CASSQT72Cass Information Systems, Inc.·NASDAQ
54.09+2.56%
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Snapshot
Index—P/E18.59EPS (ttm)2.91Insider Own7.70%Shs Outstand12.81MPerf Week-1.83%
Market Cap692.68MForward P/E15.03EPS next Y3.60Insider Trans0.00%Shs Float11.25MPerf Month0.06%
Enterprise Value419.53MPEG1.33EPS next Q0.80Short Float3.71%Perf Quarter-5.19%
Income39.00MP/S3.45EPS this Y34.16%Short Ratio5.33Perf Half Y15.97%
Sales201.00MP/B3.06EPS next Y21.42%ROA1.49%Short Interest417.38KPerf YTD30.27%
Book/sh17.65P/C0.65EPS next 5Y13.95%ROE15.98%52W High59.63 -9.29%Perf Year36.94%
Cash/sh82.62P/FCF22.34EPS past 3/5Y1.04% 8.57%ROIC13.98%52W Low38.42 40.79%Perf 3Y42.38%
Dividend Est.1.36 (2.51%)EV/EBITDA7.45Sales past 3/5Y0.71% 5.23%Gross Margin—Volatility2.94% 2.23%Perf 5Y28.54%
Dividend TTM1.28 (2.37%)EV/Sales2.08EPS Y/Y TTM24.89%Oper. Margin23.30%ATR (14)1.39Perf 10Y30.18%
Dividend Ex-DateDec 04, 2026Quick Ratio0.58Sales Y/Y TTM-3.83%Profit Margin18.94%RSI (14)48.16Recom3.00
Dividend Gr. 3/5Y3.42% 2.97%Current Ratio0.58EPS Q/Q17.39%SMA20-0.31%Beta0.43Target Price58.50
Payout32.37%Debt/Eq0.00Sales Q/Q-3.70%SMA50-1.41%Rel Volume0.89Prev Close52.74
Employees905LT Debt/Eq0.00EarningsJan 28SMA2008.29%Avg Volume78.55KPrice54.09
IPO DateJul 02, 1996Option/ShortYes / YesEPS/Sales Surpr.1.25% 0.77%Net Debt/EBITDA-18.56Volume69,811Change2.56%
Analyst Ratings
DateActionAnalystRatingTarget
Oct-23-26DowngradeRaymond JamesOutperform → Market Perform
Aug-06-26ReiteratedPiper SandlerNeutral$52 → $61
Jul-01-26ReiteratedRaymond JamesOutperform$50 → $56
Jun-12-26ReiteratedPiper SandlerOverweight$45 → $52
Jan-22-26ReiteratedRaymond JamesOutperform$45 → $50
Oct-24-25ReiteratedRaymond JamesOutperform$47 → $45
Oct-07-25ReiteratedRaymond James$50 → $47
Oct-18-24ReiteratedPiper SandlerOverweight$44 → $45
Jul-22-24ReiteratedPiper SandlerOverweight$51 → $44
Feb-12-24UpgradePiper SandlerNeutral → Overweight$51
Latest News· Times ET
Oct-29-26
Oct-28-26
Oct-23-26
Oct-22-26
Oct-15-26
Oct-13-26
Sep-19-26
Sep-17-26
Sep-15-26
Sep-04-26
Aug-28-26
Company

Cass Information Systems, Inc. delivers specialized payment and data management services to a broad array of manufacturing, distribution, and retail businesses across the United States. The company's operations are divided into two main areas: Information Services and Banking Services. Through its Information Services segment, Cass provides essential back-office solutions, including the intricate rating, payment processing, and auditing of freight invoices, alongside the production of crucial accounting and transportation data. This division also expertly handles the payment and management of various facility expenses, such as utility bills for electricity, natural gas, and waste, as well as offering comprehensive telecommunications expense management. The Banking Services segment, powered by its subsidiary Cass Commercial Bank, offers a full range of financial products. These include standard checking, savings, and time deposit accounts, in addition to commercial, industrial, and real estate lending. Cash management services are also provided, primarily serving privately-owned businesses and religious organizations. Furthermore, Cass