IBCP — Independent Bank Corporation stock price, charts and financials

QT66Independent Bank Corporation

Independent Bank Corporation (NASDAQ: IBCP) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.

Latest market price
36.23
+0.01+0.03%
IBCPQT66Independent Bank Corporation·NASDAQ
36.23+0.03%
TA
Loading chart...
Signal & projected range
Insider open-market saleHistorical pattern — not a prediction
Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)
Horizon
0%Past 3 monthsToday
Unlock the projected rangeSee where this setup landed historically — with Premium.
Unlock with Premium

Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Unlock with Premium to see the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands of historical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

Screen all →
Snapshot
Index-P/E10.53EPS (ttm)3.44Insider Own3.35%Shs Outstand20.61MPerf Week-2.27%
Market Cap746.56MForward P/E9.34EPS next Y3.88Insider Trans-0.97%Shs Float20.02MPerf Month-1.95%
Enterprise Value355.56MPEG1.20EPS next Q0.93Inst Own-Short Float3.47%Perf Quarter5.60%
Income73.00MP/S2.36EPS this Y3.72%Inst Trans-Short Ratio3.61Perf Half Y10.32%
Sales316.00MP/B1.41EPS next Y8.74%ROA1.27%Short Interest695.19KPerf YTD11.37%
Book/sh25.62P/C1.34EPS next 5Y8.74%ROE14.12%52W High39.24 -7.67%Perf Year16.16%
Cash/sh27.08P/FCF22.00EPS past 3/5Y3.26% 5.27%ROIC-1.70%52W Low29.83 21.45%Perf 3Y92.61%
Dividend Est.1.12 (3.09%)EV/EBITDA3.74Sales past 3/5Y12.04% 8.04%Gross Margin71.30%Volatility1.82% 1.57%Perf 5Y80.16%
Dividend TTM1.10 (3.04%)EV/Sales1.13EPS Y/Y TTM8.86%Oper. Margin26.72%ATR (14)0.65Perf 10Y121.59%
Dividend Ex-DateAug 04, 2026Quick Ratio0.11Sales Y/Y TTM0.00%Profit Margin22.71%RSI (14)40.48Recom2.75
Dividend Gr. 3/5Y5.73% 5.39%Current Ratio0.11EPS Q/Q11.11%SMA20-1.57%Beta0.72Target Price39.50
Payout31.08%Debt/Eq0.23Sales Q/Q9.21%SMA50-2.75%Rel Volume1.86Prev Close36.22
Employees781LT Debt/Eq0.23EarningsOct 27SMA2003.35%Avg Volume195.85KPrice36.23
IPO DateSep 04, 1985Option/ShortYes / YesEPS/Sales Surpr.6.64% 5.26%Net Debt/EBITDA1.09Volume364,382Change0.03%
Analyst Ratings
DateActionAnalystRatingTarget
Jul-27-26ReiteratedPiper SandlerNeutral$39$42
Jul-10-26UpgradeHovde GroupMarket PerformOutperform
Apr-27-26ReiteratedDA DavidsonNeutral$34$37
Jan-26-26ReiteratedPiper SandlerNeutral$37$39
Oct-28-24ReiteratedPiper SandlerNeutral$38$37
Jul-30-24ReiteratedD.A. DavidsonNeutral$34
Jul-29-24ReiteratedPiper SandlerNeutral$38
Dec-13-22DowngradeKeefe, Bruyette & WoodsOutperformMarket Perform
Oct-01-18UpgradeDA DavidsonNeutralBuy
Dec-18-17UpgradeCompass PointNeutralBuy
Latest News· Times ET
Sep-04-26
Aug-19-26
Aug-07-26
Aug-03-26
Jul-31-26
Jul-27-26
Jul-23-26
Jul-22-26
Jul-21-26
Jul-20-26
Company

