PFIS — Peoples Financial Services Corp. stock price, charts and financials

NASDAQ·Financial Services·Banks - Regional·USA

Latest market price

71.98

+1.70+2.42%

Overview Short InterestFilings

PFISQT78Peoples Financial Services Corp.·NASDAQ

Overview Short InterestFilings

71.98+2.42%

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Signal & projected range

Earnings miss — drift (PEAD)Historical pattern — not a prediction

Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)

Horizon

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Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Unlock with Premium to see the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands of historical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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DCOM+1.29%$41.74 TCBK+1.02%$58.63 CASH-1.38%$89.50 STBA+0.57%$52.68 TFIN+4.18%$79.83 GABC+0.18%$51.19 NBHC+0.65%$43.47 STEL+0.03%$39.32

Snapshot

Index	-	P/E	12.74	EPS (ttm)	5.65	Insider Own	7.90%	Shs Outstand	10.01M	Perf Week	0.07%

Market Cap	720.58M	Forward P/E	9.85	EPS next Y	7.31	Insider Trans	0.00%	Shs Float	9.17M	Perf Month	6.76%

Enterprise Value	884.58M	PEG	1.08	EPS next Q	1.72	Inst Own	-	Short Float	2.28%	Perf Quarter	28.44%

Income	57.00M	P/S	2.56	EPS this Y	15.66%	Inst Trans	-	Short Ratio	2.99	Perf Half Y	33.62%

Sales	281.00M	P/B	1.34	EPS next Y	11.78%	ROA	1.04%	Short Interest	208.64K	Perf YTD	47.77%

Book/sh	53.54	P/C	9.61	EPS next 5Y	11.78%	ROE	10.86%	52W High	73.37 -1.89%	Perf Year	53.48%

Cash/sh	7.49	P/FCF	17.07	EPS past 3/5Y	3.65% 8.01%	ROIC	14.04%	52W Low	43.64 64.94%	Perf 3Y	51.79%

Dividend Est.	2.50 (3.47%)	EV/EBITDA	14.99	Sales past 3/5Y	31.35% 20.41%	Gross Margin	50.62%	Volatility	4.15% 2.78%	Perf 5Y	64.60%

Dividend TTM	2.48 (3.45%)	EV/Sales	3.15	EPS Y/Y TTM	470.71%	Oper. Margin	18.52%	ATR (14)	2.13	Perf 10Y	85.28%

Dividend Ex-Date	Aug 31, 2026	Quick Ratio	1.09	Sales Y/Y TTM	22.17%	Profit Margin	20.20%	RSI (14)	66.71	Recom	3.00

Dividend Gr. 3/5Y	16.06% 11.40%	Current Ratio	1.09	EPS Q/Q	-12.43%	SMA20	4.48%	Beta	0.71	Target Price	56.00

Payout	43.56%	Debt/Eq	0.50	Sales Q/Q	-5.56%	SMA50	10.46%	Rel Volume	1.18	Prev Close	70.28

Employees	547	LT Debt/Eq	0.43	Earnings	Oct 29	SMA200	29.56%	Avg Volume	66.70K	Price	71.98

IPO Date	Jun 05, 2002	Option/Short	Yes / Yes	EPS/Sales Surpr.	-9.48% -0.40%	Net Debt/EBITDA	2.75	Volume	78,426	Change	2.42%

Analyst Ratings

Date	Action	Analyst	Rating	Target
Feb-11-26	Reiterated	Stephens & Co.	Equal Weight	$50 → $56
Dec-08-25	Reiterated	Stephens	Equal Weight	$65 → $50
Dec-09-24	Reiterated	Stephens	Equal Weight	$65
Jul-27-22	Downgrade	Stephens & Co.	Overweight → Equal Weight

Latest News

Jul-31-26

Jul-31-2604:05PM

PEOPLES FINANCIAL SERVICES CORP. Declares Third Quarter 2026 Dividendprnewswire.com

Jul-30-26

Jul-30-2604:48PM

Peoples Financial Servs Q2 Adj. EPS $1.48 Misses $1.64 Estimate, Sales $52.138M Miss $52.350M EstimateBenzinga

04:05PM

PEOPLES FINANCIAL SERVICES CORP. Reports Unaudited Second Quarter and Year to Date 2026 Earningsprnewswire.com

Jun-13-26

Jun-13-2612:15PM

Peoples Financial Services Remains Compelling Enough To Bank OnSeekingAlpha

Company

Peoples Financial Services Corp. functions as the holding company for Peoples Security Bank and Trust Company, delivering a comprehensive suite of commercial and retail banking solutions. Its deposit offerings encompass demand deposit accounts (including NOW and small business checking), money market and savings accounts, individual retirement accounts (IRAs), and various certificates of deposit. The company's lending portfolio is extensive, covering residential needs such as mortgages, auto, personal, manufactured housing, and home equity loans. For commercial clients, it extends financing for real estate, working capital, construction, equipment, agricultural ventures, mineral rights, and Small Business Administration (SBA) initiatives. Beyond traditional banking, the corporation delivers a range of wealth management and trust services. These encompass investment management, various trust arrangements (IRA, estate administration, living, life insurance, testamentary, guardianship, corporate, custodial), and administration of pension and profit-sharing schemes. Financial advisory offerings include investment portfolio oversight, strategic estate and business succession planning, retirement and tax planning, and education funding strategies. It also facilitates annuities, insurance products, securities, brokerage, and broader investor services. For businesses, specialized services extend to small business checking, merchant money market accounts, business credit cards, and lines of credit, complemented by online and telephone banking, and financial checkup services. Operational support for all clients includes remote deposit capture, Automatic Clearing House (ACH) transactions, cash management, automated teller machines (ATMs), point-of-sale services, safe deposit boxes, night depositories, direct deposit, and official checks. Its diverse customer base includes individual consumers, businesses, non-profit organizations, governmental bodies, municipal agencies, and professionals. With 28 full-service community banking branches, the company maintains a significant presence across Allegheny, Bucks, Lackawanna, Lebanon, Lehigh, Luzerne, Monroe, Montgomery, Northampton, Susquehanna, and Wyoming Counties in Pennsylvania, as well as Middlesex County in New Jersey, and Broome County in New York. Established in 1905, the institution is headquartered in Scranton, Pennsylvania.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements

DataTimeframe

Line Item (USD, M)	TTM —	FY 2025 12/31/2025	FY 2024 12/31/2024	FY 2023 12/31/2023	FY 2022 12/31/2022	FY 2021 12/31/2021	FY 2020 12/31/2020	FY 2019 12/31/2019	FY 2018 12/31/2018
Total Revenue	281	281	230	164	124	108	111	109	98
Cost of Goods Sold Incl. D&A	71	94	115	64	15	11	22	24	18
Gross Profit	142	187	115	100	109	97	89	85	81
Selling, General and Administrative Excl. Other	60	84	49	37	35	31	31	32	30
Research and Development	0	0	0	0	0	0	0	0	0
Other Operating Expense	30	31	58	31	28	12	24	24	22
Operating Income	53	72	8	33	45	54	34	29	28
Interest Expense	92	94	95	63	16	9	14	18	13
Unusual Expense	—	—	—	—	—	—	—	—	—
Non-Operating Income (Expense)	111	94	95	63	16	9	14	18	13
Net Income Before Taxes	71	72	8	33	45	54	34	29	28
Income Taxes	15	13	0	5	7	10	5	3	3
Consolidated Net Income	57	59	8	27	38	44	29	26	25
Net Income From Continuing Operations	57	59	8	27	38	44	29	26	25
Net Income	57	59	8	27	38	44	29	26	25
EPS (Recurring)	5.68	5.92	1.00	3.85	5.31	6.05	4.02	3.72	3.37
EPS (Basic, Before Extraordinaries)	5.68	5.92	1.00	3.85	5.31	6.05	4.02	3.72	3.37
EPS (Diluted)	5.65	5.88	0.99	3.83	5.28	6.01	4.00	3.72	3.37
EBITDA	59	83	16	36	49	57	38	33	32
Other After Tax Adjustments	—	—	—	—	—	—	—	—	—
Stock Option Compensation Expense	—	—	—	—	—	—	—	—	—
Price To Earnings Ratio	12.74	8.28	51.70	12.72	9.82	8.77	9.19	13.53	13.07
Price To Sales Ratio	2.56	1.73	2.00	2.08	2.93	3.42	2.32	3.23	3.15
Gross Margin	50.53	66.55	50.00	60.98	87.90	89.81	80.18	77.98	82.65
Operating Margin	18.86	25.62	3.48	20.12	36.29	50.00	30.63	26.61	28.57
Net Margin	20.28	21.00	3.48	16.46	30.65	40.74	26.13	23.85	25.51
Shares Outstanding	10	10	9	7	7	7	7	7	7
Market Capitalization	720	487	461	341	363	369	257	352	308
Operating Lease Expense	—	—	—	—	—	—	—	—	—

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Insider Trading Volume

Insider Trading

Insider	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
TULANEY THOMAS P	PRESIDENT	Apr 03 '26	Option Exercise	0.00	709	0	22,547	Apr 07
Hubble Susan L	EVP/CHIEF INFORMATION OFFICER	Mar 11 '26	Option Exercise	0.00	279	0	2,491	Mar 13
BONE JAMES M JR	EVP/CHIEF FINANCIAL OFFICER	Mar 11 '26	Option Exercise	0.00	317	0	10,798	Mar 13
Champi Gerard A	CHIEF EXECUTIVE OFFICER	Mar 11 '26	Option Exercise	0.00	689	0	20,436	Mar 13
Kirtley Timothy	EVP/CHIEF RISK OFFICER	Mar 11 '26	Option Exercise	0.00	281	0	6,768	Mar 13
Drobins Jeffrey A	EVP/CHIEF LENDING OFFICER	Mar 11 '26	Option Exercise	0.00	274	0	5,473	Mar 13
Westington Stephanie A.	EVP/CHIEF ACCOUNTING OFF	Mar 11 '26	Option Exercise	0.00	90	0	3,382	Mar 13
VIENEY AMY	EVP/CHIEF HUMAN RESOURCES OFF	Mar 11 '26	Option Exercise	0.00	95	0	824	Mar 13
TULANEY THOMAS P	PRESIDENT	Mar 11 '26	Option Exercise	0.00	366	0	22,552	Mar 13
KOPLIN NEAL D	SR EVP/CHIEF BANKING OFFICER	Mar 11 '26	Option Exercise	0.00	323	0	10,944	Mar 13
ANDERSON JOHN R III	EVP/CHIEF OPERATING OFFICER	Mar 11 '26	Option Exercise	0.00	295	0	6,980	Mar 13
Cummings Mary Griffin	EVP/GENERAL COUNSEL	Mar 11 '26	Option Exercise	0.00	246	0	6,923	Mar 13
LOCHEN RICHARD S JR	Director	Aug 15 '25	Buy	50.10	100	5,010	18,419	Aug 19
LOCHEN RICHARD S JR	Director	Aug 06 '25	Buy	47.67	1,000	47,673	18,319	Aug 08
LOCHEN RICHARD S JR	Director	Mar 05 '25	Buy	47.12	1,000	47,123	17,129	Mar 07

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QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.