| Index | — | P/E | 11.77 | EPS (ttm) | 3.77 | Insider Own | 29.59% | Shs Outstand | 18.84M | Perf Week | 1.30% |
| Market Cap | 835.70M | Forward P/E | 10.69 | EPS next Y | 4.15 | Insider Trans | -5.19% | Shs Float | 15.02M | Perf Month | 3.11% |
| Enterprise Value | 112.87M | PEG | 1.87 | EPS next Q | 0.97 | Short Float | 3.93% | Perf Quarter | -2.51% | ||
| Income | 70.00M | P/S | 2.62 | EPS this Y | 14.58% | Short Ratio | 4.97 | Perf Half Y | 11.07% | ||
| Sales | 319.00M | P/B | 1.34 | EPS next Y | 5.06% | ROA | 1.29% | Short Interest | 591.09K | Perf YTD | 14.33% |
| Book/sh | 33.07 | P/C | 0.65 | EPS next 5Y | 6.29% | ROE | 12.36% | 52W High | 46.94 -5.50% | Perf Year | 22.74% |
| Cash/sh | 68.74 | P/FCF | 11.14 | EPS past 3/5Y | 2.12% 6.51% | ROIC | 9.27% | 52W Low | 35.34 25.52% | Perf 3Y | 68.09% |
| Dividend Est. | 0.76 (1.71%) | EV/EBITDA | 0.95 | Sales past 3/5Y | 8.58% 4.71% | Gross Margin | 72.26% | Volatility | 1.77% 2.07% | Perf 5Y | 77.44% |
| Dividend TTM | 0.71 (1.60%) | EV/Sales | 0.35 | EPS Y/Y TTM | 7.71% | Oper. Margin | 27.59% | ATR (14) | 0.97 | Perf 10Y | — |
| Dividend Ex-Date | Nov 02, 2026 | Quick Ratio | 0.28 | Sales Y/Y TTM | 9.25% | Profit Margin | 21.79% | RSI (14) | 58.76 | Recom | 2.00 |
| Dividend Gr. 3/5Y | 10.46% 34.66% | Current Ratio | 0.28 | EPS Q/Q | 10.42% | SMA20 | 2.45% | Beta | 0.47 | Target Price | 51.50 |
| Payout | 16.14% | Debt/Eq | 0.10 | Sales Q/Q | 21.62% | SMA50 | 1.84% | Rel Volume | 1.41 | Prev Close | 44.01 |
| Employees | 574 | LT Debt/Eq | 0.10 | Earnings | Jan 25 | SMA200 | 4.07% | Avg Volume | 105.72K | Price | 44.36 |
| IPO Date | May 09, 2019 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 6.80% 0.08% | Net Debt/EBITDA | -10.38 | Volume | 149,385 | Change | 0.80% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Jul-20-26 | Reiterated | Raymond James | Outperform | $44 → $50 |
| Jun-24-26 | Initiated | Benchmark | Buy | $53 |
| Apr-30-26 | Reiterated | Piper Sandler | Overweight | $48 → $46 |
| Mar-02-26 | Upgrade | Piper Sandler | Neutral → Overweight | $45 → $48 |
| Jan-27-26 | Reiterated | Piper Sandler | Neutral | $41 → $45 |
| Jan-07-26 | Reiterated | Raymond James | Outperform | $44 |
| Oct-24-25 | Downgrade | Piper Sandler | Overweight → Neutral | |
| Jul-23-24 | Reiterated | Piper Sandler | Overweight | $36 |
South Plains Financial, Inc. functions as the parent entity for City Bank, providing a comprehensive suite of commercial and consumer financial services to both individuals and small to mid-sized businesses. Its operations are structured around two core divisions: Banking and Insurance. The company offers a variety of deposit options, such as checking accounts, interest-bearing accounts, savings, and certificates of deposit (CDs). Their lending portfolio is extensive, encompassing commercial real estate, a broad spectrum of specialized commercial loans (including those for agriculture, energy, finance, investment, insurance, retail, and construction), residential construction, mortgages for 1-4 family homes, and consumer loans for vehicles or other personal needs. Additional offerings include crop insurance, trust and investment management, mortgage banking, convenient online and mobile banking platforms, and debit and credit card services. The company maintains a physical presence through 25 full-service bank branches and 15 loan production offices spread across Texas and Eastern New Mexico. Established in 1941, South Plains Financial, Inc. maintains its headquarters in Lubbock, Texas.
