Customers Bancorp, Inc. (NYSE: CUBI) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 9.51 | EPS (ttm) | 8.20 | Insider Own | 8.17% | Shs Outstand | 33.83M | Perf Week | -1.12% |
| Market Cap | 2.64B | Forward P/E | 8.05 | EPS next Y | 9.68 | Insider Trans | -7.97% | Shs Float | 31.27M | Perf Month | -3.44% |
| Enterprise Value | 4.92B | PEG | 0.66 | EPS next Q | 2.14 | Inst Own | - | Short Float | 7.19% | Perf Quarter | 4.03% |
| Income | 292.00M | P/S | 1.77 | EPS this Y | 3.01% | Inst Trans | - | Short Ratio | 7.63 | Perf Half Y | 19.02% |
| Sales | 1.49B | P/B | 1.20 | EPS next Y | 14.62% | ROA | 1.10% | Short Interest | 2.25M | Perf YTD | 6.65% |
| Book/sh | 65.22 | P/C | 30.67 | EPS next 5Y | 14.48% | ROE | 13.57% | 52W High | 84.38 -7.58% | Perf Year | 17.35% |
| Cash/sh | 2.54 | P/FCF | 10.45 | EPS past 3/5Y | -1.61% 8.78% | ROIC | 1.06% | 52W Low | 59.34 31.41% | Perf 3Y | 126.55% |
| Dividend Est. | - | EV/EBITDA | 11.18 | Sales past 3/5Y | 16.50% 18.68% | Gross Margin | 55.95% | Volatility | 2.38% 2.28% | Perf 5Y | 103.02% |
| Dividend TTM | - | EV/Sales | 3.30 | EPS Y/Y TTM | 61.10% | Oper. Margin | 24.53% | ATR (14) | 1.89 | Perf 10Y | 190.54% |
| Dividend Ex-Date | - | Quick Ratio | 1.82 | Sales Y/Y TTM | 9.63% | Profit Margin | 19.55% | RSI (14) | 44.55 | Recom | 2.47 |
| Dividend Gr. 3/5Y | - | Current Ratio | 1.82 | EPS Q/Q | 13.89% | SMA20 | -0.99% | Beta | 1.52 | Target Price | 93.75 |
| Payout | 1.36% | Debt/Eq | 0.81 | Sales Q/Q | -2.54% | SMA50 | -1.54% | Rel Volume | 0.98 | Prev Close | 78.14 |
| Employees | 866 | LT Debt/Eq | 0.81 | Earnings | Oct 22 | SMA200 | 3.41% | Avg Volume | 290.37K | Price | 77.98 |
| IPO Date | Mar 14, 2012 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 2.71% -0.84% | Net Debt/EBITDA | 5.19 | Volume | 284,937 | Change | -0.20% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Sep-08-26 | Downgrade | Morgan Stanley | Equal Weight → Underweight | $88 → $89 |
| Jul-27-26 | Reiterated | DA Davidson | Buy | $93 → $100 |
| Jul-01-26 | Reiterated | Fundamental Research | $86 → $94 | |
| Jun-29-26 | Reiterated | Morgan Stanley | Equal Weight | $90 → $88 |
| Jun-26-26 | Reiterated | Piper Sandler | Overweight | $86 → $92 |
| Apr-27-26 | Reiterated | Piper Sandler | Overweight | $86 |
| Apr-27-26 | Reiterated | DA Davidson | Buy | $95 → $93 |
| Mar-16-26 | Upgrade | Stephens & Co. | Underweight → Equal Weight | |
| Feb-06-26 | Reiterated | Stephens | Equal Weight | $68 → $71 |
| Jan-26-26 | Reiterated | Maxim Group | Buy | $95 → $100 |
Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides banking products and services. It provides deposit banking products, which includes commercial and consumer checking, non-interest-bearing and interest-bearing demand, MMDA, savings, and time deposit accounts, as well as individual retirement accounts and non-retail time deposits consisting of jumbo certificates. The company’s lending business offers commercial and industrial, commercial real estate, and multifamily and residential mortgage loans; SBA lending; mortgage finance; specialty lending includes fund finance, real estate specialty finance, technology and venture, and healthcare and financial institutions group; commercial loans to mortgage companies, and commercial equipment financing; fund finance, such as variable rate loans secured by collateral pools to private debt funds; and cash management services. In addition, it provides digital banking, such as Banking-as-a-Service to fintech companies; payments and treasury services to businesses; consumer loans through fintech companies; and the TassatPay, an instant blockchain-based digital payments platform which offers instant payments, including over-the-counter desks, exchanges, liquidity providers, market makers, funds, title companies, and other B2B verticals. Further, the company offers mobile phone and internet banking, wire transfers, electronic bill payment, lock box, remote deposit capture, courier, merchant processing, cash vault, controlled disbursements, positive pay, and cash management services comprising account reconciliation, collections, and sweep accounts. The company was founded in 1997 and is headquartered in West Reading, Pennsylvania.
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| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 1,492 | 1,415 | 1,361 | — | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 656 | 685 | 747 | — | — | — | — | — | — | |
| Gross Profit | 833 | 730 | 614 | — | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 282 | 224 | 222 | — | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | — | — | — | — | — | — | |
| Other Operating Expense | 186 | 195 | 168 | — | — | — | — | — | — | |
| Operating Income | 365 | 311 | 224 | — | — | — | — | — | — | |
| Interest Expense | 607 | 609 | 673 | — | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 618 | 587 | 673 | — | — | — | — | — | — | |
| Net Income Before Taxes | 376 | 288 | 224 | — | — | — | — | — | — | |
| Income Taxes | 87 | 64 | 43 | — | — | — | — | — | — | |
| Consolidated Net Income | 292 | 224 | 181 | — | — | — | — | — | — | |
| Net Income From Continuing Operations | 292 | 224 | 181 | — | — | — | — | — | — | |
| Net Income | 292 | 224 | 181 | — | — | — | — | — | — | |
| EPS (Recurring) | 8.49 | 6.40 | 5.28 | — | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 8.49 | 6.40 | 5.28 | — | — | — | — | — | — | |
| EPS (Diluted) | 8.20 | 6.20 | 5.09 | — | — | — | — | — | — | |
| EBITDA | 440 | 352 | 258 | — | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 9.51 | 11.79 | 9.56 | — | — | — | — | — | — | |
| Price To Sales Ratio | 1.78 | 1.76 | 1.14 | — | — | — | — | — | — | |
| Gross Margin | 55.83 | 51.59 | 45.11 | — | — | — | — | — | — | |
| Operating Margin | 24.46 | 21.98 | 16.46 | — | — | — | — | — | — | |
| Net Margin | 19.57 | 15.83 | 13.30 | — | — | — | — | — | — | |
| Shares Outstanding | 34 | 34 | 32 | — | — | — | — | — | — | |
| Market Capitalization | 2,651 | 2,486 | 1,558 | — | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Allon Andrea R. | Director | Aug 13 '26 | Sale | 82.81 | 10,000 | 828,100 | 30,034 | Aug 17 |
| SIDHU JAY S | Chairman | Aug 03 '26 | Sale | 80.09 | 68,821 | 5,511,791 | 667,757 | Aug 05 |
| SIDHU JAY S | Chairman | Jul 30 '26 | Sale | 79.00 | 835 | 65,965 | 736,578 | Jul 31 |
| SIDHU JAY S | Chairman | Jul 29 '26 | Sale | 79.20 | 30,344 | 2,403,169 | 737,413 | Jul 31 |
| Cunningham Lyle | Chief Banking Officer | May 29 '26 | Option Exercise | 25.29 | 30,246 | 764,942 | 67,768 | Jun 01 |
| Cunningham Lyle | Chief Banking Officer | May 29 '26 | Sale | 75.03 | 47,914 | 3,594,901 | 19,854 | Jun 01 |
| SIDHU JAY S | Chairman | May 27 '26 | Sale | 76.23 | 60,315 | 4,597,565 | 767,557 | May 28 |
| Sidhu Samvir S. | CEO | May 12 '26 | Buy | 72.58 | 1,000 | 72,578 | 521,714 | May 12 |
| Watkins Philip | EVP, Head of Corp Development | May 11 '26 | Sale | 75.67 | 3,000 | 227,017 | 43,993 | May 12 |
| Velasquez Jessie John Deano | Chief Accounting Officer | Dec 09 '25 | Sale | 71.05 | 2,242 | 159,285 | 3,654 | Dec 10 |
| SIDHU JAY S | Chairman & CEO | Dec 03 '25 | Sale | 69.43 | 128,185 | 8,900,090 | 790,031 | Dec 03 |
| SIDHU JAY S | Chairman & CEO | Nov 25 '25 | Sale | 70.06 | 7,479 | 523,947 | 918,216 | Nov 28 |
| Watkins Philip | EVP, Head of Corp Development | Nov 24 '25 | Sale | 65.04 | 2,900 | 188,623 | 50,849 | Nov 25 |
| SIDHU JAY S | Chairman & CEO | Nov 12 '25 | Sale | 68.39 | 2,522 | 172,481 | 925,695 | Nov 12 |
| SIDHU JAY S | Chairman & CEO | Nov 11 '25 | Sale | 68.05 | 24,784 | 1,686,464 | 928,217 | Nov 12 |