Velocity Financial, Inc. (NYSE: VEL) is a Financial Services company in the Financial - Mortgages industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
Latest market price
17.82
+0.18+1.02%
TA
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Snapshot
| Index | - | P/E | 6.39 | EPS (ttm) | 2.79 | Insider Own | - | Shs Outstand | 39.26M | Perf Week | 0.17% |
| Market Cap | 699.53M | Forward P/E | 5.94 | EPS next Y | 3.00 | Insider Trans | -0.12% | Shs Float | 24.23M | Perf Month | -3.88% |
| Enterprise Value | 7.33B | PEG | 0.62 | EPS next Q | - | Inst Own | - | Short Float | 6.20% | Perf Quarter | -6.85% |
| Income | 108.00M | P/S | 1.02 | EPS this Y | -2.91% | Inst Trans | - | Short Ratio | 17.93 | Perf Half Y | -13.07% |
| Sales | 688.00M | P/B | 1.01 | EPS next Y | 10.73% | ROA | 1.43% | Short Interest | 1.50M | Perf YTD | -14.16% |
| Book/sh | 17.73 | P/C | 8.04 | EPS next 5Y | 10.37% | ROE | 16.71% | 52W High | 21.40 -16.73% | Perf Year | 8.99% |
| Cash/sh | 2.22 | P/FCF | 26.16 | EPS past 3/5Y | 43.53% - | ROIC | 3.66% | 52W Low | 16.27 9.53% | Perf 3Y | 47.27% |
| Dividend Est. | - | EV/EBITDA | 20.26 | Sales past 3/5Y | 42.26% 33.88% | Gross Margin | 68.57% | Volatility | 2.82% 2.75% | Perf 5Y | 35.62% |
| Dividend TTM | - | EV/Sales | 10.66 | EPS Y/Y TTM | 46.07% | Oper. Margin | 54.56% | ATR (14) | 0.48 | Perf 10Y | - |
| Dividend Ex-Date | - | Quick Ratio | 0.60 | Sales Y/Y TTM | 42.44% | Profit Margin | 15.76% | RSI (14) | 54.78 | Recom | 2.43 |
| Dividend Gr. 3/5Y | - | Current Ratio | 0.60 | EPS Q/Q | 23.64% | SMA20 | 2.03% | Beta | 0.68 | Target Price | 22.00 |
| Payout | 0.00% | Debt/Eq | 9.67 | Sales Q/Q | 41.18% | SMA50 | 1.34% | Rel Volume | 0.64 | Prev Close | 17.64 |
| Employees | 371 | LT Debt/Eq | 9.21 | Earnings | Aug 05 | SMA200 | -3.83% | Avg Volume | 94.52K | Price | 17.82 |
| IPO Date | Jan 17, 2020 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 6.25% 24.40% | Net Debt/EBITDA | 18.35 | Volume | 60,078 | Change | 1.02% |
Analyst Ratings
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Jun-17-26 | Reiterated | BTIG | Buy | $22 |
| Dec-05-24 | Reiterated | Raymond James | Outperform | $22 → $23 |
| Sep-20-24 | Downgrade | Wells Fargo | Overweight → Underweight | |
| May-30-24 | Reiterated | Raymond James | Outperform | $22 |
| Oct-13-22 | Downgrade | Citigroup | Buy → Neutral |
Latest News
Jul-22-26
Jul-22-2608:30AM
Jul-03-26
Jul-03-2612:30PM
Jun-17-26
Jun-17-2609:05AM
Company
Operating across the United States, Velocity Financial, Inc. functions as a specialized real estate finance firm. Its core business involves generating and overseeing investment loans, which are typically secured by 1-4 unit residential rental properties and smaller commercial real estate assets. The company delivers its financial offerings to clients via an extensive network of independent mortgage brokers. Velocity Financial, Inc. was established in 2004 and is headquartered in Westlake Village, California.
Ownership
Per-holder 13F data hasn't been ingested for this ticker yet.