Per-holder 13F data hasn't been ingested for this ticker yet.
| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 319 | 297 | 283 | 249 | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 89 | 90 | 98 | 77 | — | — | — | — | — | |
| Gross Profit | 230 | 207 | 185 | 172 | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 99 | 93 | 78 | 83 | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | 0 | — | — | — | — | — | |
| Other Operating Expense | 44 | 40 | 44 | 9 | — | — | — | — | — | |
| Operating Income | 87 | 74 | 63 | 79 | — | — | — | — | — | |
| Interest Expense | 90 | 85 | 94 | 72 | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 90 | 85 | 94 | 72 | — | — | — | — | — | |
| Net Income Before Taxes | 87 | 74 | 63 | 79 | — | — | — | — | — | |
| Income Taxes | 19 | 16 | 14 | 17 | — | — | — | — | — | |
| Consolidated Net Income | 70 | 58 | 50 | 63 | — | — | — | — | — | |
| Net Income From Continuing Operations | 70 | 58 | 50 | 63 | — | — | — | — | — | |
| Net Income | 70 | 58 | 50 | 63 | — | — | — | — | — | |
| EPS (Recurring) | 3.92 | 3.60 | 3.03 | 3.73 | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 3.92 | 3.60 | 3.03 | 3.73 | — | — | — | — | — | |
| EPS (Diluted) | 3.77 | 3.44 | 2.92 | 3.62 | — | — | — | — | — | |
| EBITDA | 119 | 80 | 70 | 86 | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 11.77 | 11.28 | 11.90 | 8.00 | — | — | — | — | — | |
| Price To Sales Ratio | 2.64 | 2.09 | 1.96 | 1.86 | — | — | — | — | — | |
| Gross Margin | 72.10 | 69.70 | 65.37 | 69.08 | — | — | — | — | — | |
| Operating Margin | 27.27 | 24.92 | 22.26 | 31.73 | — | — | — | — | — | |
| Net Margin | 21.94 | 19.53 | 17.67 | 25.30 | — | — | — | — | — | |
| Shares Outstanding | 19 | 16 | 16 | 16 | — | — | — | — | — | |
| Market Capitalization | 843 | 621 | 556 | 463 | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Campbell Richard D | Director | Aug 04 '26 | Sale | 45.14 | 27,286 | 1,231,690 | 1,384,969 | Aug 05 |
| Campbell Richard D | Director | Aug 03 '26 | Sale | 44.75 | 132,714 | 5,938,952 | 1,412,255 | Aug 05 |
| Stein James D. | Director | Jul 28 '26 | Sale | 44.54 | 100,000 | 4,454,300 | 242,872 | Jul 30 |
| Valles Noe G | Director | May 20 '26 | Buy | 0.00 | 623 | 0 | 487,757 | May 22 |
| Stein James D. | Director | May 19 '26 | Sale | 40.07 | 1,560 | 62,509 | 342,872 | May 20 |
| Stein James D. | Director | May 18 '26 | Sale | 40.01 | 13,504 | 540,295 | 344,432 | May 20 |
| Stein James D. | Director | May 11 '26 | Sale | 40.06 | 4,936 | 197,736 | 357,936 | May 12 |
| Stein James D. | Director | May 08 '26 | Sale | 40.38 | 10,000 | 403,800 | 362,872 | May 12 |
| Ehlers Paul A | COO - City Bank | Dec 31 '25 | Option Exercise | 8.60 | 12,000 | 103,200 | 88,567 | Jan 08 |
| Griffith Curtis C | Chairman and CEO | Dec 31 '25 | Option Exercise | 8.60 | 3,000 | 25,800 | 460,240 | Jan 05 |
| Newsom Cory T | President | Dec 31 '25 | Option Exercise | 8.60 | 9,000 | 77,400 | 294,215 | Jan 05 |
| Crockett Steven B | CFO and Treasurer | Dec 31 '25 | Option Exercise | 8.60 | 6,000 | 51,600 | 88,035 | Jan 05 |
| Newsom Mikella D | Chief Risk Officer & Secretary | Dec 31 '25 | Option Exercise | 8.60 | 6,000 | 51,600 | 49,516 | Jan 05 |
| Campbell Richard D | Director, 10% Owner | Sep 12 '25 | Sale | 39.62 | 15,583 | 617,398 | 1,529,386 | Sep 15 |
| Campbell Richard D | Director, 10% Owner | Sep 11 '25 | Sale | 40.21 | 44,417 | 1,786,008 | 1,544,969 | Sep 15 |