Latest market price
35.94
+0.30+0.84%
OverviewShort InterestFilings
HRTGQT89Heritage Insurance Holdings, Inc.·NYSE
35.94+0.84%
News
Up 0.8% — What Heritage Insurance (HRTG) Said on Its Q3 Earnings Call (marketbeat.com).
Medium confidence
TA
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Signal & projected range
Earnings big beat — drift (PEAD)Historical pattern — not a prediction
Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)
Horizon
0%Past 3 monthsToday
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Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Unlock with Premium to see the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands of historical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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Snapshot
Index—P/E5.05EPS (ttm)7.11Insider Own30.64%Shs Outstand29.73MPerf Week-3.13%
Market Cap1.07BForward P/E7.01EPS next Y5.13Insider Trans-0.97%Shs Float22.59MPerf Month5.74%
Enterprise Value604.40MPEG—EPS next Q1.06Short Float3.48%Perf Quarter20.60%
Income216.00MP/S1.36EPS this Y0.30%Short Ratio2.72Perf Half Y26.42%
Sales788.00MP/B1.78EPS next Y-12.21%ROA9.55%Short Interest786.00KPerf YTD22.83%
Book/sh20.15P/C0.76EPS next 5Y-9.09%ROE39.41%52W High37.87 -5.10%Perf Year54.05%
Cash/sh47.05P/FCF3.53EPS past 3/5Y— 80.48%ROIC30.16%52W Low20.48 75.49%Perf 3Y518.59%
Dividend Est.—EV/EBITDA1.99Sales past 3/5Y8.56% 7.39%Gross Margin64.17%Volatility4.64% 3.28%Perf 5Y426.21%
Dividend TTM—EV/Sales0.77EPS Y/Y TTM47.20%Oper. Margin36.57%ATR (14)1.24Perf 10Y200.00%
Dividend Ex-DateJun 13, 2022Quick Ratio1.40Sales Y/Y TTM-6.41%Profit Margin27.39%RSI (14)52.67Recom2.44
Dividend Gr. 3/5Y-20.63% -12.94%Current Ratio1.40EPS Q/Q5.52%SMA20-0.07%Beta0.99Target Price36.50
Payout0.00%Debt/Eq0.15Sales Q/Q3.30%SMA503.14%Rel Volume1.00Prev Close35.64
Employees542LT Debt/Eq0.15EarningsMar 08SMA20025.36%Avg Volume278.88KPrice35.94
IPO DateMay 23, 2014Option/ShortYes / YesEPS/Sales Surpr.84.95% 0.87%Net Debt/EBITDA-4.32Volume278,809Change0.84%
Analyst Ratings
DateActionAnalystRatingTarget
Jul-15-26ReiteratedPiper SandlerOverweight$13 → $31
May-11-26ReiteratedTruist SecuritiesBuy$39 → $36
Sep-19-25ReiteratedTruist SecuritiesBuy$12 → $35
Aug-09-24UpgradePiper SandlerNeutral → Overweight$13
Mar-13-24DowngradeJMP SecuritiesMarket Outperform → Market Perform
Feb-13-23DowngradePiper SandlerOverweight → Neutral
Apr-06-20UpgradePiper SandlerNeutral → Overweight
Nov-05-19DowngradeKeefe, Bruyette & WoodsOutperform → Market Perform
Jul-16-19DowngradePiper SandlerBuy → Hold
Jul-16-19DowngradeSandler O'NeillBuy → Hold
Latest News· Times ET
Nov-02-26
Nov-02-2610:41AM
Is Heritage Insurance (HRTG) a Great Value Stock Right Now?zacks.com
Oct-30-26
Oct-30-2605:15PM
What Heritage Insurance (HRTG) Said on Its Q3 Earnings Callmarketbeat.com
Oct-29-26
Oct-29-2606:48PM
Heritage Insurance Holdings, Inc. (HRTG) Q3 2026 Earnings Call Transcriptseekingalpha.com
Oct-28-26
Oct-28-2607:31PM
Heritage Insurance (HRTG) Q3 Earnings: Taking a Look at Key Metrics Versus Estimateszacks.com
06:46PM
Heritage Insurance (HRTG) Surpasses Q3 Earnings and Revenue Estimateszacks.com
05:32PM
Heritage Insurance Holdings (NYSE:HRTG) Q3 2026 EPS Beat Outweighs Inline RevenueChartMill
04:17PM
Heritage Reports Third Quarter 2026 Resultsprnewswire.com
Oct-21-26
Oct-21-2606:50PM
First American Financial (FAF) Misses Q3 Earnings and Revenue EstimatesYahoo
11:06AM
Analysts Estimate Heritage Insurance (HRTG) to Report a Decline in Earnings: What to Look Out forzacks.com
04:01AM
Heritage Insurance (NYSE:HRTG) Hits New 52-Week High – Time to Buy?defenseworld.net
Oct-19-26
Oct-19-2604:15PM
Heritage Announces Third Quarter 2026 Earnings Datesprnewswire.com
Oct-14-26
Oct-14-2608:12AM
Universal Insurance Holdings And 2 Other Top Quality Small Cap StocksYahoo
04:03AM
Heritage Insurance (NYSE:HRTG) Stock Price Crosses Above 50-Day Moving Average – Here’s What Happeneddefenseworld.net
Oct-08-26
Oct-08-2602:56AM
Heritage Insurance: Improving Profitability At A DiscountSeekingAlpha
Sep-30-26
Sep-30-2610:17AM
Here's Why Investors Should Stay Neutral on AMSF Stock for NowYahoo
Company

