Primerica, Inc. (NYSE: PRI) is a Financial Services company in the Insurance - Life industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 11.67 | EPS (ttm) | 24.90 | Insider Own | 1.04% | Shs Outstand | 31.18M | Perf Week | -0.63% |
| Market Cap | 9.06B | Forward P/E | 10.70 | EPS next Y | 27.17 | Insider Trans | -2.12% | Shs Float | 31.02M | Perf Month | -3.45% |
| Enterprise Value | 9.10B | PEG | 1.45 | EPS next Q | 6.37 | Inst Own | - | Short Float | 3.62% | Perf Quarter | 3.13% |
| Income | 796.00M | P/S | 2.67 | EPS this Y | 1.40% | Inst Trans | - | Short Ratio | 5.72 | Perf Half Y | 17.64% |
| Sales | 3.40B | P/B | 3.59 | EPS next Y | 7.61% | ROA | 5.39% | Short Interest | 1.12M | Perf YTD | 12.47% |
| Book/sh | 80.91 | P/C | 14.98 | EPS next 5Y | 8.05% | ROE | 32.55% | 52W High | 327.28 -11.21% | Perf Year | 7.25% |
| Cash/sh | 19.40 | P/FCF | 10.61 | EPS past 3/5Y | 22.94% 19.08% | ROIC | 9.81% | 52W Low | 230.10 26.29% | Perf 3Y | 42.85% |
| Dividend Est. | 4.80 (1.65%) | EV/EBITDA | 7.93 | Sales past 3/5Y | 6.68% 7.78% | Gross Margin | 72.14% | Volatility | 1.80% 1.66% | Perf 5Y | 97.80% |
| Dividend TTM | 4.64 (1.60%) | EV/Sales | 2.68 | EPS Y/Y TTM | 81.62% | Oper. Margin | 30.19% | ATR (14) | 5.54 | Perf 10Y | 406.61% |
| Dividend Ex-Date | Aug 21, 2026 | Quick Ratio | 6.84 | Sales Y/Y TTM | 10.07% | Profit Margin | 23.42% | RSI (14) | 41.93 | Recom | 2.72 |
| Dividend Gr. 3/5Y | 23.66% 21.06% | Current Ratio | 6.84 | EPS Q/Q | 17.40% | SMA20 | -0.86% | Beta | 0.86 | Target Price | 301.33 |
| Payout | 17.92% | Debt/Eq | 0.74 | Sales Q/Q | 9.08% | SMA50 | -4.75% | Rel Volume | 2.42 | Prev Close | 290.33 |
| Employees | 2,309 | LT Debt/Eq | 0.74 | Earnings | Nov 04 | SMA200 | 5.39% | Avg Volume | 187.38K | Price | 290.59 |
| IPO Date | Apr 01, 2010 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 6.24% -1.81% | Net Debt/EBITDA | 0.04 | Volume | 453,689 | Change | 0.09% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Aug-27-26 | Downgrade | Truist Securities | Buy → Hold | $240 → $320 |
| Aug-24-26 | Reiterated | Morgan Stanley | Equal Weight | $291 → $316 |
| Jul-10-26 | Reiterated | Jefferies | Hold | $239 → $268 |
| May-21-26 | Reiterated | Morgan Stanley | Equal Weight | $292 → $291 |
| Dec-15-25 | Reiterated | Morgan Stanley | Equal Weight | $301 → $292 |
| Oct-07-25 | Reiterated | Piper Sandler | Neutral | $288 → $292 |
| Oct-07-25 | Reiterated | Morgan Stanley | Equal Weight | $150 → $306 |
| Sep-23-25 | Upgrade | BMO Capital | Market Perform → Outperform | |
| Nov-15-24 | Reiterated | Piper Sandler | $313 | |
| Jul-10-24 | Reiterated | Jefferies | Hold | $236 → $239 |
Primerica Inc., operating with its various subsidiaries, delivers a comprehensive suite of financial services and products primarily aimed at middle-income households throughout the United States and Canada. The company organizes its business into four distinct divisions: Term Life Insurance, Investment and Savings Products, Senior Health, and Corporate & Other Distributed Products. Within its Term Life Insurance division, Primerica focuses on providing individual term life insurance policies. The Investment and Savings Products segment assists clients with a diverse range of options, including mutual funds, various retirement planning vehicles, managed investment solutions, and both variable, fixed, and fixed-indexed annuities. For an older demographic, the Senior Health segment offers segregated funds alongside Medicare Advantage and supplemental insurance plans. The Corporate and Other Distributed Products segment boasts an extensive portfolio, encompassing mortgage lending, prepaid legal services (which cover drafting wills, living wills, powers of attorney, trial defense, and motor vehicle-related legal assistance), and identity theft protection. This segment also extends to auto and homeowners' insurance, innovative home automation systems, and a variety of business insurance products, such as supplemental health, accidental death, and disability coverage designed for small enterprises. Primerica's broad array of offerings is distributed and sold to customers through a vast network of 129,515 licensed sales representatives. Founded in 1927, Primerica Inc. is headquartered in Duluth, Georgia.
