CASS — Cass Information Systems, Inc. stock price, charts and financials
QT74Cass Information Systems, Inc.Cass Information Systems, Inc. (NASDAQ: CASS) is a Industrials company in the Specialty Business Services industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 20.52 | EPS (ttm) | 2.78 | Insider Own | 7.66% | Shs Outstand | 12.87M | Perf Week | 1.95% |
| Market Cap | 734.30M | Forward P/E | 16.54 | EPS next Y | 3.45 | Insider Trans | 0.00% | Shs Float | 11.31M | Perf Month | 9.19% |
| Enterprise Value | 347.30M | PEG | 1.24 | EPS next Q | 0.79 | Inst Own | - | Short Float | 2.75% | Perf Quarter | 22.32% |
| Income | 37.00M | P/S | 3.62 | EPS this Y | 6.47% | Inst Trans | - | Short Ratio | 3.68 | Perf Half Y | 22.98% |
| Sales | 203.00M | P/B | 3.02 | EPS next Y | 16.55% | ROA | 1.46% | Short Interest | 311.40K | Perf YTD | 37.40% |
| Book/sh | 18.88 | P/C | 1.87 | EPS next 5Y | 16.55% | ROE | 15.09% | 52W High | 57.60 -0.95% | Perf Year | 43.96% |
| Cash/sh | 30.46 | P/FCF | 28.30 | EPS past 3/5Y | 1.04% 8.57% | ROIC | 1.46% | 52W Low | 36.07 58.16% | Perf 3Y | 48.61% |
| Dividend Est. | 1.28 (2.24%) | EV/EBITDA | 6.55 | Sales past 3/5Y | 0.71% 5.23% | Gross Margin | 96.24% | Volatility | 2.75% 2.64% | Perf 5Y | 38.00% |
| Dividend TTM | 1.27 (2.23%) | EV/Sales | 1.71 | EPS Y/Y TTM | 100.00% | Oper. Margin | 22.48% | ATR (14) | 1.49 | Perf 10Y | 43.63% |
| Dividend Ex-Date | Sep 04, 2026 | Quick Ratio | 3.41 | Sales Y/Y TTM | -7.73% | Profit Margin | 18.08% | RSI (14) | 75.01 | Recom | 2.00 |
| Dividend Gr. 3/5Y | 3.42% 2.97% | Current Ratio | 3.41 | EPS Q/Q | 86.84% | SMA20 | 5.79% | Beta | 0.43 | Target Price | 54.00 |
| Payout | 44.84% | Debt/Eq | 0.02 | Sales Q/Q | 2.04% | SMA50 | 12.04% | Rel Volume | 1.24 | Prev Close | 56.51 |
| Employees | 1,008 | LT Debt/Eq | 0.02 | Earnings | Oct 22 | SMA200 | 25.40% | Avg Volume | 83.27K | Price | 57.05 |
| IPO Date | Jul 02, 1996 | Option/Short | Yes / Yes | EPS/Sales Surpr. | -1.39% -2.10% | Net Debt/EBITDA | -2.78 | Volume | 103,439 | Change | 0.96% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Jul-01-26 | Reiterated | Raymond James | Outperform | $50 → $56 |
| Jun-12-26 | Reiterated | Piper Sandler | Overweight | $45 → $52 |
| Jan-22-26 | Reiterated | Raymond James | Outperform | $45 → $50 |
| Oct-24-25 | Reiterated | Raymond James | Outperform | $47 → $45 |
| Oct-07-25 | Reiterated | Raymond James | $50 → $47 | |
| Oct-18-24 | Reiterated | Piper Sandler | Overweight | $44 → $45 |
| Jul-22-24 | Reiterated | Piper Sandler | Overweight | $51 → $44 |
| Feb-12-24 | Upgrade | Piper Sandler | Neutral → Overweight | $51 |
Cass Information Systems, Inc. delivers specialized payment and data management services to a broad array of manufacturing, distribution, and retail businesses across the United States. The company's operations are divided into two main areas: Information Services and Banking Services. Through its Information Services segment, Cass provides essential back-office solutions, including the intricate rating, payment processing, and auditing of freight invoices, alongside the production of crucial accounting and transportation data. This division also expertly handles the payment and management of various facility expenses, such as utility bills for electricity, natural gas, and waste, as well as offering comprehensive telecommunications expense management. The Banking Services segment, powered by its subsidiary Cass Commercial Bank, offers a full range of financial products. These include standard checking, savings, and time deposit accounts, in addition to commercial, industrial, and real estate lending. Cash management services are also provided, primarily serving privately-owned businesses and religious organizations. Furthermore, Cass extends its offerings with a modern B2B payment platform, tailored for clients in search of a flexible financial technology partner. Established in 1906, Cass Information Systems, Inc. is headquartered in St. Louis, Missouri, where its main banking facility is located. The company also maintains an operating branch in Bridgeton, Missouri, and leased facilities in Fenton, Missouri, and Colorado Springs, Colorado. It adopted its current name in January 2001, having previously been known as Cass Commercial Corporation.
