| Index | — | P/E | 11.90 | EPS (ttm) | 1.89 | Insider Own | 7.81% | Shs Outstand | 24.19M | Perf Week | 9.07% |
| Market Cap | 543.99M | Forward P/E | 10.81 | EPS next Y | 2.08 | Insider Trans | — | Shs Float | 19.65M | Perf Month | 12.00% |
| Enterprise Value | 814.99M | PEG | 0.57 | EPS next Q | 0.41 | Short Float | 3.06% | Perf Quarter | 9.65% | ||
| Income | 45.00M | P/S | 2.54 | EPS this Y | 50.98% | Short Ratio | 7.77 | Perf Half Y | 27.78% | ||
| Sales | 214.00M | P/B | 0.94 | EPS next Y | 35.06% | ROA | 1.23% | Short Interest | 601.25K | Perf YTD | 37.55% |
| Book/sh | 23.90 | P/C | 1.20 | EPS next 5Y | 20.87% | ROE | 8.15% | 52W High | 22.81 -1.40% | Perf Year | 58.38% |
| Cash/sh | 18.73 | P/FCF | 9.22 | EPS past 3/5Y | — 38.92% | ROIC | 3.54% | 52W Low | 13.91 61.68% | Perf 3Y | 188.70% |
| Dividend Est. | — | EV/EBITDA | 10.45 | Sales past 3/5Y | 30.65% 26.04% | Gross Margin | 56.44% | Volatility | 3.23% 1.87% | Perf 5Y | 55.10% |
| Dividend TTM | — | EV/Sales | 3.81 | EPS Y/Y TTM | 112.36% | Oper. Margin | 23.23% | ATR (14) | 0.46 | Perf 10Y | — |
| Dividend Ex-Date | — | Quick Ratio | 0.20 | Sales Y/Y TTM | 15.05% | Profit Margin | 21.21% | RSI (14) | 77.39 | Recom | 3.00 |
| Dividend Gr. 3/5Y | — | Current Ratio | 0.20 | EPS Q/Q | 40.00% | SMA20 | 8.77% | Beta | 0.68 | Target Price | 24.00 |
| Payout | 2.47% | Debt/Eq | 1.25 | Sales Q/Q | 20.83% | SMA50 | 9.94% | Rel Volume | 2.72 | Prev Close | 22.68 |
| Employees | 216 | LT Debt/Eq | 1.25 | Earnings | Jan 26 | SMA200 | 20.11% | Avg Volume | 91.12K | Price | 22.49 |
| IPO Date | Oct 02, 2017 | Option/Short | Yes / Yes | EPS/Sales Surpr. | -5.41% 2.23% | Net Debt/EBITDA | 3.47 | Volume | 247,443 | Change | -0.84% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| May-20-26 | Resumed | Brean Capital | Buy | $24 |
| Jan-31-23 | Downgrade | Compass Point | Buy → Sell |
Ponce Financial Group, Inc. serves as the parent organization for Ponce Bank, delivering a broad spectrum of financial offerings and services. The company actively gathers various types of deposits, including checking accounts (such as demand and NOW/IOLA accounts), money market accounts, reciprocal deposits, savings accounts, and certificates of deposit. Furthermore, it offers a diverse portfolio of lending solutions. These encompass residential mortgages for one-to-four family units (both investor-owned and owner-occupied), multifamily properties, nonresidential real estate, construction and land development, as well as commercial and industrial financing, general business loans, and consumer loans. Ponce Financial Group also provides lines of credit and previously participated in the Paycheck Protection Program. Beyond lending and deposits, the group makes strategic investments. Its investment holdings include securities from the U.S. Government and federal agencies, instruments issued by government-sponsored or government-owned enterprises, mortgage-backed securities, corporate bonds and other obligations, and Federal Home Loan Bank stock. With a substantial footprint in the New York metropolitan area and New Jersey, Ponce Financial Group operates a network of banking offices: four in the Bronx, two in Manhattan, three in Queens, and three in Brooklyn, New York. It also maintains one banking office in Union City, New Jersey. Additionally, the company has several mortgage loan offices: two in Queens and one in Brooklyn, New York, along with two in New Jersey—one in Englewood Cliffs and another in Bergenfield. Founded in 1960, Ponce Financial Group, Inc. is headquartered in the Bronx, New York.
