Bank First Corporation (NASDAQ: BFC) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 20.30 | EPS (ttm) | 7.69 | Insider Own | 8.53% | Shs Outstand | 11.22M | Perf Week | 3.20% |
| Market Cap | 1.75B | Forward P/E | 13.79 | EPS next Y | 11.32 | Insider Trans | -1.60% | Shs Float | 10.08M | Perf Month | 3.15% |
| Enterprise Value | 1.59B | PEG | 1.47 | EPS next Q | 2.63 | Inst Own | - | Short Float | 6.05% | Perf Quarter | 8.52% |
| Income | 81.00M | P/S | 6.02 | EPS this Y | 29.32% | Inst Trans | - | Short Ratio | 6.36 | Perf Half Y | 7.67% |
| Sales | 291.00M | P/B | 2.14 | EPS next Y | 13.78% | ROA | 1.36% | Short Interest | 610.01K | Perf YTD | 28.12% |
| Book/sh | 72.98 | P/C | 6.56 | EPS next 5Y | 13.78% | ROE | 11.14% | 52W High | 156.99 -0.58% | Perf Year | 33.22% |
| Cash/sh | 23.79 | P/FCF | 56.89 | EPS past 3/5Y | 9.15% 7.44% | ROIC | 1.36% | 52W Low | 115.29 35.38% | Perf 3Y | 77.99% |
| Dividend Est. | 2.40 (1.54%) | EV/EBITDA | 14.72 | Sales past 3/5Y | 22.36% 15.45% | Gross Margin | 74.14% | Volatility | 2.17% 2.91% | Perf 5Y | 128.19% |
| Dividend TTM | 1.95 (1.25%) | EV/Sales | 5.46 | EPS Y/Y TTM | 18.31% | Oper. Margin | 34.54% | ATR (14) | 4.32 | Perf 10Y | 420.27% |
| Dividend Ex-Date | Sep 23, 2026 | Quick Ratio | 0.00 | Sales Y/Y TTM | 30.49% | Profit Margin | 27.80% | RSI (14) | 65.32 | Recom | 2.67 |
| Dividend Gr. 3/5Y | 77.98% 45.60% | Current Ratio | 0.00 | EPS Q/Q | 43.27% | SMA20 | 4.65% | Beta | 0.41 | Target Price | 161.00 |
| Payout | 66.15% | Debt/Eq | 0.19 | Sales Q/Q | 45.76% | SMA50 | 6.92% | Rel Volume | 0.64 | Prev Close | 155.29 |
| Employees | 380 | LT Debt/Eq | 0.14 | Earnings | Oct 20 | SMA200 | 13.58% | Avg Volume | 99.28K | Price | 156.08 |
| IPO Date | Oct 15, 2003 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 2.08% -0.38% | Net Debt/EBITDA | -1.50 | Volume | 63,504 | Change | 0.51% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Jul-23-26 | Reiterated | Piper Sandler | Neutral | $157 → $161 |
| Apr-20-26 | Reiterated | Piper Sandler | Neutral | $150 → $157 |
| Jan-26-26 | Reiterated | Piper Sandler | Neutral | $142 → $150 |
| Oct-23-25 | Reiterated | Piper Sandler | Neutral | $104 → $142 |
| May-06-25 | Upgrade | Hovde Group | Market Perform → Outperform | $130 |
| Oct-17-24 | Reiterated | Piper Sandler | Neutral | $87 → $104 |
| Apr-18-24 | Reiterated | Piper Sandler | Neutral | $95 → $87 |
| Jan-12-23 | Downgrade | Piper Sandler | Overweight → Neutral | $84 → $95 |
| Apr-21-22 | Reiterated | National Bank | $84 | |
| Apr-21-22 | Upgrade | Piper Sandler | Neutral → Overweight | $84 |
Bank First Corporation, established in 1894 and headquartered in Manitowoc, Wisconsin, functions as the parent entity for Bank First N.A. This financial institution delivers a comprehensive array of consumer and commercial financial solutions throughout Wisconsin, catering to a diverse clientele including businesses, professionals, individuals, associations, and governmental bodies. Its product suite encompasses various deposit accounts such as checking, savings, money market, retirement, and health savings accounts, alongside certificates of deposit and other time deposit options. It also provides residential mortgage products. Beyond core banking, Bank First offers credit cards, ATM services, insurance, data and information technology processing, investment and safekeeping services, and treasury management. Customers can also access their finances through online, telephone, and mobile banking platforms. The company's lending portfolio is extensive, covering various needs. It includes real estate financing, such as commercial property loans, residential mortgages, and home equity loans. For businesses, it provides commercial and industrial loans designed for working capital, accounts receivable and inventory financing, and other operational requirements. Further loan types include construction and development financing, residential loans for 1-4 family properties, and a range of consumer loans for personal and household use, offering both secured and unsecured installment loans as well as revolving lines of credit. Bank First Corporation operates through 21 branches situated across nine Wisconsin counties: Manitowoc, Outagamie, Brown, Winnebago, Sheboygan, Waupaca, Ozaukee, Monroe, and Jefferson. The company adopted its current name, Bank First Corporation, in June 2019, having previously operated as Bank First National Corporation.
