OBT — Orange County Bancorp, Inc. stock price, charts and financials

QT75Orange County Bancorp, Inc.

Orange County Bancorp, Inc. (NASDAQ: OBT) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.

Latest market price
38.80
+0.53+1.38%
OverviewShort InterestFilings
OBTQT75Orange County Bancorp, Inc.·NASDAQ
38.80+1.38%
TA
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Signal & projected range
Earnings big beat — drift (PEAD)Historical pattern — not a prediction
Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)
Horizon
0%Past 3 monthsToday
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Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Unlock with Premium to see the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands of historical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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DCOM+1.29%$41.74TCBK+1.02%$58.63CASH-1.38%$89.50STBA+0.57%$52.68TFIN+4.18%$79.83GABC+0.18%$51.19NBHC+0.65%$43.47STEL+0.03%$39.32
Snapshot
Index-P/E10.93EPS (ttm)3.55Insider Own8.16%Shs Outstand13.41MPerf Week-0.21%
Market Cap520.23MForward P/E10.28EPS next Y3.77Insider Trans-0.26%Shs Float10.71MPerf Month2.97%
Enterprise Value212.53MPEG1.15EPS next Q0.82Inst Own-Short Float1.22%Perf Quarter15.92%
Income47.00MP/S3.47EPS this Y-2.89%Inst Trans-Short Ratio2.02Perf Half Y21.82%
Sales150.00MP/B1.69EPS next Y9.48%ROA1.69%Short Interest131.09KPerf YTD35.90%
Book/sh22.90P/C0.71EPS next 5Y9.48%ROE16.44%52W High40.10 -3.24%Perf Year62.62%
Cash/sh54.52P/FCF10.99EPS past 3/5Y15.34% 20.70%ROIC12.45%52W Low22.98 68.84%Perf 3Y67.97%
Dividend Est.0.72 (1.86%)EV/EBITDA4.07Sales past 3/5Y18.07% 19.81%Gross Margin79.01%Volatility2.86% 3.06%Perf 5Y130.95%
Dividend TTM0.67 (1.73%)EV/Sales1.41EPS Y/Y TTM43.72%Oper. Margin34.01%ATR (14)1.16Perf 10Y233.05%
Dividend Ex-DateJun 04, 2026Quick Ratio0.30Sales Y/Y TTM4.90%Profit Margin31.45%RSI (14)61.55Recom2.00
Dividend Gr. 3/5Y11.16% 7.34%Current Ratio0.30EPS Q/Q17.24%SMA203.14%Beta0.41Target Price36.00
Payout16.95%Debt/Eq0.12Sales Q/Q-14.63%SMA506.40%Rel Volume0.85Prev Close38.27
Employees235LT Debt/Eq0.12EarningsOct 28SMA20021.04%Avg Volume68.09KPrice38.80
IPO DateOct 15, 2003Option/ShortYes / YesEPS/Sales Surpr.27.56% -15.71%Net Debt/EBITDA-5.75Volume57,643Change1.38%
Analyst Ratings
DateActionAnalystRatingTarget
Feb-05-26ReiteratedPiper SandlerOverweight$31 → $36
Dec-10-25ReiteratedPiper SandlerOverweight$31
Latest News
Company

