| Index | — | P/E | 13.44 | EPS (ttm) | 4.47 | Insider Own | 3.63% | Shs Outstand | 24.86M | Perf Week | 2.91% |
| Market Cap | 1.49B | Forward P/E | 13.00 | EPS next Y | 4.62 | Insider Trans | -0.88% | Shs Float | 24.00M | Perf Month | 3.43% |
| Enterprise Value | 388.71M | PEG | 3.46 | EPS next Q | — | Short Float | 10.07% | Perf Quarter | -4.48% | ||
| Income | 113.00M | P/S | 3.47 | EPS this Y | 13.98% | Short Ratio | 13.42 | Perf Half Y | -2.10% | ||
| Sales | 430.00M | P/B | 2.04 | EPS next Y | 3.82% | ROA | 1.58% | Short Interest | 2.42M | Perf YTD | 5.31% |
| Book/sh | 29.45 | P/C | 1.24 | EPS next 5Y | 3.89% | ROE | 15.07% | 52W High | 64.55 -6.91% | Perf Year | 5.81% |
| Cash/sh | 48.52 | P/FCF | 12.34 | EPS past 3/5Y | -0.25% 3.97% | ROIC | 12.60% | 52W Low | 54.36 10.54% | Perf 3Y | 23.26% |
| Dividend Est. | 2.08 (3.46%) | EV/EBITDA | 2.16 | Sales past 3/5Y | 14.52% 13.10% | Gross Margin | 64.93% | Volatility | 3.00% 2.11% | Perf 5Y | -23.10% |
| Dividend TTM | 2.08 (3.46%) | EV/Sales | 0.90 | EPS Y/Y TTM | 17.94% | Oper. Margin | 32.52% | ATR (14) | 1.44 | Perf 10Y | 71.78% |
| Dividend Ex-Date | Oct 23, 2026 | Quick Ratio | 0.19 | Sales Y/Y TTM | 2.38% | Profit Margin | 26.51% | RSI (14) | 55.16 | Recom | 2.70 |
| Dividend Gr. 3/5Y | 7.72% 10.76% | Current Ratio | 0.19 | EPS Q/Q | 10.68% | SMA20 | 2.71% | Beta | 0.77 | Target Price | 67.00 |
| Payout | 45.86% | Debt/Eq | 0.14 | Sales Q/Q | 1.85% | SMA50 | 1.62% | Rel Volume | 0.87 | Prev Close | 61.02 |
| Employees | 697 | LT Debt/Eq | 0.00 | Earnings | Jan 25 | SMA200 | 0.28% | Avg Volume | 191.48K | Price | 60.09 |
| IPO Date | Aug 14, 1997 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 4.78% -1.00% | Net Debt/EBITDA | -6.14 | Volume | 167,307 | Change | -1.52% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Oct-28-26 | Reiterated | Stephens & Co. | Equal Weight | $66 → $67 |
| Jan-27-26 | Reiterated | Stephens | Equal Weight | $64 → $66 |
| Jan-07-26 | Downgrade | Hovde Group | Outperform → Market Perform | |
| Oct-28-25 | Reiterated | Raymond James | Outperform | $68 |
| May-06-25 | Upgrade | Hovde Group | Market Perform → Outperform | $66 → $72 |
| Mar-21-25 | Initiated | Hovde Group | Market Perform | $66 |
| Feb-21-23 | Upgrade | Raymond James | Market Perform → Outperform | |
| Jun-13-16 | Downgrade | Stephens & Co. | Overweight → Equal Weight | |
| Dec-17-15 | Downgrade | Raymond James | Outperform → Market Perform | |
| Oct-27-15 | Downgrade | FIG Partners | Outperform → Market Perform |
Lakeland Financial Corporation serves as the parent organization for Lake City Bank, offering a broad spectrum of banking and financial solutions. The company manages various deposit accounts, including non-interest-bearing and interest-bearing checking, savings, money market, NOW, and demand deposits. Its lending portfolio is diverse, providing commercial and industrial loans, financing for commercial real estate and multi-family residences, agri-business and agricultural loans, and a variety of consumer loans, such as 1-4 family mortgages. Beyond traditional banking, Lakeland Financial offers retail and merchant credit card services, advanced corporate treasury management, wealth advisory, and trust administration. It also facilitates retail brokerage, featuring investment vehicles like annuities and life insurance, and supports clients with mobile business banking and online treasury management platforms. The firm caters to a wide range of sectors, including commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, hospitality, and healthcare industries. Established in 1872, Lakeland Financial Corporation is headquartered in Warsaw, Indiana. As of December 31, 2021, it operated an extensive network of 51 branches across fifteen counties, with 45 located in northern Indiana and six in central Indiana.
