Latest market price
16.14
+0.42+2.67%
OverviewShort InterestFilings
VELQT52Velocity Financial, Inc.·NYSE
16.14+2.67%
TA
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Signal & projected range
QT Score upgradeHistorical pattern — not a prediction
Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)
Horizon
0%Past 3 monthsToday
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Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Unlock with Premium to see the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands of historical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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Snapshot
Index—P/E5.89EPS (ttm)2.74Insider Own—Shs Outstand39.48MPerf Week4.74%
Market Cap637.23MForward P/E5.32EPS next Y3.03Insider Trans-0.07%Shs Float24.47MPerf Month10.62%
Enterprise Value7.44BPEG0.59EPS next Q0.72Short Float6.31%Perf Quarter-9.43%
Income107.00MP/S0.91EPS this Y3.82%Short Ratio10.37Perf Half Y-15.63%
Sales701.00MP/B0.88EPS next Y8.08%ROA1.35%Short Interest1.54MPerf YTD-22.25%
Book/sh18.36P/C2.60EPS next 5Y10.06%ROE15.83%52W High21.40 -24.58%Perf Year-12.19%
Cash/sh6.21P/FCF28.97EPS past 3/5Y43.53% —ROIC114.23%52W Low14.18 13.82%Perf 3Y42.45%
Dividend Est.—EV/EBITDA15.64Sales past 3/5Y42.26% 33.88%Gross Margin78.92%Volatility3.20% 3.02%Perf 5Y33.17%
Dividend TTM—EV/Sales10.62EPS Y/Y TTM25.69%Oper. Margin70.70%ATR (14)0.52Perf 10Y—
Dividend Ex-Date—Quick Ratio0.94Sales Y/Y TTM32.51%Profit Margin15.36%RSI (14)62.63Recom2.43
Dividend Gr. 3/5Y—Current Ratio0.94EPS Q/Q-2.74%SMA207.08%Beta0.75Target Price20.00
Payout0.00%Debt/Eq9.73Sales Q/Q7.83%SMA500.10%Rel Volume0.71Prev Close15.72
Employees368LT Debt/Eq9.30EarningsNov 04SMA200-9.25%Avg Volume160.71KPrice16.14
IPO DateJan 17, 2020Option/ShortYes / YesEPS/Sales Surpr.9.03% —Net Debt/EBITDA14.30Volume113,808Change2.67%
Analyst Ratings
DateActionAnalystRatingTarget
Jun-17-26ReiteratedBTIGBuy$22
Dec-05-24ReiteratedRaymond JamesOutperform$22 → $23
Sep-20-24DowngradeWells FargoOverweight → Underweight
May-30-24ReiteratedRaymond JamesOutperform$22
Oct-13-22DowngradeCitigroupBuy → Neutral
Latest News· Times ET
Oct-22-26
Oct-22-2608:30AM
Velocity Financial, Inc. Announces Date of Third Quarter 2026 Financial Results Webcast and Conference Callbusinesswire.com
Oct-07-26
Oct-07-2602:14AM
BTIG Maintains Buy on Velocity Financial, Lowers Price Target to $20Benzinga
Sep-01-26
Sep-01-2604:06AM
Velocity Financial Expands Lending With $3.2B Toorak DealYahoo
Aug-27-26
Aug-27-2608:05PM
Velocity Financial, Inc. (VEL) Roemanu LLC, - M&A Call - SlideshowSeekingAlpha
02:09PM
Velocity Financial, Inc. (VEL) M&A Call Prepared Remarks Transcriptseekingalpha.com
07:30AM
Velocity Enters into Agreements to Acquire Toorak's Operating Platform and Manage Toorak's $3 Billion Business-Purpose Loan Portfoliobusinesswire.com
Aug-07-26
Aug-07-2605:41AM
Wells Fargo Maintains Underweight on Velocity Financial, Lowers Price Target to $19Benzinga
Aug-06-26
Aug-06-2602:40AM
Velocity Financial, Inc. (VEL) Q2 2026 Earnings Call Transcriptseekingalpha.com
Aug-05-26
Aug-05-2604:10PM
Velocity Financial, Inc. Reports Second Quarter 2026 Resultsbusinesswire.com
Jul-22-26
Jul-22-2608:30AM
Velocity Financial, Inc. Announces Date of Second Quarter 2026 Financial Results Webcast and Conference Callbusinesswire.com
Company

