Civista Bancshares, Inc. (NASDAQ: CIVB) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
Latest market price
29.09
-0.11-0.38%
TA
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Snapshot
| Index | - | P/E | 10.81 | EPS (ttm) | 2.70 | Insider Own | 3.09% | Shs Outstand | 20.78M | Perf Week | 1.92% |
| Market Cap | 606.87M | Forward P/E | 10.05 | EPS next Y | 2.91 | Insider Trans | 0.00% | Shs Float | 20.29M | Perf Month | 2.60% |
| Enterprise Value | 103.87M | PEG | 5.78 | EPS next Q | 0.70 | Inst Own | - | Short Float | 2.04% | Perf Quarter | 16.47% |
| Income | 54.00M | P/S | 2.70 | EPS this Y | 5.68% | Inst Trans | - | Short Ratio | 3.75 | Perf Half Y | 21.01% |
| Sales | 225.00M | P/B | 1.07 | EPS next Y | 1.87% | ROA | 1.27% | Short Interest | 414.60K | Perf YTD | 31.41% |
| Book/sh | 27.28 | P/C | 0.83 | EPS next 5Y | 1.87% | ROE | 10.05% | 52W High | 29.86 -2.57% | Perf Year | 49.97% |
| Cash/sh | 35.22 | P/FCF | 11.98 | EPS past 3/5Y | 0.51% 5.71% | ROIC | -0.99% | 52W Low | 18.88 54.09% | Perf 3Y | 50.05% |
| Dividend Est. | 0.72 (2.48%) | EV/EBITDA | 3.35 | Sales past 3/5Y | 18.56% 15.14% | Gross Margin | 65.82% | Volatility | 2.50% 2.77% | Perf 5Y | 25.05% |
| Dividend TTM | 0.88 (3.03%) | EV/Sales | 0.46 | EPS Y/Y TTM | 34.33% | Oper. Margin | 13.54% | ATR (14) | 0.78 | Perf 10Y | 104.63% |
| Dividend Ex-Date | Aug 04, 2026 | Quick Ratio | 0.20 | Sales Y/Y TTM | -7.02% | Profit Margin | 24.20% | RSI (14) | 62.33 | Recom | 2.38 |
| Dividend Gr. 3/5Y | 6.69% 9.10% | Current Ratio | 0.20 | EPS Q/Q | 4.55% | SMA20 | 2.69% | Beta | 0.64 | Target Price | 32.00 |
| Payout | 23.81% | Debt/Eq | 0.52 | Sales Q/Q | -37.10% | SMA50 | 6.32% | Rel Volume | 1.40 | Prev Close | 29.20 |
| Employees | 520 | LT Debt/Eq | 0.20 | Earnings | Oct 22 | SMA200 | 20.46% | Avg Volume | 116.53K | Price | 29.09 |
| IPO Date | Apr 06, 1994 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 2.99% -1.00% | Net Debt/EBITDA | -16.57 | Volume | 163,264 | Change | -0.38% |
Analyst Ratings
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Jul-27-26 | Reiterated | DA Davidson | Buy | $26 → $33 |
| Jul-27-26 | Reiterated | Piper Sandler | Neutral | $30 → $31 |
| Jun-25-26 | Reiterated | Piper Sandler | Neutral | $27 → $30 |
| Apr-24-26 | Reiterated | Piper Sandler | Neutral | $27 |
| Aug-18-25 | Reiterated | Hovde Group | Outperform | $22 |
| Jul-14-25 | Reiterated | DA Davidson | Buy | $27 → $26 |
| Jan-31-25 | Reiterated | D.A. Davidson | Buy | $26 → $27 |
| Oct-30-24 | Reiterated | Stephens & Co. | Equal Weight | $21 |
| Oct-30-24 | Upgrade | Hovde Group | Market Perform → Outperform | |
| Nov-30-22 | Initiated | Janney Montgomery | $27 |
Latest News
Jul-31-26
Jul-27-26
Jul-24-26
Jul-24-2604:30PM
Jul-23-26
02:08PM
Civista Bancshares Q2 Earnings Call Highlightsmarketbeat.com
09:16AM
07:00AM
Jul-22-26
Jul-17-26
Jul-17-2604:09AM
Jul-16-26
Jul-16-2611:06AM
Jul-06-26
Jul-06-2612:45PM
Jun-29-26
Jun-25-26
Jun-25-2610:31AM
Company
Serving as the financial holding company for Civista Bank, Civista Bancshares, Inc. delivers comprehensive community banking services. The company actively gathers various customer deposits and provides a broad spectrum of lending products, encompassing commercial, agricultural, residential and commercial real estate, farm real estate, and construction loans, as well as consumer credit and letters of credit. Beyond banking, it also acquires securities and offers trust services alongside third-party insurance. With approximately 42 branch locations, Civista Bancshares extends its reach across Northern, Central, Southwestern, and Northwestern Ohio, in addition to Southeastern Indiana and Northern Kentucky. Founded in 1884, the company is headquartered in Sandusky, Ohio, and officially changed its name from First Citizens Banc Corp to Civista Bancshares, Inc. in May 2015.
Ownership
Per-holder 13F data hasn't been ingested for this ticker yet.