Per-holder 13F data hasn't been ingested for this ticker yet.
| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 214 | 194 | 167 | 134 | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 94 | 88 | 87 | 62 | — | — | — | — | — | |
| Gross Profit | 121 | 106 | 80 | 73 | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 42 | 40 | 34 | 34 | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | 0 | — | — | — | — | — | |
| Other Operating Expense | 29 | 26 | 30 | 33 | — | — | — | — | — | |
| Operating Income | 49 | 40 | 16 | 6 | — | — | — | — | — | |
| Interest Expense | 87 | 86 | 86 | 61 | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 86 | 85 | 86 | 61 | — | — | — | — | — | |
| Net Income Before Taxes | 48 | 38 | 16 | 6 | — | — | — | — | — | |
| Income Taxes | 4 | 10 | 5 | 3 | — | — | — | — | — | |
| Consolidated Net Income | 45 | 29 | 11 | 3 | — | — | — | — | — | |
| Net Income From Continuing Operations | 45 | 29 | 11 | 3 | — | — | — | — | — | |
| Net Income | 45 | 29 | 11 | 3 | — | — | — | — | — | |
| EPS (Recurring) | 1.93 | 1.21 | 0.46 | 0.15 | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 1.93 | 1.21 | 0.46 | 0.15 | — | — | — | — | — | |
| EPS (Diluted) | 1.89 | 1.19 | 0.46 | 0.15 | — | — | — | — | — | |
| EBITDA | 78 | 44 | 20 | 10 | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 11.90 | 13.74 | 28.26 | 65.07 | — | — | — | — | — | |
| Price To Sales Ratio | 2.42 | 1.94 | 1.71 | 1.68 | — | — | — | — | — | |
| Gross Margin | 56.54 | 54.64 | 47.90 | 54.48 | — | — | — | — | — | |
| Operating Margin | 22.90 | 20.62 | 9.58 | 4.48 | — | — | — | — | — | |
| Net Margin | 21.03 | 14.95 | 6.59 | 2.24 | — | — | — | — | — | |
| Shares Outstanding | 23 | 23 | 22 | 23 | — | — | — | — | — | |
| Market Capitalization | 517 | 376 | 286 | 224 | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Kouzilos Ioannis | EVP & Chief Lending Officer | Feb 11 '26 | Option Exercise | 11.48 | 10,929 | 125,519 | 48,006 | Feb 13 |
| Kouzilos Ioannis | EVP & Chief Lending Officer | Feb 11 '26 | Sale | 16.81 | 10,929 | 183,716 | 37,077 | Feb 13 |
| NAUDON CARLOS P | President & CEO | May 02 '23 | Buy | 6.82 | 5,000 | 34,107 | 89,659 | May 03 |
| NAUDON CARLOS P | President & CEO | Mar 13 '23 | Buy | 7.23 | 7,500 | 54,248 | 84,659 | Mar 15 |
| Gonzalez Luis Gerardo Jr. | Chief Operating Officer | Mar 10 '23 | Buy | 8.16 | 613 | 5,000 | 1,919 | Mar 13 |
| NAUDON CARLOS P | President & CEO | Mar 10 '23 | Buy | 8.23 | 5,000 | 41,169 | 77,159 | Mar 13 |
| Tsavaris Steven | Executive Chairman | Mar 10 '23 | Buy | 8.58 | 4,700 | 40,326 | 305,015 | Mar 13 |
| NAUDON CARLOS P | President & CEO | Mar 07 '23 | Buy | 8.99 | 5,000 | 44,970 | 72,159 | Mar 08 |
| Gonzalez Luis Gerardo Jr. | Chief Operating Officer | Feb 09 '23 | Buy | 9.25 | 1,081 | 10,002 | 1,306 | Feb 10 |
| NAUDON CARLOS P | President & CEO | Feb 03 '23 | Buy | 9.41 | 15,000 | 141,181 | 67,159 | Feb 06 |
| Rodriguez David | Chief Relationship Officer | Dec 08 '22 | Sale | 9.84 | 323 | 3,178 | 3,111 | Dec 08 |
| Lugo Nick R. | Director | Jun 06 '22 | Buy | 9.55 | 1,046 | 9,989 | 99,025 | Jun 15 |
| Alvarez Maria | Director | Jun 13 '22 | Buy | 9.16 | 1,091 | 9,993 | 44,063 | Jun 14 |
| Vaccaro Sergio Javier | Chief Financial Officer | Jun 06 '22 | Buy | 9.24 | 10,000 | 92,443 | 10,000 | Jun 07 |
| Tsavaris Steven | Executive Chairman | Jun 03 '22 | Buy | 9.56 | 2,000 | 19,120 | 300,315 | Jun 07 |