Preferred Bank (NASDAQ: PFBC) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 9.45 | EPS (ttm) | 11.15 | Insider Own | - | Shs Outstand | 11.84M | Perf Week | 2.37% |
| Market Cap | 1.25B | Forward P/E | 9.60 | EPS next Y | 10.98 | Insider Trans | - | Shs Float | 10.87M | Perf Month | 2.22% |
| Enterprise Value | 883.75M | PEG | 0.62 | EPS next Q | 2.68 | Inst Own | - | Short Float | 11.24% | Perf Quarter | 6.44% |
| Income | 135.45M | P/S | 2.47 | EPS this Y | -2.03% | Inst Trans | - | Short Ratio | 10.87 | Perf Half Y | 18.69% |
| Sales | 506.36M | P/B | 1.57 | EPS next Y | 2.43% | ROA | 1.75% | Short Interest | 1.22M | Perf YTD | 11.64% |
| Book/sh | - | P/C | 7.26 | EPS next 5Y | 2.43% | ROE | 17.32% | 52W High | 112.26 -6.09% | Perf Year | 14.03% |
| Cash/sh | - | P/FCF | 7.44 | EPS past 3/5Y | 6.16% 17.49% | ROIC | 1.75% | 52W Low | 81.50 29.35% | Perf 3Y | 69.30% |
| Dividend Est. | 3.20 (3.04%) | EV/EBITDA | 4.54 | Sales past 3/5Y | 18.35% 17.80% | Gross Margin | 55.82% | Volatility | 2.10% 1.98% | Perf 5Y | 73.25% |
| Dividend TTM | 3.15 (2.99%) | EV/Sales | 1.75 | EPS Y/Y TTM | 13.37% | Oper. Margin | 38.22% | ATR (14) | 2.20 | Perf 10Y | 202.06% |
| Dividend Ex-Date | Oct 05, 2026 | Quick Ratio | 255.01 | Sales Y/Y TTM | -2.50% | Profit Margin | 26.75% | RSI (14) | 54.26 | Recom | 2.50 |
| Dividend Gr. 3/5Y | 20.37% 20.11% | Current Ratio | 255.01 | EPS Q/Q | 10.32% | SMA20 | 1.46% | Beta | 0.55 | Target Price | 110.00 |
| Payout | 27.91% | Debt/Eq | 0.49 | Sales Q/Q | 1.61% | SMA50 | 0.39% | Rel Volume | 3.57 | Prev Close | 105.85 |
| Employees | 324 | LT Debt/Eq | 0.48 | Earnings | Oct 19 | SMA200 | 8.56% | Avg Volume | 119.37K | Price | 105.42 |
| IPO Date | Aug 19, 1999 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 4.83% -0.17% | Net Debt/EBITDA | -1.87 | Volume | 426,375 | Change | -0.41% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Jul-23-26 | Reiterated | Stephens & Co. | Equal Weight | $93 → $110 |
| Jan-26-26 | Reiterated | Stephens & Co. | Equal Weight | $94 → $93 |
| Jan-26-26 | Reiterated | Piper Sandler | Overweight | $119 → $111 |
| Oct-22-25 | Reiterated | Piper Sandler | Overweight | $105 → $119 |
| Oct-22-25 | Reiterated | DA Davidson | Neutral | $90 → $104 |
| Apr-28-25 | Reiterated | DA Davidson | Neutral | $90 |
| Oct-22-24 | Reiterated | Stephens & Co. | Overweight | $95 → $94 |
| Jul-30-24 | Reiterated | Stephens & Co. | Overweight | $95 |
| Jul-29-24 | Reiterated | Piper Sandler | Overweight | $105 |
| Jul-07-22 | Downgrade | Raymond James | Outperform → Market Perform |
Preferred Bank offers a wide array of commercial banking products and services throughout the United States. Its primary clients include small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, various professionals, and high-net-worth individuals. The institution provides diverse deposit options, such as checking, savings, and money market accounts. They also feature fixed-rate and fixed-maturity certificates of deposit for both retail and non-retail clients, along with individual retirement accounts. On the lending side, Preferred Bank extends real estate mortgage loans secured by a variety of properties, including retail, industrial, office, special purpose, and residential (single and multi-family) assets. They also finance real estate construction projects and offer commercial loans like working capital lines of credit, term loans for capital expenditures, and both commercial and standby letters of credit, in addition to SBA loans. Furthermore, the bank provides extensive trade finance solutions. These encompass commercial and export letters of credit, import lines of credit, international wire transfers, documentary collections, acceptance/trust receipt financing products, export financing, and bills purchase programs. Specialized high-wealth banking services are available for affluent individuals residing in the Pacific Rim region. The bank also supports modern financial management through remote deposit capture, as well as online and mobile banking platforms. Dedicated banking services are provided to professionals such as physicians, accountants, attorneys, and business managers. Manufacturing, service, and distribution companies can benefit from safe deposit boxes, account reconciliation, courier services, and comprehensive cash management solutions. As of December 31, 2021, Preferred Bank operated eleven full-service branch locations across California, including Alhambra, Century City, City of Industry, Torrance, Arcadia, Irvine, Diamond Bar, Pico Rivera, Tarzana, and San Francisco. An additional branch is situated in Flushing, New York. The bank was established in 1991 and maintains its headquarters in Los Angeles, California.
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| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 507 | 499 | 520 | — | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 224 | 225 | 249 | — | — | — | — | — | — | |
| Gross Profit | 282 | 274 | 272 | — | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 66 | 67 | 55 | — | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | — | — | — | — | — | — | |
| Other Operating Expense | 23 | 18 | 33 | — | — | — | — | — | — | |
| Operating Income | 194 | 190 | 184 | — | — | — | — | — | — | |
| Interest Expense | 215 | 216 | 236 | — | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 215 | 216 | 236 | — | — | — | — | — | — | |
| Net Income Before Taxes | 194 | 190 | 184 | — | — | — | — | — | — | |
| Income Taxes | 58 | 56 | 53 | — | — | — | — | — | — | |
| Consolidated Net Income | 136 | 134 | 131 | — | — | — | — | — | — | |
| Net Income From Continuing Operations | 136 | 134 | 131 | — | — | — | — | — | — | |
| Net Income | 136 | 134 | 131 | — | — | — | — | — | — | |
| EPS (Recurring) | 11.15 | 10.61 | 9.80 | — | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 11.15 | 10.61 | 9.80 | — | — | — | — | — | — | |
| EPS (Diluted) | 10.94 | 10.41 | 9.65 | — | — | — | — | — | — | |
| EBITDA | 195 | 191 | 186 | — | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 9.64 | 9.07 | 8.95 | — | — | — | — | — | — | |
| Price To Sales Ratio | 2.50 | 2.46 | 2.16 | — | — | — | — | — | — | |
| Gross Margin | 55.62 | 54.91 | 52.31 | — | — | — | — | — | — | |
| Operating Margin | 38.26 | 38.08 | 35.38 | — | — | — | — | — | — | |
| Net Margin | 26.82 | 26.85 | 25.19 | — | — | — | — | — | — | |
| Shares Outstanding | 12 | 13 | 13 | — | — | — | — | — | — | |
| Market Capitalization | 1,265 | 1,228 | 1,123 | — | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |