Latest market price
37.98
-0.71-1.84%
CPFQT70Central Pacific Financial Corp.·NYSE
37.98-1.84%
TA
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Snapshot
Index—P/E11.47EPS (ttm)3.31Insider Own2.21%Shs Outstand25.44MPerf Week0.77%
Market Cap966.35MForward P/E10.34EPS next Y3.67Insider Trans0.00%Shs Float22.68MPerf Month5.30%
Enterprise Value706.53MPEG1.27EPS next Q—Short Float3.89%Perf Quarter-4.28%
Income88.00MP/S3.06EPS this Y21.53%Short Ratio5.46Perf Half Y12.70%
Sales316.00MP/B1.66EPS next Y10.40%ROA1.17%Short Interest882.59KPerf YTD21.89%
Book/sh22.83P/C0.57EPS next 5Y9.03%ROE14.75%52W High40.99 -7.34%Perf Year34.02%
Cash/sh66.85P/FCF8.79EPS past 3/5Y2.31% 16.81%ROIC8.67%52W Low28.17 34.82%Perf 3Y141.91%
Dividend Est.1.24 (3.26%)EV/EBITDA7.61Sales past 3/5Y9.33% 7.01%Gross Margin77.54%Volatility2.30% 1.96%Perf 5Y41.45%
Dividend TTM1.16 (3.05%)EV/Sales2.24EPS Y/Y TTM35.66%Oper. Margin27.56%ATR (14)0.81Perf 10Y51.74%
Dividend Ex-DateNov 30, 2026Quick Ratio0.26Sales Y/Y TTM-9.46%Profit Margin27.63%RSI (14)59.59Recom2.67
Dividend Gr. 3/5Y1.58% 3.45%Current Ratio0.26EPS Q/Q20.55%SMA203.31%Beta0.83Target Price41.33
Payout34.73%Debt/Eq0.17Sales Q/Q1.09%SMA502.51%Rel Volume1.02Prev Close38.69
Employees743LT Debt/Eq0.17EarningsJan 27SMA2007.22%Avg Volume160.28KPrice37.98
IPO DateAug 28, 1987Option/ShortYes / YesEPS/Sales Surpr.3.77% -0.56%Net Debt/EBITDA-17.22Volume163,832Change-1.84%
Analyst Ratings
DateActionAnalystRatingTarget
Oct-29-26ReiteratedTruist Financial$43
Oct-29-26ReiteratedRBC Capital$43
Oct-02-26InitiatedHovde GroupMarket Perform$38
Sep-17-24ReiteratedPiper SandlerOverweight$30
Oct-06-22DowngradeRaymond JamesOutperform → Market Perform
Jul-07-22ReiteratedRaymond JamesOutperform$26
Mar-11-21UpgradeRaymond JamesMarket Perform → Outperform
Jan-28-21UpgradePiper SandlerNeutral → Overweight
Apr-23-20UpgradeCompass PointNeutral → Buy
Jul-25-19DowngradeCompass PointBuy → Neutral
Latest News· Times ET
Oct-28-26
Oct-23-26
Oct-07-26
Oct-02-26
Aug-04-26
Jul-29-26
Jul-27-26
Jul-24-26
03:02PM
Company

Central Pacific Financial Corporation functions as the parent company of Central Pacific Bank, delivering a comprehensive suite of commercial banking services and financial solutions. This institution caters to businesses, professionals, and individual clients across the United States. Its diverse range of deposit offerings includes personal and commercial checking and savings accounts, money market accounts, and certificates of deposit (CDs). The bank is also a significant lender, providing commercial, financial, and agricultural loans, alongside both commercial and residential mortgages and construction financing. These lending solutions are tailored for small to mid-sized enterprises, business professionals, and real estate developers and investors. Furthermore, it extends home equity and various consumer loans to local residents and individuals seeking to purchase homes. Beyond core banking, it offers a wide array of supplementary services, such as debit cards, online and mobile banking platforms, cash management solutions, extensive ATM access, and other digital banking tools. Clients can also utilize traveler's checks, safe deposit boxes, international banking support, night