Latest market price
77.77
+2.37+3.14%
OverviewShort InterestFilings
FBIZQT79First Business Financial Services, Inc.·NASDAQ
77.77+3.14%
News
Up 3.1% — First Business Financial Services, Inc. (FBIZ) Q3 2026 Earnings Call Transcript (seekingalpha.com).
Medium confidence
TA
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Signal & projected range
Earnings big beat — drift (PEAD)Historical pattern — not a prediction
Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)
Horizon
0%Past 3 monthsToday
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Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Unlock with Premium to see the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands of historical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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Snapshot
Index—P/E11.21EPS (ttm)6.94Insider Own9.04%Shs Outstand8.37MPerf Week6.84%
Market Cap650.80MForward P/E11.13EPS next Y6.99Insider Trans-0.09%Shs Float7.69MPerf Month9.64%
Enterprise Value714.80MPEG1.64EPS next Q1.70Short Float4.94%Perf Quarter8.12%
Income58.00MP/S2.31EPS this Y15.07%Short Ratio5.93Perf Half Y40.03%
Sales282.00MP/B1.65EPS next Y6.10%ROA1.30%Short Interest380.12KPerf YTD43.22%
Book/sh47.20P/C1.23EPS next 5Y6.82%ROE14.90%52W High78.07 -0.38%Perf Year58.33%
Cash/sh63.45P/FCF9.57EPS past 3/5Y8.46% 25.20%ROIC68.45%52W Low47.87 62.46%Perf 3Y156.24%
Dividend Est.1.36 (1.75%)EV/EBITDA14.30Sales past 3/5Y22.71% 18.58%Gross Margin44.96%Volatility2.83% 2.36%Perf 5Y166.52%
Dividend TTM1.31 (1.68%)EV/Sales2.53EPS Y/Y TTM14.14%Oper. Margin16.87%ATR (14)1.80Perf 10Y245.03%
Dividend Ex-DateNov 12, 2026Quick Ratio—Sales Y/Y TTM1.81%Profit Margin20.53%RSI (14)78.58Recom2.20
Dividend Gr. 3/5Y13.66% 11.94%Current Ratio—EPS Q/Q14.71%SMA208.57%Beta0.66Target Price82.33
Payout19.64%Debt/Eq1.51Sales Q/Q-8.22%SMA509.27%Rel Volume1.36Prev Close75.40
Employees355LT Debt/Eq0.89EarningsJan 28SMA20024.52%Avg Volume64.48KPrice77.77
IPO DateNov 09, 2005Option/ShortYes / YesEPS/Sales Surpr.16.63% 1.35%Net Debt/EBITDA1.28Volume87,837Change3.14%
Analyst Ratings
DateActionAnalystRatingTarget
Nov-02-26ReiteratedRaymond JamesOutperform$75 → $83
Oct-01-26ReiteratedRaymond JamesOutperform$64 → $75
Aug-03-26ReiteratedDA DavidsonBuy$50 → $80
Aug-03-26ReiteratedPiper SandlerOverweight$70 → $84
Apr-27-26ReiteratedRaymond JamesOutperform$68 → $64
Feb-03-26ReiteratedPiper SandlerOverweight$61 → $70
Nov-04-25ReiteratedPiper SandlerOverweight$61
Feb-03-25ReiteratedRaymond JamesOutperform$40 → $62
Aug-05-24UpgradeDA DavidsonNeutral → Buy$50
May-03-22ReiteratedRaymond JamesOutperform$40
Latest News· Times ET
Oct-30-26
Oct-30-2609:08PM
First Business Financial Services, Inc. (FBIZ) Q3 2026 Earnings Call Transcriptseekingalpha.com
11:17AM
What First Business Financial Services (FBIZ) Said on Its Q3 Earnings Callmarketbeat.com
Oct-29-26
Oct-29-2608:06PM
First Business Financial Services (FBIZ) Q3 Earnings and Revenues Top Estimateszacks.com
07:31PM
First Business Financial Services (FBIZ) Q3 Earnings: Taking a Look at Key Metrics Versus Estimateszacks.com
05:25PM
First Business Financial (NASDAQ:FBIZ) Q3 EPS Beats Estimates as Revenue Matches and Shares Slip After Strong RunChartMill
04:05PM
First Business Bank Reports Record Third Quarter Earningsbusinesswire.com
Oct-22-26
Oct-22-2611:02AM
First Business Financial Services (FBIZ) Expected to Beat Earnings Estimates: Can the Stock Move Higher?zacks.com
06:35AM
Huntington Bancshares (HBAN) Meets Q3 Earnings EstimatesYahoo
Oct-15-26
Oct-15-2601:11PM
Why First Business Financial Services (FBIZ) is Poised to Beat Earnings Estimates Againzacks.com
Oct-13-26
Oct-13-2606:15AM
First Business Financial Services (NASDAQ:FBIZ) versus Oak Valley Bancorp (NASDAQ:OVLY) Head to Head Comparisondefenseworld.net
Oct-11-26
Oct-11-2603:01AM
First Business Financial Services (NASDAQ:FBIZ) Sees Unusually-High Trading Volume – Should You Buy?defenseworld.net
Oct-06-26
Oct-06-2603:17AM
Reviewing Carter Bankshares (NASDAQ:CARE) and First Business Financial Services (NASDAQ:FBIZ)defenseworld.net
Oct-05-26
Oct-05-2604:30PM
First Business Bank Announces Third Quarter 2026 Earnings Conference Callbusinesswire.com
Oct-01-26
Oct-01-2608:30AM
