Latest market price
28.98
+0.75+2.66%
News
Up 2.7% — Dividend Champion, Contender, And Challenger Highlights: Week November 1 (seekingalpha.com).
Medium confidence
TA
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Snapshot
| Index | — | P/E | 10.39 | EPS (ttm) | 2.79 | Insider Own | 1.89% | Shs Outstand | 20.71M | Perf Week | 2.69% |
| Market Cap | 600.23M | Forward P/E | 9.77 | EPS next Y | 2.97 | Insider Trans | 0.10% | Shs Float | 20.25M | Perf Month | 7.41% |
| Enterprise Value | 119.23M | PEG | 3.40 | EPS next Q | 0.75 | Short Float | 3.59% | Perf Quarter | -0.38% | ||
| Income | 57.00M | P/S | 2.63 | EPS this Y | 10.72% | Short Ratio | 5.28 | Perf Half Y | 17.61% | ||
| Sales | 228.00M | P/B | 1.09 | EPS next Y | 1.37% | ROA | 1.34% | Short Interest | 726.72K | Perf YTD | 30.42% |
| Book/sh | 26.70 | P/C | 0.84 | EPS next 5Y | 3.06% | ROE | 10.40% | 52W High | 29.97 -3.30% | Perf Year | 34.54% |
| Cash/sh | 34.33 | P/FCF | 15.80 | EPS past 3/5Y | 0.51% 5.71% | ROIC | 3.45% | 52W Low | 21.10 37.35% | Perf 3Y | 87.69% |
| Dividend Est. | 0.72 (2.48%) | EV/EBITDA | 2.25 | Sales past 3/5Y | 18.56% 15.14% | Gross Margin | 66.90% | Volatility | 2.41% 2.17% | Perf 5Y | 14.86% |
| Dividend TTM | 0.71 (2.45%) | EV/Sales | 0.52 | EPS Y/Y TTM | 4.10% | Oper. Margin | 15.14% | ATR (14) | 0.66 | Perf 10Y | 96.34% |
| Dividend Ex-Date | Nov 03, 2026 | Quick Ratio | 0.20 | Sales Y/Y TTM | -8.43% | Profit Margin | 25.24% | RSI (14) | 69.82 | Recom | 2.38 |
| Dividend Gr. 3/5Y | 6.69% 9.10% | Current Ratio | 0.20 | EPS Q/Q | 13.24% | SMA20 | 5.91% | Beta | 0.62 | Target Price | 32.00 |
| Payout | 18.68% | Debt/Eq | 0.42 | Sales Q/Q | 4.69% | SMA50 | 6.38% | Rel Volume | 1.29 | Prev Close | 28.23 |
| Employees | 548 | LT Debt/Eq | 0.19 | Earnings | Jan 28 | SMA200 | 11.99% | Avg Volume | 139.11K | Price | 28.98 |
| IPO Date | Apr 06, 1994 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 10.53% 0.62% | Net Debt/EBITDA | -9.08 | Volume | 178,865 | Change | 2.66% |
Analyst Ratings
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Jul-27-26 | Reiterated | Piper Sandler | Neutral | $30 → $31 |
| Jul-27-26 | Reiterated | DA Davidson | Buy | $26 → $33 |
| Jun-25-26 | Reiterated | Piper Sandler | Neutral | $27 → $30 |
| Apr-24-26 | Reiterated | Piper Sandler | Neutral | $27 |
| Aug-18-25 | Reiterated | Hovde Group | Outperform | $22 |
| Jul-14-25 | Reiterated | DA Davidson | Buy | $27 → $26 |
| Jan-31-25 | Reiterated | D.A. Davidson | Buy | $26 → $27 |
| Oct-30-24 | Upgrade | Hovde Group | Market Perform → Outperform | |
| Oct-30-24 | Reiterated | Stephens & Co. | Equal Weight | $21 |
| Nov-30-22 | Initiated | Janney Montgomery | $27 |
Latest News· Times ET
Nov-01-26
Oct-30-26
Oct-30-2610:25PM
Oct-23-26
Oct-23-2604:15PM
Oct-22-26
04:04PM
Civista Bancshares Q3 Earnings Call Highlightsmarketbeat.com
09:31AM
07:15AM
Oct-21-26
Oct-19-26
Oct-15-26
Oct-15-2611:06AM
Oct-08-26
Oct-07-26
Oct-06-26
Oct-01-26
Oct-01-2607:30AM
Company
Serving as the financial holding company for Civista Bank, Civista Bancshares, Inc. delivers comprehensive community banking services. The company actively gathers various customer deposits and provides a broad spectrum of lending products, encompassing commercial, agricultural, residential and commercial real estate, farm real estate, and construction loans, as well as consumer credit and letters of credit. Beyond banking, it also acquires securities and offers trust services alongside third-party insurance. With approximately 42 branch locations, Civista Bancshares extends its reach across Northern, Central, Southwestern, and Northwestern Ohio, in addition to Southeastern Indiana and Northern Kentucky. Founded in 1884, the company is headquartered in Sandusky, Ohio, and officially changed its name from First Citizens Banc Corp to Civista Bancshares, Inc. in May 2015.