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| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 3,400 | 3,226 | 3,089 | — | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 947 | 629 | 1,781 | — | — | — | — | — | — | |
| Gross Profit | 2,453 | 2,598 | 1,308 | — | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 497 | 950 | 0 | — | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | — | — | — | — | — | — | |
| Other Operating Expense | 930 | 673 | 369 | — | — | — | — | — | — | |
| Operating Income | 1,026 | 975 | 939 | — | — | — | — | — | — | |
| Interest Expense | 38 | 24 | 25 | — | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 38 | 24 | 25 | — | — | — | — | — | — | |
| Net Income Before Taxes | 1,026 | 975 | 939 | — | — | — | — | — | — | |
| Income Taxes | 230 | 223 | 219 | — | — | — | — | — | — | |
| Consolidated Net Income | 796 | 751 | 471 | — | — | — | — | — | — | |
| Net Income From Continuing Operations | 796 | 751 | 720 | — | — | — | — | — | — | |
| Net Income | 796 | 751 | 471 | — | — | — | — | — | — | |
| EPS (Recurring) | 24.94 | 22.95 | 13.73 | — | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 24.94 | 22.95 | 13.73 | — | — | — | — | — | — | |
| EPS (Diluted) | 24.90 | 22.91 | 13.71 | — | — | — | — | — | — | |
| EBITDA | 1,148 | 1,018 | 988 | — | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 11.67 | 11.28 | 19.80 | — | — | — | — | — | — | |
| Price To Sales Ratio | 2.65 | 2.64 | 2.99 | — | — | — | — | — | — | |
| Gross Margin | 72.15 | 80.53 | 42.34 | — | — | — | — | — | — | |
| Operating Margin | 30.18 | 30.22 | 30.40 | — | — | — | — | — | — | |
| Net Margin | 23.41 | 23.28 | 15.25 | — | — | — | — | — | — | |
| Shares Outstanding | 31 | 33 | 34 | — | — | — | — | — | — | |
| Market Capitalization | 9,008 | 8,526 | 9,228 | — | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Schneider Peter W. | President | Aug 17 '26 | Sale | 312.65 | 1,800 | 562,770 | 8,011 | Aug 17 |
| Cottle Amber Lynne | Director | Aug 11 '26 | Sale | 313.63 | 279 | 87,502 | 3,549 | Aug 11 |
| Williams Glenn J. | Chief Executive Officer | Aug 10 '26 | Sale | 320.20 | 1,500 | 480,300 | 32,196 | Aug 10 |
| Williams Glenn J. | Chief Executive Officer | Jun 12 '26 | Sale | 280.49 | 1,500 | 420,735 | 33,696 | Jun 15 |
| Schneider Peter W. | President | May 18 '26 | Sale | 279.64 | 1,800 | 503,351 | 9,811 | May 19 |
| Schneider Peter W. | President | Mar 10 '26 | Sale | 252.38 | 1,800 | 454,284 | 11,611 | Mar 10 |
| Jendusa Nicholas Adam | Principal Accounting Officer | Mar 02 '26 | Sale | 255.51 | 190 | 48,546 | 306 | Mar 03 |
| Jendusa Nicholas Adam | Principal Accounting Officer | Mar 01 '26 | Option Exercise | 253.66 | 421 | 106,791 | 541 | Mar 03 |
| TAN TRACY XIANGYAN | EVP and Chief Financial Office | Mar 01 '26 | Option Exercise | 253.65 | 1,789 | 453,774 | 2,461 | Mar 03 |
| Schneider Peter W. | President | Mar 01 '26 | Option Exercise | 253.66 | 3,880 | 984,201 | 10,008 | Mar 03 |
| Williams Glenn J. | Chief Executive Officer | Mar 01 '26 | Option Exercise | 253.66 | 5,090 | 1,291,130 | 31,008 | Mar 03 |
| Williams Glenn J. | Chief Executive Officer | Feb 17 '26 | Sale | 256.41 | 2,500 | 641,028 | 27,392 | Feb 17 |
| Babbit Joel M. | Director | Dec 03 '25 | Sale | 255.00 | 700 | 178,500 | 8,400 | Dec 03 |
| Schneider Peter W. | President | Nov 17 '25 | Sale | 255.30 | 2,000 | 510,600 | 7,301 | Nov 17 |
| Williams Glenn J. | Chief Executive Officer | Nov 12 '25 | Sale | 259.65 | 2,500 | 649,119 | 33,892 | Nov 12 |