CPF — Central Pacific Financial Corp. stock price, charts and financials

QT76Central Pacific Financial Corp.

Central Pacific Financial Corp. (NYSE: CPF) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.

Latest market price
39.68
+0.28+0.71%
CPFQT76Central Pacific Financial Corp.·NYSE
39.68+0.71%
TA
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Signal & projected range
QT Score upgradeHistorical pattern — not a prediction
Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)
Horizon
0%Past 3 monthsToday
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Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Unlock with Premium to see the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands of historical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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Snapshot
Index-P/E12.55EPS (ttm)3.14Insider Own2.15%Shs Outstand26.10MPerf Week1.94%
Market Cap1.03BForward P/E11.02EPS next Y3.58Insider Trans0.00%Shs Float22.92MPerf Month1.29%
Enterprise Value745.73MPEG0.32EPS next Q0.86Inst Own-Short Float2.83%Perf Quarter18.39%
Income82.89MP/S3.27EPS this Y4.89%Inst Trans-Short Ratio4.56Perf Half Y23.74%
Sales314.85MP/B1.73EPS next Y9.24%ROA1.11%Short Interest648.06KPerf YTD26.44%
Book/sh-P/C10.80EPS next 5Y9.24%ROE14.00%52W High40.60 -2.26%Perf Year47.18%
Cash/sh-P/FCF11.42EPS past 3/5Y2.31% 16.81%ROIC7.73%52W Low25.80 53.79%Perf 3Y113.78%
Dividend Est.1.20 (3.02%)EV/EBITDA8.83Sales past 3/5Y9.33% 7.01%Gross Margin75.98%Volatility2.02% 2.28%Perf 5Y61.15%
Dividend TTM1.13 (2.85%)EV/Sales2.37EPS Y/Y TTM58.38%Oper. Margin25.55%ATR (14)0.92Perf 10Y62.81%
Dividend Ex-DateAug 31, 2026Quick Ratio0.27Sales Y/Y TTM-7.35%Profit Margin26.36%RSI (14)60.95Recom2.67
Dividend Gr. 3/5Y1.58% 3.45%Current Ratio0.27EPS Q/Q19.40%SMA201.57%Beta0.82Target Price28.00
Payout35.72%Debt/Eq0.17Sales Q/Q-53.33%SMA506.26%Rel Volume0.83Prev Close39.40
Employees763LT Debt/Eq0.17EarningsNov 04SMA20018.77%Avg Volume147.44KPrice39.68
IPO DateAug 28, 1987Option/ShortYes / YesEPS/Sales Surpr.2.24% 2.33%Net Debt/EBITDA-3.35Volume122,694Change0.71%
Analyst Ratings
DateActionAnalystRatingTarget
Sep-17-24ReiteratedPiper SandlerOverweight$30
Oct-06-22DowngradeRaymond JamesOutperformMarket Perform
Jul-07-22ReiteratedRaymond JamesOutperform$26
Mar-11-21UpgradeRaymond JamesMarket PerformOutperform
Jan-28-21UpgradePiper SandlerNeutralOverweight
Apr-23-20UpgradeCompass PointNeutralBuy
Jul-25-19DowngradeCompass PointBuyNeutral
Jan-26-17UpgradeCompass PointNeutralBuy
Oct-28-16UpgradeCompass PointNeutralBuy
Feb-18-15DowngradePiper SandlerBuyHold
Latest News
Jul-29-26
Jul-27-26
Jul-24-26
03:02PM
Jul-14-26
Jul-14-2605:18AM
Jul-10-26
Jul-07-26
Company

