Plumas Bancorp (NASDAQ: PLBC) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 11.90 | EPS (ttm) | 5.15 | Insider Own | 10.58% | Shs Outstand | 6.96M | Perf Week | -0.03% |
| Market Cap | 426.96M | Forward P/E | 10.45 | EPS next Y | 5.87 | Insider Trans | -0.04% | Shs Float | 6.39M | Perf Month | 2.54% |
| Enterprise Value | 395.05M | PEG | 2.55 | EPS next Q | 1.46 | Inst Own | - | Short Float | 2.58% | Perf Quarter | 20.19% |
| Income | 35.78M | P/S | 3.27 | EPS this Y | 13.52% | Inst Trans | - | Short Ratio | 2.84 | Perf Half Y | 23.09% |
| Sales | 130.74M | P/B | 1.57 | EPS next Y | 1.73% | ROA | 1.57% | Short Interest | 164.66K | Perf YTD | 37.19% |
| Book/sh | - | P/C | 19.96 | EPS next 5Y | 1.73% | ROE | 13.72% | 52W High | 63.85 -3.81% | Perf Year | 49.17% |
| Cash/sh | - | P/FCF | 21.15 | EPS past 3/5Y | 0.52% 10.39% | ROIC | 1.68% | 52W Low | 39.77 54.43% | Perf 3Y | 69.36% |
| Dividend Est. | 1.32 (2.15%) | EV/EBITDA | 7.22 | Sales past 3/5Y | 15.01% 17.61% | Gross Margin | 81.67% | Volatility | 2.30% 3.35% | Perf 5Y | 84.95% |
| Dividend TTM | 1.26 (2.05%) | EV/Sales | 3.02 | EPS Y/Y TTM | 5.83% | Oper. Margin | 39.03% | ATR (14) | 1.88 | Perf 10Y | 524.97% |
| Dividend Ex-Date | Aug 03, 2026 | Quick Ratio | 10.16 | Sales Y/Y TTM | 78.08% | Profit Margin | 27.41% | RSI (14) | 61.52 | Recom | 2.00 |
| Dividend Gr. 3/5Y | 23.31% 27.23% | Current Ratio | 10.16 | EPS Q/Q | 34.29% | SMA20 | 1.77% | Beta | 0.58 | Target Price | 66.33 |
| Payout | 18.07% | Debt/Eq | 0.38 | Sales Q/Q | 43.48% | SMA50 | 7.11% | Rel Volume | 0.57 | Prev Close | 61.31 |
| Employees | 232 | LT Debt/Eq | 0.19 | Earnings | Oct 21 | SMA200 | 22.82% | Avg Volume | 62.08K | Price | 61.42 |
| IPO Date | Dec 11, 2002 | Option/Short | No / Yes | EPS/Sales Surpr. | 4.06% 2.65% | Net Debt/EBITDA | -0.58 | Volume | 35,652 | Change | 0.18% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Jul-16-26 | Reiterated | Raymond James | Outperform | $58 → $66 |
| Jul-16-26 | Reiterated | Stephens & Co. | Overweight | $60 → $64 |
| Jul-16-26 | Reiterated | Piper Sandler | Overweight | $63 → $69 |
| Apr-16-26 | Reiterated | Piper Sandler | Overweight | $61 → $63 |
| Apr-16-26 | Reiterated | Stephens & Co. | Overweight | $60 |
| Oct-16-25 | Reiterated | Piper Sandler | Overweight | $61 |
Plumas Bancorp functions as the parent holding company for Plumas Bank, a financial institution that delivers a broad spectrum of banking products and services. Its clientele primarily consists of individuals, as well as small and mid-sized businesses, situated across Northeastern California and Northwestern Nevada. The bank's diverse deposit offerings include conventional checking, money market checking, specialized business and public funds sweep accounts, savings, time deposits, and various retirement accounts. On the lending side, Plumas Bank provides a comprehensive suite of options, such as term loans for real estate, commercial endeavors, and industrial operations; government-guaranteed and agricultural financing; revolving lines of credit; consumer loans like auto and home equity; funding for land development and construction projects; and Small Business Administration (SBA) loans. Beyond its core deposit and lending products, the company extends modern conveniences like remote deposit, telephone and mobile banking, and internet banking complete with bill-pay functionality. Additional services encompass cashier's checks, mail-in banking, automated teller machines (ATMs), night depositories, safe deposit boxes, direct deposit, electronic funds transfers, and other standard banking facilities. As of February 28, 2022, Plumas Bank operated through 14 full-service branches and 3 dedicated lending offices. Incorporated in 1980, Plumas Bancorp maintains its corporate headquarters in Reno, Nevada.
