ACIC — American Coastal Insurance Corporation stock price, charts and financials

QT55American Coastal Insurance Corporation

NASDAQ·Financial Services·Insurance - Property & Casualty·USA

Latest market price

11.03

+0.10+0.91%

Overview Short InterestFilings

ACICQT55American Coastal Insurance Corporation·NASDAQ

Overview Short InterestFilings

11.03+0.91%

Earnings

Up 0.9% — Reported earnings — EPS missed by 11%, revenue missed by 15%.

High confidence

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Signal & projected range

QT Score upgradeHistorical pattern — not a prediction

Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)

Horizon

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Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Unlock with Premium to see the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands of historical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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AII+0.29%$20.92 DGICA-1.52%$19.46 GBLI-1.02%$27.22 ROOT+3.59%$59.12 HRTG-1.39%$29.80 MHLA+0.74%$10.83 BOW-0.62%$33.48 ASIC-0.04%$23.89

Snapshot

Index	-	P/E	5.25	EPS (ttm)	2.10	Insider Own	39.22%	Shs Outstand	48.46M	Perf Week	1.57%

Market Cap	534.56M	Forward P/E	10.87	EPS next Y	1.01	Insider Trans	0.02%	Shs Float	24.47M	Perf Month	-2.82%

Enterprise Value	456.56M	PEG	-	EPS next Q	-	Inst Own	-	Short Float	4.53%	Perf Quarter	-5.32%

Income	104.00M	P/S	1.61	EPS this Y	-54.29%	Inst Trans	-	Short Ratio	3.90	Perf Half Y	-1.69%

Sales	333.00M	P/B	1.61	EPS next Y	5.73%	ROA	10.51%	Short Interest	1.11M	Perf YTD	-12.67%

Book/sh	6.85	P/C	2.32	EPS next 5Y	-5.90%	ROE	33.02%	52W High	13.06 -15.54%	Perf Year	8.88%

Cash/sh	4.75	P/FCF	13.32	EPS past 3/5Y	-	ROIC	21.74%	52W Low	9.77 12.90%	Perf 3Y	109.70%

Dividend Est.	0.75 (6.80%)	EV/EBITDA	2.78	Sales past 3/5Y	14.87% -16.93%	Gross Margin	71.19%	Volatility	3.32% 3.21%	Perf 5Y	165.14%

Dividend TTM	0.75 (6.80%)	EV/Sales	1.37	EPS Y/Y TTM	37.25%	Oper. Margin	42.57%	ATR (14)	0.35	Perf 10Y	-31.91%

Dividend Ex-Date	Jan 02, 2026	Quick Ratio	1.26	Sales Y/Y TTM	12.12%	Profit Margin	31.34%	RSI (14)	56.34	Recom	3.00

Dividend Gr. 3/5Y	102.74% 15.81%	Current Ratio	1.26	EPS Q/Q	-7.14%	SMA20	3.62%	Beta	-0.48	Target Price	1.90

Payout	34.92%	Debt/Eq	0.48	Sales Q/Q	-1.39%	SMA50	3.36%	Rel Volume	0.72	Prev Close	10.93

Employees	68	LT Debt/Eq	0.48	Earnings	Aug 05	SMA200	-2.82%	Avg Volume	306.64K	Price	11.03

IPO Date	Nov 07, 2007	Option/Short	Yes / Yes	EPS/Sales Surpr.	-11.36% -14.68%	Net Debt/EBITDA	0.22	Volume	220,111	Change	0.91%

Analyst Ratings

Date	Action	Analyst	Rating	Target
May-09-22	Reiterated	Wells Fargo	Underweight	$1.90
Aug-09-21	Downgrade	Raymond James	Outperform → Market Perform
Jan-05-20	Downgrade	Wells Fargo	Equal Weight → Underweight
May-07-19	Downgrade	Wells Fargo	Outperform → Market Perform
Nov-04-18	Downgrade	Keefe, Bruyette & Woods	Outperform → Market Perform
May-13-18	Downgrade	Raymond James	Strong Buy → Outperform
Aug-08-17	Upgrade	JMP Securities	Market Underperform → Market Perform
Feb-08-17	Upgrade	Raymond James	Outperform → Strong Buy
Nov-01-16	Downgrade	JMP Securities	Market Perform → Market Underperform
Jan-18-16	Downgrade	JMP Securities	Market Outperform → Market Perform

Latest News

Jul-29-26

Jul-29-2611:06AM

Earnings Preview: American Coastal Insurance (ACIC) Q2 Earnings Expected to Declinezacks.com

Jul-03-26

Jul-03-2612:40PM

ESNT or ACIC: Which Is the Better Value Stock Right Now?zacks.com

Jun-30-26

Jun-30-2609:32AM

Implied Volatility Surging for American Coastal Insurance Stock Optionszacks.com

Jun-29-26

Jun-29-2604:05PM

American Coastal Insurance Corporation Announces the Completion of $14.4 Million in Common Stock Share Repurchasesglobenewswire.com