Financial Statements
DataTimeframe
| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 688 | 714 | 483 | 132 | 248 | 181 | 166 | 153 | 122 | |
| Cost of Goods Sold Incl. D&A | 216 | 33 | 272 | 0 | 158 | 106 | 105 | 100 | 76 | |
| Gross Profit | 472 | 681 | 211 | 132 | 90 | 76 | 61 | 53 | 45 | |
| Selling, General and Administrative Excl. Other | 53 | 6 | 75 | 53 | 36 | 24 | 25 | 23 | 21 | |
| Research and Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Other Operating Expense | 44 | 164 | 39 | 2 | 9 | 12 | 13 | 5 | 5 | |
| Operating Income | 375 | 511 | 96 | 77 | 45 | 40 | 23 | 25 | 19 | |
| Interest Expense | 393 | 365 | 247 | 203 | 157 | 106 | 100 | 99 | 76 | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 167 | 0 | 247 | 197 | 157 | 106 | 100 | 99 | 76 | |
| Net Income Before Taxes | 150 | 146 | 96 | 71 | 45 | 40 | 23 | 25 | 19 | |
| Income Taxes | 42 | 41 | 28 | 19 | 12 | 11 | 5 | 8 | 12 | |
| Consolidated Net Income | 108 | 105 | 68 | 52 | 32 | 29 | 18 | 17 | 8 | |
| Net Income From Continuing Operations | 108 | 105 | 68 | 52 | 33 | 29 | 18 | 17 | 8 | |
| Net Income | 108 | 105 | 68 | 52 | 32 | 29 | 18 | 17 | 8 | |
| EPS (Recurring) | 2.83 | 2.81 | 2.07 | 1.60 | 0.99 | 0.90 | -1.55 | 0.86 | 0.65 | |
| EPS (Basic, Before Extraordinaries) | 2.83 | 2.81 | 2.07 | 1.60 | 0.99 | 0.90 | -1.55 | 0.86 | 0.65 | |
| EPS (Diluted) | 2.79 | 2.75 | 1.91 | 1.52 | 0.93 | 0.86 | -1.55 | 0.86 | 0.90 | |
| EBITDA | 362 | 511 | 98 | 0 | 47 | 42 | 26 | 28 | 21 | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 6.39 | 7.55 | 10.24 | 11.33 | 10.38 | 15.93 | — | — | — | |
| Price To Sales Ratio | 1.01 | 1.08 | 1.34 | 4.17 | 1.25 | 1.74 | 0.75 | — | — | |
| Gross Margin | 68.60 | 95.38 | 43.69 | 100.00 | 36.29 | 41.99 | 36.75 | 34.64 | 36.89 | |
| Operating Margin | 54.51 | 71.57 | 19.88 | 58.33 | 18.15 | 22.10 | 13.86 | 16.34 | 15.57 | |
| Net Margin | 15.70 | 14.71 | 14.08 | 39.39 | 12.90 | 16.02 | 10.84 | 11.11 | 6.56 | |
| Shares Outstanding | 39 | 37 | 33 | 32 | 32 | 23 | 20 | 114 | 12 | |
| Market Capitalization | 695 | 768 | 645 | 551 | 309 | 315 | 125 | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
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Insider Trading Volume
Insider Trading
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Szczepaniak Mark R | Chief Financial Officer | Jul 28 '26 | Sale | 18.00 | 400 | 7,200 | 68,000 | Jul 28 |
| Tam Fiona | Chief Accounting Officer | Jul 07 '26 | Sale | 19.00 | 68 | 1,292 | 48,361 | Jul 09 |
| Taylor Jeffrey T. | Executive VP, Capital Markets | Jul 07 '26 | Sale | 19.00 | 2,165 | 41,135 | 176,820 | Jul 09 |
| Kelly Roland Thomas | Chief Legal Officer and GC | Jul 01 '26 | Sale | 18.57 | 1,600 | 29,710 | 98,252 | Jul 06 |
| Szczepaniak Mark R | Chief Financial Officer | Jun 26 '26 | Sale | 18.07 | 1,573 | 28,420 | 68,400 | Jun 29 |
| Szczepaniak Mark R | Chief Financial Officer | May 01 '26 | Sale | 19.30 | 1,573 | 30,359 | 69,973 | May 04 |
| Taylor Jeffrey T. | Executive VP, Capital Markets | Apr 17 '26 | Sale | 20.00 | 2,130 | 42,600 | 178,985 | Apr 17 |
| Szczepaniak Mark R | Chief Financial Officer | Apr 01 '26 | Sale | 18.13 | 1,573 | 28,518 | 71,546 | Apr 01 |
| Kelly Roland Thomas | Chief Legal Officer and GC | Mar 31 '26 | Sale | 18.22 | 814 | 14,828 | 98,994 | Mar 31 |
| Kelly Roland Thomas | Chief Legal Officer and GC | Mar 30 '26 | Sale | 18.03 | 14,026 | 252,943 | 99,808 | Mar 31 |
| Kelly Roland Thomas | Chief Legal Officer and GC | Mar 17 '26 | Sale | 18.06 | 5,160 | 93,214 | 113,934 | Mar 18 |
| Szczepaniak Mark R | Chief Financial Officer | Mar 02 '26 | Sale | 18.32 | 1,573 | 28,817 | 73,119 | Mar 02 |
| Szczepaniak Mark R | Chief Financial Officer | Feb 02 '26 | Sale | 20.53 | 1,573 | 32,292 | 74,692 | Feb 02 |
| Taylor Jeffrey T. | Executive VP, Capital Markets | Feb 02 '26 | Sale | 20.33 | 1,772 | 36,025 | 181,115 | Feb 02 |
| Taylor Jeffrey T. | Executive VP, Capital Markets | Jan 26 '26 | Sale | 20.00 | 1,770 | 35,400 | 184,137 | Jan 26 |
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