| Index | — | P/E | 11.42 | EPS (ttm) | 2.95 | Insider Own | — | Shs Outstand | 13.70M | Perf Week | 5.25% |
| Market Cap | 461.46M | Forward P/E | 10.53 | EPS next Y | 3.20 | Insider Trans | 0.02% | Shs Float | 8.73M | Perf Month | 5.65% |
| Enterprise Value | 363.46M | PEG | 2.05 | EPS next Q | 0.79 | Short Float | 2.21% | Perf Quarter | -3.94% | ||
| Income | 41.00M | P/S | 3.52 | EPS this Y | 3.25% | Short Ratio | 4.13 | Perf Half Y | 16.50% | ||
| Sales | 131.00M | P/B | 1.48 | EPS next Y | 4.92% | ROA | 1.66% | Short Interest | 193.14K | Perf YTD | 37.13% |
| Book/sh | 22.70 | P/C | 1.49 | EPS next 5Y | 5.58% | ROE | 13.60% | 52W High | 35.78 -5.87% | Perf Year | 39.35% |
| Cash/sh | 22.55 | P/FCF | 14.89 | EPS past 3/5Y | — | ROIC | 11.28% | 52W Low | 23.24 44.92% | Perf 3Y | — |
| Dividend Est. | 0.48 (1.43%) | EV/EBITDA | 6.61 | Sales past 3/5Y | — | Gross Margin | 71.83% | Volatility | 2.68% 2.40% | Perf 5Y | — |
| Dividend TTM | 0.32 (0.95%) | EV/Sales | 2.77 | EPS Y/Y TTM | 14.34% | Oper. Margin | 40.80% | ATR (14) | 0.82 | Perf 10Y | — |
| Dividend Ex-Date | Dec 15, 2026 | Quick Ratio | 2.17 | Sales Y/Y TTM | -1.50% | Profit Margin | 31.08% | RSI (14) | 67.60 | Recom | — |
| Dividend Gr. 3/5Y | — | Current Ratio | 2.17 | EPS Q/Q | 2.60% | SMA20 | 5.82% | Beta | 0.26 | Target Price | — |
| Payout | 6.76% | Debt/Eq | 0.68 | Sales Q/Q | 3.03% | SMA50 | 3.41% | Rel Volume | 1.19 | Prev Close | 32.87 |
| Employees | 292 | LT Debt/Eq | 0.22 | Earnings | Jan 25 | SMA200 | 11.87% | Avg Volume | 40.20K | Price | 33.68 |
| IPO Date | Oct 02, 2025 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 6.76% 2.38% | Net Debt/EBITDA | -1.78 | Volume | 47,702 | Change | 2.46% |
Commercial Bancgroup, Inc. serves as the holding company for Commercial Bank, which offers a comprehensive range of banking and financial services. These services are provided to both individual clients and corporate entities across Kentucky, North Carolina, and Tennessee. The bank's offerings include a variety of deposit accounts, such as demand deposits (checking), interest-bearing savings options, and certificates of deposit. Furthermore, the company provides diverse lending solutions, including real estate, business, and personal loans. Tracing its origins back to an incorporation in 1975, the entity was initially known as Harrogate Corporation before rebranding to Commercial Bancgroup, Inc. in April 1989. Its principal operations are based in Harrogate, Tennessee.
Per-holder 13F data hasn't been ingested for this ticker yet.
| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | |
|---|---|---|---|---|---|
| Total Revenue | 131 | 132 | 133 | 112 | |
| Cost of Goods Sold Incl. D&A | 36 | 41 | 47 | 34 | |
| Gross Profit | 94 | 90 | 86 | 78 | |
| Selling, General and Administrative Excl. Other | 27 | 26 | 26 | 22 | |
| Research and Development | 0 | 0 | 0 | 0 | |
| Other Operating Expense | 16 | 16 | 19 | 17 | |
| Operating Income | 54 | 47 | 41 | 40 | |
| Interest Expense | 36 | 41 | 46 | 31 | |
| Unusual Expense | — | — | — | — | |
| Non-Operating Income (Expense) | 34 | 41 | 46 | 31 | |
| Net Income Before Taxes | 52 | 47 | 41 | 40 | |
| Income Taxes | 11 | 10 | 9 | 8 | |
| Consolidated Net Income | 41 | 37 | 31 | 31 | |
| Net Income From Continuing Operations | 41 | 37 | 32 | 31 | |
| Net Income | 41 | 37 | 31 | 31 | |
| EPS (Recurring) | 2.96 | 2.93 | 2.58 | 2.52 | |
| EPS (Basic, Before Extraordinaries) | 2.96 | 2.93 | 2.58 | 2.52 | |
| EPS (Diluted) | 2.95 | 2.92 | 2.54 | 2.51 | |
| EBITDA | 55 | 51 | 45 | 43 | |
| Other After Tax Adjustments | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | |
| Price To Earnings Ratio | 11.42 | 8.41 | — | — | |
| Price To Sales Ratio | 3.60 | 2.60 | — | — | |
| Gross Margin | 71.76 | 68.18 | 64.66 | 69.64 | |
| Operating Margin | 41.22 | 35.61 | 30.83 | 35.71 | |
| Net Margin | 31.30 | 28.03 | 23.31 | 27.68 | |
| Shares Outstanding | 14 | 14 | 12 | 12 | |
| Market Capitalization | 472 | 344 | — | — | |
| Operating Lease Expense | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Lee Terry L | President and CEO | Sep 29 '26 | Option Exercise | 0.00 | 14,167 | 0 | 269,092 | Oct 01 |
| Robertson John Adam | Executive Chairperson | Sep 16 '26 | Buy | 32.69 | 70 | 2,288 | 45,871 | Sep 28 |
| Metheny Philip J. | EVP, Chief Financial Officer | Aug 26 '26 | Buy | 34.11 | 100 | 3,411 | 14,502 | Aug 27 |
| Metheny Philip J. | EVP, Chief Financial Officer | Aug 25 '26 | Buy | 34.79 | 670 | 23,309 | 14,402 | Aug 27 |
| Metheny Philip J. | EVP, Chief Financial Officer | Aug 20 '26 | Buy | 33.77 | 150 | 5,066 | 13,732 | Aug 21 |
| Metheny Philip J. | EVP, Chief Financial Officer | Aug 03 '26 | Buy | 34.74 | 850 | 29,529 | 13,582 | Aug 04 |
| Jones Keri L | President & CEO | Jun 14 '19 | Buy | 0.13 | 141,250 | 18,405 | 408,687 | Jun 18 |
| DUSKIN JONATHAN | Director, 10% Owner | Jan 17 '19 | Buy | 0.63 | 99,182 | 61,989 | 4,790,597 | Jan 18 |
| DUSKIN JONATHAN | Director, 10% Owner | Jan 16 '19 | Buy | 0.61 | 55,532 | 33,986 | 4,691,415 | Jan 18 |
| Bundy Richard | SVP, Chief Financial Officer | Dec 28 '18 | Buy | 0.47 | 20,000 | 9,480 | 95,757 | Jan 02 |
| DUSKIN JONATHAN | Director, 10% Owner | Jul 20 '18 | Buy | 1.03 | 7,000 | 7,238 | 4,635,883 | Jul 24 |
| DUSKIN JONATHAN | Director, 10% Owner | Jul 19 '18 | Buy | 1.04 | 5,700 | 5,928 | 4,628,883 | Jul 19 |
| DUSKIN JONATHAN | Director, 10% Owner | Jul 18 '18 | Buy | 1.04 | 15,190 | 15,798 | 4,623,183 | Jul 19 |
| DUSKIN JONATHAN | Director, 10% Owner | Jul 17 '18 | Buy | 1.07 | 22,000 | 23,562 | 4,607,993 | Jul 19 |
| DUSKIN JONATHAN | Director, 10% Owner | Jul 13 '18 | Buy | 1.02 | 30,400 | 31,008 | 4,585,993 | Jul 13 |