Orange County Bancorp, Inc. (NASDAQ: OBT) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 10.84 | EPS (ttm) | 3.55 | Insider Own | 8.16% | Shs Outstand | 13.41M | Perf Week | 0.55% |
| Market Cap | 516.07M | Forward P/E | 10.26 | EPS next Y | 3.75 | Insider Trans | -0.42% | Shs Float | 10.71M | Perf Month | 1.99% |
| Enterprise Value | 212.93M | PEG | 1.19 | EPS next Q | 0.81 | Inst Own | - | Short Float | 1.51% | Perf Quarter | 3.38% |
| Income | 47.00M | P/S | 3.44 | EPS this Y | -3.19% | Inst Trans | - | Short Ratio | 2.32 | Perf Half Y | 23.56% |
| Sales | 150.00M | P/B | 1.68 | EPS next Y | 9.12% | ROA | 1.69% | Short Interest | 161.91K | Perf YTD | 34.82% |
| Book/sh | 22.90 | P/C | 0.71 | EPS next 5Y | 9.12% | ROE | 16.44% | 52W High | 40.10 -4.01% | Perf Year | 47.92% |
| Cash/sh | 54.52 | P/FCF | 7.84 | EPS past 3/5Y | 15.34% 20.70% | ROIC | 12.45% | 52W Low | 23.25 65.55% | Perf 3Y | 69.63% |
| Dividend Est. | 0.72 (1.87%) | EV/EBITDA | 4.08 | Sales past 3/5Y | 18.07% 19.81% | Gross Margin | 79.01% | Volatility | 3.17% 3.12% | Perf 5Y | 116.85% |
| Dividend TTM | 0.72 (1.87%) | EV/Sales | 1.41 | EPS Y/Y TTM | 43.72% | Oper. Margin | 34.01% | ATR (14) | 1.24 | Perf 10Y | 230.67% |
| Dividend Ex-Date | Sep 04, 2026 | Quick Ratio | 0.30 | Sales Y/Y TTM | 4.90% | Profit Margin | 31.45% | RSI (14) | 53.55 | Recom | 2.00 |
| Dividend Gr. 3/5Y | 11.16% 7.34% | Current Ratio | 0.30 | EPS Q/Q | 17.24% | SMA20 | 0.90% | Beta | 0.42 | Target Price | 44.00 |
| Payout | 18.91% | Debt/Eq | 0.12 | Sales Q/Q | -14.63% | SMA50 | 0.97% | Rel Volume | 2.67 | Prev Close | 38.16 |
| Employees | 235 | LT Debt/Eq | 0.12 | Earnings | Oct 28 | SMA200 | 12.80% | Avg Volume | 65.59K | Price | 38.49 |
| IPO Date | Oct 15, 2003 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 27.56% -15.71% | Net Debt/EBITDA | -5.75 | Volume | 174,872 | Change | 0.86% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Sep-04-26 | Reiterated | Piper Sandler | Overweight | $36 → $44 |
| Feb-05-26 | Reiterated | Piper Sandler | Overweight | $31 → $36 |
| Dec-10-25 | Reiterated | Piper Sandler | Overweight | $31 |
Orange County Bancorp, Inc., a bank holding company, through its subsidiaries, provides commercial and consumer banking products and services. The company operates in Business Banking, Private Banking, and Trust & Wealth Management segments. It accepts various deposits, including interest-bearing and noninterest-bearing demand accounts, money market deposit accounts, savings accounts, and certificates of deposit. The company also offers commercial real estate loans, commercial and industrial loans, commercial real estate construction loans, residential real estate loans, home equity loans, and consumer loans. In addition, it provides traditional trust and administration, asset management, financial planning, and wealth management services; and financial products, including checking, savings, money market accounts, certificates of deposit, and treasury management services. The company offers its products to small businesses, middle-market enterprises, local municipal governments, and individuals, as well as operate full-service branches and loan production office in Orange, Westchester, Rockland, and Bronx counties in New York. Orange County Bancorp, Inc. was founded in 1892 and is headquartered in Middletown, New York.