Central Pacific Financial Corporation functions as the parent company of Central Pacific Bank, delivering a comprehensive suite of commercial banking services and financial solutions. This institution caters to businesses, professionals, and individual clients across the United States. Its diverse range of deposit offerings includes personal and commercial checking and savings accounts, money market accounts, and certificates of deposit (CDs). The bank is also a significant lender, providing commercial, financial, and agricultural loans, alongside both commercial and residential mortgages and construction financing. These lending solutions are tailored for small to mid-sized enterprises, business professionals, and real estate developers and investors. Furthermore, it extends home equity and various consumer loans to local residents and individuals seeking to purchase homes. Beyond core banking, it offers a wide array of supplementary services, such as debit cards, online and mobile banking platforms, cash management solutions, extensive ATM access, and other digital banking tools. Clients can also utilize traveler's checks, safe deposit boxes, international banking support, night depositories, foreign exchange, and wire transfer services, as well as trust and retail brokerage offerings. A dedicated wealth management division provides non-deposit investment products, annuities, insurance, and professional investment management, alongside asset custody and general financial consultation and planning assistance. As of December 31, 2021, its operational footprint included 30 branch locations and 69 automated teller machines exclusively throughout Hawaii. Established in 1954, the corporation maintains its headquarters in Honolulu, Hawaii.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe
Line Item (USD, M)
TTM
FY 2025
12/31/2025
FY 2024
12/31/2024
FY 2023
12/31/2023
FY 2022
12/31/2022
FY 2021
12/31/2021
FY 2020
12/31/2020
FY 2019
12/31/2019
FY 2018
12/31/2018
Total Revenue315362340320277260258258232
Cost of Goods Sold Incl. D&A76871048816-7573923
Gross Profit239276236232262267201220209
Selling, General and Administrative Excl. Other1041039894102103889895
Research and Development
000000000
Other Operating Expense567270616158644436
Operating Income81101687799106497878
Interest Expense68739473178153225
Unusual Expense
Non-Operating Income (Expense)92719473178153225
Net Income Before Taxes10698687799106497878
Income Taxes222115182526122019
Consolidated Net Income847753597480375859
Net Income From Continuing Operations847753597480375859
Net Income847753597480375859
EPS (Recurring)3.142.891.972.172.702.851.332.052.02
EPS (Basic, Before Extraordinaries)3.142.891.972.172.702.851.332.052.02
EPS (Diluted)3.122.871.972.172.682.831.322.032.01
EBITDA851097784107116618788
Other After Tax Adjustments
Stock Option Compensation Expense
Price To Earnings Ratio12.7210.8614.759.077.579.9514.4014.5712.11
Price To Sales Ratio3.282.322.311.661.983.032.063.213.04
Gross Margin75.8776.2469.4172.5094.58102.6977.9185.2790.09
Operating Margin25.7127.9020.0024.0635.7440.7718.9930.2333.62
Net Margin26.6721.2715.5918.4426.7130.7714.3422.4825.43
Shares Outstanding262727272728282829
Market Capitalization1,032841784531548789532828706
Operating Lease Expense
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Insider Trading Volume
$42.09$37.50$32.90$28.30$23.71 Close Price0.00K47.97K95.94K143.92K191.89KUSD Trades VolumeAugSepOctNovDec2026FebMarAprMayJunJulAug
Insider Trading
InsiderRelationshipDateTransactionCost#SharesValue ($)#Shares TotalSEC Form 4
Ngo Agnes CatherineDirectorSep 12 '25Sale30.663,333102,17660,514Sep 12
KOSASA PAULDirectorAug 14 '25Sale28.6392326,4210Aug 29
Ngo Agnes CatherineDirectorAug 12 '25Sale27.873,33392,88765,459Aug 12
Yonamine Paul KDirectorAug 01 '25Sale26.252,76572,58114,181Aug 01
Ngo Agnes CatherineDirectorJul 14 '25Sale29.203,33397,32468,792Jul 14
Yonamine Paul KDirectorJul 01 '25Sale28.002,76577,42016,946Jul 01
Ngo Agnes CatherineDirectorJun 12 '25Sale26.993,33389,95572,125Jun 12
Yonamine Paul KDirectorJun 05 '25Sale26.312,76572,74719,711Jun 06
Ngo Agnes CatherineDirectorMay 12 '25Sale27.713,33392,34672,922May 12
Ngo Agnes CatherineDirectorJul 12 '24Sale22.673,33375,55675,357Jul 15
Ngo Agnes CatherineDirectorJun 12 '24Sale20.213,33367,36078,690Jun 12
Ngo Agnes CatherineDirectorMay 13 '24Sale21.193,33370,62982,023May 13
Ngo Agnes CatherineDirectorApr 12 '24Sale19.003,33363,32785,356Apr 12
Ngo Agnes CatherineDirectorMar 12 '24Sale19.323,33364,40988,689Mar 12
Ngo Agnes CatherineDirectorFeb 12 '24Sale19.453,33364,84092,022Feb 12
QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.