Financial Statements
DataTimeframe
| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 225 | 255 | 242 | 217 | 153 | 134 | 126 | 119 | 91 | |
| Cost of Goods Sold Incl. D&A | 77 | 86 | 95 | 62 | 18 | 10 | 20 | 14 | 8 | |
| Gross Profit | 148 | 169 | 147 | 156 | 135 | 124 | 106 | 105 | 82 | |
| Selling, General and Administrative Excl. Other | 94 | 73 | 67 | 61 | 53 | 47 | 44 | 44 | 47 | |
| Research and Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Other Operating Expense | 23 | 41 | 43 | 44 | 35 | 28 | 25 | 21 | 19 | |
| Operating Income | 31 | 55 | 37 | 51 | 47 | 48 | 37 | 40 | 17 | |
| Interest Expense | 76 | 82 | 90 | 57 | 16 | 10 | 10 | 13 | 8 | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 111 | 82 | 90 | 57 | 16 | 10 | 10 | 13 | 8 | |
| Net Income Before Taxes | 66 | 55 | 37 | 51 | 47 | 48 | 37 | 40 | 17 | |
| Income Taxes | 11 | 9 | 5 | 8 | 8 | 8 | 5 | 6 | 3 | |
| Consolidated Net Income | 54 | 46 | 32 | 43 | 39 | 41 | 32 | 34 | 14 | |
| Net Income From Continuing Operations | 54 | 46 | 32 | 43 | 39 | 41 | 32 | 34 | 14 | |
| Net Income | 54 | 46 | 32 | 43 | 39 | 41 | 32 | 34 | 14 | |
| EPS (Recurring) | 2.70 | 2.64 | 2.01 | 2.73 | 2.60 | 2.63 | 2.00 | 2.16 | 1.02 | |
| EPS (Basic, Before Extraordinaries) | 2.70 | 2.64 | 2.01 | 2.73 | 2.60 | 2.63 | 2.00 | 2.16 | 1.02 | |
| EPS (Diluted) | 2.70 | 2.64 | 2.01 | 2.73 | 2.60 | 2.63 | 2.00 | 2.01 | 1.02 | |
| EBITDA | 31 | 65 | 48 | 63 | 53 | 51 | 40 | 43 | 19 | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 10.77 | 8.42 | 10.47 | 6.75 | 8.47 | 9.28 | 8.77 | 11.94 | 17.08 | |
| Price To Sales Ratio | 2.72 | 1.57 | 1.30 | 1.27 | 2.16 | 2.73 | 2.23 | 3.23 | 2.68 | |
| Gross Margin | 65.78 | 66.27 | 60.74 | 71.89 | 88.24 | 92.54 | 84.13 | 88.24 | 90.11 | |
| Operating Margin | 13.78 | 21.57 | 15.29 | 23.50 | 30.72 | 35.82 | 29.37 | 33.61 | 18.68 | |
| Net Margin | 24.00 | 18.04 | 13.22 | 19.82 | 25.49 | 30.60 | 25.40 | 28.57 | 15.38 | |
| Shares Outstanding | 21 | 18 | 15 | 15 | 15 | 15 | 16 | 16 | 14 | |
| Market Capitalization | 611 | 400 | 316 | 277 | 330 | 366 | 280 | 384 | 244 | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
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Insider Trading Volume
Insider Trading
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Weaks Nathan E | other: Subsidiary Director | Nov 18 '25 | Buy | 21.49 | 1,000 | 21,490 | 11,283 | Nov 19 |
| Weaks Nathan E | other: Subsidiary Director | Aug 21 '25 | Buy | 19.85 | 500 | 9,925 | 10,283 | Aug 21 |
| Weaks Nathan E | other: Subsidiary Director | Aug 18 '25 | Buy | 19.95 | 500 | 9,975 | 9,783 | Aug 19 |
| Whinnem Ian | SVP/CFO | Aug 05 '25 | Buy | 19.20 | 1,500 | 28,800 | 2,500 | Aug 05 |
| Weaks Nathan E | other: Subsidiary Director | Jul 31 '25 | Buy | 19.35 | 1,000 | 19,350 | 9,283 | Jul 31 |
| Weaks Nathan E | other: Subsidiary Director | Jul 30 '25 | Buy | 19.88 | 2,000 | 39,764 | 8,283 | Jul 31 |
| Macioce Mark J. | Director | Jul 11 '25 | Buy | 21.25 | 640 | 13,600 | 640 | Jul 15 |
| Shaffer Dennis G | CEO and President | Jul 11 '25 | Buy | 21.25 | 1,000 | 21,250 | 1,000 | Jul 15 |
| Parcher Charles A. | Senior Vice President | Jul 11 '25 | Buy | 21.25 | 1,000 | 21,250 | 1,000 | Jul 15 |
| DUTTON RICHARD J | Senior Vice President | Jul 11 '25 | Buy | 21.25 | 4,000 | 85,000 | 4,000 | Jul 15 |
| Morrison Lance A. | SVP, Legal Counsel | Jul 11 '25 | Buy | 21.25 | 1,000 | 21,250 | 1,000 | Jul 15 |
| MULFORD MICHAEL D. | Senior Vice President | Jul 11 '25 | Buy | 21.25 | 1,000 | 21,250 | 1,000 | Jul 15 |
| Congrove Darci L | Director | Jul 11 '25 | Buy | 21.25 | 1,250 | 26,563 | 1,250 | Jul 15 |
| PERFECT CLYDE A JR | other: Subsidiary Director | Jul 11 '25 | Buy | 21.25 | 2,352 | 49,980 | 2,352 | Jul 15 |
| Murray Dennis E Jr | director, other: Chairman of Board | Apr 30 '25 | Sale | 22.25 | 6,143 | 136,682 | 16,654 | Apr 30 |
QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.