PGY — Pagaya Technologies Ltd. stock price, charts and financials

NASDAQ·Technology·Software - Infrastructure·USA

Latest market price

21.92

-0.32-1.44%

Overview Short InterestFilings

PGYQT71Pagaya Technologies Ltd.·NASDAQ

Overview Short InterestFilings

21.92-1.44%

News

Down 1.4% — KBRA Assigns Preliminary Ratings to Pagaya AI Debt Grantor Trust 2026-R3 and Pagaya AI Debt Trust 2026-R3 (businesswire.com).

Medium confidence

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Signal & projected range

Earnings big beat — drift (PEAD)Historical pattern — not a prediction

Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)

Horizon

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Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Unlock with Premium to see the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands of historical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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Snapshot

Index	-	P/E	16.00	EPS (ttm)	1.37	Insider Own	11.24%	Shs Outstand	83.43M	Perf Week	31.97%

Market Cap	1.83B	Forward P/E	9.47	EPS next Y	2.31	Insider Trans	-1.50%	Shs Float	47.96M	Perf Month	17.16%

Enterprise Value	2.00B	PEG	0.41	EPS next Q	0.47	Inst Own	-	Short Float	25.23%	Perf Quarter	52.65%

Income	127.00M	P/S	1.38	EPS this Y	23.93%	Inst Trans	-	Short Ratio	3.06	Perf Half Y	11.10%

Sales	1.33B	P/B	2.82	EPS next Y	36.32%	ROA	7.49%	Short Interest	12.10M	Perf YTD	4.88%

Book/sh	7.78	P/C	6.02	EPS next 5Y	38.78%	ROE	24.84%	52W High	44.99 -51.28%	Perf Year	-24.73%

Cash/sh	3.64	P/FCF	6.38	EPS past 3/5Y	- -2.95%	ROIC	70.52%	52W Low	10.40 110.77%	Perf 3Y	-26.05%

Dividend Est.	-	EV/EBITDA	16.50	Sales past 3/5Y	22.56% 68.81%	Gross Margin	40.64%	Volatility	10.26% 6.68%	Perf 5Y	-81.32%

Dividend TTM	-	EV/Sales	1.51	EPS Y/Y TTM	124.20%	Oper. Margin	21.20%	ATR (14)	1.35	Perf 10Y	-

Dividend Ex-Date	-	Quick Ratio	11.72	Sales Y/Y TTM	31.94%	Profit Margin	9.57%	RSI (14)	70.48	Recom	2.31

Dividend Gr. 3/5Y	-	Current Ratio	11.72	EPS Q/Q	-23.44%	SMA20	23.21%	Beta	5.34	Target Price	29.00

Payout	0.00%	Debt/Eq	1.48	Sales Q/Q	15.09%	SMA50	33.26%	Rel Volume	1.23	Prev Close	22.24

Employees	527	LT Debt/Eq	1.48	Earnings	Nov 09	SMA200	22.52%	Avg Volume	3.96M	Price	21.92

IPO Date	Apr 21, 2021	Option/Short	Yes / Yes	EPS/Sales Surpr.	52.15% 8.56%	Net Debt/EBITDA	1.38	Volume	4,864,773	Change	-1.44%

Analyst Ratings

Date	Action	Analyst	Rating	Target
Jul-27-26	Reiterated	Coker Palmer		$21 → $33
Jun-09-26	Reiterated	Jefferies	Buy	$35 → $22
Feb-10-26	Reiterated	New Street		$39 → $32
Feb-10-26	Reiterated	Stephens		$33 → $25
Jun-11-25	Initiated	Stephens	Overweight	$22
Mar-25-25	Reiterated	JMP Securities	Market Outperform	$25 → $26
Feb-07-25	Upgrade	Citigroup	Neutral → Buy
Aug-26-24	Reiterated	Coker Palmer		$21
Apr-08-24	Reiterated	JMP Securities	Market Outperform	$25
Feb-16-23	Upgrade	Canaccord Genuity	Hold → Buy

Latest News

Aug-04-26

Aug-04-2606:58PM

KBRA Assigns Preliminary Ratings to Pagaya AI Debt Grantor Trust 2026-R3 and Pagaya AI Debt Trust 2026-R3businesswire.com

Aug-03-26

Aug-03-2612:21PM

Pagaya Delivers Stellar 1H 2026 Results: Here's What Drove itzacks.com

12:21PM

PGY Gains as Q2 Earnings Beat on Record Revenues, 2026 View Raisedzacks.com

Jul-31-26

Jul-31-2604:13PM

Pagaya Technologies Ltd. (PGY) Q2 2026 Earnings Call TranscriptSeekingAlpha

Jul-30-26

Jul-30-2603:05PM

Pagaya Technologies Q2 Earnings Call Highlightsmarketbeat.com

12:07PM

Pagaya Is Processing More Loans, Earning Less per Dollar, and Making More Moneypymnts.com

09:36AM

Pagaya Technologies Ltd. (PGY) Beats Q2 Earnings and Revenue Estimateszacks.com

08:52AM

Pagaya Stock Rises After Q2 Double Beat, Record Net Income and Network Volumebenzinga.com

07:03AM

Pagaya Reports Second Quarter 2026 Results & Raises Full-Year Net Income Guidancebusinesswire.com

Jul-29-26

Jul-29-2611:03AM

Should You Buy, Hold or Sell Pagaya Stock Ahead of Q2 Earnings?zacks.com

10:56AM

Does Pagaya's Discounted Valuation Make the Stock a Buy Now?zacks.com

Jul-27-26

Jul-27-2608:30AM

Pagaya Issues AAA-Rated Upsized $900 Million Personal Loan ABS Transactionbusinesswire.com

