ACIC — American Coastal Insurance Corporation stock price, charts and financials
QT47American Coastal Insurance CorporationAmerican Coastal Insurance Corporation (NASDAQ: ACIC) is a Financial Services company in the Insurance - Property & Casualty industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 4.41 | EPS (ttm) | 2.08 | Insider Own | 39.22% | Shs Outstand | 48.46M | Perf Week | -1.71% |
| Market Cap | 444.90M | Forward P/E | 8.42 | EPS next Y | 1.09 | Insider Trans | -0.22% | Shs Float | 24.47M | Perf Month | -2.86% |
| Enterprise Value | 378.50M | PEG | 0.18 | EPS next Q | 0.03 | Inst Own | - | Short Float | 6.73% | Perf Quarter | -12.57% |
| Income | 100.95M | P/S | 1.35 | EPS this Y | -51.24% | Inst Trans | - | Short Ratio | 5.46 | Perf Half Y | -17.00% |
| Sales | 330.37M | P/B | 1.30 | EPS next Y | 11.22% | ROA | 8.06% | Short Interest | 1.65M | Perf YTD | -27.32% |
| Book/sh | - | P/C | - | EPS next 5Y | -4.17% | ROE | 30.43% | 52W High | 13.06 -29.71% | Perf Year | -17.52% |
| Cash/sh | - | P/FCF | - | EPS past 3/5Y | - | ROIC | 19.81% | 52W Low | 9.06 1.32% | Perf 3Y | 19.22% |
| Dividend Est. | 0.75 (8.17%) | EV/EBITDA | 2.47 | Sales past 3/5Y | 14.87% -16.93% | Gross Margin | 70.05% | Volatility | 1.86% 2.08% | Perf 5Y | 192.36% |
| Dividend TTM | 0.75 (8.17%) | EV/Sales | 1.15 | EPS Y/Y TTM | 31.37% | Oper. Margin | 40.30% | ATR (14) | 0.23 | Perf 10Y | -40.96% |
| Dividend Ex-Date | Jan 02, 2026 | Quick Ratio | 1.22 | Sales Y/Y TTM | 10.77% | Profit Margin | 30.33% | RSI (14) | 36.87 | Recom | 3.00 |
| Dividend Gr. 3/5Y | 102.74% 15.81% | Current Ratio | 1.22 | EPS Q/Q | -38.89% | SMA20 | -1.81% | Beta | -0.55 | Target Price | 13.00 |
| Payout | 36.50% | Debt/Eq | 0.45 | Sales Q/Q | -4.65% | SMA50 | -7.39% | Rel Volume | 1.60 | Prev Close | 9.17 |
| Employees | 68 | LT Debt/Eq | 0.48 | Earnings | Nov 04 | SMA200 | -16.41% | Avg Volume | 287.52K | Price | 9.18 |
| IPO Date | Nov 07, 2007 | Option/Short | Yes / Yes | EPS/Sales Surpr. | -21.43% 11.43% | Net Debt/EBITDA | -0.43 | Volume | 459,306 | Change | 0.11% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Aug-11-26 | Reiterated | Raymond James | Outperform | $14 → $13 |
| May-09-22 | Reiterated | Wells Fargo | Underweight | $1.90 |
| Aug-09-21 | Downgrade | Raymond James | Outperform → Market Perform | |
| Jan-05-20 | Downgrade | Wells Fargo | Equal Weight → Underweight | |
| May-07-19 | Downgrade | Wells Fargo | Outperform → Market Perform | |
| Nov-04-18 | Downgrade | Keefe, Bruyette & Woods | Outperform → Market Perform | |
| May-13-18 | Downgrade | Raymond James | Strong Buy → Outperform | |
| Aug-08-17 | Upgrade | JMP Securities | Market Underperform → Market Perform | |
| Feb-08-17 | Upgrade | Raymond James | Outperform → Strong Buy | |
| Nov-01-16 | Downgrade | JMP Securities | Market Perform → Market Underperform |
American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also offers commercial multi-peril property insurance for residential condominium associations and apartments, as well as coverage to policyholders for loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company provides equipment breakdown, identity theft, and flood policies. The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in July 2023. American Coastal Insurance Corporation was founded in 1999 and is based in Saint Petersburg, Florida.
