LKFN — Lakeland Financial Corporation stock price, charts and financials

NASDAQ·Financial Services·Banks - Regional·USA

Latest market price

62.91

+0.26+0.41%

Overview Short InterestFilings

LKFNQT52Lakeland Financial Corporation·NASDAQ

Overview Short InterestFilings

62.91+0.41%

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Signal & projected range

Insider open-market saleHistorical pattern — not a prediction

Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)

Horizon

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Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Unlock with Premium to see the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands of historical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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TFIN+0.92%$76.63 TCBK+0.87%$58.04 CASH+2.84%$90.75 STBA+0.44%$52.38 GABC+0.43%$51.10 NBHC+0.00%$43.19 LOB+2.24%$43.76 STEL+0.03%$39.32

Snapshot

Index	-	P/E	14.30	EPS (ttm)	4.38	Insider Own	3.70%	Shs Outstand	24.91M	Perf Week	2.52%

Market Cap	1.56B	Forward P/E	13.92	EPS next Y	4.50	Insider Trans	0.20%	Shs Float	24.05M	Perf Month	-0.74%

Enterprise Value	1.57B	PEG	0.75	EPS next Q	-	Inst Own	-	Short Float	9.16%	Perf Quarter	3.52%

Income	110.51M	P/S	3.65	EPS this Y	2.58%	Inst Trans	-	Short Ratio	10.87	Perf Half Y	5.74%

Sales	427.09M	P/B	2.03	EPS next Y	2.74%	ROA	1.54%	Short Interest	2.20M	Perf YTD	9.80%

Book/sh	-	P/C	13.01	EPS next 5Y	2.74%	ROE	14.67%	52W High	69.69 -9.73%	Perf Year	-4.20%

Cash/sh	-	P/FCF	14.64	EPS past 3/5Y	-0.25% 3.97%	ROIC	1.54%	52W Low	54.59 15.25%	Perf 3Y	11.40%

Dividend Est.	2.08 (3.31%)	EV/EBITDA	11.17	Sales past 3/5Y	14.52% 13.10%	Gross Margin	64.08%	Volatility	2.61% 2.48%	Perf 5Y	10.01%

Dividend TTM	2.06 (3.27%)	EV/Sales	3.67	EPS Y/Y TTM	17.63%	Oper. Margin	31.81%	ATR (14)	1.50	Perf 10Y	91.18%

Dividend Ex-Date	Jul 24, 2026	Quick Ratio	1.39	Sales Y/Y TTM	-0.93%	Profit Margin	26.04%	RSI (14)	54.43	Recom	2.70

Dividend Gr. 3/5Y	7.72% 10.76%	Current Ratio	1.39	EPS Q/Q	33.33%	SMA20	1.47%	Beta	0.71	Target Price	68.67

Payout	46.56%	Debt/Eq	0.09	Sales Q/Q	3.96%	SMA50	2.54%	Rel Volume	0.81	Prev Close	62.65

Employees	674	LT Debt/Eq	0.02	Earnings	Oct 26	SMA200	5.19%	Avg Volume	208.81K	Price	62.91

IPO Date	Aug 14, 1997	Option/Short	Yes / Yes	EPS/Sales Surpr.	2.72% -1.01%	Net Debt/EBITDA	0.04	Volume	169,636	Change	0.41%

Analyst Ratings

Date	Action	Analyst	Rating	Target
Jan-27-26	Reiterated	Stephens	Equal Weight	$64 → $66
Jan-07-26	Downgrade	Hovde Group	Outperform → Market Perform
Oct-28-25	Reiterated	Raymond James	Outperform	$68
May-06-25	Upgrade	Hovde Group	Market Perform → Outperform	$66 → $72
Mar-21-25	Initiated	Hovde Group	Market Perform	$66
Feb-21-23	Upgrade	Raymond James	Market Perform → Outperform
Jun-13-16	Downgrade	Stephens & Co.	Overweight → Equal Weight
Dec-17-15	Downgrade	Raymond James	Outperform → Market Perform
Oct-27-15	Downgrade	FIG Partners	Outperform → Market Perform
Jan-27-15	Downgrade	Raymond James	Strong Buy → Outperform

Latest News

Today

Today10:30AM

Lakeland Financial: A Well-Managed Indiana Bank But A Bit Too Expensive For Meseekingalpha.com

Jul-27-26

Jul-27-2612:56PM

Why Lakeland Financial (LKFN) is a Top Dividend Stock for Your Portfoliozacks.com

12:21PM

Lakeland Financial Corp (NASDAQ:LKFN) Q2 Earnings Beat Reinforces Quality Stock Amid Revenue MissChartMill

09:20AM

Lakeland Financial (LKFN) Q2 Earnings and Revenues Beat Estimateszacks.com

07:00AM

Lakeland Financial Reports Record Second Quarter Performance; Net Income Increases 5% to $28.4 million on 7% Revenue Expansion; Average Loans Grow by 6%globenewswire.com

Jul-17-26

Jul-17-2611:12PM

Dividend Champion, Contender, And Challenger Highlights: Week Of July 19SeekingAlpha