Jul-23-26

Jul-23-2608:00AM

Pagaya's Outlook Revised by Fitch Ratings to Positivebusinesswire.com

Jul-21-26

Jul-21-2607:15PM

Pagaya Technologies Ltd. (PGY) Outpaces Stock Market Gains: What You Should Knowzacks.com

08:00AM

Pagaya to Participate in CG 46th Annual Growth Conferencebusinesswire.com

Company

Pagaya Technologies Ltd. is a financial technology enterprise operating across Israel, the United States, and the Cayman Islands. The company specializes in developing and implementing its proprietary artificial intelligence systems and associated software platforms. These advanced solutions are designed to assist its diverse range of partners – including rapidly growing fintech companies, traditional financial institutions, auto finance providers, and brokers – in originating various loans and other financial assets. Founded in 2016, Pagaya Technologies Ltd. is headquartered in Tel Aviv, Israel.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements

DataTimeframe

Line Item (USD, M)	TTM —	FY 2025 12/31/2025	FY 2024 12/31/2024	FY 2023 12/31/2023	FY 2022 12/31/2022	FY 2021 12/31/2021	FY 2020 12/31/2020	FY 2019 12/31/2019
Total Revenue	1,326	1,261	1,005	773	685	446	92	36
Cost of Goods Sold Incl. D&A	788	749	598	509	451	232	49	28
Gross Profit	538	512	407	264	234	214	43	8
Selling, General and Administrative Excl. Other	186	213	291	253	398	182	16	6
Research and Development	70	75	77	74	151	66	12	5
Other Operating Expense	2	0	-28	-39	-63	-29	-7	1
Operating Income	281	224	67	-24	-252	-6	21	-4
Interest Expense	0	0	0	0	0	0	0	0
Unusual Expense	—	—	—	—	—	—	—	—
Non-Operating Income (Expense)	-183	-172	-488	-157	-25	-56	0	0
Net Income Before Taxes	98	52	-421	-181	-276	-62	21	-4
Income Taxes	-20	-20	25	16	16	8	1	0
Consolidated Net Income	127	81	-401	-128	-302	-91	14	-6
Net Income From Continuing Operations	118	71	-446	-197	-293	-70	20	-4
Net Income	127	81	-401	-128	-302	-91	14	-6
EPS (Recurring)	1.50	0.99	-5.66	-2.14	-7.65	-4.27	1.08	-0.54
EPS (Basic, Before Extraordinaries)	1.50	0.99	-5.66	-2.14	-7.65	-4.27	1.08	-0.54
EPS (Diluted)	1.37	0.93	-5.66	-2.14	-7.65	-4.27	1.08	-0.53
EBITDA	121	82	68	-45	-309	-34	14	-4
Other After Tax Adjustments	—	—	—	—	—	—	—	—
Stock Option Compensation Expense	—	—	—	—	—	—	—	—
Price To Earnings Ratio	16.00	22.47	—	—	—	—	—	—
Price To Sales Ratio	1.37	1.29	0.66	1.29	0.83	4.27	—	—
Gross Margin	40.57	40.60	40.50	34.15	34.16	47.98	46.74	22.22
Operating Margin	21.19	17.76	6.67	-3.10	-36.79	-1.35	22.83	-11.11
Net Margin	9.58	6.42	-39.90	-16.56	-44.09	-20.40	15.22	-16.67
Shares Outstanding	83	78	71	60	38	16	18	16
Market Capitalization	1,819	1,630	660	994	565	1,907	—	—
Operating Lease Expense	—	—	—	—	—	—	—	—

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Insider Trading Volume

Insider Trading

Insider	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
Rosen Tami	Director	Aug 03 '26	Sale	21.98	28,181	619,370	16,665	Aug 04
DAS SANJIV	President	Aug 03 '26	Sale	22.00	21,289	468,358	144,186	Aug 04
Vieira Cory	Chief Accounting Officer	Jun 25 '26	Sale	15.83	1,458	23,080	20,959	Jun 29
Vieira Cory	Chief Accounting Officer	Jun 25 '26	Option Exercise	0.00	3,572	0	22,417	Jun 29
DAS SANJIV	President	Jun 25 '26	Option Exercise	0.00	25,000	0	179,475	Jun 29
DAS SANJIV	President	Jun 25 '26	Sale	15.83	14,000	221,620	165,475	Jun 29
Krubiner Gal	Chief Executive Officer	Jun 24 '26	Buy	15.43	16,230	250,468	555,906	Jun 25
Rosen Tami	Director	Jun 22 '26	Sale	15.20	9,944	151,132	37,544	Jun 23
Rosen Tami	Director	Jun 12 '26	Option Exercise	0.00	15,625	0	53,169	Jun 16
Perros Evangelos	other: Former Officer	Jun 12 '26	Option Exercise	0.00	20,625	0	142,799	Jun 16
Perros Evangelos	other: Former Officer	Jun 12 '26	Sale	16.23	11,558	187,586	131,241	Jun 16
DAS SANJIV	President	Jun 12 '26	Option Exercise	0.00	23,750	0	167,784	Jun 16
DAS SANJIV	President	Jun 12 '26	Sale	16.23	13,309	216,005	154,475	Jun 16
Rosen Tami	Director	Jun 12 '26	Sale	16.23	5,681	92,203	47,488	Jun 16
Vieira Cory	Chief Accounting Officer	Jun 02 '26	Option Exercise	0.00	5,208	0	20,319	Jun 04

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QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.