Per-holder 13F data hasn't been ingested for this ticker yet.
| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 150 | 158 | 143 | — | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 32 | 39 | 43 | — | — | — | — | — | — | |
| Gross Profit | 119 | 119 | 100 | — | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 55 | 43 | 40 | — | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | — | — | — | — | — | — | |
| Other Operating Expense | 13 | 25 | 25 | — | — | — | — | — | — | |
| Operating Income | 51 | 52 | 35 | — | — | — | — | — | — | |
| Interest Expense | 28 | 31 | 35 | — | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 30 | 31 | 35 | — | — | — | — | — | — | |
| Net Income Before Taxes | 54 | 52 | 35 | — | — | — | — | — | — | |
| Income Taxes | 5 | 10 | 7 | — | — | — | — | — | — | |
| Consolidated Net Income | 47 | 42 | 28 | — | — | — | — | — | — | |
| Net Income From Continuing Operations | 47 | 42 | 28 | — | — | — | — | — | — | |
| Net Income | 47 | 42 | 28 | — | — | — | — | — | — | |
| EPS (Recurring) | 3.55 | 3.33 | 2.47 | — | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 3.55 | 3.33 | 2.47 | — | — | — | — | — | — | |
| EPS (Diluted) | 3.55 | 3.33 | 2.47 | — | — | — | — | — | — | |
| EBITDA | 51 | 53 | 37 | — | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 10.84 | 8.57 | 11.25 | — | — | — | — | — | — | |
| Price To Sales Ratio | 3.34 | 2.35 | 2.14 | — | — | — | — | — | — | |
| Gross Margin | 79.33 | 75.32 | 69.93 | — | — | — | — | — | — | |
| Operating Margin | 34.00 | 32.91 | 24.48 | — | — | — | — | — | — | |
| Net Margin | 31.33 | 26.58 | 19.58 | — | — | — | — | — | — | |
| Shares Outstanding | 13 | 13 | 11 | — | — | — | — | — | — | |
| Market Capitalization | 500 | 371 | 306 | — | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Rooney Stephen | SVP, Chief Credit Officer | Aug 04 '26 | Sale | 38.71 | 1,500 | 58,065 | 8,606 | Aug 05 |
| Sousa Gregory | EVP and Deputy CLO | Aug 03 '26 | Sale | 38.75 | 1,882 | 72,928 | 10,572 | Aug 03 |
| Sousa Gregory | EVP and Deputy CLO | Jul 30 '26 | Sale | 38.75 | 1,165 | 45,144 | 12,454 | Aug 03 |
| Gilfeather Michael J | President and CEO | Mar 19 '26 | Buy | 31.25 | 200 | 6,250 | 16,400 | Mar 23 |
| Dineen David P | SVP, Dir. Wealth Services | Dec 11 '25 | Sale | 28.81 | 1,000 | 28,806 | 8,214 | Dec 15 |
| Gilfeather Michael J | President and CEO | Oct 31 '25 | Buy | 24.02 | 1,650 | 39,633 | 106,788 | Nov 03 |
| Schiller Jon | Director | Jun 04 '25 | Buy | 23.25 | 6,451 | 149,986 | 12,446 | Jun 05 |
| Ruhl Joseph A | Reg Pres, Westchester County | May 16 '25 | Sale | 26.67 | 1,752 | 46,726 | 31,485 | May 19 |
| Coulter Michael J | EVP and CLO | May 05 '25 | Sale | 26.17 | 2,497 | 65,346 | 4,984 | May 07 |
| Sousa Gregory | EVP and Deputy CLO | May 02 '25 | Sale | 24.61 | 2,440 | 60,058 | 10,280 | May 06 |
| Rooney Stephen | SVP, Chief Credit Officer | Dec 02 '24 | Sale | 58.31 | 700 | 40,817 | 3,175 | Dec 04 |
| Ruhl Joseph A | Reg Pres, Westchester County | Nov 21 '24 | Sale | 57.75 | 910 | 52,553 | 14,464 | Nov 22 |