ACICQT57American Coastal Insurance Corporation·NASDAQ
10.90-0.18%
TA
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Signal & projected range
Earnings big miss — drift (PEAD)Historical pattern — not a prediction
Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)
Horizon
0%Past 3 monthsToday
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Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Unlock with Premium to see the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands of historical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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Snapshot
Index—P/E6.19EPS (ttm)1.76Insider Own13.43%Shs Outstand48.46MPerf Week-2.07%
Market Cap528.26MForward P/E8.52EPS next Y1.28Insider Trans-0.81%Shs Float24.52MPerf Month16.83%
Enterprise Value353.26MPEG—EPS next Q0.14Short Float8.00%Perf Quarter-1.18%
Income87.00MP/S1.70EPS this Y-33.17%Short Ratio6.90Perf Half Y-6.44%
Sales310.00MP/B1.55EPS next Y-3.76%ROA7.79%Short Interest1.96MPerf YTD-13.70%
Book/sh7.04P/C1.61EPS next 5Y-17.74%ROE25.89%52W High13.06 -16.54%Perf Year-7.08%
Cash/sh6.77P/FCF—EPS past 3/5Y—ROIC16.49%52W Low9.01 20.98%Perf 3Y48.10%
Dividend Est.0.75 (6.88%)EV/EBITDA3.50Sales past 3/5Y14.87% -16.93%Gross Margin56.99%Volatility2.61% 3.03%Perf 5Y179.49%
Dividend TTM0.75 (6.88%)EV/Sales1.14EPS Y/Y TTM2.92%Oper. Margin29.21%ATR (14)0.31Perf 10Y-23.62%
Dividend Ex-DateJan 02, 2026Quick Ratio—Sales Y/Y TTM-5.20%Profit Margin28.03%RSI (14)61.51Recom3.00
Dividend Gr. 3/5Y102.74% 15.81%Current Ratio—EPS Q/Q-31.15%SMA202.12%Beta-0.58Target Price13.00
Payout41.99%Debt/Eq0.45Sales Q/Q-21.11%SMA5010.62%Rel Volume1.13Prev Close10.92
Employees68LT Debt/Eq0.45EarningsFeb 18SMA2002.10%Avg Volume285.67KPrice10.90
IPO DateNov 07, 2007Option/ShortYes / YesEPS/Sales Surpr.-10.64% 14.67%Net Debt/EBITDA-1.73Volume323,723Change-0.18%
Analyst Ratings
DateActionAnalystRatingTarget
Aug-11-26ReiteratedRaymond JamesOutperform$14 → $13
May-09-22ReiteratedWells FargoUnderweight$1.90
Aug-09-21DowngradeRaymond JamesOutperform → Market Perform
Jan-05-20DowngradeWells FargoEqual Weight → Underweight
May-07-19DowngradeWells FargoOutperform → Market Perform
Nov-04-18DowngradeKeefe, Bruyette & WoodsOutperform → Market Perform
May-13-18DowngradeRaymond JamesStrong Buy → Outperform
Aug-08-17UpgradeJMP SecuritiesMarket Underperform → Market Perform
Feb-08-17UpgradeRaymond JamesOutperform → Strong Buy
Nov-01-16DowngradeJMP SecuritiesMarket Perform → Market Underperform
Latest News· Times ET
Oct-30-26
Oct-29-26
Oct-19-26
Oct-18-26
Oct-15-26
Oct-13-26
Oct-11-26
Oct-08-26
Oct-06-26
Company

American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also offers commercial multi-peril property insurance for residential condominium associations and apartments, as well as coverage to policyholders for loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company provides equipment breakdown, identity theft, and flood policies. The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in July 2023. American Coastal Insurance Corporation was founded in 1999 and is based in Saint Petersburg, Florida.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe
Line Item (USD, M)
TTM
—
FY 2025
12/31/2025
FY 2024
12/31/2024
FY 2023
12/31/2023
FY 2022
12/31/2022
FY 2021
12/31/2021
FY 2020
12/31/2020
FY 2019
12/31/2019
FY 2018
12/31/2018
Total Revenue310335297264—————
Cost of Goods Sold Incl. D&A6346140122—————
Gross Profit177289156142—————
Selling, General and Administrative Excl. Other1803732—————
Research and Development003580—————
Other Operating Expense78147-35013—————
Operating Income9114311296—————
Interest Expense9111211—————
Unusual Expense
—————————
Non-Operating Income (Expense)3511211—————
Net Income Before Taxes11714310296—————
Income Taxes30362511—————
Consolidated Net Income8710776310—————
Net Income From Continuing Operations871077685—————
Net Income8710776310—————
EPS (Recurring)1.812.201.587.11—————
EPS (Basic, Before Extraordinaries)1.812.201.587.11—————
EPS (Diluted)1.762.151.536.98—————
EBITDA101160123118—————
Other After Tax Adjustments
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Stock Option Compensation Expense
—————————
Price To Earnings Ratio6.195.878.801.36—————
Price To Sales Ratio1.651.812.181.58—————
Gross Margin57.1086.2752.5353.79—————
Operating Margin29.3542.6937.7136.36—————
Net Margin28.0631.9425.59117.42—————
Shares Outstanding47484844—————
Market Capitalization512606646416—————
Operating Lease Expense
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Insider Trading Volume
$13.63$12.33$11.04$9.74$8.44● Close Price0.00K97.98K195.96K293.94K391.91KUSD Trades VolumeNovDec2026FebMarAprMayJunJulAugSepOctNov
Insider Trading
InsiderRelationshipDateTransactionCost#SharesValue ($)#Shares TotalSEC Form 4
Adler BrookeSecretarySep 24 '26Sale9.0621,196192,036100,175Sep 25
MARTZ BRADPresident & CEOSep 22 '26Buy9.1510,00091,500444,611Sep 24
Griffith ChristopherChief Operating OfficerAug 17 '26Option Exercise4.3319,67285,180160,396Aug 19
Griffith ChristopherChief Operating OfficerAug 17 '26Sale9.4041,672391,914118,724Aug 19
Adler BrookeSecretaryMay 07 '26Option Exercise0.0019,6590124,108May 11
Gray James AndyChief Compliance/Risk OfficerMay 07 '26Option Exercise0.0015,4450210,546May 11
MARTZ BRADPresident & CEOMay 07 '26Option Exercise0.0056,1630447,449May 11
Griffith ChristopherChief Operating OfficerMay 07 '26Option Exercise0.0022,4660145,475May 11
Castle SvetlanaChief Financial OfficerMay 07 '26Option Exercise0.0015,445019,922May 11
MARTZ BRADPresident & CEOMay 04 '26Option Exercise0.0098,8120437,945May 06
Griffith ChristopherChief Operating OfficerMay 04 '26Option Exercise0.0054,3490144,132May 06
Adler BrookeSecretaryMay 04 '26Option Exercise0.0041,1700118,809May 06
Gray James AndyChief Compliance/Risk OfficerApr 03 '26Option Exercise0.0017,2000205,423Apr 07
MARTZ BRADPresident & CEOApr 03 '26Option Exercise0.0045,3300391,846Apr 07
Adler BrookeSecretaryApr 03 '26Option Exercise0.0021,890098,995Apr 07
QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.