Ownership
Per-holder 13F data hasn't been ingested for this ticker yet.
Financial Statements
DataTimeframe
| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 228 | 255 | 242 | 217 | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 76 | 86 | 95 | 62 | — | — | — | — | — | |
| Gross Profit | 153 | 169 | 147 | 156 | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 99 | 73 | 67 | 61 | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | 0 | — | — | — | — | — | |
| Other Operating Expense | 19 | 41 | 43 | 44 | — | — | — | — | — | |
| Operating Income | 35 | 55 | 37 | 51 | — | — | — | — | — | |
| Interest Expense | 73 | 82 | 90 | 57 | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 108 | 82 | 90 | 57 | — | — | — | — | — | |
| Net Income Before Taxes | 70 | 55 | 37 | 51 | — | — | — | — | — | |
| Income Taxes | 12 | 9 | 5 | 8 | — | — | — | — | — | |
| Consolidated Net Income | 57 | 46 | 32 | 43 | — | — | — | — | — | |
| Net Income From Continuing Operations | 57 | 46 | 32 | 43 | — | — | — | — | — | |
| Net Income | 57 | 46 | 32 | 43 | — | — | — | — | — | |
| EPS (Recurring) | 2.79 | 2.64 | 2.01 | 2.73 | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 2.79 | 2.64 | 2.01 | 2.73 | — | — | — | — | — | |
| EPS (Diluted) | 2.79 | 2.64 | 2.01 | 2.73 | — | — | — | — | — | |
| EBITDA | 53 | 65 | 48 | 63 | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 10.39 | 8.42 | 10.47 | 6.75 | — | — | — | — | — | |
| Price To Sales Ratio | 2.67 | 1.57 | 1.30 | 1.27 | — | — | — | — | — | |
| Gross Margin | 67.11 | 66.27 | 60.74 | 71.89 | — | — | — | — | — | |
| Operating Margin | 15.35 | 21.57 | 15.29 | 23.50 | — | — | — | — | — | |
| Net Margin | 25.00 | 18.04 | 13.22 | 19.82 | — | — | — | — | — | |
| Shares Outstanding | 21 | 18 | 15 | 15 | — | — | — | — | — | |
| Market Capitalization | 609 | 400 | 316 | 277 | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
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Insider Trading Volume
Insider Trading
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Parcher Charles A. | President | Sep 23 '26 | Buy | 26.75 | 400 | 10,700 | 3,150 | Sep 24 |
| Weaks Nathan E | Subsidiary Director | Nov 18 '25 | Buy | 21.49 | 1,000 | 21,490 | 11,283 | Nov 19 |
| Weaks Nathan E | Subsidiary Director | Aug 21 '25 | Buy | 19.85 | 500 | 9,925 | 10,283 | Aug 21 |
| Weaks Nathan E | Subsidiary Director | Aug 18 '25 | Buy | 19.95 | 500 | 9,975 | 9,783 | Aug 19 |
| Whinnem Ian | SVP/CFO | Aug 05 '25 | Buy | 19.20 | 1,500 | 28,800 | 2,500 | Aug 05 |
| Weaks Nathan E | Subsidiary Director | Jul 31 '25 | Buy | 19.35 | 1,000 | 19,350 | 9,283 | Jul 31 |
| Weaks Nathan E | Subsidiary Director | Jul 30 '25 | Buy | 19.88 | 2,000 | 39,764 | 8,283 | Jul 31 |
| DUTTON RICHARD J | Senior Vice President | Jul 11 '25 | Buy | 21.25 | 4,000 | 85,000 | 4,000 | Jul 15 |
| Shaffer Dennis G | CEO and President | Jul 11 '25 | Buy | 21.25 | 1,000 | 21,250 | 1,000 | Jul 15 |
| Parcher Charles A. | Senior Vice President | Jul 11 '25 | Buy | 21.25 | 1,000 | 21,250 | 1,000 | Jul 15 |
| Macioce Mark J. | Director | Jul 11 '25 | Buy | 21.25 | 640 | 13,600 | 640 | Jul 15 |
| Morrison Lance A. | SVP, Legal Counsel | Jul 11 '25 | Buy | 21.25 | 1,000 | 21,250 | 1,000 | Jul 15 |
| MULFORD MICHAEL D. | Senior Vice President | Jul 11 '25 | Buy | 21.25 | 1,000 | 21,250 | 1,000 | Jul 15 |
| Congrove Darci L | Director | Jul 11 '25 | Buy | 21.25 | 1,250 | 26,563 | 1,250 | Jul 15 |
| PERFECT CLYDE A JR | Subsidiary Director | Jul 11 '25 | Buy | 21.25 | 2,352 | 49,980 | 2,352 | Jul 15 |
QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.