HAFC — Hanmi Financial Corporation stock price, charts and financials
QT69Hanmi Financial CorporationHanmi Financial Corporation (NASDAQ: HAFC) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 10.90 | EPS (ttm) | 2.97 | Insider Own | 4.25% | Shs Outstand | 29.77M | Perf Week | 1.73% |
| Market Cap | 963.54M | Forward P/E | 9.66 | EPS next Y | 3.35 | Insider Trans | -0.68% | Shs Float | 28.76M | Perf Month | -0.34% |
| Enterprise Value | 748.52M | PEG | 1.95 | EPS next Q | 0.81 | Inst Own | - | Short Float | 3.64% | Perf Quarter | 9.80% |
| Income | 90.00M | P/S | 2.50 | EPS this Y | 6.82% | Inst Trans | - | Short Ratio | 4.10 | Perf Half Y | 17.97% |
| Sales | 386.00M | P/B | 1.19 | EPS next Y | 5.59% | ROA | 1.12% | Short Interest | 1.05M | Perf YTD | 19.76% |
| Book/sh | 27.31 | P/C | 0.78 | EPS next 5Y | 5.59% | ROE | 11.20% | 52W High | 33.50 -3.37% | Perf Year | 44.32% |
| Cash/sh | 41.25 | P/FCF | 4.71 | EPS past 3/5Y | -8.90% 12.71% | ROIC | 4.74% | 52W Low | 22.07 46.67% | Perf 3Y | 69.83% |
| Dividend Est. | 1.12 (3.46%) | EV/EBITDA | 11.23 | Sales past 3/5Y | 13.05% 10.84% | Gross Margin | 56.36% | Volatility | 1.55% 2.10% | Perf 5Y | 85.29% |
| Dividend TTM | 1.11 (3.43%) | EV/Sales | 1.94 | EPS Y/Y TTM | 44.88% | Oper. Margin | 17.26% | ATR (14) | 0.71 | Perf 10Y | 32.50% |
| Dividend Ex-Date | Aug 03, 2026 | Quick Ratio | 0.20 | Sales Y/Y TTM | -10.23% | Profit Margin | 23.16% | RSI (14) | 55.00 | Recom | 2.64 |
| Dividend Gr. 3/5Y | 4.74% 15.74% | Current Ratio | 0.20 | EPS Q/Q | 58.00% | SMA20 | 0.98% | Beta | 0.71 | Target Price | 33.67 |
| Payout | 36.75% | Debt/Eq | 0.35 | Sales Q/Q | -48.62% | SMA50 | 2.54% | Rel Volume | 1.00 | Prev Close | 32.01 |
| Employees | 610 | LT Debt/Eq | 0.16 | Earnings | Oct 20 | SMA200 | 13.46% | Avg Volume | 259.33K | Price | 32.37 |
| IPO Date | Apr 06, 1994 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 2.93% -2.47% | Net Debt/EBITDA | -3.01 | Volume | 259,750 | Change | 1.12% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Jul-23-26 | Reiterated | DA Davidson | Neutral | $21 → $34 |
| May-28-26 | Reiterated | Capital One Financial | $32 | |
| Apr-27-26 | Reiterated | Piper Sandler | Overweight | $34 → $35 |
| Feb-02-26 | Reiterated | Piper Sandler | Overweight | $26 → $34 |
| Dec-04-24 | Downgrade | Keefe, Bruyette & Woods | Outperform → Market Perform | |
| Nov-15-24 | Upgrade | Janney Montgomery Scott | Neutral → Buy | |
| Oct-24-24 | Upgrade | Piper Sandler | Neutral → Overweight | $26 |
| Oct-02-24 | Upgrade | Keefe, Bruyette & Woods | Market Perform → Outperform | |
| Jul-24-24 | Reiterated | DA Davidson | Neutral | $18 → $21 |
| Jul-12-24 | Reiterated | Wedbush | Neutral | $17 |
Hanmi Financial Corporation serves as the parent company for Hanmi Bank, which delivers a wide spectrum of commercial banking solutions across the United States. The bank's diverse deposit offerings include checking accounts (both interest-bearing and non-interest-bearing), savings accounts, negotiable order of withdrawal (NOW) accounts, money market accounts, and certificates of deposit. Regarding lending, Hanmi provides various types of credit: Real Estate Loans: Covering commercial properties, construction projects, and residential homes. Commercial and Industrial Loans: Such as commercial term loans and lines of credit. International Finance and Trade Services: Including letters of credit and import/export financing. Consumer Loans: Encompassing general consumer loans, secured and unsecured options, home equity loans, residential mortgages, and credit cards. A significant focus is placed on assisting small and mid-sized businesses with Small Business Administration (SBA) and trade finance lending. These SBA programs support a range of business activities, including the acquisition of owner-occupied commercial real estate, funding for business acquisitions and startups, franchise financing, working capital, property improvements and renovations, inventory and equipment purchases, and debt refinancing. Additionally, equipment lease financing is available. As of February 28, 2022, Hanmi Financial operated a network comprising 35 full-service branches and 8 loan production offices situated across California, Texas, Illinois, Virginia, New Jersey, New York, Colorado, Washington, and Georgia. The institution was established in 1982 and maintains its headquarters in Los Angeles, California.
