MetroCity Bankshares, Inc. (NASDAQ: MCBS) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 12.15 | EPS (ttm) | 2.88 | Insider Own | 33.34% | Shs Outstand | 28.66M | Perf Week | -1.46% |
| Market Cap | 1.01B | Forward P/E | 10.70 | EPS next Y | 3.27 | Insider Trans | 0.00% | Shs Float | 22.03M | Perf Month | -1.02% |
| Enterprise Value | 1.12B | PEG | 19.60 | EPS next Q | 0.84 | Inst Own | - | Short Float | 3.59% | Perf Quarter | 2.37% |
| Income | 79.00M | P/S | 3.83 | EPS this Y | 12.85% | Inst Trans | - | Short Ratio | 9.07 | Perf Half Y | 23.60% |
| Sales | 262.00M | P/B | 1.77 | EPS next Y | 0.62% | ROA | 1.77% | Short Interest | 789.90K | Perf YTD | 31.80% |
| Book/sh | 19.82 | P/C | 3.57 | EPS next 5Y | 0.62% | ROE | 15.15% | 52W High | 37.46 -6.62% | Perf Year | 20.54% |
| Cash/sh | 9.80 | P/FCF | 13.62 | EPS past 3/5Y | 1.16% 13.36% | ROIC | 17.23% | 52W Low | 24.53 42.60% | Perf 3Y | 79.11% |
| Dividend Est. | 1.16 (3.32%) | EV/EBITDA | 10.92 | Sales past 3/5Y | 13.52% 18.14% | Gross Margin | 62.35% | Volatility | 2.04% 1.85% | Perf 5Y | 75.78% |
| Dividend TTM | 1.08 (3.09%) | EV/Sales | 4.29 | EPS Y/Y TTM | 14.29% | Oper. Margin | 36.55% | ATR (14) | 0.74 | Perf 10Y | - |
| Dividend Ex-Date | Jul 29, 2026 | Quick Ratio | 21.28 | Sales Y/Y TTM | 11.97% | Profit Margin | 30.49% | RSI (14) | 44.66 | Recom | 3.00 |
| Dividend Gr. 3/5Y | 16.96% 19.14% | Current Ratio | 21.28 | EPS Q/Q | 16.92% | SMA20 | -0.79% | Beta | 0.69 | Target Price | - |
| Payout | 35.89% | Debt/Eq | 0.99 | Sales Q/Q | 16.67% | SMA50 | -1.78% | Rel Volume | 2.10 | Prev Close | 34.86 |
| Employees | 317 | LT Debt/Eq | 0.99 | Earnings | Oct 16 | SMA200 | 10.74% | Avg Volume | 85.28K | Price | 34.98 |
| IPO Date | Sep 05, 2019 | Option/Short | Yes / Yes | EPS/Sales Surpr. | -6.17% -4.97% | Net Debt/EBITDA | 1.45 | Volume | 179,138 | Change | 0.34% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Jan-28-20 | Downgrade | Raymond James | Outperform → Market Perform |
MetroCity Bankshares, Inc. functions as the parent company for Metro City Bank, delivering a comprehensive suite of banking and financial solutions throughout the United States. Its services cater to a diverse client base, including individuals, small and medium-sized enterprises, larger businesses, and local government bodies. The bank facilitates a variety of deposit accounts, such as personal and business checking, savings, certificates of deposit, and money transfer capabilities. Furthermore, it extends credit through construction and development loans, commercial real estate financing, industrial and business loans, single-family home mortgages, Small Business Administration (SBA) loans, and other consumer credit products. Customers also benefit from modern conveniences like online banking, treasury management, wire transfers, automated clearing house (ACH) services, and broader cash management solutions. Founded in 2006 and headquartered in Doraville, Georgia, the company maintains a physical presence with 19 full-service branch locations spanning Alabama, Florida, Georgia, New York, New Jersey, Texas, and Virginia.