Orange County Bancorp, Inc., a bank holding company, through its subsidiaries, provides commercial and consumer banking products and services. The company operates in Business Banking, Private Banking, and Trust & Wealth Management segments. It accepts various deposits, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company also offers commercial real estate loans, commercial and industrial loans, commercial real estate construction loans, residential real estate loans, home equity loans, and consumer loans. In addition, it provides traditional trust and administration, asset management, financial planning, and wealth management services; and financial products, including checking, savings, money market accounts, certificates of deposit, and treasury management services. The company offers its products to small businesses, middle-market enterprises, local municipal governments, and individuals, as well as operate full-service branches and loan production office in Orange, Westchester, Rockland, and Bronx counties in New York. Orange County Bancorp, Inc. was founded in 1892 and is headquartered in Middletown, New York.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe
Line Item (USD, M)
TTM
—
FY 2025
12/31/2025
FY 2024
12/31/2024
FY 2023
12/31/2023
FY 2022
12/31/2022
FY 2021
12/31/2021
FY 2020
12/31/2020
FY 2019
12/31/2019
FY 2018
12/31/2018
Total Revenue1501581431319676645848
Cost of Goods Sold Incl. D&A323943371661075
Gross Profit119119100948070545143
Selling, General and Administrative Excl. Other554340373226252321
Research and Development
000000000
Other Operating Expense132525201817151312
Operating Income51523537302715149
Interest Expense2831352964553
Unusual Expense
—————————
Non-Operating Income (Expense)3031352964553
Net Income Before Taxes54523537302715149
Income Taxes5107865332
Consolidated Net Income47422829242112118
Net Income From Continuing Operations47422829242112118
Net Income47422829242112118
EPS (Recurring)3.553.332.472.622.172.141.301.280.94
EPS (Basic, Before Extraordinaries)3.553.332.472.622.172.141.301.280.94
EPS (Diluted)3.553.332.472.622.172.141.301.280.94
EBITDA515337393228161611
Other After Tax Adjustments
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Stock Option Compensation Expense
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Price To Earnings Ratio10.938.5711.2511.5010.739.3910.4811.4814.36
Price To Sales Ratio3.362.352.142.532.672.641.922.282.25
Gross Margin79.3375.3269.9371.7683.3392.1184.3887.9389.58
Operating Margin34.0032.9124.4828.2431.2535.5323.4424.1418.75
Net Margin31.3326.5819.5822.1425.0027.6318.7518.9716.67
Shares Outstanding131311111110998
Market Capitalization504371306331256201123132108
Operating Lease Expense
—————————
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Insider Trading Volume
$41.28$36.08$30.89$25.70$20.50● Close Price0.00K18.23K36.46K54.70K72.93KUSD Trades VolumeAugSepOctNovDec2026FebMarAprMayJunJulAug
Insider Trading
InsiderRelationshipDateTransactionCost#SharesValue ($)#Shares TotalSEC Form 4
Sousa GregoryEVP and Deputy CLOAug 03 '26Sale38.751,88272,92810,572Aug 03
Sousa GregoryEVP and Deputy CLOJul 30 '26Sale38.751,16545,14412,454Aug 03
Gilfeather Michael JPresident and CEOMar 19 '26Buy31.252006,25016,400Mar 23
Dineen David PSVP, Dir. Wealth ServicesDec 11 '25Sale28.811,00028,8068,214Dec 15
Gilfeather Michael JPresident and CEOOct 31 '25Buy24.021,65039,633106,788Nov 03
Schiller JonDirectorJun 04 '25Buy23.256,451149,98612,446Jun 05
Ruhl Joseph AReg Pres, Westchester CountyMay 16 '25Sale26.671,75246,72631,485May 19
Coulter Michael JEVP and CLOMay 05 '25Sale26.172,49765,3464,984May 07
Sousa GregoryEVP and Deputy CLOMay 02 '25Sale24.612,44060,05810,280May 06
Rooney StephenSVP, Chief Credit OfficerDec 02 '24Sale58.3170040,8173,175Dec 04
Ruhl Joseph AReg Pres, Westchester CountyNov 21 '24Sale57.7591052,55314,464Nov 22
Listner MichaelSVP and Chief Risk OfficerNov 06 '24Sale59.4058934,9863,072Nov 07
Sousa GregoryEVP and Deputy CLONov 05 '24Sale55.0042623,4304,252Nov 06
Coulter Michael JEVP and CLONov 04 '24Sale52.8342622,5064,535Nov 06
Gilfeather Michael JPresident and CEONov 01 '24Buy55.6752529,22743,295Nov 04
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QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.