Latest market price
48.47
-0.60-1.22%
OverviewShort InterestFilings
SMBKQT69SmartFinancial, Inc.·NYSE
48.47-1.22%
TA
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Signal & projected range
Insider open-market saleHistorical pattern — not a prediction
Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)
Horizon
0%Past 3 monthsToday
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Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Unlock with Premium to see the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands of historical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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TCBK-1.80%$52.52FSUN-0.46%$39.17HOPE-2.72%$13.21OCFC+0.73%$17.94BY-1.18%$38.50INTR-3.84%$4.01STBA-1.06%$50.55HAPN-3.18%$15.53
Snapshot
Index—P/E13.17EPS (ttm)3.68Insider Own11.87%Shs Outstand17.10MPerf Week-1.76%
Market Cap828.76MForward P/E11.70EPS next Y4.14Insider Trans0.08%Shs Float15.13MPerf Month-2.79%
Enterprise Value563.11MPEG1.33EPS next Q1.01Short Float4.25%Perf Quarter-8.86%
Income63.00MP/S2.42EPS this Y27.26%Short Ratio5.24Perf Half Y14.42%
Sales342.00MP/B1.43EPS next Y8.42%ROA0.99%Short Interest642.54KPerf YTD31.04%
Book/sh33.98P/C0.80EPS next 5Y9.90%ROE10.97%52W High54.14 -10.47%Perf Year40.01%
Cash/sh60.88P/FCF11.67EPS past 3/5Y5.33% 12.96%ROIC8.37%52W Low34.23 41.60%Perf 3Y142.35%
Dividend Est.0.36 (0.74%)EV/EBITDA7.06Sales past 3/5Y19.11% 18.90%Gross Margin63.85%Volatility2.32% 2.49%Perf 5Y82.84%
Dividend TTM0.34 (0.70%)EV/Sales1.65EPS Y/Y TTM34.31%Oper. Margin21.77%ATR (14)1.30Perf 10Y191.99%
Dividend Ex-DateJul 31, 2026Quick Ratio0.19Sales Y/Y TTM11.40%Profit Margin18.22%RSI (14)40.14Recom2.55
Dividend Gr. 3/5Y4.55% 9.86%Current Ratio0.19EPS Q/Q27.91%SMA20-2.61%Beta0.74Target Price52.33
Payout9.05%Debt/Eq0.17Sales Q/Q13.92%SMA50-3.98%Rel Volume0.66Prev Close49.07
Employees585LT Debt/Eq0.17EarningsJan 19SMA2007.31%Avg Volume116.64KPrice48.47
IPO DateOct 07, 2003Option/ShortYes / YesEPS/Sales Surpr.14.52% -0.04%Net Debt/EBITDA-11.77Volume77,226Change-1.22%
Analyst Ratings
DateActionAnalystRatingTarget
Oct-21-26DowngradeRaymond JamesStrong Buy → Outperform$58 → $56
Jul-23-26ReiteratedStephens & Co.Equal Weight$27 → $47
Jul-22-26ReiteratedRaymond JamesStrong Buy$50 → $58
Jun-24-26InitiatedBenchmarkBuy$54
Apr-20-26ReiteratedRaymond JamesStrong Buy$47 → $50
Jan-22-26ReiteratedHovde GroupOutperform$48
Oct-27-25ReiteratedPiper SandlerNeutral$28 → $40
Oct-23-24ReiteratedRaymond JamesStrong Buy$36
Oct-22-24ReiteratedPiper SandlerNeutral$26 → $28
Jul-24-24DowngradePiper SandlerOverweight → Neutral
Latest News· Times ET
Oct-30-26
Oct-30-2605:00PM
SmartFinancial Approves Regular Quarterly Cash Dividendbusinesswire.com
Oct-29-26
Oct-29-2608:55AM
Solink Raises $100+ Million in Fresh Funding: NYSE Content Updateprnewswire.com
Oct-22-26
Oct-22-2608:37AM
This Qiagen Analyst Is No Longer Bullish; Here Are Top 3 Downgrades For ThursdayBenzinga
Oct-21-26
Oct-21-2606:35AM
SmartFinancial: 3 Key Takeaways for Long-Term Investorsfool.com
04:12AM
SmartFinancial (NASDAQ:SMBK) Stock Breaks Below Fifty Day Moving Average – Should You Sell?defenseworld.net
Oct-20-26
Oct-20-2603:24PM
SmartFinancial, Inc. (SMBK) Q3 2026 Earnings Call Transcriptseekingalpha.com
06:52AM
SmartFinancial Q3 2026 Earnings Call TranscriptBenzinga
Oct-19-26
Oct-19-2607:31PM
SmarFinancial (SMBK) Reports Q3 Earnings: What Key Metrics Have to Sayzacks.com
07:15PM
SmarFinancial (SMBK) Q3 Earnings and Revenues Surpass Estimateszacks.com
05:00PM
SmartFinancial Announces Results for the Third Quarter 2026businesswire.com
Oct-14-26
Oct-14-2610:16AM
Countdown to SmarFinancial (SMBK) Q3 Earnings: Wall Street Forecasts for Key Metricszacks.com
Oct-13-26
Oct-13-2609:00AM
Atlantic Union (AUB) Reports Next Week: Wall Street Expects Earnings GrowthYahoo
Oct-12-26
Oct-12-2611:00AM
SmarFinancial (SMBK) Earnings Expected to Grow: What to Know Ahead of Next Week's Releasezacks.com
01:26AM
SmartFinancial (SMBK) Projected to Release Quarterly Earnings on Mondaydefenseworld.net
Oct-05-26
Oct-05-2605:00PM
SmartFinancial Sets Dates for Third Quarter Earnings Release and Conference Callbusinesswire.com
Company