Jul-10-26

Jul-10-2612:46PM

Lakeland Financial (LKFN) Could Be a Great Choicezacks.com

Company

Lakeland Financial Corporation serves as the parent organization for Lake City Bank, offering a broad spectrum of banking and financial solutions. The company manages various deposit accounts, including non-interest-bearing and interest-bearing checking, savings, money market, NOW, and demand deposits. Its lending portfolio is diverse, providing commercial and industrial loans, financing for commercial real estate and multi-family residences, agri-business and agricultural loans, and a variety of consumer loans, such as 1-4 family mortgages. Beyond traditional banking, Lakeland Financial offers retail and merchant credit card services, advanced corporate treasury management, wealth advisory, and trust administration. It also facilitates retail brokerage, featuring investment vehicles like annuities and life insurance, and supports clients with mobile business banking and online treasury management platforms. The firm caters to a wide range of sectors, including commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, hospitality, and healthcare industries. Established in 1872, Lakeland Financial Corporation is headquartered in Warsaw, Indiana. As of December 31, 2021, it operated an extensive network of 51 branches across fifteen counties, with 45 located in northern Indiana and six in central Indiana.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements

DataTimeframe

Line Item (USD, M)	TTM —	FY 2025 12/31/2025	FY 2024 12/31/2024	FY 2023 12/31/2023	FY 2022 12/31/2022	FY 2021 12/31/2021	FY 2020 12/31/2020	FY 2019 12/31/2019	FY 2018 12/31/2018
Total Revenue	428	422	430	393	281	238	228	250	230
Cost of Goods Sold Incl. D&A	154	165	193	152	46	16	45	63	54
Gross Profit	274	257	237	241	235	222	183	186	175
Selling, General and Administrative Excl. Other	100	74	70	63	61	60	54	54	54
Research and Development	0	0	0	0	0	0	0	0	0
Other Operating Expense	37	58	55	68	49	44	25	25	23
Operating Income	136	126	112	110	125	117	104	107	99
Interest Expense	148	153	176	146	37	15	30	60	48
Unusual Expense	—	—	—	—	—	—	—	—	—
Non-Operating Income (Expense)	148	153	176	146	37	15	30	60	48
Net Income Before Taxes	136	126	112	110	125	117	104	107	99
Income Taxes	24	22	18	17	21	22	20	20	19
Consolidated Net Income	110	103	93	94	104	96	84	87	80
Net Income From Continuing Operations	110	103	93	94	104	96	84	87	80
Net Income	110	103	93	94	104	96	84	87	80
EPS (Recurring)	4.38	4.02	3.64	3.66	4.07	3.76	3.31	3.40	3.18
EPS (Basic, Before Extraordinaries)	4.38	4.02	3.64	3.66	4.07	3.76	3.31	3.40	3.18
EPS (Diluted)	4.36	4.01	3.63	3.65	4.04	3.74	3.30	3.38	3.13
EBITDA	141	130	118	117	132	126	111	114	105
Other After Tax Adjustments	—	—	—	—	—	—	—	—	—
Stock Option Compensation Expense	—	—	—	—	—	—	—	—	—
Price To Earnings Ratio	14.43	14.23	18.94	17.85	18.06	21.43	16.24	14.48	12.83
Price To Sales Ratio	3.67	3.52	4.16	4.31	6.75	8.42	5.88	5.09	4.37
Gross Margin	64.02	60.90	55.12	61.32	83.63	93.28	80.26	74.40	76.09
Operating Margin	31.78	29.86	26.05	27.99	44.48	49.16	45.61	42.80	43.04
Net Margin	25.70	24.41	21.63	23.92	37.01	40.34	36.84	34.80	34.78
Shares Outstanding	25	26	26	26	26	25	25	26	25
Market Capitalization	1,573	1,484	1,788	1,694	1,897	2,004	1,340	1,272	1,004
Operating Lease Expense	—	—	—	—	—	—	—	—	—

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Insider Trading Volume

Insider Trading

Insider	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Clark Kyra E	Senior Vice President	Jul 30 '26	Sale	63.22	250	15,805	11,396	Jul 31
Toothaker Bradley J	Director	May 29 '26	Sale	60.62	5,900	357,654	14,278	Jun 01
ROSS STEVEN D	Director	May 06 '26	Sale	62.50	1,281	80,063	27,001	May 06
ROSS STEVEN D	Director	May 05 '26	Sale	62.50	19	1,188	28,282	May 06
Ottinger Eric H	Executive Vice President	May 01 '26	Sale	61.49	2,136	131,343	33,257	May 01
WELCH M SCOTT	Director	Mar 12 '26	Buy	56.23	10,000	562,314	212,006	Mar 12
WELCH M SCOTT	Director	Mar 09 '26	Buy	55.45	5,000	277,250	54,000	Mar 10
WELCH M SCOTT	Director	Feb 27 '26	Buy	57.95	10,000	579,500	49,000	Feb 27
Toothaker Bradley J	Director	Feb 23 '26	Sale	58.36	5,685	331,793	20,178	Feb 24
Leniski Stephanie R	Executive Vice President	Feb 04 '26	Sale	62.76	1,665	104,487	8,355	Feb 04
FINDLAY DAVID M	CEO	Feb 04 '26	Sale	63.02	3,000	189,057	113,918	Feb 04
Lahrman Brok A	SVP, Chief Accounting Officer	Feb 02 '26	Sale	60.76	275	16,709	3,504	Feb 04
O'Neill Lisa M	EVP & CFO	Feb 02 '26	Sale	60.74	2,900	176,146	34,066	Feb 04
Truex Melinda Jo	Director	Jan 14 '26	Option Exercise	0.00	2,138	0	33,754	Jan 14
BARTELS ROBERT E JR	Director	Sep 08 '25	Buy	67.77	296	20,059	29,726	Sep 09

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QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.