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| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 262 | 237 | 234 | — | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 99 | 90 | 95 | — | — | — | — | — | — | |
| Gross Profit | 164 | 147 | 139 | — | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 62 | 42 | 36 | — | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | — | — | — | — | — | — | |
| Other Operating Expense | 6 | 12 | 16 | — | — | — | — | — | — | |
| Operating Income | 96 | 93 | 87 | — | — | — | — | — | — | |
| Interest Expense | 99 | 90 | 95 | — | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 111 | 90 | 95 | — | — | — | — | — | — | |
| Net Income Before Taxes | 108 | 93 | 87 | — | — | — | — | — | — | |
| Income Taxes | 29 | 24 | 23 | — | — | — | — | — | — | |
| Consolidated Net Income | 79 | 69 | 65 | — | — | — | — | — | — | |
| Net Income From Continuing Operations | 79 | 69 | 65 | — | — | — | — | — | — | |
| Net Income | 79 | 69 | 65 | — | — | — | — | — | — | |
| EPS (Recurring) | 2.92 | 2.67 | 2.55 | — | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 2.92 | 2.67 | 2.55 | — | — | — | — | — | — | |
| EPS (Diluted) | 2.88 | 2.64 | 2.52 | — | — | — | — | — | — | |
| EBITDA | 103 | 93 | 90 | — | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 12.15 | 10.05 | 12.68 | — | — | — | — | — | — | |
| Price To Sales Ratio | 3.87 | 2.91 | 3.41 | — | — | — | — | — | — | |
| Gross Margin | 62.60 | 62.03 | 59.40 | — | — | — | — | — | — | |
| Operating Margin | 36.64 | 39.24 | 37.18 | — | — | — | — | — | — | |
| Net Margin | 30.15 | 29.11 | 27.78 | — | — | — | — | — | — | |
| Shares Outstanding | 29 | 26 | 25 | — | — | — | — | — | — | |
| Market Capitalization | 1,014 | 690 | 799 | — | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Kim Howard Hwasaeng | Executive Vice President | Dec 09 '24 | Option Exercise | 12.70 | 23,622 | 299,999 | 620,866 | Dec 09 |
| Tan Farid | President | Dec 09 '24 | Option Exercise | 12.70 | 23,622 | 299,999 | 938,510 | Dec 09 |
| PAEK NACK Y | Chief Executive Officer | Dec 09 '24 | Option Exercise | 12.70 | 23,622 | 299,999 | 1,309,822 | Dec 09 |
| Tan Farid | President | Nov 25 '24 | Sale | 35.64 | 5,983 | 213,240 | 914,888 | Nov 27 |
| Tan Farid | President | Nov 13 '24 | Sale | 35.56 | 749 | 26,634 | 920,871 | Nov 14 |
| Tan Farid | President | Nov 12 '24 | Sale | 35.50 | 400 | 14,200 | 921,620 | Nov 13 |
| Tan Farid | President | Nov 11 '24 | Sale | 35.55 | 1,868 | 66,409 | 922,020 | Nov 13 |
| Patel Ajit A. | Director | Nov 07 '24 | Sale | 33.10 | 5,000 | 165,500 | 0 | Nov 08 |
| Tan Farid | President | Nov 06 '24 | Sale | 33.81 | 21,000 | 710,050 | 923,888 | Nov 07 |
| Shim Sam Sang-Koo | Director | Aug 22 '24 | Sale | 27.90 | 46,200 | 1,288,980 | 537,961 | Aug 23 |
| Shim Sam Sang-Koo | Director | Aug 20 '24 | Sale | 28.00 | 10,110 | 283,080 | 584,161 | Aug 21 |
| Shim Sam Sang-Koo | Director | Aug 19 '24 | Sale | 28.00 | 27,132 | 759,696 | 594,271 | Aug 21 |
| Shim Sam Sang-Koo | Director | Aug 01 '24 | Sale | 30.21 | 11,243 | 339,635 | 0 | Aug 02 |
| Tan Farid | President | Jul 30 '24 | Sale | 32.00 | 9,001 | 288,032 | 944,888 | Jul 31 |
| Leung Don | Director | Jul 29 '24 | Sale | 31.47 | 1,256 | 39,526 | 815,736 | Jul 31 |