CFFN — Capitol Federal Financial, Inc. stock price, charts and financials
QT71Capitol Federal Financial, Inc.Capitol Federal Financial, Inc. (NASDAQ: CFFN) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 14.00 | EPS (ttm) | 0.65 | Insider Own | 2.48% | Shs Outstand | 123.38M | Perf Week | 5.32% |
| Market Cap | 1.12B | Forward P/E | 11.74 | EPS next Y | 0.78 | Insider Trans | - | Shs Float | 106.33M | Perf Month | 7.69% |
| Enterprise Value | 2.62B | PEG | 1.05 | EPS next Q | 0.19 | Inst Own | - | Short Float | 5.78% | Perf Quarter | 18.64% |
| Income | 83.00M | P/S | 2.54 | EPS this Y | 5.38% | Inst Trans | - | Short Ratio | 7.43 | Perf Half Y | 25.00% |
| Sales | 442.00M | P/B | 1.10 | EPS next Y | 13.14% | ROA | 0.86% | Short Interest | 6.15M | Perf YTD | 33.63% |
| Book/sh | 8.28 | P/C | 8.26 | EPS next 5Y | 13.34% | ROE | 8.01% | 52W High | 9.35 -1.73% | Perf Year | 51.16% |
| Cash/sh | 1.10 | P/FCF | 19.53 | EPS past 3/5Y | -5.69% 2.04% | ROIC | 1.03% | 52W Low | 5.77 59.37% | Perf 3Y | 37.25% |
| Dividend Est. | 0.34 (3.70%) | EV/EBITDA | 24.28 | Sales past 3/5Y | 11.60% 5.31% | Gross Margin | 50.78% | Volatility | 3.55% 2.38% | Perf 5Y | -18.89% |
| Dividend TTM | 0.29 (3.21%) | EV/Sales | 5.93 | EPS Y/Y TTM | 124.14% | Oper. Margin | 24.24% | ATR (14) | 0.23 | Perf 10Y | -36.01% |
| Dividend Ex-Date | Aug 07, 2026 | Quick Ratio | 66.42 | Sales Y/Y TTM | 16.62% | Profit Margin | 18.75% | RSI (14) | 72.31 | Recom | 3.00 |
| Dividend Gr. 3/5Y | -25.43% -6.27% | Current Ratio | 66.42 | EPS Q/Q | 33.33% | SMA20 | 5.50% | Beta | 0.66 | Target Price | 9.75 |
| Payout | 45.86% | Debt/Eq | 1.86 | Sales Q/Q | 7.69% | SMA50 | 9.61% | Rel Volume | 1.68 | Prev Close | 9.10 |
| Employees | 678 | LT Debt/Eq | 1.86 | Earnings | Oct 28 | SMA200 | 23.75% | Avg Volume | 810.08K | Price | 9.19 |
| IPO Date | Apr 01, 1999 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 0.00% 1.32% | Net Debt/EBITDA | 13.88 | Volume | 1,359,820 | Change | 0.99% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Aug-03-26 | Reiterated | Piper Sandler | Neutral | $8.50 → $9.50 |
| Jul-09-26 | Initiated | Benchmark | Buy | $10 |
| Jul-25-24 | Reiterated | Piper Sandler | Neutral | $5.50 → $7.00 |
| Apr-25-24 | Reiterated | Piper Sandler | Neutral | $5.50 |
| Jul-30-13 | Downgrade | Piper Sandler | Buy → Hold | |
| Jul-30-13 | Downgrade | Sandler O'Neill | Buy → Hold | |
| Oct-05-12 | Downgrade | Keefe Bruyette & Woods | Outperform → Market Perform |
Capitol Federal Financial, Inc. acts as the parent company for Capitol Federal Savings Bank, offering a comprehensive suite of retail banking services. The bank provides diverse deposit products, including savings, money market, interest-bearing and standard checking accounts, as well as certificates of deposit. Its lending portfolio is equally broad, featuring mortgages for one-to-four-family residences, commercial real estate, commercial and industrial, and construction loans. Additionally, consumer credit options are available, such as home equity loans and lines of credit, home improvement loans, vehicle loans, and loans secured by savings deposits. Beyond these, the institution delivers modern banking conveniences through mobile, telephone, and online platforms, alongside bill payment services, and operates a customer call center. It also engages in strategic securities investments. The bank's physical presence includes 54 branches—45 traditional and 9 in-store locations—spanning nine counties in Kansas and two in Missouri. Key service areas encompass the metropolitan regions of Topeka, Wichita, Lawrence, Manhattan, Emporia, and Salina in Kansas, plus a segment of the broader Kansas City metropolitan area. Capitol Federal Financial, Inc., founded in 1893, is headquartered in Topeka, Kansas.