As the holding company for Independent Bank, Independent Bank Corporation provides diverse banking services to both individual consumers and businesses. Its comprehensive suite of offerings includes checking and savings accounts, commercial lending, direct and indirect consumer financing, and mortgage solutions, along with safe deposit boxes. Customers also benefit from accessible automatic teller machines, internet banking, and mobile banking capabilities. The company further diversifies its portfolio with title insurance, insurance brokerage, and investment services. Headquartered in Grand Rapids, Michigan, and founded in 1864, Independent Bank Corporation reaches its clientele through roughly 59 branches, two drive-through facilities, and seven loan production offices across Michigan, in addition to two loan production offices in Ohio.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe
Line Item (USD, M)
TTM
FY 2025
12/31/2025
FY 2024
12/31/2024
FY 2023
12/31/2023
FY 2022
12/31/2022
FY 2021
12/31/2021
FY 2020
12/31/2020
FY 2019
12/31/2019
FY 2018
12/31/2018
Total Revenue316315316
Cost of Goods Sold Incl. D&A9196105
Gross Profit225220212
Selling, General and Administrative Excl. Other1069792
Research and Development
000
Other Operating Expense354137
Operating Income848183
Interest Expense8390101
Unusual Expense
Non-Operating Income (Expense)8390101
Net Income Before Taxes848183
Income Taxes131316
Consolidated Net Income736967
Net Income From Continuing Operations736967
Net Income736967
EPS (Recurring)3.483.303.20
EPS (Basic, Before Extraordinaries)3.483.303.20
EPS (Diluted)3.443.273.16
EBITDA959193
Other After Tax Adjustments
Stock Option Compensation Expense
Price To Earnings Ratio10.539.9511.02
Price To Sales Ratio2.412.172.31
Gross Margin71.2069.8467.09
Operating Margin26.5825.7126.27
Net Margin23.1021.9021.20
Shares Outstanding212121
Market Capitalization761683731
Operating Lease Expense
Unlock full historical data
See years of past statements with Premium.
Unlock with Premium
Insider Trading Volume
$39.96$37.17$34.38$31.58$28.79 Close Price0.00K25.98K51.96K77.94K103.92KUSD Trades VolumeSepOctNovDec2026FebMarAprMayJunJulAugSep
Insider Trading
InsiderRelationshipDateTransactionCost#SharesValue ($)#Shares TotalSEC Form 4
Kessel William BPresident & CEOSep 15 '26Sale37.282,00074,559157,836Sep 16
Kreter KristopherFirst Vice Pres. & ControllerAug 19 '26Sale37.1130011,1332,207Aug 20
TWAROZYNSKI JAMES JSenior Vice PresidentAug 10 '26Sale37.6748918,4208,195Aug 10
Ervin Patrick JExecutive Vice PresidentJun 09 '26Sale35.402,50088,50534,720Jun 10
Kimball Stefanie MExecutive Vice PresidentMay 29 '26Sale34.411,40048,18164,327May 29
Mohr Gavin A.Executive Vice PresidentApr 06 '26Option Exercise0.006,814029,055Apr 07
Kimball Stefanie MExecutive Vice PresidentApr 06 '26Option Exercise0.006,868067,399Apr 07
Ervin Patrick JExecutive Vice PresidentApr 06 '26Option Exercise0.006,777038,998Apr 07
RAHN JOEL FExecutive Vice PresidentApr 06 '26Option Exercise0.006,581030,797Apr 07
Kessel William BPresident & CEOApr 06 '26Option Exercise0.0017,4120164,624Apr 07
Kruse Ronia FDirectorFeb 24 '26Buy35.271,20042,3242,200Feb 27
Ervin Patrick JExecutive Vice PresidentDec 12 '25Sale34.643,000103,92234,157Dec 16
Archer Dennis W. JrDirectorNov 21 '25Buy31.5750015,78811,500Nov 24
TWAROZYNSKI JAMES JSenior Vice PresidentNov 21 '25Sale31.6448615,3758,436Nov 21
Kimball Stefanie MExecutive Vice PresidentSep 03 '25Sale32.641,40045,70262,389Sep 05
QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.