extends its offerings with a modern B2B payment platform, tailored for clients in search of a flexible financial technology partner. Established in 1906, Cass Information Systems, Inc. is headquartered in St. Louis, Missouri, where its main banking facility is located. The company also maintains an operating branch in Bridgeton, Missouri, and leased facilities in Fenton, Missouri, and Colorado Springs, Colorado. It adopted its current name in January 2001, having previously been known as Cass Commercial Corporation.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe
Line Item (USD, M)
TTM
—
FY 2025
12/31/2025
FY 2024
12/31/2024
FY 2023
12/31/2023
FY 2022
12/31/2022
FY 2021
12/31/2021
FY 2020
12/31/2020
FY 2019
12/31/2019
FY 2018
12/31/2018
Total Revenue201191220213—————
Cost of Goods Sold Incl. D&A003226—————
Gross Profit201191188187—————
Selling, General and Administrative Excl. Other
35000—————
Research and Development
0000—————
Other Operating Expense120152163150—————
Operating Income47392437—————
Interest Expense
4000—————
Unusual Expense
—————————
Non-Operating Income (Expense)
4000—————
Net Income Before Taxes47392437—————
Income Taxes9857—————
Consolidated Net Income39351930—————
Net Income From Continuing Operations39311930—————
Net Income39351930—————
EPS (Recurring)2.982.661.422.22—————
EPS (Basic, Before Extraordinaries)2.982.661.422.22—————
EPS (Diluted)2.912.611.392.18—————
EBITDA57463042—————
Other After Tax Adjustments
—————————
Stock Option Compensation Expense
—————————
Price To Earnings Ratio18.5915.9129.4320.67—————
Price To Sales Ratio3.502.832.602.96—————
Gross Margin100.00100.0085.4587.79—————
Operating Margin23.3820.4210.9117.37—————
Net Margin19.4018.328.6414.08—————
Shares Outstanding13131414—————
Market Capitalization703540573631—————
Operating Lease Expense
—————————
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Insider Trading Volume
$61.80$54.73$47.66$40.59$33.52● Close Price0.00K0.00K0.00K0.00K0.00KUSD Trades VolumeNovDec2026FebMarAprMayJunJulAugSepOctNov
Insider Trading
InsiderRelationshipDateTransactionCost#SharesValue ($)#Shares TotalSEC Form 4
Resch Martin H.President & CEOOct 02 '25Buy38.6950019,34541,920Oct 06
Resch Martin H.President & CEOAug 01 '25Buy39.5050019,75041,420Aug 04
Normile Michael JamesCFOAug 01 '25Buy39.612007,92215,910Aug 04
Resch Martin H.President & CEOJul 31 '25Buy39.7550019,87540,920Aug 01
Normile Michael JamesCFOApr 21 '25Buy39.252509,81315,710Apr 22
Resch Martin H.President & CEOApr 21 '25Buy39.002007,80040,420Apr 22
Normile Michael JamesCFOOct 21 '24Buy40.302008,06012,270Oct 22
Resch Martin H.President & CEOOct 23 '23Buy36.501,00036,50022,262Oct 24
Resch Martin H.President & CEOApr 24 '23Buy36.001,00036,00021,262Apr 26
Normile Michael JamesCFOApr 24 '23Buy36.401003,64010,342Apr 24
Resch Martin H.President & CEOApr 21 '23Buy37.501,00037,50020,262Apr 24
Normile Michael JamesCFOApr 20 '23Buy36.252509,06310,242Apr 24
Resch Martin H.President & CEOApr 20 '23Buy36.161,16642,16317,135Apr 24
BRUNNGRABER ERIC HCEODec 01 '22Option Exercise31.9226,733853,317158,995Dec 02
Resch Martin H.President & COOSep 13 '22Buy35.7050017,85011,633Sep 13
QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.