IBCP — Independent Bank Corporation stock price, charts and financials

NASDAQ·Financial Services·Banks - Regional·USA

Latest market price

38.45

-0.03-0.08%

Overview Short InterestFilings

IBCPQT67Independent Bank Corporation·NASDAQ

Overview Short InterestFilings

38.45-0.08%

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Signal & projected range

Analyst consensus risingHistorical pattern — not a prediction

Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)

Horizon

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Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Unlock with Premium to see the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands of historical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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DCOM+1.29%$41.74 TCBK+1.02%$58.63 CASH-1.38%$89.50 STBA+0.57%$52.68 TFIN+4.18%$79.83 GABC+0.18%$51.19 NBHC+0.65%$43.47 STEL+0.03%$39.32

Snapshot

Index	-	P/E	11.18	EPS (ttm)	3.44	Insider Own	3.35%	Shs Outstand	20.61M	Perf Week	-0.57%

Market Cap	792.31M	Forward P/E	9.91	EPS next Y	3.88	Insider Trans	-0.39%	Shs Float	20.02M	Perf Month	7.10%

Enterprise Value	401.31M	PEG	1.28	EPS next Q	0.93	Inst Own	-	Short Float	2.63%	Perf Quarter	16.37%

Income	73.00M	P/S	2.51	EPS this Y	3.72%	Inst Trans	-	Short Ratio	3.18	Perf Half Y	5.81%

Sales	316.00M	P/B	1.50	EPS next Y	8.74%	ROA	1.27%	Short Interest	527.11K	Perf YTD	18.20%

Book/sh	25.62	P/C	1.42	EPS next 5Y	8.74%	ROE	14.12%	52W High	39.24 -2.01%	Perf Year	27.78%

Cash/sh	27.08	P/FCF	30.48	EPS past 3/5Y	3.26% 5.27%	ROIC	-1.70%	52W Low	29.63 29.77%	Perf 3Y	85.66%

Dividend Est.	1.12 (2.91%)	EV/EBITDA	4.32	Sales past 3/5Y	12.04% 8.04%	Gross Margin	71.30%	Volatility	2.02% 2.36%	Perf 5Y	88.02%

Dividend TTM	1.36 (3.54%)	EV/Sales	1.27	EPS Y/Y TTM	8.86%	Oper. Margin	26.72%	ATR (14)	0.90	Perf 10Y	157.19%

Dividend Ex-Date	Aug 04, 2026	Quick Ratio	0.11	Sales Y/Y TTM	0.00%	Profit Margin	22.71%	RSI (14)	64.43	Recom	2.75

Dividend Gr. 3/5Y	5.73% 5.39%	Current Ratio	0.11	EPS Q/Q	11.11%	SMA20	3.83%	Beta	0.70	Target Price	39.50

Payout	30.55%	Debt/Eq	0.23	Sales Q/Q	9.21%	SMA50	7.48%	Rel Volume	0.96	Prev Close	38.48

Employees	826	LT Debt/Eq	0.23	Earnings	Oct 27	SMA200	12.75%	Avg Volume	182.73K	Price	38.45

IPO Date	Sep 04, 1985	Option/Short	Yes / Yes	EPS/Sales Surpr.	6.64% 5.26%	Net Debt/EBITDA	1.12	Volume	175,371	Change	-0.08%

Analyst Ratings

Date	Action	Analyst	Rating	Target
Jul-27-26	Reiterated	Piper Sandler	Neutral	$39 → $42
Jul-10-26	Upgrade	Hovde Group	Market Perform → Outperform
Apr-27-26	Reiterated	DA Davidson	Neutral	$34 → $37
Jan-26-26	Reiterated	Piper Sandler	Neutral	$37 → $39
Oct-28-24	Reiterated	Piper Sandler	Neutral	$38 → $37
Jul-30-24	Reiterated	D.A. Davidson	Neutral	$34
Jul-29-24	Reiterated	Piper Sandler	Neutral	$38
Dec-13-22	Downgrade	Keefe, Bruyette & Woods	Outperform → Market Perform
Oct-01-18	Upgrade	DA Davidson	Neutral → Buy
Dec-18-17	Upgrade	Compass Point	Neutral → Buy

