banking, Tompkins Financial delivers investment management, trust and estate administration, and financial and tax planning services. Its insurance offerings span property and casualty, medical, life, disability, and long-term care policies, further enhanced by employee benefit consulting and general insurance planning. The company primarily serves a varied clientele, including individual consumers, corporate executives, small business owners, and high-net-worth individuals. Tompkins Financial operates through a network of 63 banking branches, with 43 situated in New York and 20 in Pennsylvania. Founded in 1836, the corporation is headquartered in Ithaca, New York.
Per-holder 13F data hasn't been ingested for this ticker yet.
| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 583 | 579 | 432 | 303 | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 134 | 144 | 143 | 92 | — | — | — | — | — | |
| Gross Profit | 449 | 435 | 289 | 211 | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 139 | 156 | 138 | 134 | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | 0 | — | — | — | — | — | |
| Other Operating Expense | 59 | 54 | 58 | 65 | — | — | — | — | — | |
| Operating Income | 251 | 225 | 93 | 12 | — | — | — | — | — | |
| Interest Expense | 128 | 132 | 136 | 88 | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 128 | 132 | 136 | 88 | — | — | — | — | — | |
| Net Income Before Taxes | 251 | 225 | 93 | 12 | — | — | — | — | — | |
| Income Taxes | 69 | 64 | 22 | 2 | — | — | — | — | — | |
| Consolidated Net Income | 180 | 161 | 71 | 10 | — | — | — | — | — | |
| Net Income From Continuing Operations | 180 | 161 | 71 | 10 | — | — | — | — | — | |
| Net Income | 180 | 161 | 71 | 10 | — | — | — | — | — | |
| EPS (Recurring) | 12.64 | 11.30 | 4.98 | 0.66 | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 12.64 | 11.30 | 4.98 | 0.66 | — | — | — | — | — | |
| EPS (Diluted) | 12.57 | 11.24 | 4.97 | 0.66 | — | — | — | — | — | |
| EBITDA | 258 | 233 | 103 | 24 | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 7.93 | 6.45 | 13.65 | 91.26 | — | — | — | — | — | |
| Price To Sales Ratio | 2.39 | 1.75 | 2.20 | 2.78 | — | — | — | — | — | |
| Gross Margin | 77.02 | 75.13 | 66.90 | 69.64 | — | — | — | — | — | |
| Operating Margin | 43.05 | 38.86 | 21.53 | 3.96 | — | — | — | — | — | |
| Net Margin | 30.87 | 27.81 | 16.44 | 3.30 | — | — | — | — | — | |
| Shares Outstanding | 14 | 14 | 14 | 14 | — | — | — | — | — | |
| Market Capitalization | 1,396 | 1,015 | 950 | 843 | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| DeMilia David M | EVP, Pres of TCB Hudson Valley | Oct 16 '26 | Option Exercise | 76.90 | 255 | 19,610 | 7,598 | Oct 19 |
| Fontaine Alyssa H | EVP, General Counsel & CRO | Sep 02 '26 | Option Exercise | 76.90 | 802 | 61,674 | 10,889 | Sep 04 |
| McKenna John M | EVP, Pres. Tompkins Comm. Bank | Aug 07 '26 | Option Exercise | 76.90 | 802 | 61,674 | 17,285 | Aug 10 |
| Kershaw David | SVP, PAO | Aug 04 '26 | Option Exercise | 76.90 | 260 | 19,994 | 5,077 | Aug 05 |
| ROMAINE STEPHEN S | President & CEO | Jul 28 '26 | Option Exercise | 76.90 | 1,734 | 133,345 | 71,621 | Jul 30 |
| Torcello Diane D | EVP & President, Tompkins WNY | Jul 27 '26 | Option Exercise | 76.90 | 250 | 19,225 | 7,562 | Jul 29 |
| Rahilly Ita M | Director | May 26 '26 | Buy | 85.90 | 1,164 | 100,000 | 11,849 | May 26 |
| SPAIN MICHAEL H | Director | Jan 15 '26 | Option Exercise | 0.00 | 1,564 | 0 | 139,415 | Jan 16 |
| Rahilly Ita M | Director | Nov 21 '25 | Buy | 68.36 | 1,463 | 100,000 | 10,511 | Nov 24 |
| McKenna John M | EVP, Pres. Tompkins Comm. Bank | Nov 03 '25 | Option Exercise | 56.29 | 2,235 | 125,808 | 17,235 | Nov 05 |
| Kershaw David | SVP, PAO | Nov 03 '25 | Option Exercise | 56.29 | 705 | 39,684 | 5,032 | Nov 04 |
| Torcello Diane D | EVP & President, Tompkins WNY | Nov 03 '25 | Option Exercise | 64.88 | 690 | 44,767 | 7,004 | Nov 04 |
| Johnson Patricia A | Director | Jan 15 '25 | Option Exercise | 0.00 | 711 | 0 | 5,218 | Jan 16 |
| SPAIN MICHAEL H | Director | Jan 15 '25 | Option Exercise | 0.00 | 1,507 | 0 | 137,851 | Jan 16 |
| Rochon Thomas R. | Director | Jan 15 '25 | Option Exercise | 0.00 | 2,826 | 0 | 13,350 | Jan 16 |