Per-holder 13F data hasn't been ingested for this ticker yet.
| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 203 | 191 | 220 | 213 | 187 | 155 | 148 | 163 | 152 | |
| Cost of Goods Sold Incl. D&A | 8 | 0 | 32 | 26 | 13 | 12 | 25 | 15 | 13 | |
| Gross Profit | 195 | 191 | 188 | 187 | 174 | 144 | 123 | 148 | 139 | |
| Selling, General and Administrative Excl. Other | 35 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Research and Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Other Operating Expense | 115 | 152 | 163 | 150 | 132 | 110 | 93 | 110 | 103 | |
| Operating Income | 46 | 39 | 24 | 37 | 43 | 34 | 30 | 37 | 36 | |
| Interest Expense | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 4 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Net Income Before Taxes | 46 | 39 | 24 | 37 | 43 | 34 | 30 | 37 | 36 | |
| Income Taxes | 9 | 8 | 5 | 7 | 8 | 5 | 5 | 7 | 6 | |
| Consolidated Net Income | 37 | 35 | 19 | 30 | 35 | 29 | 25 | 30 | 30 | |
| Net Income From Continuing Operations | 37 | 31 | 19 | 30 | 35 | 29 | 25 | 30 | 30 | |
| Net Income | 37 | 35 | 19 | 30 | 35 | 29 | 25 | 30 | 30 | |
| EPS (Recurring) | 2.84 | 2.66 | 1.42 | 2.22 | 2.58 | 2.03 | 1.75 | 2.11 | 2.06 | |
| EPS (Basic, Before Extraordinaries) | 2.84 | 2.66 | 1.42 | 2.22 | 2.58 | 2.03 | 1.75 | 2.11 | 2.06 | |
| EPS (Diluted) | 2.78 | 2.61 | 1.39 | 2.18 | 2.53 | 2.00 | 1.73 | 2.07 | 2.03 | |
| EBITDA | 53 | 46 | 30 | 42 | 48 | 39 | 42 | 42 | 41 | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 20.52 | 15.91 | 29.43 | 20.67 | 18.11 | 19.66 | 22.49 | 27.89 | 26.07 | |
| Price To Sales Ratio | 3.65 | 2.83 | 2.60 | 2.96 | 3.43 | 3.55 | 3.68 | 4.96 | 5.22 | |
| Gross Margin | 96.06 | 100.00 | 85.45 | 87.79 | 93.05 | 92.90 | 83.11 | 90.80 | 91.45 | |
| Operating Margin | 22.66 | 20.42 | 10.91 | 17.37 | 22.99 | 21.94 | 20.27 | 22.70 | 23.68 | |
| Net Margin | 18.23 | 18.32 | 8.64 | 14.08 | 18.72 | 18.71 | 16.89 | 18.40 | 19.74 | |
| Shares Outstanding | 13 | 13 | 14 | 14 | 14 | 14 | 14 | 14 | 15 | |
| Market Capitalization | 742 | 540 | 573 | 631 | 641 | 550 | 545 | 808 | 794 | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Resch Martin H. | President & CEO | Oct 02 '25 | Buy | 38.69 | 500 | 19,345 | 41,920 | Oct 06 |
| Resch Martin H. | President & CEO | Aug 01 '25 | Buy | 39.50 | 500 | 19,750 | 41,420 | Aug 04 |
| Normile Michael James | CFO | Aug 01 '25 | Buy | 39.61 | 200 | 7,922 | 15,910 | Aug 04 |
| Resch Martin H. | President & CEO | Jul 31 '25 | Buy | 39.75 | 500 | 19,875 | 40,920 | Aug 01 |
| Normile Michael James | CFO | Apr 21 '25 | Buy | 39.25 | 250 | 9,813 | 15,710 | Apr 22 |
| Resch Martin H. | President & CEO | Apr 21 '25 | Buy | 39.00 | 200 | 7,800 | 40,420 | Apr 22 |
| Normile Michael James | CFO | Oct 21 '24 | Buy | 40.30 | 200 | 8,060 | 12,270 | Oct 22 |
| Resch Martin H. | President & CEO | Oct 23 '23 | Buy | 36.50 | 1,000 | 36,500 | 22,262 | Oct 24 |
| Resch Martin H. | President & CEO | Apr 24 '23 | Buy | 36.00 | 1,000 | 36,000 | 21,262 | Apr 26 |
| Normile Michael James | CFO | Apr 24 '23 | Buy | 36.40 | 100 | 3,640 | 10,342 | Apr 24 |
| Resch Martin H. | President & CEO | Apr 21 '23 | Buy | 37.50 | 1,000 | 37,500 | 20,262 | Apr 24 |
| Resch Martin H. | President & CEO | Apr 20 '23 | Buy | 36.16 | 1,166 | 42,163 | 17,135 | Apr 24 |
| Normile Michael James | CFO | Apr 20 '23 | Buy | 36.25 | 250 | 9,063 | 10,242 | Apr 24 |
| BRUNNGRABER ERIC H | CEO | Dec 01 '22 | Option Exercise | 31.92 | 26,733 | 853,317 | 158,995 | Dec 02 |
| LANGFITT GARY B | COO Utilities | Jan 21 '22 | Option Exercise | 25.42 | 9,873 | 250,972 | 45,065 | Jan 24 |