| Index | — | P/E | 8.87 | EPS (ttm) | 2.96 | Insider Own | 13.45% | Shs Outstand | 12.95M | Perf Week | -12.79% |
| Market Cap | 339.99M | Forward P/E | 10.55 | EPS next Y | 2.49 | Insider Trans | 0.11% | Shs Float | 11.82M | Perf Month | -13.79% |
| Enterprise Value | 84.99M | PEG | 0.17 | EPS next Q | — | Short Float | 2.38% | Perf Quarter | -15.15% | ||
| Income | 38.00M | P/S | 1.56 | EPS this Y | 163.19% | Short Ratio | 5.21 | Perf Half Y | 4.91% | ||
| Sales | 218.00M | P/B | 0.99 | EPS next Y | 90.08% | ROA | 1.10% | Short Interest | 281.57K | Perf YTD | 1.66% |
| Book/sh | 26.65 | P/C | 1.09 | EPS next 5Y | 50.70% | ROE | 11.55% | 52W High | 31.99 -18.85% | Perf Year | -0.11% |
| Cash/sh | 24.18 | P/FCF | — | EPS past 3/5Y | 20.75% -7.61% | ROIC | 1.23% | 52W Low | 23.99 8.21% | Perf 3Y | 30.26% |
| Dividend Est. | 0.68 (2.62%) | EV/EBITDA | 1.57 | Sales past 3/5Y | 21.11% 15.92% | Gross Margin | 63.26% | Volatility | 5.94% 3.22% | Perf 5Y | -39.96% |
| Dividend TTM | 0.68 (2.62%) | EV/Sales | 0.39 | EPS Y/Y TTM | 127.69% | Oper. Margin | 23.53% | ATR (14) | 1.13 | Perf 10Y | 108.41% |
| Dividend Ex-Date | Sep 01, 2026 | Quick Ratio | — | Sales Y/Y TTM | 2.35% | Profit Margin | 17.71% | RSI (14) | 30.24 | Recom | 2.38 |
| Dividend Gr. 3/5Y | 0.00% 13.56% | Current Ratio | — | EPS Q/Q | 116.67% | SMA20 | -9.73% | Beta | 0.89 | Target Price | 30.00 |
| Payout | 22.29% | Debt/Eq | 0.17 | Sales Q/Q | 39.58% | SMA50 | -12.13% | Rel Volume | 1.66 | Prev Close | 26.26 |
| Employees | 403 | LT Debt/Eq | 0.16 | Earnings | Feb 11 | SMA200 | -6.49% | Avg Volume | 60.88K | Price | 25.96 |
| IPO Date | Aug 03, 2012 | Option/Short | Yes / Yes | EPS/Sales Surpr. | -90.24% — | Net Debt/EBITDA | -4.72 | Volume | 100,812 | Change | -1.14% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Oct-07-25 | Reiterated | Raymond James | Outperform | $25 → $30 |
| Jul-14-25 | Upgrade | Hovde Group | Market Perform → Outperform | |
| Apr-02-25 | Reiterated | Raymond James | Outperform | $55 → $20 |
| Jul-07-22 | Reiterated | Raymond James | Strong Buy | $55 |
| Apr-01-22 | Downgrade | Raymond James | Strong Buy → Buy | |
| Mar-12-21 | Downgrade | Piper Sandler | Overweight → Neutral |
MVB Financial Corp. operates as a financial holding company, delivering a comprehensive suite of financial services to both individual consumers and corporate clients. The company serves customers across the Mid-Atlantic region and extends its reach internationally. Its operations are structured into three primary divisions: CoRe Banking, Mortgage Banking, and Financial Holding Company. Within its core banking offerings, MVB provides a variety of deposit accounts, including checking, savings, money market, and certificates of deposit. The company also extends credit solutions, such as commercial, consumer, and real estate mortgage loans, alongside various lines of credit. An array of supplementary banking services includes debit cards, cashier's checks, safe deposit box rentals, and non-deposit investment options. Notably, it also specializes in financial technology (Fintech) banking services. Beyond traditional banking, MVB Financial Corp. offers title insurance. It further provides an integrated range of services encompassing regulatory compliance, state licensing, financial crime prevention, and enterprise risk management; these solutions cover consulting, outsourcing, testing, and training. Moreover, the firm delivers customizable fraud prevention services designed for merchants, credit agencies, Fintech companies, and other vendors. It also engages in consulting for the development of online and mobile banking platforms and digital products for Fintech entities, concurrently undertaking software development projects. As of December 31, 2021, MVB maintained a physical presence with eight full-service branches, comprising six in West Virginia and two in Virginia. Established in 1997, the company's headquarters are situated in Fairmont, West Virginia.