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| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 386 | 445 | 430 | 398 | 308 | 257 | 266 | 273 | 259 | |
| Cost of Goods Sold Incl. D&A | 168 | 189 | 200 | 152 | 37 | -3 | 88 | 101 | 57 | |
| Gross Profit | 218 | 256 | 229 | 245 | 271 | 260 | 177 | 172 | 202 | |
| Selling, General and Administrative Excl. Other | 98 | 11 | 86 | 85 | 80 | 75 | 70 | 72 | 73 | |
| Research and Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Other Operating Expense | 53 | 137 | 54 | 46 | 50 | 49 | 48 | 53 | 45 | |
| Operating Income | 66 | 108 | 89 | 115 | 141 | 135 | 59 | 47 | 84 | |
| Interest Expense | 164 | 175 | 196 | 148 | 36 | 22 | 43 | 71 | 53 | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 221 | 175 | 196 | 148 | 36 | 22 | 43 | 71 | 53 | |
| Net Income Before Taxes | 123 | 108 | 89 | 115 | 141 | 135 | 59 | 47 | 84 | |
| Income Taxes | 34 | 32 | 26 | 35 | 39 | 37 | 17 | 15 | 26 | |
| Consolidated Net Income | 90 | 76 | 62 | 80 | 101 | 99 | 42 | 33 | 58 | |
| Net Income From Continuing Operations | 90 | 76 | 62 | 80 | 101 | 99 | 42 | 33 | 58 | |
| Net Income | 90 | 76 | 62 | 80 | 101 | 99 | 42 | 33 | 58 | |
| EPS (Recurring) | 2.99 | 2.55 | 2.07 | 2.63 | 3.33 | 3.22 | 1.38 | 1.06 | 1.81 | |
| EPS (Basic, Before Extraordinaries) | 2.99 | 2.55 | 2.07 | 2.63 | 3.33 | 3.22 | 1.38 | 1.06 | 1.81 | |
| EPS (Diluted) | 2.97 | 2.51 | 2.05 | 2.62 | 3.32 | 3.22 | 1.38 | 1.06 | 1.79 | |
| EBITDA | 67 | 114 | 95 | 121 | 153 | 152 | 70 | 57 | 95 | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 10.90 | 10.77 | 11.52 | 7.40 | 7.45 | 7.35 | 8.22 | 18.87 | 11.01 | |
| Price To Sales Ratio | 2.52 | 1.82 | 1.65 | 1.46 | 2.41 | 2.76 | 1.28 | 2.27 | 2.43 | |
| Gross Margin | 56.48 | 57.53 | 53.26 | 61.56 | 87.99 | 101.17 | 66.54 | 63.00 | 77.99 | |
| Operating Margin | 17.10 | 24.27 | 20.70 | 28.89 | 45.78 | 52.53 | 22.18 | 17.22 | 32.43 | |
| Net Margin | 23.32 | 17.08 | 14.42 | 20.10 | 32.79 | 38.52 | 15.79 | 12.09 | 22.39 | |
| Shares Outstanding | 30 | 30 | 30 | 30 | 30 | 30 | 30 | 31 | 32 | |
| Market Capitalization | 971 | 811 | 709 | 582 | 743 | 710 | 340 | 620 | 630 | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Kim Anthony I. | Chief Banking Officer | Jun 08 '26 | Sale | 30.73 | 5,333 | 163,895 | 41,615 | Jun 08 |
| Fuhr Matthew | Chief Credit Officer | Apr 28 '26 | Sale | 30.83 | 3,300 | 101,746 | 34,002 | Apr 28 |
| Pangrazio Joseph | Chief Accounting Officer | Nov 24 '25 | Sale | 27.41 | 486 | 13,321 | 2,645 | Nov 24 |
| Medici Daniel John | Director | Oct 24 '25 | Buy | 27.11 | 200 | 5,422 | 200 | Oct 24 |
| SANTAROSA ROMOLO | Chief Financial Officer | Nov 06 '24 | Option Exercise | 23.31 | 25,000 | 582,750 | 88,126 | Nov 08 |
| SANTAROSA ROMOLO | Chief Financial Officer | Nov 06 '24 | Sale | 25.75 | 25,000 | 643,738 | 63,126 | Nov 08 |
| SANTAROSA ROMOLO | Chief Financial Officer | Feb 12 '24 | Buy | 16.50 | 1,000 | 16,503 | 52,334 | Feb 01 |
| SANTAROSA ROMOLO | Chief Financial Officer | Oct 27 '23 | Buy | 14.23 | 1,000 | 14,230 | 51,334 | Oct 27 |
| Chung Harry | Director | May 04 '23 | Buy | 14.06 | 3,000 | 42,195 | 26,102 | May 05 |
| LEE BONITA | President & CEO | Jan 31 '23 | Option Exercise | 16.43 | 50,000 | 821,500 | 143,085 | Feb 01 |
| Yang Michael | Director | Feb 04 '22 | Buy | 26.48 | 22 | 583 | 22 | Feb 04 |
| Ahn John J | Director | Nov 05 '20 | Buy | 9.14 | 4,000 | 36,570 | 35,915 | Nov 09 |
| SANTAROSA ROMOLO | SEVP, Chief Financial Officer | May 15 '20 | Buy | 7.61 | 1,000 | 7,610 | 38,110 | May 15 |
| LEE BONITA | President & CEO | May 14 '20 | Buy | 7.80 | 4,000 | 31,200 | 59,023 | May 15 |
| Rosenblum David L | Director | May 14 '20 | Buy | 7.92 | 1,000 | 7,920 | 16,122 | May 15 |