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| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 130 | 108 | 73 | 85 | 71 | 57 | 48 | 47 | 43 | |
| Cost of Goods Sold Incl. D&A | 24 | 21 | 12 | 8 | 3 | 2 | 4 | 3 | 2 | |
| Gross Profit | 106 | 88 | 61 | 77 | 68 | 54 | 43 | 44 | 41 | |
| Selling, General and Administrative Excl. Other | 39 | 35 | 24 | 23 | 19 | 14 | 15 | 15 | 15 | |
| Research and Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Other Operating Expense | 16 | 13 | -2 | 14 | 13 | 12 | 9 | 8 | 7 | |
| Operating Income | 51 | 40 | 39 | 40 | 36 | 28 | 20 | 21 | 19 | |
| Interest Expense | 18 | 14 | 11 | 5 | 1 | 1 | 1 | 2 | 1 | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 15 | 14 | 11 | 5 | 1 | 1 | 1 | 2 | 1 | |
| Net Income Before Taxes | 48 | 40 | 39 | 40 | 36 | 28 | 20 | 21 | 19 | |
| Income Taxes | 12 | 10 | 10 | 10 | 9 | 7 | 5 | 6 | 5 | |
| Consolidated Net Income | 36 | 30 | 29 | 30 | 26 | 21 | 14 | 16 | 14 | |
| Net Income From Continuing Operations | 36 | 30 | 29 | 30 | 26 | 21 | 14 | 16 | 14 | |
| Net Income | 36 | 30 | 29 | 30 | 26 | 21 | 14 | 16 | 14 | |
| EPS (Recurring) | 5.15 | 4.60 | 4.85 | 5.08 | 4.53 | 3.82 | 2.80 | 3.01 | 2.74 | |
| EPS (Basic, Before Extraordinaries) | 5.15 | 4.60 | 4.85 | 5.08 | 4.53 | 3.82 | 2.80 | 3.01 | 2.74 | |
| EPS (Diluted) | 5.08 | 4.54 | 4.80 | 5.02 | 4.47 | 3.76 | 2.77 | 2.97 | 2.68 | |
| EBITDA | 55 | 42 | 40 | 42 | 38 | 30 | 21 | 23 | 20 | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 12.09 | 9.84 | 9.85 | 8.24 | 8.29 | 8.99 | 8.48 | 8.88 | 8.47 | |
| Price To Sales Ratio | 3.31 | 2.48 | 3.88 | 2.92 | 3.13 | 3.56 | 2.45 | 2.81 | 2.64 | |
| Gross Margin | 81.54 | 81.48 | 83.56 | 90.59 | 95.77 | 94.74 | 89.58 | 93.62 | 95.35 | |
| Operating Margin | 39.23 | 37.04 | 53.42 | 47.06 | 50.70 | 49.12 | 41.67 | 44.68 | 44.19 | |
| Net Margin | 27.69 | 27.78 | 39.73 | 35.29 | 36.62 | 36.84 | 29.17 | 34.04 | 32.56 | |
| Shares Outstanding | 7 | 6 | 6 | 6 | 6 | 6 | 5 | 5 | 5 | |
| Market Capitalization | 430 | 268 | 284 | 248 | 222 | 203 | 118 | 132 | 114 | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Kaiser Kevin Craig | EVP and Chief Credit Officer | Jul 13 '26 | Option Exercise | 21.45 | 1,400 | 30,030 | 1,919 | Jul 13 |
| Foster Michael Kevin | Director | May 11 '26 | Buy | 51.25 | 470 | 24,088 | 3,450 | May 12 |
| Boigon Aaron M. | EVP, Chief Information Officer | Apr 30 '26 | Option Exercise | 21.45 | 2,500 | 53,625 | 8,100 | Apr 30 |
| Moseley Matthew Brock | EVP and Market President | Apr 30 '26 | Option Exercise | 31.09 | 483 | 15,016 | 9,266 | Apr 30 |
| Kenny Richard Francis | Director | Mar 19 '26 | Option Exercise | 21.45 | 2,000 | 42,900 | 13,268 | Mar 20 |
| Ascuaga Michonne R. | Director | Mar 04 '26 | Option Exercise | 21.45 | 3,200 | 68,640 | 8,707 | Mar 04 |
| O'Gara Heidi S | Director | Feb 24 '26 | Option Exercise | 22.51 | 3,600 | 81,040 | 5,775 | Feb 24 |
| Robison Kenneth Edward III | Director | Feb 20 '26 | Sale | 52.76 | 800 | 42,205 | 1,875 | Feb 23 |
| Coldani Steven M. | Director | Feb 12 '26 | Option Exercise | 24.40 | 2,500 | 61,000 | 16,639 | Feb 13 |
| Robison Kenneth Edward III | Director | Jan 27 '26 | Sale | 49.34 | 500 | 24,670 | 2,675 | Feb 10 |
| WEST DANIEL E | Director | Feb 04 '26 | Option Exercise | 24.40 | 2,500 | 61,000 | 35,762 | Feb 06 |
| RYBACK ANDREW J | President and CEO | Jan 27 '26 | Option Exercise | 31.00 | 2,534 | 78,554 | 63,334 | Jan 27 |
| RYBACK ANDREW J | President and CEO | Apr 10 '25 | Option Exercise | 21.45 | 2,500 | 53,625 | 0 | Jan 16 |
| Belstock Richard L | EVP and CFO | Jan 06 '26 | Option Exercise | 24.53 | 3,100 | 76,045 | 54,235 | Jan 06 |
| McClintock Robert J | Director | Jan 05 '26 | Option Exercise | 21.45 | 3,200 | 68,640 | 3,200 | Jan 05 |