Heritage Insurance Holdings, Inc. (HRTG) operates through its subsidiaries, specializing in providing comprehensive insurance products for both personal and commercial residential properties. For individual policyholders, the company offers personal residential property coverage, which includes policies for single-family homeowners, condominium owners, and rental properties. This extensive personal coverage is available across seventeen U.S. states: Alabama, California, Connecticut, Delaware, Florida, Georgia, Hawaii, Maryland, Massachusetts, Mississippi, New Jersey, New York, North Carolina, Rhode Island, South Carolina, and Virginia. Additionally, Heritage provides specific personal residential and wind-only property insurance options. In the commercial sector, Heritage delivers residential insurance solutions tailored for properties located in Florida, New Jersey, and New York. The company also holds a licensing credential in the state of Pennsylvania. Beyond its core insurance offerings, Heritage Insurance Holdings, Inc. also delivers various supplementary services, such as restoration, emergency and recovery operations, property management, and reinsurance services. The distribution of its personal line policies is facilitated through diverse channels, including a network of retail independent agents, wholesale agents, and a dedicated partnership with a direct agency. Furthermore, its market reach indirectly extends to approximately 1,500 retail locations via eight distinct wholesale agency relationships. Both personal and commercial insurance policies are also offered through a network comprising around 70 independent agencies. Established in 2012, Heritage Insurance Holdings, Inc. is headquartered in Tampa, Florida.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe
Line Item (USD, M)
TTM
—
FY 2025
12/31/2025
FY 2024
12/31/2024
FY 2023
12/31/2023
FY 2022
12/31/2022
FY 2021
12/31/2021
FY 2020
12/31/2020
FY 2019
12/31/2019
FY 2018
12/31/2018
Total Revenue788847817735—————
Cost of Goods Sold Incl. D&A282313638594—————
Gross Profit506534179142—————
Selling, General and Administrative Excl. Other142938578—————
Research and Development
0000—————
Other Operating Expense761821112—————
Operating Income2882598352—————
Interest Expense881111—————
Unusual Expense
—————————
Non-Operating Income (Expense)681111—————
Net Income Before Taxes2872598352—————
Income Taxes7164217—————
Consolidated Net Income2161966245—————
Net Income From Continuing Operations2161966245—————
Net Income2161966245—————
EPS (Recurring)7.136.332.011.73—————
EPS (Basic, Before Extraordinaries)7.136.332.011.73—————
EPS (Diluted)7.116.322.011.73—————
EBITDA30328010372—————
Other After Tax Adjustments
—————————
Stock Option Compensation Expense
—————————
Price To Earnings Ratio5.054.636.023.77—————
Price To Sales Ratio1.371.070.460.23—————
Gross Margin64.2163.0521.9119.32—————
Operating Margin36.5530.5810.167.07—————
Net Margin27.4123.147.596.12—————
Shares Outstanding30313126—————
Market Capitalization1,078907375170—————
Operating Lease Expense
—————————
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Insider Trading Volume
$40.22$34.76$29.29$23.82$18.36● Close Price0.00M0.69M1.39M2.08M2.77MUSD Trades VolumeNovDec2026FebMarAprMayJunJulAugSepOctNov
Insider Trading
InsiderRelationshipDateTransactionCost#SharesValue ($)#Shares TotalSEC Form 4
JOHNS TIMOTHY EOfficerOct 19 '26Sale35.913,500125,68618,438Oct 21
JOHNS TIMOTHY EOfficerSep 18 '26Sale34.743,500121,57921,938Sep 22
Garateix Ernie JChief Executive OfficerSep 14 '26Sale35.252,50088,1351,035,955Sep 16
Binnun SharonChief Accounting OfficerSep 09 '26Sale33.816,565221,99580,623Sep 11
Garateix Ernie JChief Executive OfficerSep 03 '26Sale35.102,50087,7501,038,455Sep 08
Binnun SharonChief Accounting OfficerSep 01 '26Sale33.919,200311,99487,188Sep 03
Garateix Ernie JChief Executive OfficerAug 24 '26Sale34.8810,000348,7501,040,955Aug 26
JOHNS TIMOTHY EOfficerAug 19 '26Sale33.683,500117,86425,438Aug 21
Garateix Ernie JChief Executive OfficerAug 18 '26Sale34.555,000172,7251,050,955Aug 19
Garateix Ernie JChief Executive OfficerAug 17 '26Sale34.315,000171,5501,055,955Aug 19
Lusk KirkChief Financial OfficerAug 17 '26Sale34.1610,000341,587492,522Aug 19
Moura TimothyOfficerAug 10 '26Sale32.4915,104490,681144,941Aug 12
Binnun SharonChief Accounting OfficerAug 03 '26Sale30.039,200276,28596,388Aug 05
Binnun SharonChief Accounting OfficerJul 01 '26Sale26.589,200244,493105,588Jul 02
Binnun SharonChief Accounting OfficerJun 22 '26Sale24.369,200224,103114,788Jun 24
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QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.