depositories, foreign exchange, and wire transfer services, as well as trust and retail brokerage offerings. A dedicated wealth management division provides non-deposit investment products, annuities, insurance, and professional investment management, alongside asset custody and general financial consultation and planning assistance. As of December 31, 2021, its operational footprint included 30 branch locations and 69 automated teller machines exclusively throughout Hawaii. Established in 1954, the corporation maintains its headquarters in Honolulu, Hawaii.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe
Line Item (USD, M)
TTM
—
FY 2025
12/31/2025
FY 2024
12/31/2024
FY 2023
12/31/2023
FY 2022
12/31/2022
FY 2021
12/31/2021
FY 2020
12/31/2020
FY 2019
12/31/2019
FY 2018
12/31/2018
Total Revenue316362340320—————
Cost of Goods Sold Incl. D&A718710488—————
Gross Profit245276236232—————
Selling, General and Administrative Excl. Other1121039894—————
Research and Development
0000—————
Other Operating Expense47727061—————
Operating Income871016877—————
Interest Expense65739473—————
Unusual Expense
—————————
Non-Operating Income (Expense)89719473—————
Net Income Before Taxes112986877—————
Income Taxes24211518—————
Consolidated Net Income88775359—————
Net Income From Continuing Operations88775359—————
Net Income88775359—————
EPS (Recurring)3.342.871.972.17—————
EPS (Basic, Before Extraordinaries)3.342.871.972.17—————
EPS (Diluted)3.312.871.972.17—————
EBITDA931097784—————
Other After Tax Adjustments
—————————
Stock Option Compensation Expense
—————————
Price To Earnings Ratio11.4710.8614.759.07—————
Price To Sales Ratio3.122.322.311.66—————
Gross Margin77.5376.2469.4172.50—————
Operating Margin27.5327.9020.0024.06—————
Net Margin27.8521.2715.5918.44—————
Shares Outstanding26272727—————
Market Capitalization987841784531—————
Operating Lease Expense
—————————
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Insider Trading Volume
$41.85$37.82$33.79$29.76$25.73● Close Price0.00K0.00K0.00K0.00K0.00KUSD Trades VolumeNovDec2026FebMarAprMayJunJulAugSepOctNov
Insider Trading
InsiderRelationshipDateTransactionCost#SharesValue ($)#Shares TotalSEC Form 4
Ngo Agnes CatherineDirectorSep 12 '25Sale30.663,333102,17660,514Sep 12
KOSASA PAULDirectorAug 14 '25Sale28.6392326,4210Aug 29
Ngo Agnes CatherineDirectorAug 12 '25Sale27.873,33392,88765,459Aug 12
Yonamine Paul KDirectorAug 01 '25Sale26.252,76572,58114,181Aug 01
Ngo Agnes CatherineDirectorJul 14 '25Sale29.203,33397,32468,792Jul 14
Yonamine Paul KDirectorJul 01 '25Sale28.002,76577,42016,946Jul 01
Ngo Agnes CatherineDirectorJun 12 '25Sale26.993,33389,95572,125Jun 12
Yonamine Paul KDirectorJun 05 '25Sale26.312,76572,74719,711Jun 06
Ngo Agnes CatherineDirectorMay 12 '25Sale27.713,33392,34672,922May 12
Ngo Agnes CatherineDirectorJul 12 '24Sale22.673,33375,55675,357Jul 15
Ngo Agnes CatherineDirectorJun 12 '24Sale20.213,33367,36078,690Jun 12
Ngo Agnes CatherineDirectorMay 13 '24Sale21.193,33370,62982,023May 13
Ngo Agnes CatherineDirectorApr 12 '24Sale19.003,33363,32785,356Apr 12
Ngo Agnes CatherineDirectorMar 12 '24Sale19.323,33364,40988,689Mar 12
Ngo Agnes CatherineDirectorFeb 12 '24Sale19.453,33364,84092,022Feb 12
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