Per-holder 13F data hasn't been ingested for this ticker yet.
| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 329 | 335 | 297 | — | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 99 | 46 | 140 | — | — | — | — | — | — | |
| Gross Profit | 231 | 289 | 156 | — | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 16 | 0 | 37 | — | — | — | — | — | — | |
| Research and Development | 0 | 0 | 358 | — | — | — | — | — | — | |
| Other Operating Expense | 82 | 147 | -350 | — | — | — | — | — | — | |
| Operating Income | 133 | 143 | 112 | — | — | — | — | — | — | |
| Interest Expense | 10 | 11 | 12 | — | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 10 | 11 | 2 | — | — | — | — | — | — | |
| Net Income Before Taxes | 133 | 143 | 102 | — | — | — | — | — | — | |
| Income Taxes | 33 | 36 | 25 | — | — | — | — | — | — | |
| Consolidated Net Income | 100 | 107 | 76 | — | — | — | — | — | — | |
| Net Income From Continuing Operations | 100 | 107 | 76 | — | — | — | — | — | — | |
| Net Income | 100 | 107 | 76 | — | — | — | — | — | — | |
| EPS (Recurring) | 2.08 | 2.20 | 1.58 | — | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 2.08 | 2.20 | 1.58 | — | — | — | — | — | — | |
| EPS (Diluted) | 2.01 | 2.15 | 1.53 | — | — | — | — | — | — | |
| EBITDA | 153 | 174 | 123 | — | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 4.57 | 5.87 | 8.80 | — | — | — | — | — | — | |
| Price To Sales Ratio | 1.34 | 1.81 | 2.18 | — | — | — | — | — | — | |
| Gross Margin | 70.21 | 86.27 | 52.53 | — | — | — | — | — | — | |
| Operating Margin | 40.43 | 42.69 | 37.71 | — | — | — | — | — | — | |
| Net Margin | 30.40 | 31.94 | 25.59 | — | — | — | — | — | — | |
| Shares Outstanding | 48 | 48 | 48 | — | — | — | — | — | — | |
| Market Capitalization | 441 | 606 | 646 | — | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Griffith Christopher | Chief Operating Officer | Aug 17 '26 | Option Exercise | 4.33 | 19,672 | 85,180 | 160,396 | Aug 19 |
| Griffith Christopher | Chief Operating Officer | Aug 17 '26 | Sale | 9.40 | 41,672 | 391,914 | 118,724 | Aug 19 |
| Adler Brooke | Secretary | May 07 '26 | Option Exercise | 0.00 | 19,659 | 0 | 124,108 | May 11 |
| Gray James Andy | Chief Compliance/Risk Officer | May 07 '26 | Option Exercise | 0.00 | 15,445 | 0 | 210,546 | May 11 |
| MARTZ BRAD | President & CEO | May 07 '26 | Option Exercise | 0.00 | 56,163 | 0 | 447,449 | May 11 |
| Griffith Christopher | Chief Operating Officer | May 07 '26 | Option Exercise | 0.00 | 22,466 | 0 | 145,475 | May 11 |
| Castle Svetlana | Chief Financial Officer | May 07 '26 | Option Exercise | 0.00 | 15,445 | 0 | 19,922 | May 11 |
| MARTZ BRAD | President & CEO | May 04 '26 | Option Exercise | 0.00 | 98,812 | 0 | 437,945 | May 06 |
| Griffith Christopher | Chief Operating Officer | May 04 '26 | Option Exercise | 0.00 | 54,349 | 0 | 144,132 | May 06 |
| Adler Brooke | Secretary | May 04 '26 | Option Exercise | 0.00 | 41,170 | 0 | 118,809 | May 06 |
| Gray James Andy | Chief Compliance/Risk Officer | Apr 03 '26 | Option Exercise | 0.00 | 17,200 | 0 | 205,423 | Apr 07 |
| MARTZ BRAD | President & CEO | Apr 03 '26 | Option Exercise | 0.00 | 45,330 | 0 | 391,846 | Apr 07 |
| Adler Brooke | Secretary | Apr 03 '26 | Option Exercise | 0.00 | 21,890 | 0 | 98,995 | Apr 07 |
| Griffith Christopher | Chief Operating Officer | Apr 03 '26 | Option Exercise | 0.00 | 25,014 | 0 | 117,316 | Apr 07 |
| Castle Svetlana | Chief Financial Officer | Apr 03 '26 | Option Exercise | 0.00 | 17,200 | 0 | 16,833 | Apr 07 |