EVERTEC, Inc. (NYSE: EVTC) is a Technology company in the Software - Infrastructure industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 15.72 | EPS (ttm) | 2.07 | Insider Own | 15.60% | Shs Outstand | 61.62M | Perf Week | 3.30% |
| Market Cap | 2.01B | Forward P/E | 7.49 | EPS next Y | 4.35 | Insider Trans | 0.98% | Shs Float | 60.67M | Perf Month | 13.02% |
| Enterprise Value | 2.84B | PEG | 1.42 | EPS next Q | - | Inst Own | - | Short Float | 3.95% | Perf Quarter | 10.60% |
| Income | 133.00M | P/S | 2.11 | EPS this Y | 89.29% | Inst Trans | - | Short Ratio | 3.86 | Perf Half Y | 7.75% |
| Sales | 952.00M | P/B | 2.62 | EPS next Y | 10.89% | ROA | 5.78% | Short Interest | 2.40M | Perf YTD | 11.89% |
| Book/sh | 12.43 | P/C | 6.89 | EPS next 5Y | 11.05% | ROE | 20.68% | 52W High | 37.71 -13.68% | Perf Year | -6.33% |
| Cash/sh | 4.72 | P/FCF | 12.62 | EPS past 3/5Y | -13.93% 9.00% | ROIC | 8.26% | 52W Low | 21.81 49.24% | Perf 3Y | -17.41% |
| Dividend Est. | 0.20 (0.61%) | EV/EBITDA | 8.15 | Sales past 3/5Y | 14.68% 12.77% | Gross Margin | 46.37% | Volatility | 4.06% 3.32% | Perf 5Y | -24.39% |
| Dividend TTM | 0.20 (0.61%) | EV/Sales | 2.99 | EPS Y/Y TTM | 19.65% | Oper. Margin | 19.09% | ATR (14) | 1.17 | Perf 10Y | 101.05% |
| Dividend Ex-Date | Aug 03, 2026 | Quick Ratio | 1.97 | Sales Y/Y TTM | 12.66% | Profit Margin | 13.95% | RSI (14) | 65.75 | Recom | 2.39 |
| Dividend Gr. 3/5Y | 0.00% 0.00% | Current Ratio | 1.97 | EPS Q/Q | 3.45% | SMA20 | 7.72% | Beta | 0.70 | Target Price | 29.50 |
| Payout | 9.57% | Debt/Eq | 1.57 | Sales Q/Q | 8.30% | SMA50 | 18.48% | Rel Volume | 0.95 | Prev Close | 31.11 |
| Employees | 5,327 | LT Debt/Eq | 1.53 | Earnings | Nov 05 | SMA200 | 15.18% | Avg Volume | 648.01K | Price | 32.55 |
| IPO Date | Apr 12, 2013 | Option/Short | Yes / Yes | EPS/Sales Surpr. | -2.17% -0.43% | Net Debt/EBITDA | 2.42 | Volume | 615,931 | Change | 4.63% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| May-19-26 | Reiterated | Morgan Stanley | Equal Weight | $35 → $25 |
| May-07-26 | Reiterated | Raymond James | Outperform | $33 → $34 |
| May-20-25 | Reiterated | Susquehanna | Neutral | $28 → $39 |
| Feb-27-25 | Upgrade | Susquehanna | Negative → Neutral | |
| Nov-21-24 | Upgrade | Morgan Stanley | Underweight → Equal Weight | $35 |
| Sep-05-24 | Downgrade | Susquehanna | Neutral → Negative | $28 |
| Jan-24-22 | Downgrade | Susquehanna | Positive → Neutral | |
| Mar-09-21 | Downgrade | Morgan Stanley | Equal Weight → Underweight | |
| Oct-31-18 | Upgrade | Raymond James | Market Perform → Outperform | |
| May-02-18 | Upgrade | JP Morgan | Underweight → Neutral |
EVERTEC, Inc. specializes in transaction processing services, with a strong presence throughout Latin America and the Caribbean. The company's operations are divided into distinct segments: Payment Services for Puerto Rico & the Caribbean, Payment Services for Latin America, Merchant Acquiring, Business Solutions, and Corporate & Other. Among its core offerings are merchant acquiring services, which enable both brick-and-mortar and online businesses to securely accept and process various electronic payment options, such as debit, credit, prepaid, and Electronic Benefit Transfer (EBT) cards. EVERTEC also delivers extensive payment processing solutions designed to assist financial institutions and other issuers in managing and facilitating credit, debit, prepaid, automated teller machine (ATM), and EBT card programs. This includes critical functions like credit and debit card processing, transaction authorization and settlement, and advanced fraud detection and control mechanisms, alongside specific EBT services. Additionally, the company provides a suite of business process management (BPM) solutions. These offerings encompass services such as core bank processing, network hosting and management, IT consulting, business process outsourcing, item and cash processing, and fulfillment solutions, serving financial institutions, corporate enterprises, and government bodies. A key asset for EVERTEC is its ownership and operation of the ATH network, which serves as both an ATM and a PIN debit network. The company manages a sophisticated system of electronic payment networks capable of processing approximately three billion transactions annually. Services are primarily distributed through a dedicated direct sales force. Its broad clientele includes financial institutions, merchants, corporations, and government agencies. EVERTEC, Inc. was founded in 1988 and is headquartered in San Juan, Puerto Rico.
