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Screen

CZFS

QT75Citizens Financial Services, Inc.
NASDAQ·Financial Services·Banks - Regional·USA
Latest market price
67.96
+1.51+2.27%
OverviewShort InterestFilings
CZFSQT75Citizens Financial Services, Inc.·NASDAQ
OverviewShort InterestFilings
67.96+2.27%
TA
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SHG-1.39%$66.65SUPV+1.52%$11.38BBDO+0.00%$2.94HDB+1.21%$25.06MFG+1.58%$10.30IBN+0.18%$27.94PNC-0.47%$232.04ITUB-2.26%$7.79
Snapshot
Index-P/E-EPS (ttm)8.19
Insider Own11.62%
Shs Outstand4.80M
Perf Week0.35%
Market Cap319.29MForward P/E8.18EPS next Y8.31Insider Trans0.02%Shs Float-Perf Month5.71%
Enterprise Value-PEG-EPS next Q1.98Inst Own-Short Float-Perf Quarter13.30%
Income-P/S-EPS this Y0.49%Inst Trans-Short Ratio-Perf Half Y10.56%
Sales-P/B-EPS next Y0.97%ROA-Short Interest-Perf YTD19.19%
Book/sh71.67P/C-EPS next 5Y0.97%ROE-52W High71.85 -5.41%Perf Year20.80%
Cash/sh27.92P/FCF-EPS past 3/5Y-ROIC-52W Low49.99 35.95%Perf 3Y-
Dividend Est.2.01 (2.96%)EV/EBITDA-Sales past 3/5Y22.99% 16.10%Gross Margin-Volatility3.85% 2.90%Perf 5Y-
Dividend TTM2.01 (2.96%)EV/Sales-EPS Y/Y TTM41.45%Oper. Margin-ATR (14)2.39Perf 10Y-
Dividend Ex-DateJun 12, 2026Quick Ratio-Sales Y/Y TTM2.96%Profit Margin-RSI (14)57.61Recom2.00
Dividend Gr. 3/5Y2.14% 1.22%Current Ratio-EPS Q/Q35.00%SMA203.22%Beta0.42Target Price-
Payout-Debt/Eq-Sales Q/Q4.76%SMA503.87%Rel Volume2.31Prev Close66.45
Employees379LT Debt/Eq0.87EarningsJul 29SMA20010.98%Avg Volume6.27KPrice67.96
IPO DateJan 04, 1999Option/ShortYes / YesEPS/Sales Surpr.9.09% 3.45%Net Debt/EBITDA-Volume14,482Change2.27%
Analyst Ratings
DateActionAnalystRatingTarget
Apr-30-24UpgradeJanney Montgomery ScottNeutral → Buy
Jun-29-23DowngradeJanney Montgomery ScottBuy → Neutral
Jan-26-21UpgradeJanney CapitalNeutral → Buy
Jan-26-21UpgradeJanney Montgomery ScottNeutral → Buy
Latest News
Jun-18-26
Jun-18-2608:20PM
Dividend Champion, Contender, And Challenger Highlights: Week Of June 21SeekingAlpha
Company
Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe
Line Item (USD, M)
TTM
—
FY 2025
12/31/2025
FY 2024
12/31/2024
FY 2023
12/31/2023
FY 2022
12/31/2022
FY 2021
12/31/2021
FY 2020
12/31/2020
FY 2019
12/31/2019
FY 2018
12/31/2018
Total Revenue174173169
Upgrade your experience to unlock full historical data
Cost of Goods Sold Incl. D&A626470
Gross Profit11311098
Selling, General and Administrative Excl. Other414641
Research and Development
000
Other Operating Expense231923
Operating Income484534
Interest Expense596168
Unusual Expense
———
Non-Operating Income (Expense)
000
Net Income Before Taxes484534
Income Taxes896
Consolidated Net Income383728
Net Income From Continuing Operations383728
Net Income383728
EPS (Recurring)8.207.625.80
EPS (Basic, Before Extraordinaries)8.207.625.80
EPS (Diluted)8.197.625.79
EBITDA494535
Other After Tax Adjustments
———
Stock Option Compensation Expense
———
Price To Earnings Ratio8.307.48—
Price To Sales Ratio1.951.65—
Gross Margin64.9463.5857.99
Operating Margin27.5926.0120.12
Net Margin21.8421.3916.57
Shares Outstanding555
Market Capitalization340285—
Operating Lease Expense
———
Insider Trading Volume
$74.87$64.77$54.67$44.57$34.47● Close Price0.00K45.00K90.00K135.00K180.00KUSD Trades VolumeJunJulAugSepOctNovDec2026FebMarAprMayJun
Insider Trading
InsiderRelationshipDateTransactionCost#SharesValue ($)#Shares TotalSEC Form 4
Guillaume Stephen JSENIOR VICE PRESIDENTMay 29 '26Buy61.78342,1014,718Jun 02 12:00 AM
Gephart LeeAnnEXECUTIVE VICE PRESIDENTMay 28 '26Sale64.78241,555837May 28 12:00 AM
Painter John P IIDirectorMay 12 '26Buy63.671408,9143,662May 12 12:00 AM
Painter John P IIDirectorMar 06 '26Buy61.0067541,1753,412Mar 06 12:00 AM
Guillaume Stephen JSENIOR VICE PRESIDENTFeb 27 '26Buy57.06137424,656Mar 02 12:00 AM
Guillaume Stephen JSENIOR VICE PRESIDENTNov 28 '25Buy53.10168504,570Dec 01 12:00 AM
BLACK RANDALL ECEO & PRESIDENTNov 04 '25Buy54.25221,19444,035Nov 05 12:00 AM
BLACK RANDALL ECEO & PRESIDENTNov 03 '25Buy54.1047825,86244,013Nov 04 12:00 AM
Guillaume Stephen JSENIOR VICE PRESIDENTAug 31 '25Buy56.96137404,524Sep 02 12:00 AM
Freeman Thomas E.DirectorAug 22 '25Sale60.003,000180,00012,569Aug 22 12:00 AM
Gephart LeeAnnEXECUTIVE VICE PRESIDENTJul 08 '25Sale59.6414835720Jul 08 12:00 AM
Gephart LeeAnnEXECUTIVE VICE PRESIDENTJun 24 '25Sale59.58331,966728Jun 26 12:00 AM
Guillaume Stephen JEXECUTIVE VICE PRESIDENTMay 30 '25Buy58.09158714,452Jun 02 12:00 AM
Painter John P IIDirectorMay 06 '25Buy57.4021512,3412,402May 06 12:00 AM
Guillaume Stephen JEXECUTIVE VICE PRESIDENTFeb 28 '25Buy57.45137474,077Mar 03 12:00 AM
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