| Index | — | P/E | 13.02 | EPS (ttm) | 3.31 | Insider Own | 15.53% | Shs Outstand | 16.29M | Perf Week | 3.41% |
| Market Cap | 702.28M | Forward P/E | 11.16 | EPS next Y | 3.86 | Insider Trans | 0.00% | Shs Float | 10.79M | Perf Month | 6.58% |
| Enterprise Value | 474.28M | PEG | 1.54 | EPS next Q | 0.97 | Short Float | 5.77% | Perf Quarter | 13.63% | ||
| Income | 54.00M | P/S | 2.33 | EPS this Y | 6.17% | Short Ratio | 6.66 | Perf Half Y | 39.97% | ||
| Sales | 302.00M | P/B | 1.63 | EPS next Y | 10.80% | ROA | 1.43% | Short Interest | 622.24K | Perf YTD | 53.04% |
| Book/sh | 26.46 | P/C | 3.05 | EPS next 5Y | 8.45% | ROE | 13.08% | 52W High | 43.13 -0.50% | Perf Year | 54.90% |
| Cash/sh | 14.12 | P/FCF | 21.28 | EPS past 3/5Y | 5.32% 12.70% | ROIC | 0.97% | 52W Low | 26.40 62.56% | Perf 3Y | 115.55% |
| Dividend Est. | 0.56 (1.30%) | EV/EBITDA | 9.68 | Sales past 3/5Y | 19.09% 15.64% | Gross Margin | 72.20% | Volatility | 2.02% 2.10% | Perf 5Y | 73.97% |
| Dividend TTM | 0.50 (1.17%) | EV/Sales | 1.57 | EPS Y/Y TTM | 12.59% | Oper. Margin | 14.51% | ATR (14) | 0.92 | Perf 10Y | — |
| Dividend Ex-Date | Nov 09, 2026 | Quick Ratio | — | Sales Y/Y TTM | 1.34% | Profit Margin | 18.02% | RSI (14) | 75.74 | Recom | 2.50 |
| Dividend Gr. 3/5Y | 25.99% — | Current Ratio | — | EPS Q/Q | 23.61% | SMA20 | 7.02% | Beta | 0.50 | Target Price | 42.00 |
| Payout | 10.84% | Debt/Eq | 0.00 | Sales Q/Q | 12.00% | SMA50 | 13.02% | Rel Volume | 1.64 | Prev Close | 43.11 |
| Employees | 447 | LT Debt/Eq | 0.00 | Earnings | Jan 25 | SMA200 | 27.12% | Avg Volume | 112.75K | Price | 42.92 |
| IPO Date | Sep 26, 2018 | Option/Short | Yes / Yes | EPS/Sales Surpr. | -2.84% -1.29% | Net Debt/EBITDA | -4.65 | Volume | 185,293 | Change | -0.45% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Oct-16-26 | Downgrade | Stephens & Co. | Overweight → Equal Weight | |
| Oct-01-26 | Reiterated | Hovde Group | $42 | |
| Oct-30-25 | Reiterated | Stephens & Co. | Overweight | $28 → $37 |
| Apr-01-24 | Reiterated | Stephens | Overweight | $28 |
| Dec-13-22 | Downgrade | Keefe, Bruyette & Woods | Outperform → Market Perform | |
| Oct-28-20 | Upgrade | Piper Sandler | Neutral → Overweight |
As the holding company for Capital Bank, N.A., Capital Bancorp, Inc. delivers a diverse suite of financial and banking services across the United States. Its clientele encompasses businesses, non-profit entities, and entrepreneurs. The company organizes its operations across three primary segments: Commercial Banking, Capital Bank Home Loans, and OpenSky. Clients have access to various deposit options, including checking, savings, time, interest-bearing demand, and money market accounts, alongside certificates of deposit and credit cards. A significant originator of residential mortgages, the firm also extends a wide array of lending solutions. These offerings include financing for residential and commercial real estate, construction projects, and general commercial business needs. Moreover, it provides consumer loans such as term loans, vehicle financing, and marine loans. Its lending services cater specifically to small to mid-sized businesses, professionals, real estate investors, smaller residential developers, and individual customers. Founded in 1974, Capital Bancorp is headquartered in Rockville, Maryland, and operates through four commercial bank branches, four mortgage offices, and one dedicated loan production office.