SmartFinancial, Inc. functions as the parent entity for SmartBank, which offers a broad spectrum of financial solutions to both individual clients and corporate entities. The company's operations are structured across distinct segments: Commercial Real Estate, Consumer Real Estate, Construction and Land Development, Commercial and Industrial, and a broader Consumer and Other division. Its suite of deposit products includes non-interest and interest-bearing checking accounts, interest-bearing demand accounts, savings and money market accounts, various time deposits, Individual Retirement Accounts (IRAs), and certificates of deposit (CDs). Additionally, SmartFinancial's lending portfolio encompasses financing for commercial and residential properties, consumer real estate, and construction and land development projects. It also extends commercial and financial loans, mortgage loans, direct consumer installment loans, educational and other revolving credit facilities, and provides overdraft services. Beyond these core offerings, the company delivers wealth management, insurance products, mortgage origination, and convenient digital banking services accessible via the internet and mobile devices. As of March 1, 2022, SmartFinancial maintained a significant regional footprint, operating 41 full-service branches and two dedicated loan production offices across East and Middle Tennessee, Alabama, and the Florida Panhandle. The corporate headquarters are located in Knoxville, Tennessee.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe
Line Item (USD, M)
TTM
—
FY 2025
12/31/2025
FY 2024
12/31/2024
FY 2023
12/31/2023
FY 2022
12/31/2022
FY 2021
12/31/2021
FY 2020
12/31/2020
FY 2019
12/31/2019
FY 2018
12/31/2018
Total Revenue342316285240—————
Cost of Goods Sold Incl. D&A12312311991—————
Gross Profit218193166149—————
Selling, General and Administrative Excl. Other102957770—————
Research and Development
0000—————
Other Operating Expense42364443—————
Operating Income75624536—————
Interest Expense12212011488—————
Unusual Expense
—————————
Non-Operating Income (Expense)12212011488—————
Net Income Before Taxes75624536—————
Income Taxes121198—————
Consolidated Net Income63503629—————
Net Income From Continuing Operations63503629—————
Net Income63503629—————
EPS (Recurring)3.713.012.161.70—————
EPS (Basic, Before Extraordinaries)3.713.012.161.70—————
EPS (Diluted)3.682.982.141.69—————
EBITDA80715750—————
Other After Tax Adjustments
—————————
Stock Option Compensation Expense
—————————
Price To Earnings Ratio13.1712.4114.4814.49—————
Price To Sales Ratio2.411.991.851.73—————
Gross Margin63.7461.0858.2562.08—————
Operating Margin21.9319.6215.7915.00—————
Net Margin18.4215.8212.6312.08—————
Shares Outstanding17171717—————
Market Capitalization824629527416—————
Operating Lease Expense
—————————
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Insider Trading Volume
$56.20$49.77$43.33$36.90$30.47● Close Price0.00K100.96K201.93K302.89K403.86KUSD Trades VolumeNovDec2026FebMarAprMayJunJulAugSepOctNov
Insider Trading
InsiderRelationshipDateTransactionCost#SharesValue ($)#Shares TotalSEC Form 4
Jordan Rhett D.EVP & CHIEF CREDIT OFFICEROct 26 '26Sale49.802009,96010,942Oct 26
Tucker Steven B.DirectorOct 23 '26Sale49.503,500173,25047,222Oct 26
Jordan Rhett D.EVP & CHIEF CREDIT OFFICERSep 14 '26Sale52.0523011,97211,142Sep 14
Jordan Rhett D.EVP & CHIEF CREDIT OFFICERAug 04 '26Sale52.7543022,68311,372Aug 04
Jordan Rhett D.EVP & CHIEF CREDIT OFFICERJun 12 '26Sale45.0040018,00011,802Jun 12
Barrett Victor LynnDirectorJun 10 '26Buy43.783,000131,340151,724Jun 10
Ackermann Cathy GDirectorJun 04 '26Buy42.123,000126,36019,831Jun 04
Shomaker Kelli DDirectorMay 04 '26Buy41.3029011,9772,120May 04
Jordan Rhett D.EVP & CHIEF CREDIT OFFICERApr 24 '26Sale41.8550020,92512,202Apr 24
Welborn Wesley MillerCHAIRMAN OF THE BOARDFeb 09 '26Buy43.1383536,01496,468Feb 10
Shomaker Kelli DDirectorJan 27 '26Buy39.3825510,0421,022Jan 28
Tucker Steven B.DirectorDec 10 '25Sale38.0110,625403,85649,914Dec 11
Jordan Rhett D.EVP & CHIEF CREDIT OFFICERNov 18 '25Sale35.002508,75010,104Nov 18
Welborn Wesley MillerCHAIRMAN OF THE BOARDFeb 03 '25Buy34.751,16240,38096,938Feb 04
Jordan Rhett D.EVP & CHIEF CREDIT OFFICERJan 27 '25Sale35.7635012,5169,142Jan 29
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QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.