ORRF — Orrstown Financial Services, Inc. stock price, charts and financials
QT64Orrstown Financial Services, Inc.Orrstown Financial Services, Inc. (NASDAQ: ORRF) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 9.10 | EPS (ttm) | 4.62 | Insider Own | 4.18% | Shs Outstand | 19.65M | Perf Week | -0.66% |
| Market Cap | 826.39M | Forward P/E | 9.56 | EPS next Y | 4.40 | Insider Trans | -0.67% | Shs Float | 18.74M | Perf Month | 0.72% |
| Enterprise Value | 93.39M | PEG | 4.67 | EPS next Q | 1.10 | Inst Own | - | Short Float | 2.80% | Perf Quarter | 7.76% |
| Income | 86.00M | P/S | 2.30 | EPS this Y | -6.59% | Inst Trans | - | Short Ratio | 3.88 | Perf Half Y | 21.04% |
| Sales | 360.00M | P/B | 1.37 | EPS next Y | 1.95% | ROA | 1.54% | Short Interest | 523.99K | Perf YTD | 18.75% |
| Book/sh | 30.69 | P/C | 0.83 | EPS next 5Y | 1.95% | ROE | 14.46% | 52W High | 43.81 -3.99% | Perf Year | 20.55% |
| Cash/sh | 50.69 | P/FCF | 9.71 | EPS past 3/5Y | 26.60% 11.74% | ROIC | -2.54% | 52W Low | 31.87 31.97% | Perf 3Y | 91.01% |
| Dividend Est. | 1.20 (2.85%) | EV/EBITDA | 0.80 | Sales past 3/5Y | 38.24% 22.76% | Gross Margin | 70.96% | Volatility | 2.26% 1.95% | Perf 5Y | 85.20% |
| Dividend TTM | 1.17 (2.78%) | EV/Sales | 0.26 | EPS Y/Y TTM | 212.16% | Oper. Margin | 29.94% | ATR (14) | 0.91 | Perf 10Y | 80.59% |
| Dividend Ex-Date | Aug 04, 2026 | Quick Ratio | 0.21 | Sales Y/Y TTM | 26.76% | Profit Margin | 24.06% | RSI (14) | 48.29 | Recom | 2.71 |
| Dividend Gr. 3/5Y | 11.73% 9.28% | Current Ratio | 0.21 | EPS Q/Q | 4.81% | SMA20 | -0.22% | Beta | 0.67 | Target Price | 41.00 |
| Payout | 25.81% | Debt/Eq | 0.57 | Sales Q/Q | 2.30% | SMA50 | -0.50% | Rel Volume | 1.64 | Prev Close | 41.85 |
| Employees | 627 | LT Debt/Eq | 0.53 | Earnings | Oct 20 | SMA200 | 9.55% | Avg Volume | 120.17K | Price | 42.06 |
| IPO Date | May 13, 1999 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 6.17% -2.24% | Net Debt/EBITDA | 1.91 | Volume | 197,076 | Change | 0.50% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| May-15-26 | Initiated | DA Davidson | Neutral | $41 |
| Nov-13-24 | Downgrade | Hovde Group | Outperform → Market Perform | |
| Mar-29-19 | Downgrade | Piper Sandler | Buy → Hold | |
| Mar-29-19 | Downgrade | Sandler O'Neill | Buy → Hold | |
| Jul-27-17 | Upgrade | Keefe, Bruyette & Woods | Market Perform → Outperform | |
| Sep-30-16 | Downgrade | Boenning & Scattergood | Outperform → Neutral | |
| Sep-12-16 | Downgrade | Keefe Bruyette & Woods | Outperform → Market Perform | |
| Sep-11-16 | Downgrade | Keefe Bruyette & Woods | Outperform → Perform | |
| Dec-21-12 | Upgrade | Boenning & Scattergood | Neutral → Outperform |
Orrstown Financial Services, Inc. serves as the parent company for Orrstown Bank, offering a comprehensive range of commercial banking and trust solutions throughout the United States. The institution accepts various types of deposits, including checking, savings, time, demand, and money market accounts. It extends diverse credit options, encompassing commercial loans for real estate, equipment, construction, working capital, industrial endeavors, and other business purposes. For individual clients, Orrstown provides home equity loans and lines of credit, residential mortgage financing, and an array of other consumer lending products. Furthermore, the company offers specialized funding such as acquisition and development loans, municipal financing, and installment loans. Operating under the brand Orrstown Financial Advisors, the firm delivers extensive fiduciary services, taking on roles like trustee, executor, administrator, guardian, managing agent, custodian, and investment advisor. It also facilitates retail brokerage services through a collaborative arrangement with an external broker/dealer, and provides direct investment advisory and insurance services. Established in 1919, Orrstown Financial Services, Inc. is headquartered in Shippensburg, Pennsylvania. Its operational footprint spans multiple counties in Pennsylvania (Berks, Cumberland, Dauphin, Franklin, Lancaster, Perry, and York) and Maryland (Anne Arundel, Baltimore, Howard, and Washington, alongside Baltimore City).