Per-holder 13F data hasn't been ingested for this ticker yet.
| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 218 | 270 | 227 | 213 | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 80 | 77 | 80 | 65 | — | — | — | — | — | |
| Gross Profit | 138 | 194 | 147 | 148 | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 75 | 71 | 72 | 68 | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | 0 | — | — | — | — | — | |
| Other Operating Expense | 12 | 86 | 49 | 53 | — | — | — | — | — | |
| Operating Income | 51 | 37 | 26 | 27 | — | — | — | — | — | |
| Interest Expense | 67 | 68 | 77 | 67 | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 67 | 68 | 77 | 67 | — | — | — | — | — | |
| Net Income Before Taxes | 51 | 37 | 26 | 27 | — | — | — | — | — | |
| Income Taxes | 13 | 10 | 6 | 5 | — | — | — | — | — | |
| Consolidated Net Income | 38 | 27 | 20 | 31 | — | — | — | — | — | |
| Net Income From Continuing Operations | 38 | 27 | 20 | 22 | — | — | — | — | — | |
| Net Income | 38 | 27 | 20 | 31 | — | — | — | — | — | |
| EPS (Recurring) | 3.05 | 2.11 | 1.56 | 2.46 | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 3.05 | 2.11 | 1.56 | 2.46 | — | — | — | — | — | |
| EPS (Diluted) | 2.96 | 2.06 | 1.53 | 2.40 | — | — | — | — | — | |
| EBITDA | 54 | 39 | 30 | 32 | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 8.77 | 12.54 | 13.53 | 9.40 | — | — | — | — | — | |
| Price To Sales Ratio | 1.55 | 1.24 | 1.19 | 1.38 | — | — | — | — | — | |
| Gross Margin | 63.30 | 71.85 | 64.76 | 69.48 | — | — | — | — | — | |
| Operating Margin | 23.39 | 13.70 | 11.45 | 12.68 | — | — | — | — | — | |
| Net Margin | 17.43 | 10.00 | 8.81 | 14.55 | — | — | — | — | — | |
| Shares Outstanding | 13 | 13 | 13 | 13 | — | — | — | — | — | |
| Market Capitalization | 337 | 336 | 269 | 293 | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Sumbs Michael Robert | Chief Financial Officer | Jul 25 '26 | Option Exercise | 0.00 | 983 | 0 | 2,497 | Jul 28 |
| Cordella Richard James JR | Director | Jun 23 '26 | Option Exercise | 0.00 | 7,492 | 0 | 4,291 | Jun 25 |
| Famularo Adam Francis | Director | Jun 12 '26 | Buy | 0.00 | 1,835 | 0 | 1,835 | Jun 15 |
| Giorgio Michael Louis | CIO and COO | May 01 '26 | Option Exercise | 0.00 | 5,140 | 0 | 10,920 | May 05 |
| Mazza Larry F | President & CEO | May 01 '26 | Option Exercise | 0.00 | 35,067 | 0 | 728,412 | May 05 |
| Rodriguez Joseph Ryan | Chief Risk and Legal Officer | May 01 '26 | Option Exercise | 0.00 | 3,274 | 0 | 10,304 | May 05 |
| Greathouse Craig Bradley | Chief Administrative Officer | May 01 '26 | Option Exercise | 0.00 | 8,284 | 0 | 29,526 | May 05 |
| Mazza Larry F | President & CEO | Jan 29 '26 | Option Exercise | 12.50 | 100,000 | 1,250,000 | 726,358 | Feb 02 |
| Rodriguez Joseph Ryan | Chief Risk and Legal Officer | Jan 02 '26 | Option Exercise | 0.00 | 10,094 | 0 | 10,362 | Jan 06 |
| Nelson Kelly R | Director | Dec 30 '25 | Option Exercise | 15.00 | 3,000 | 45,000 | 94,785 | Jan 02 |
| Ebert John W | Director | Dec 12 '25 | Option Exercise | 12.50 | 1,000 | 12,500 | 118,862 | Dec 16 |
| Cordella Richard James JR | Director | Dec 05 '25 | Buy | 27.70 | 500 | 13,850 | 500 | Dec 08 |
| Sumbs Michael Robert | Chief Financial Officer | Nov 03 '25 | Buy | 26.00 | 2,000 | 52,000 | 2,000 | Nov 05 |
| Owen Jan Lynn | Director | Oct 01 '25 | Option Exercise | 0.00 | 770 | 0 | 9,830 | Oct 03 |
| Nelson Kelly R | Director | Oct 01 '25 | Option Exercise | 0.00 | 770 | 0 | 91,785 | Oct 03 |