Per-holder 13F data hasn't been ingested for this ticker yet.
| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 302 | 304 | 242 | 207 | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 84 | 80 | 77 | 51 | — | — | — | — | — | |
| Gross Profit | 218 | 224 | 166 | 155 | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 90 | 86 | 62 | 55 | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | 0 | — | — | — | — | — | |
| Other Operating Expense | 85 | 67 | 62 | 54 | — | — | — | — | — | |
| Operating Income | 44 | 71 | 42 | 46 | — | — | — | — | — | |
| Interest Expense | 75 | 65 | 59 | 42 | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 102 | 69 | 59 | 42 | — | — | — | — | — | |
| Net Income Before Taxes | 72 | 75 | 42 | 46 | — | — | — | — | — | |
| Income Taxes | 17 | 18 | 11 | 10 | — | — | — | — | — | |
| Consolidated Net Income | 54 | 57 | 31 | 36 | — | — | — | — | — | |
| Net Income From Continuing Operations | 54 | 57 | 31 | 36 | — | — | — | — | — | |
| Net Income | 54 | 57 | 31 | 36 | — | — | — | — | — | |
| EPS (Recurring) | 3.33 | 3.45 | 2.12 | 2.56 | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 3.33 | 3.45 | 2.12 | 2.56 | — | — | — | — | — | |
| EPS (Diluted) | 3.31 | 3.40 | 2.12 | 2.55 | — | — | — | — | — | |
| EBITDA | 49 | 74 | 44 | 47 | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 12.97 | 8.29 | 13.44 | 9.49 | — | — | — | — | — | |
| Price To Sales Ratio | 2.27 | 1.48 | 1.77 | 1.64 | — | — | — | — | — | |
| Gross Margin | 72.19 | 73.68 | 68.60 | 74.88 | — | — | — | — | — | |
| Operating Margin | 14.57 | 23.36 | 17.36 | 22.22 | — | — | — | — | — | |
| Net Margin | 17.88 | 18.75 | 12.81 | 17.39 | — | — | — | — | — | |
| Shares Outstanding | 16 | 16 | 15 | 14 | — | — | — | — | — | |
| Market Capitalization | 687 | 451 | 428 | 339 | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Poynot Steven M | Chief Operating Officer | Oct 29 '26 | Option Exercise | 24.04 | 6,305 | 151,543 | 7,884 | Nov 02 |
| Dalaya Jacob | EVP, Chief Financial Officer | Oct 23 '26 | Option Exercise | 0.00 | 332 | 0 | 902 | Oct 27 |
| RATNERSALZBERG DEBORAH | Director | Sep 25 '26 | Option Exercise | 26.41 | 3,600 | 95,076 | 48,907 | Oct 16 |
| RATNERSALZBERG DEBORAH | Director | Nov 05 '19 | Option Exercise | 6.63 | 3,000 | 19,890 | 26,044 | Oct 16 |
| Bernstein Joshua | Director | Oct 06 '26 | Option Exercise | 26.48 | 3,108 | 82,303 | 94,017 | Oct 07 |
| Whalen James F. | Director | Sep 29 '26 | Option Exercise | 26.41 | 2,750 | 72,628 | 5,976 | Sep 30 |
| Bailey Jerome Ronnell | Director | Sep 28 '26 | Option Exercise | 25.46 | 7,566 | 192,654 | 64,740 | Sep 29 |
| Lewis Fred Joseph | Director | Sep 25 '26 | Option Exercise | 25.46 | 7,566 | 192,654 | 39,957 | Sep 28 |
| Brannan C Scott | Director | Sep 24 '26 | Option Exercise | 26.41 | 2,250 | 59,423 | 5,454 | Sep 25 |
| Levitt Randall James | Director | Sep 23 '26 | Option Exercise | 26.41 | 2,250 | 59,423 | 269,758 | Sep 25 |
| MCCONNELL MARC H | Director | Sep 23 '26 | Option Exercise | 21.39 | 1,021 | 21,835 | 19,547 | Sep 24 |
| Schwartz Steven Jay | Director | Sep 22 '26 | Option Exercise | 26.41 | 2,750 | 72,628 | 72,706 | Sep 24 |
| Caplan Mark | Director | Apr 02 '26 | Option Exercise | 24.81 | 1,017 | 25,232 | 140,518 | Apr 06 |
| Levitt Randall James | Director | Mar 03 '26 | Option Exercise | 0.00 | 1,622 | 0 | 268,319 | Mar 23 |
| Lindarev Anguel | EVP, Chief Information Officer | Mar 18 '26 | Option Exercise | 0.00 | 584 | 0 | 1,102 | Mar 18 |