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| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 291 | 240 | 223 | 186 | 131 | 117 | 117 | 97 | 85 | |
| Cost of Goods Sold Incl. D&A | 75 | 71 | 68 | 54 | 15 | 11 | 21 | 25 | 18 | |
| Gross Profit | 216 | 169 | 155 | 133 | 116 | 105 | 96 | 72 | 67 | |
| Selling, General and Administrative Excl. Other | 76 | 56 | 43 | 43 | 35 | 29 | 34 | 28 | 26 | |
| Research and Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Other Operating Expense | 39 | 25 | 33 | -9 | 21 | 16 | 12 | 10 | 9 | |
| Operating Income | 101 | 88 | 80 | 99 | 60 | 60 | 50 | 34 | 32 | |
| Interest Expense | 74 | 70 | 69 | 49 | 12 | 8 | 14 | 19 | 15 | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 74 | 70 | 69 | 49 | 12 | 8 | 14 | 19 | 15 | |
| Net Income Before Taxes | 101 | 88 | 80 | 99 | 60 | 60 | 50 | 34 | 32 | |
| Income Taxes | 20 | 17 | 14 | 24 | 14 | 15 | 12 | 8 | 7 | |
| Consolidated Net Income | 81 | 71 | 66 | 75 | 45 | 45 | 38 | 27 | 25 | |
| Net Income From Continuing Operations | 81 | 71 | 66 | 75 | 45 | 45 | 38 | 27 | 25 | |
| Net Income | 81 | 71 | 66 | 75 | 45 | 45 | 38 | 27 | 25 | |
| EPS (Recurring) | 7.69 | 7.23 | 6.50 | 7.28 | 5.58 | 5.92 | 5.07 | 3.91 | 3.81 | |
| EPS (Basic, Before Extraordinaries) | 7.69 | 7.23 | 6.50 | 7.28 | 5.58 | 5.92 | 5.07 | 3.91 | 3.81 | |
| EPS (Diluted) | 7.69 | 7.23 | 6.50 | 7.26 | 5.56 | 5.90 | 5.05 | 3.87 | 3.81 | |
| EBITDA | 108 | 94 | 88 | 107 | 64 | 63 | 53 | 37 | 34 | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 20.30 | 16.85 | 15.24 | 11.94 | 16.69 | 12.24 | 12.84 | 18.09 | 12.23 | |
| Price To Sales Ratio | 5.90 | 5.08 | 4.44 | 4.66 | 5.67 | 4.94 | 3.88 | 5.05 | 3.84 | |
| Gross Margin | 74.23 | 70.42 | 69.51 | 71.51 | 88.55 | 89.74 | 82.05 | 74.23 | 78.82 | |
| Operating Margin | 34.71 | 36.67 | 35.87 | 53.23 | 45.80 | 51.28 | 42.74 | 35.05 | 37.65 | |
| Net Margin | 27.84 | 29.58 | 29.60 | 40.32 | 34.35 | 38.46 | 32.48 | 27.84 | 29.41 | |
| Shares Outstanding | 11 | 10 | 10 | 10 | 8 | 8 | 7 | 7 | 7 | |
| Market Capitalization | 1,717 | 1,218 | 991 | 867 | 743 | 578 | 454 | 490 | 326 | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Sprang Todd A. | Director | Apr 22 '26 | Buy | 138.96 | 450 | 62,532 | 2,015 | Apr 23 |
| Stayer-Suprick Michael S | Director | Apr 21 '26 | Buy | 140.04 | 225 | 31,509 | 4,597 | Apr 23 |
| Eldred Steven M | Director | Feb 11 '26 | Sale | 151.95 | 8,000 | 1,215,600 | 125,680 | Feb 12 |
| Eldred Steven M | Director | Feb 06 '26 | Sale | 145.02 | 8,000 | 1,160,160 | 133,680 | Feb 12 |
| Sprang Todd A. | Director | Jan 27 '26 | Buy | 141.06 | 150 | 21,159 | 1,158 | Jan 30 |
| Stayer-Suprick Michael S | Director | Aug 19 '25 | Buy | 122.67 | 410 | 50,295 | 3,965 | Aug 20 |
| MCCONEGHY DANIEL C | Director | Mar 04 '25 | Buy | 105.72 | 380 | 40,174 | 2,000 | Mar 19 |
| Stayer-Suprick Michael S | Director | Feb 19 '25 | Buy | 102.07 | 1,000 | 102,070 | 3,035 | Feb 19 |
| Johnson Stephen E | Director | Dec 03 '24 | Sale | 106.28 | 2,400 | 255,072 | 26,763 | Dec 03 |
| Bourbulas Mary Kay | Director | Mar 15 '24 | Buy | 82.88 | 600 | 49,725 | 7,003 | Mar 18 |
| Maples Phillip R | Director | Feb 06 '24 | Buy | 81.72 | 650 | 53,118 | 1,983 | Feb 08 |
| LeMahieu Kevin M. | Chief Financial Officer | Oct 26 '23 | Buy | 70.00 | 582 | 40,740 | 20,545 | Oct 31 |
| Molepske Michael B. | Chairman and CEO | Feb 16 '23 | Sale | 80.25 | 20,000 | 1,605,000 | 42,401 | Feb 22 |
| Maples Phillip R | director: | May 19 '22 | Buy | 70.00 | 700 | 49,000 | 1,346 | May 23 |
| Molepske Michael B. | CEO and President | Aug 04 '21 | Buy | 69.50 | 1,000 | 69,500 | 43,959 | Aug 06 |