Company

American Coastal Insurance Corporation, through its subsidiaries, primarily engages in the commercial and personal property and casualty insurance business in the United States. The company provides structure, content, and liability coverage for standard single-family homeowners, renters, and condominium unit owners. It also offers commercial multi-peril property insurance for residential condominium associations and apartments, as well as coverage to policyholders for loss or damage to buildings, inventory, and equipment caused by fire, wind, hail, water, theft, and vandalism. In addition, the company provides equipment breakdown, identity theft, and flood policies. The company markets and distributes its products through a network of independent agencies. The company was formerly known as United Insurance Holdings Corp. and changed its name to American Coastal Insurance Corporation in July 2023. American Coastal Insurance Corporation was founded in 1999 and is based in Saint Petersburg, Florida.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements

DataTimeframe

Line Item (USD, M)	TTM —	FY 2025 12/31/2025	FY 2024 12/31/2024	FY 2023 12/31/2023	FY 2022 12/31/2022	FY 2021 12/31/2021	FY 2020 12/31/2020	FY 2019 12/31/2019	FY 2018 12/31/2018
Total Revenue	333	335	297	264	221	229	847	825	724
Cost of Goods Sold Incl. D&A	96	46	140	122	177	182	844	738	612
Gross Profit	237	289	156	142	44	46	2	87	112
Selling, General and Administrative Excl. Other	13	0	37	32	32	31	72	66	66
Research and Development	0	0	358	0	0	0	0	0	0
Other Operating Expense	83	147	-350	13	10	26	62	54	50
Operating Income	143	143	112	96	2	-10	-132	-33	-4
Interest Expense	11	11	12	11	9	9	10	10	10
Unusual Expense	—	—	—	—	—	—	—	—	—
Non-Operating Income (Expense)	11	11	2	11	9	9	10	10	10
Net Income Before Taxes	143	143	102	96	2	-10	-132	-33	-4
Income Taxes	36	36	25	11	26	-7	-37	-3	-5
Consolidated Net Income	104	107	76	310	-470	-58	-96	-30	0
Net Income From Continuing Operations	106	107	76	85	-25	-4	-95	-29	0
Net Income	104	107	76	310	-470	-58	-96	-30	0
EPS (Recurring)	2.17	2.20	1.58	7.11	-10.87	-1.35	-2.25	-0.70	0.01
EPS (Basic, Before Extraordinaries)	2.17	2.20	1.58	7.11	-10.87	-1.35	-2.25	-0.70	0.01
EPS (Diluted)	2.10	2.15	1.53	6.98	-10.87	-1.35	-2.25	-0.70	0.01
EBITDA	164	174	123	118	34	11	-111	-11	24
Other After Tax Adjustments	—	—	—	—	—	—	—	—	—
Stock Option Compensation Expense	—	—	—	—	—	—	—	—	—
Price To Earnings Ratio	5.25	5.87	8.80	1.36	—	—	—	—	2,444.12
Price To Sales Ratio	1.62	1.81	2.18	1.58	0.21	0.81	0.29	0.66	0.99
Gross Margin	71.17	86.27	52.53	53.79	19.91	20.09	0.24	10.55	15.47
Operating Margin	42.94	42.69	37.71	36.36	0.90	-4.37	-15.58	-4.00	-0.55
Net Margin	31.23	31.94	25.59	117.42	-212.67	-25.33	-11.33	-3.64	0.00
Shares Outstanding	49	48	48	44	43	43	43	43	43
Market Capitalization	540	606	646	416	46	187	246	542	715
Operating Lease Expense	—	—	—	—	—	—	—	—	—

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Insider Trading Volume

Insider Trading

Insider	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Adler Brooke	Secretary	May 07 '26	Option Exercise	0.00	19,659	0	124,108	May 11
Gray James Andy	Chief Compliance/Risk Officer	May 07 '26	Option Exercise	0.00	15,445	0	210,546	May 11
MARTZ BRAD	President & CEO	May 07 '26	Option Exercise	0.00	56,163	0	447,449	May 11
Griffith Christopher	Chief Operating Officer	May 07 '26	Option Exercise	0.00	22,466	0	145,475	May 11
Castle Svetlana	Chief Financial Officer	May 07 '26	Option Exercise	0.00	15,445	0	19,922	May 11
MARTZ BRAD	President & CEO	May 04 '26	Option Exercise	0.00	98,812	0	437,945	May 06
Griffith Christopher	Chief Operating Officer	May 04 '26	Option Exercise	0.00	54,349	0	144,132	May 06
Adler Brooke	Secretary	May 04 '26	Option Exercise	0.00	41,170	0	118,809	May 06
Gray James Andy	Chief Compliance/Risk Officer	Apr 03 '26	Option Exercise	0.00	17,200	0	205,423	Apr 07
MARTZ BRAD	President & CEO	Apr 03 '26	Option Exercise	0.00	45,330	0	391,846	Apr 07
Adler Brooke	Secretary	Apr 03 '26	Option Exercise	0.00	21,890	0	98,995	Apr 07
Griffith Christopher	Chief Operating Officer	Apr 03 '26	Option Exercise	0.00	25,014	0	117,316	Apr 07
Castle Svetlana	Chief Financial Officer	Apr 03 '26	Option Exercise	0.00	17,200	0	16,833	Apr 07
DAVIS KERN MICHAEL	Director	Mar 20 '26	Buy	11.05	100	1,105	4,626	Mar 23
DAVIS KERN MICHAEL	Director	Mar 19 '26	Buy	11.12	200	2,224	4,526	Mar 19

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QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.