Operating across the United States, Velocity Financial, Inc. functions as a specialized real estate finance firm. Its core business involves generating and overseeing investment loans, which are typically secured by 1-4 unit residential rental properties and smaller commercial real estate assets. The company delivers its financial offerings to clients via an extensive network of independent mortgage brokers. Velocity Financial, Inc. was established in 2004 and is headquartered in Westlake Village, California.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe
Line Item (USD, M)
TTM
—
FY 2025
12/31/2025
FY 2024
12/31/2024
FY 2023
12/31/2023
FY 2022
12/31/2022
FY 2021
12/31/2021
FY 2020
12/31/2020
FY 2019
12/31/2019
FY 2018
12/31/2018
Total Revenue701714483132—————
Cost of Goods Sold Incl. D&A147332720—————
Gross Profit554681211132—————
Selling, General and Administrative Excl. Other3267553—————
Research and Development
0000—————
Other Operating Expense26164392—————
Operating Income4955119677—————
Interest Expense417365247203—————
Unusual Expense
—————————
Non-Operating Income (Expense)720247197—————
Net Income Before Taxes1511469671—————
Income Taxes44412819—————
Consolidated Net Income1071056852—————
Net Income From Continuing Operations1081056852—————
Net Income1071056852—————
EPS (Recurring)2.782.812.071.60—————
EPS (Basic, Before Extraordinaries)2.782.812.071.60—————
EPS (Diluted)2.742.751.911.52—————
EBITDA476511980—————
Other After Tax Adjustments
—————————
Stock Option Compensation Expense
—————————
Price To Earnings Ratio5.897.5510.2411.33—————
Price To Sales Ratio0.901.081.344.17—————
Gross Margin79.0395.3843.69100.00—————
Operating Margin70.6171.5719.8858.33—————
Net Margin15.2614.7114.0839.39—————
Shares Outstanding39373332—————
Market Capitalization629768645551—————
Operating Lease Expense
—————————
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Insider Trading Volume
$21.70$19.67$17.64$15.60$13.57● Close Price0.00K97.45K194.90K292.35K389.80KUSD Trades VolumeNovDec2026FebMarAprMayJunJulAugSepOctNov
Insider Trading
InsiderRelationshipDateTransactionCost#SharesValue ($)#Shares TotalSEC Form 4
Szczepaniak Mark RChief Financial OfficerSep 10 '26Sale18.032,00036,06064,400Sep 10
Kelly Roland ThomasChief Legal Officer and GCSep 01 '26Sale18.001,60028,80098,139Sep 01
Taylor Jeffrey T.Executive VP, Capital MarketsAug 11 '26Sale19.064,33082,530172,490Aug 11
Tam FionaChief Accounting OfficerAug 11 '26Sale19.001,23223,40847,129Aug 11
Szczepaniak Mark RChief Financial OfficerAug 10 '26Sale18.162,00036,32064,400Aug 10
Szczepaniak Mark RChief Financial OfficerAug 06 '26Sale18.004007,20066,400Aug 06
Kelly Roland ThomasChief Legal Officer and GCAug 06 '26Sale18.001,60028,80095,794Aug 06
Szczepaniak Mark RChief Financial OfficerJul 28 '26Sale18.004007,20068,000Jul 28
Tam FionaChief Accounting OfficerJul 07 '26Sale19.00681,29248,361Jul 09
Taylor Jeffrey T.Executive VP, Capital MarketsJul 07 '26Sale19.002,16541,135176,820Jul 09
Kelly Roland ThomasChief Legal Officer and GCJul 01 '26Sale18.571,60029,71098,252Jul 06
Szczepaniak Mark RChief Financial OfficerJun 26 '26Sale18.071,57328,42068,400Jun 29
Szczepaniak Mark RChief Financial OfficerMay 01 '26Sale19.301,57330,35969,973May 04
Taylor Jeffrey T.Executive VP, Capital MarketsApr 17 '26Sale20.002,13042,600178,985Apr 17
Szczepaniak Mark RChief Financial OfficerApr 01 '26Sale18.131,57328,51871,546Apr 01
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QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.