Per-holder 13F data hasn't been ingested for this ticker yet.
| Line Item (USD, M) | TTM — | FY 2025 9/30/2025 | FY 2024 9/30/2024 | FY 2023 9/30/2023 | FY 2022 9/30/2022 | FY 2021 9/30/2021 | FY 2020 9/30/2020 | FY 2019 9/30/2019 | FY 2018 9/30/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 442 | 417 | 379 | 186 | 300 | 279 | 322 | 349 | 338 | |
| Cost of Goods Sold Incl. D&A | 218 | 220 | 216 | 213 | 82 | 75 | 138 | 124 | 123 | |
| Gross Profit | 224 | 197 | 163 | -28 | 217 | 204 | 184 | 225 | 215 | |
| Selling, General and Administrative Excl. Other | 77 | 70 | 63 | 60 | 65 | 64 | 76 | 77 | 69 | |
| Research and Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Other Operating Expense | 44 | 44 | 46 | 51 | 45 | 44 | 27 | 27 | 22 | |
| Operating Income | 107 | 83 | 54 | -139 | 107 | 96 | 81 | 121 | 124 | |
| Interest Expense | 214 | 219 | 215 | 207 | 87 | 83 | 116 | 124 | 123 | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 209 | 219 | 215 | 207 | 87 | 83 | 116 | 124 | 123 | |
| Net Income Before Taxes | 102 | 83 | 54 | -139 | 107 | 96 | 81 | 121 | 124 | |
| Income Taxes | 20 | 15 | 16 | -37 | 23 | 20 | 16 | 26 | 25 | |
| Consolidated Net Income | 83 | 68 | 38 | -102 | 84 | 76 | 65 | 94 | 99 | |
| Net Income From Continuing Operations | 83 | 68 | 38 | -102 | 84 | 76 | 65 | 94 | 99 | |
| Net Income | 83 | 68 | 38 | -102 | 84 | 76 | 65 | 94 | 99 | |
| EPS (Recurring) | 0.65 | 0.52 | 0.29 | -0.76 | 0.62 | 0.56 | 0.47 | 0.68 | 0.73 | |
| EPS (Basic, Before Extraordinaries) | 0.65 | 0.52 | 0.29 | -0.76 | 0.62 | 0.56 | 0.47 | 0.68 | 0.73 | |
| EPS (Diluted) | 0.65 | 0.52 | 0.29 | -0.76 | 0.62 | 0.56 | 0.47 | 0.68 | 0.73 | |
| EBITDA | 108 | 91 | 63 | -129 | 118 | 107 | 92 | 132 | 133 | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 14.14 | 12.21 | 20.14 | — | 13.39 | 20.52 | 19.72 | 20.26 | 17.45 | |
| Price To Sales Ratio | 2.64 | 1.98 | 2.00 | 3.44 | 3.76 | 5.56 | 3.97 | 5.45 | 5.09 | |
| Gross Margin | 50.68 | 47.24 | 43.01 | -15.05 | 72.33 | 73.12 | 57.14 | 64.47 | 63.61 | |
| Operating Margin | 24.21 | 19.90 | 14.25 | -74.73 | 35.67 | 34.41 | 25.16 | 34.67 | 36.69 | |
| Net Margin | 18.78 | 16.31 | 10.03 | -54.84 | 28.00 | 27.24 | 20.19 | 26.93 | 29.29 | |
| Shares Outstanding | 127 | 130 | 130 | 134 | 136 | 135 | 138 | 138 | 135 | |
| Market Capitalization | 1,167 | 826 | 759 | 639 | 1,129 | 1,551 | 1,279 | 1,902 | 1,720 | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Jackson Rick C | Executive Vice President | Dec 31 '25 | Option Exercise | 8.65 | 9,147 | 79,122 | 225,575 | Jan 05 |
| Van Houweling Tara | Principal Accounting Officer | Dec 31 '25 | Option Exercise | 8.65 | 2,825 | 24,436 | 21,390 | Jan 05 |
| Haag Natalie G. | Executive Vice President | Dec 31 '25 | Option Exercise | 8.65 | 8,727 | 75,489 | 97,983 | Jan 05 |
| TOWNSEND KENT G | Executive Vice President | Dec 31 '25 | Option Exercise | 8.65 | 12,439 | 107,597 | 213,347 | Jan 05 |
| DICUS JOHN B | Chairman, President and CEO | Dec 31 '25 | Option Exercise | 8.65 | 17,341 | 150,000 | 1,350,693 | Jan 05 |
| Barry Anthony S. | Executive Vice President | Dec 31 '25 | Option Exercise | 8.65 | 8,080 | 69,892 | 66,487 | Jan 05 |
| Jackson Rick C | Executive Vice President | Oct 31 '25 | Buy | 6.05 | 10,000 | 60,499 | 156,752 | Nov 03 |
| Jackson Rick C | Executive Vice President | May 07 '25 | Buy | 5.69 | 15,000 | 85,350 | 206,428 | May 08 |
| Johnson Jeffrey M | Director | Apr 25 '25 | Buy | 5.56 | 20,000 | 111,139 | 132,900 | Apr 25 |
| Johnson Jeffrey M | Director | Mar 28 '25 | Buy | 5.63 | 10,000 | 56,300 | 112,900 | Mar 28 |
| THOMPSON JEFFREY R | Director | Mar 27 '25 | Buy | 5.73 | 7,000 | 40,109 | 76,353 | Mar 28 |
| Morris James G. | Director | Mar 26 '25 | Buy | 5.66 | 15,000 | 84,971 | 100,995 | Mar 27 |
| Jackson Rick C | Executive Vice President | Feb 24 '25 | Buy | 5.88 | 10,000 | 58,760 | 191,428 | Feb 26 |
| Johnson Jeffrey M | Director | Jan 31 '25 | Buy | 5.97 | 5,000 | 29,850 | 102,900 | Feb 03 |
| Jackson Rick C | Executive Vice President | Dec 31 '24 | Option Exercise | 11.33 | 5,435 | 61,579 | 186,863 | Jan 03 |