Per-holder 13F data hasn't been ingested for this ticker yet.
| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 360 | 354 | 284 | — | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 105 | 104 | 110 | — | — | — | — | — | — | |
| Gross Profit | 254 | 250 | 174 | — | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 97 | 90 | 83 | — | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | — | — | — | — | — | — | |
| Other Operating Expense | 50 | 57 | 63 | — | — | — | — | — | — | |
| Operating Income | 109 | 103 | 28 | — | — | — | — | — | — | |
| Interest Expense | 103 | 104 | 94 | — | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 103 | 104 | 94 | — | — | — | — | — | — | |
| Net Income Before Taxes | 108 | 103 | 28 | — | — | — | — | — | — | |
| Income Taxes | 22 | 22 | 6 | — | — | — | — | — | — | |
| Consolidated Net Income | 86 | 81 | 22 | — | — | — | — | — | — | |
| Net Income From Continuing Operations | 86 | 81 | 22 | — | — | — | — | — | — | |
| Net Income | 86 | 81 | 22 | — | — | — | — | — | — | |
| EPS (Recurring) | 4.66 | 4.21 | 1.49 | — | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 4.66 | 4.21 | 1.49 | — | — | — | — | — | — | |
| EPS (Diluted) | 4.62 | 4.18 | 1.48 | — | — | — | — | — | — | |
| EBITDA | 117 | 117 | 37 | — | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 9.10 | 8.47 | 24.74 | — | — | — | — | — | — | |
| Price To Sales Ratio | 2.22 | 1.70 | 1.93 | — | — | — | — | — | — | |
| Gross Margin | 70.56 | 70.62 | 61.27 | — | — | — | — | — | — | |
| Operating Margin | 30.28 | 29.10 | 9.86 | — | — | — | — | — | — | |
| Net Margin | 23.89 | 22.88 | 7.75 | — | — | — | — | — | — | |
| Shares Outstanding | 19 | 17 | 15 | — | — | — | — | — | — | |
| Market Capitalization | 799 | 602 | 549 | — | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Rice Michael John | Director | Aug 06 '26 | Sale | 43.16 | 2,530 | 109,195 | 22,022 | Aug 07 |
| DOLL AMY | EVP, Chief Admin. Officer | Jul 27 '26 | Sale | 41.61 | 3,002 | 124,913 | 25,669 | Jul 28 |
| DOLL AMY | EVP, Chief Admin. Officer | Jul 24 '26 | Option Exercise | 24.82 | 10,443 | 259,230 | 28,671 | Jul 28 |
| Brunner Brian D | Director | Mar 18 '26 | Buy | 34.02 | 1,000 | 34,017 | 50,529 | Mar 19 |
| Holt Christopher D | EVP, Market President | Mar 11 '26 | Sale | 34.29 | 7,820 | 268,148 | 12,616 | Mar 12 |
| Quinn Thomas R Jr | President & CEO | Feb 19 '26 | Sale | 37.43 | 10,373 | 388,261 | 87,202 | Feb 19 |
| Quinn Thomas R Jr | President & CEO | Feb 18 '26 | Sale | 37.70 | 28 | 1,055 | 97,575 | Feb 19 |
| Messick John Rodney | Director | Feb 05 '26 | Sale | 38.62 | 2,500 | 96,550 | 7,167 | Feb 09 |
| BROWN SARAH M | Director | Feb 02 '26 | Buy | 36.21 | 406 | 14,701 | 9,866 | Feb 04 |
| DOLL AMY | EVP, Chief Admin. Officer | Nov 14 '25 | Option Exercise | 19.64 | 5,596 | 109,905 | 0 | Nov 17 |
| Joiner Cindy Jeannette | Director | Oct 27 '25 | Buy | 34.29 | 302 | 10,356 | 22,818 | Oct 28 |
| BROWN SARAH M | Director | Sep 03 '25 | Buy | 35.00 | 288 | 10,080 | 9,340 | Sep 04 |
| Jaeger Michael | EVP, Chief Experience Officer | Jul 28 '25 | Sale | 34.25 | 642 | 21,989 | 745 | Jul 29 |
| FAINOR SCOTT V | Director | Mar 24 '25 | Buy | 31.17 | 3,000 | 93,520 | 13,396 | Mar 26 |
| Brunner Brian D | Director | Mar 19 '25 | Buy | 30.87 | 2,500 | 77,175 | 49,330 | Mar 21 |