Per-holder 13F data hasn't been ingested for this ticker yet.
| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 430 | 422 | 430 | 393 | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 151 | 165 | 193 | 152 | — | — | — | — | — | |
| Gross Profit | 279 | 257 | 237 | 241 | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 109 | 74 | 70 | 63 | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | 0 | — | — | — | — | — | |
| Other Operating Expense | 29 | 58 | 55 | 68 | — | — | — | — | — | |
| Operating Income | 140 | 126 | 112 | 110 | — | — | — | — | — | |
| Interest Expense | 146 | 153 | 176 | 146 | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 146 | 153 | 176 | 146 | — | — | — | — | — | |
| Net Income Before Taxes | 140 | 126 | 112 | 110 | — | — | — | — | — | |
| Income Taxes | 25 | 22 | 18 | 17 | — | — | — | — | — | |
| Consolidated Net Income | 113 | 103 | 93 | 94 | — | — | — | — | — | |
| Net Income From Continuing Operations | 113 | 103 | 93 | 94 | — | — | — | — | — | |
| Net Income | 113 | 103 | 93 | 94 | — | — | — | — | — | |
| EPS (Recurring) | 4.50 | 4.02 | 3.64 | 3.66 | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 4.50 | 4.02 | 3.64 | 3.66 | — | — | — | — | — | |
| EPS (Diluted) | 4.47 | 4.01 | 3.63 | 3.65 | — | — | — | — | — | |
| EBITDA | 180 | 132 | 118 | 117 | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 13.44 | 14.23 | 18.94 | 17.85 | — | — | — | — | — | |
| Price To Sales Ratio | 3.49 | 3.52 | 4.16 | 4.31 | — | — | — | — | — | |
| Gross Margin | 64.88 | 60.90 | 55.12 | 61.32 | — | — | — | — | — | |
| Operating Margin | 32.56 | 29.86 | 26.05 | 27.99 | — | — | — | — | — | |
| Net Margin | 26.28 | 24.41 | 21.63 | 23.92 | — | — | — | — | — | |
| Shares Outstanding | 25 | 26 | 26 | 26 | — | — | — | — | — | |
| Market Capitalization | 1,502 | 1,484 | 1,788 | 1,694 | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Robinson-Gay Donald | Senior Vice President | Aug 05 '26 | Sale | 63.00 | 500 | 31,500 | 7,610 | Aug 06 |
| Toothaker Bradley J | Director | Aug 05 '26 | Option Exercise | 0.00 | 162 | 0 | 19,510 | Aug 06 |
| Clark Kyra E | Senior Vice President | Jul 30 '26 | Sale | 63.22 | 250 | 15,805 | 11,396 | Jul 31 |
| Toothaker Bradley J | Director | May 29 '26 | Sale | 60.62 | 5,900 | 357,654 | 14,278 | Jun 01 |
| ROSS STEVEN D | Director | May 06 '26 | Sale | 62.50 | 1,281 | 80,063 | 27,001 | May 06 |
| ROSS STEVEN D | Director | May 05 '26 | Sale | 62.50 | 19 | 1,188 | 28,282 | May 06 |
| Ottinger Eric H | Executive Vice President | May 01 '26 | Sale | 61.49 | 2,136 | 131,343 | 33,257 | May 01 |
| WELCH M SCOTT | Director | Mar 12 '26 | Buy | 56.23 | 10,000 | 562,314 | 212,006 | Mar 12 |
| WELCH M SCOTT | Director | Mar 09 '26 | Buy | 55.45 | 5,000 | 277,250 | 54,000 | Mar 10 |
| WELCH M SCOTT | Director | Feb 27 '26 | Buy | 57.95 | 10,000 | 579,500 | 49,000 | Feb 27 |
| Toothaker Bradley J | Director | Feb 23 '26 | Sale | 58.36 | 5,685 | 331,793 | 20,178 | Feb 24 |
| FINDLAY DAVID M | CEO | Feb 04 '26 | Sale | 63.02 | 3,000 | 189,057 | 113,918 | Feb 04 |
| Leniski Stephanie R | Executive Vice President | Feb 04 '26 | Sale | 62.76 | 1,665 | 104,487 | 8,355 | Feb 04 |
| O'Neill Lisa M | EVP & CFO | Feb 02 '26 | Sale | 60.74 | 2,900 | 176,146 | 34,066 | Feb 04 |
| Lahrman Brok A | SVP, Chief Accounting Officer | Feb 02 '26 | Sale | 60.76 | 275 | 16,709 | 3,504 | Feb 04 |