Latest News

Aug-03-26

Aug-03-2612:49PM

Are You Looking for a High-Growth Dividend Stock?zacks.com

Jul-31-26

Jul-31-2609:18PM

Dividend Champion, Contender, And Challenger Highlights: Week August 2SeekingAlpha

Jul-27-26

Jul-27-2601:14PM

Piper Sandler Maintains Neutral on Independent Bank, Raises Price Target to $42Benzinga

01:01PM

All You Need to Know About Independent Bank (IBCP) Rating Upgrade to Buyzacks.com

Jul-23-26

Jul-23-2604:30PM

Independent Bank Corporation (IBCP) Q2 2026 Earnings Call Transcriptseekingalpha.com

01:07PM

Independent Bank Q2 Earnings Call Highlightsmarketbeat.com

10:31AM

Independent Bank (IBCP) Reports Q2 Earnings: What Key Metrics Have to Sayzacks.com

08:06AM

Independent Bank (IBCP) Surpasses Q2 Earnings and Revenue Estimateszacks.com

05:00AM

Independent Bank Corporation Reports 2026 Second Quarter Earnings of $0.90 per Diluted Shareglobenewswire.com

Jul-22-26

Jul-22-2608:30AM

Independent Bank Corporation Appoints Nathan E. Tagg to Its Board of Directorsglobenewswire.com

Jul-21-26

Jul-21-2604:05PM

Independent Bank Corporation Announces Quarterly Cash Dividend on Common Stockglobenewswire.com

Jul-20-26

Jul-20-2601:11PM

Will Independent Bank (IBCP) Beat Estimates Again in Its Next Earnings Report?zacks.com

Jul-17-26

Jul-17-2612:46PM

Why Independent Bank (IBCP) is a Great Dividend Stock Right Nowzacks.com

Jul-16-26

Jul-16-2611:06AM

Independent Bank (IBCP) Reports Next Week: Wall Street Expects Earnings Growthzacks.com

Jul-10-26

Jul-10-2610:29AM

Hovde Group Upgrades Independent Bank to Outperform, Raises Price Target to $41Benzinga

Company

As the holding company for Independent Bank, Independent Bank Corporation provides diverse banking services to both individual consumers and businesses. Its comprehensive suite of offerings includes checking and savings accounts, commercial lending, direct and indirect consumer financing, and mortgage solutions, along with safe deposit boxes. Customers also benefit from accessible automatic teller machines, internet banking, and mobile banking capabilities. The company further diversifies its portfolio with title insurance, insurance brokerage, and investment services. Headquartered in Grand Rapids, Michigan, and founded in 1864, Independent Bank Corporation reaches its clientele through roughly 59 branches, two drive-through facilities, and seven loan production offices across Michigan, in addition to two loan production offices in Ohio.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements

DataTimeframe

Line Item (USD, M)	TTM —	FY 2025 12/31/2025	FY 2024 12/31/2024	FY 2023 12/31/2023	FY 2022 12/31/2022	FY 2021 12/31/2021	FY 2020 12/31/2020	FY 2019 12/31/2019	FY 2018 12/31/2018
Total Revenue	316	315	316	284	224	207	214	191	171
Cost of Goods Sold Incl. D&A	91	96	105	90	25	8	29	27	19
Gross Profit	225	220	212	194	199	200	185	163	152
Selling, General and Administrative Excl. Other	106	97	92	85	86	83	82	82	76
Research and Development	0	0	0	0	0	0	0	0	0
Other Operating Expense	35	41	37	35	35	39	34	24	27
Operating Income	84	81	83	74	78	77	69	58	49
Interest Expense	83	90	101	83	19	8	16	26	17
Unusual Expense	—	—	—	—	—	—	—	—	—
Non-Operating Income (Expense)	83	90	101	83	19	8	16	26	17
Net Income Before Taxes	84	81	83	74	78	77	69	58	49
Income Taxes	13	13	16	15	14	14	13	11	9
Consolidated Net Income	73	69	67	59	63	63	56	46	40
Net Income From Continuing Operations	73	69	67	59	63	63	56	46	40
Net Income	73	69	67	59	63	63	56	46	40
EPS (Recurring)	3.48	3.30	3.20	2.82	3.00	2.91	2.56	2.03	1.70
EPS (Basic, Before Extraordinaries)	3.48	3.30	3.20	2.82	3.00	2.91	2.56	2.03	1.70
EPS (Diluted)	3.44	3.27	3.16	2.79	2.97	2.88	2.53	2.00	1.68
EBITDA	93	91	93	84	89	89	79	64	55
Other After Tax Adjustments	—	—	—	—	—	—	—	—	—
Stock Option Compensation Expense	—	—	—	—	—	—	—	—	—
Price To Earnings Ratio	11.18	9.95	11.02	9.33	8.05	8.29	7.30	11.33	12.51
Price To Sales Ratio	2.56	2.17	2.31	1.92	2.24	2.54	1.90	2.73	2.83
Gross Margin	71.20	69.84	67.09	68.31	88.84	96.62	86.45	85.34	88.89
Operating Margin	26.58	25.71	26.27	26.06	34.82	37.20	32.24	30.37	28.65
Net Margin	23.10	21.90	21.20	20.77	28.13	30.43	26.17	24.08	23.39
Shares Outstanding	21	21	21	21	21	22	22	23	23
Market Capitalization	807	683	731	546	502	525	406	521	483
Operating Lease Expense	—	—	—	—	—	—	—	—	—

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Insider Trading Volume

Insider Trading

Insider	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Ervin Patrick J	Executive Vice President	Jun 09 '26	Sale	35.40	2,500	88,505	34,720	Jun 10
Kimball Stefanie M	Executive Vice President	May 29 '26	Sale	34.41	1,400	48,181	64,327	May 29
Mohr Gavin A.	Executive Vice President	Apr 06 '26	Option Exercise	0.00	6,814	0	29,055	Apr 07
Kimball Stefanie M	Executive Vice President	Apr 06 '26	Option Exercise	0.00	6,868	0	67,399	Apr 07
Ervin Patrick J	Executive Vice President	Apr 06 '26	Option Exercise	0.00	6,777	0	38,998	Apr 07
RAHN JOEL F	Executive Vice President	Apr 06 '26	Option Exercise	0.00	6,581	0	30,797	Apr 07
Kessel William B	President & CEO	Apr 06 '26	Option Exercise	0.00	17,412	0	164,624	Apr 07
Kruse Ronia F	Director	Feb 24 '26	Buy	35.27	1,200	42,324	2,200	Feb 27
Ervin Patrick J	Executive Vice President	Dec 12 '25	Sale	34.64	3,000	103,922	34,157	Dec 16
Archer Dennis W. Jr	Director	Nov 21 '25	Buy	31.57	500	15,788	11,500	Nov 24
TWAROZYNSKI JAMES J	Senior Vice President	Nov 21 '25	Sale	31.64	486	15,375	8,436	Nov 21
Kimball Stefanie M	Executive Vice President	Sep 03 '25	Sale	32.64	1,400	45,702	62,389	Sep 05
Mohr Gavin A.	Executive Vice President	Aug 05 '25	Buy	29.64	2,000	59,280	23,826	Aug 06
Beia Terance L	Director	Jun 13 '25	Buy	30.65	1,821	55,814	40,001	Jun 25
MAGEE MICHAEL M JR	Director	Apr 29 '25	Sale	31.00	6,404	198,527	8,381	Apr 29

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QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.