Raymond James Assumes First Business Finl Servs at Outperform, Announces Price Target of $75Benzinga
Sep-01-26
Sep-01-2604:27AM
12,193 Shares in First Business Financial Services, Inc. $FBIZ Acquired by Connor Clark & Lunn Investment Management Ltd.defenseworld.net
Company

First Business Financial Services, Inc. operates as the bank holding company for First Business Bank that provides commercial banking products and services for small and medium-sized businesses, business owners, executives, professionals, and high net worth individuals in Wisconsin, Kansas, and Missouri. The company offers commercial real estate lending, commercial and industrial lending, asset-based lending, accounts receivable financing, equipment financing, floorplan financing, vendor financing, small business administration lending and servicing, treasury management solutions, and company retirement services. It also provides private wealth management for individuals, including creating and executing asset allocation strategies, trust and estate administration, financial planning, investment management, and access to brokerage and custody-only services, as well as private banking to private wealth clients. In addition, the company offers bank consulting services consisting of balance sheet, investment portfolio, and asset liability management services. Further, it provides commercial deposit accounts. The company was founded in 1909 and is headquartered in Madison, Wisconsin.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe
Line Item (USD, M)
TTM
—
FY 2025
12/31/2025
FY 2024
12/31/2024
FY 2023
12/31/2023
FY 2022
12/31/2022
FY 2021
12/31/2021
FY 2020
12/31/2020
FY 2019
12/31/2019
FY 2018
12/31/2018
Total Revenue282279262226—————
Cost of Goods Sold Incl. D&A8811911891—————
Gross Profit126160145136—————
Selling, General and Administrative Excl. Other81777266—————
Research and Development
0000—————
Other Operating Expense18232123—————
Operating Income47605147—————
Interest Expense10811110982—————
Unusual Expense
—————————
Non-Operating Income (Expense)12811110982—————
Net Income Before Taxes66605147—————
Income Taxes910710—————
Consolidated Net Income58504437—————
Net Income From Continuing Operations58504437—————
Net Income58504437—————
EPS (Recurring)6.946.065.204.33—————
EPS (Basic, Before Extraordinaries)6.946.065.204.33—————
EPS (Diluted)6.946.065.204.33—————
EBITDA50645551—————
Other After Tax Adjustments
—————————
Stock Option Compensation Expense
—————————
Price To Earnings Ratio11.218.968.909.26—————
Price To Sales Ratio2.211.561.411.42—————
Gross Margin44.6857.3555.3460.18—————
Operating Margin16.6721.5119.4720.80—————
Net Margin20.5717.9216.7916.37—————
Shares Outstanding8888—————
Market Capitalization622434370321—————
Operating Lease Expense
—————————
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Insider Trading Volume
$82.28$72.50$62.72$52.95$43.17● Close Price0.00K11.85K23.69K35.54K47.38KUSD Trades VolumeNovDec2026FebMarAprMayJunJulAugSepOctNov
Insider Trading
InsiderRelationshipDateTransactionCost#SharesValue ($)#Shares TotalSEC Form 4
Chandler Jodi AChief Human Resources OfficerAug 27 '26Sale70.1967547,38122,550Aug 28
Crampton Kevin DChief Accounting OfficerNov 07 '25Buy51.40713,6491,892Nov 10
Kauten Ralph R.DirectorJul 30 '25Buy47.8010,000478,00029,756Aug 01
Graham Jason RDirectorJul 30 '25Buy47.871,00047,8653,220Aug 01
Ovokaitys DanielChief Information OfficerFeb 07 '25Sale54.554,828263,3677,718Feb 10
Sanders Carol PDirectorDec 13 '24Sale48.838,881433,6420Dec 17
Lorenz William KentDirectorNov 19 '24Sale49.001,00049,0008,341Nov 21
CHAMBAS COREY ACEONov 07 '24Sale48.8140,0001,952,488112,750Nov 07
Hartlieb James EdwardPres&CEO First Business BankOct 31 '24Sale43.156,344273,7320Nov 01
Sanders Carol PDirectorOct 30 '24Buy44.771345,99811,136Oct 31
Ovokaitys DanielChief Information OfficerAug 23 '24Sale42.381,13047,88912,546Aug 23
Lorenz William KentDirectorAug 19 '24Sale42.791,15049,2089,341Aug 20
MELOY MARK JEVPAug 12 '24Sale40.055,000200,26753,605Aug 14
Sanders Carol PDirectorJul 30 '24Buy45.851295,91511,002Jul 31
Crampton Kevin DChief Accounting OfficerMay 21 '24Buy34.151545,2601,257May 23
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QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.