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| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 952 | 932 | 845 | 695 | 618 | 590 | 511 | 487 | 454 | |
| Cost of Goods Sold Incl. D&A | 511 | 469 | 406 | 337 | 293 | 250 | 227 | 213 | 197 | |
| Gross Profit | 441 | 463 | 439 | 358 | 326 | 340 | 284 | 274 | 257 | |
| Selling, General and Administrative Excl. Other | 166 | 154 | 146 | 128 | 90 | 68 | 71 | 61 | 69 | |
| Research and Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Other Operating Expense | 93 | 122 | 127 | 94 | 78 | 75 | 71 | 68 | 63 | |
| Operating Income | 182 | 186 | 166 | 136 | 157 | 197 | 141 | 145 | 125 | |
| Interest Expense | 69 | 68 | 75 | 32 | 25 | 23 | 25 | 29 | 30 | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 34 | 36 | 29 | -18 | 135 | 8 | 8 | 1 | 4 | |
| Net Income Before Taxes | 146 | 154 | 120 | 85 | 268 | 182 | 124 | 117 | 99 | |
| Income Taxes | 10 | 10 | 5 | 5 | 29 | 21 | 19 | 13 | 13 | |
| Consolidated Net Income | 133 | 142 | 113 | 80 | 239 | 161 | 104 | 103 | 86 | |
| Net Income From Continuing Operations | 136 | 145 | 115 | 80 | 239 | 161 | 105 | 104 | 87 | |
| Net Income | 133 | 142 | 113 | 80 | 239 | 161 | 104 | 103 | 86 | |
| EPS (Recurring) | 2.08 | 2.22 | 1.75 | 1.23 | 3.48 | 2.24 | 1.45 | 1.44 | 1.19 | |
| EPS (Basic, Before Extraordinaries) | 2.08 | 2.22 | 1.75 | 1.23 | 3.48 | 2.24 | 1.45 | 1.44 | 1.19 | |
| EPS (Diluted) | 2.07 | 2.20 | 1.73 | 1.21 | 3.45 | 2.21 | 1.43 | 1.41 | 1.16 | |
| EBITDA | 349 | 345 | 322 | 211 | 371 | 280 | 220 | 214 | 192 | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 15.72 | 13.22 | 19.96 | 33.83 | 9.39 | 22.62 | 27.50 | 24.14 | 24.74 | |
| Price To Sales Ratio | 2.12 | 2.00 | 2.62 | 3.83 | 3.62 | 6.10 | 5.54 | 5.03 | 4.61 | |
| Gross Margin | 46.32 | 49.68 | 51.95 | 51.51 | 52.75 | 57.63 | 55.58 | 56.26 | 56.61 | |
| Operating Margin | 19.12 | 19.96 | 19.64 | 19.57 | 25.40 | 33.39 | 27.59 | 29.77 | 27.53 | |
| Net Margin | 13.97 | 15.24 | 13.37 | 11.51 | 38.67 | 27.29 | 20.35 | 21.15 | 18.94 | |
| Shares Outstanding | 62 | 64 | 64 | 65 | 69 | 72 | 72 | 72 | 73 | |
| Market Capitalization | 2,018 | 1,862 | 2,210 | 2,661 | 2,234 | 3,599 | 2,831 | 2,451 | 2,095 | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| SMITH BRIAN JOHN | Director | Jun 12 '26 | Buy | 26.42 | 16,202 | 427,999 | 88,222 | Jun 12 |
| Vizcarrondo Miguel | Executive Vice President | May 11 '26 | Buy | 23.37 | 21,000 | 490,772 | 142,214 | May 12 |
| D'ANGELO FRANK G. | Director | May 08 '26 | Buy | 23.40 | 20,000 | 468,000 | 41,138 | May 12 |
| Castrillo-Salgado Joaquin A. | Senior EVP & COO | May 08 '26 | Buy | 22.74 | 20,000 | 454,706 | 143,987 | May 11 |
| Rodriguez-Gonzalez Luis A | General Counsel & EVP | May 07 '26 | Buy | 24.10 | 17,000 | 409,775 | 80,907 | May 11 |
| Polak Aldo J. | Director | Jun 20 '25 | Sale | 35.72 | 2,243 | 80,119 | 11,946 | Jun 23 |
| Pagan Ivan | Director | May 23 '25 | Sale | 36.65 | 6,852 | 251,124 | 12,473 | May 27 |
| Brignardello Daniel | Executive Vice President | May 14 '25 | Sale | 36.60 | 7,641 | 279,689 | 31,277 | May 15 |
| Vizcarrondo Miguel | Executive Vice President | May 12 '25 | Sale | 36.44 | 40,000 | 1,457,420 | 92,509 | May 12 |
| Rodriguez-Gonzalez Luis A | General Counsel & EVP | May 09 '25 | Sale | 35.69 | 18,898 | 674,466 | 35,203 | May 12 |
| Cruz Karla | Chief Accounting Officer | Mar 07 '25 | Sale | 36.77 | 2,000 | 73,547 | 18,065 | Mar 07 |
| Viglianco Diego | EVP & Chief Operating Officer | Mar 07 '25 | Sale | 36.98 | 23,996 | 887,254 | 40,269 | Mar 07 |
| Perez-Surillo Paola | Executive Vice President | Mar 07 '25 | Sale | 37.15 | 14,585 | 541,830 | 35,203 | Mar 07 |
| Schuessler Morgan M | President & CEO | Mar 06 '25 | Sale | 37.45 | 80,000 | 2,996,376 | 282,172 | Mar 07 |
| Viglianco Diego | EVP & Chief Operating Officer | Mar 06 '25 | Sale | 37.54 | 2,197 | 82,466 | 64,265 | Mar 07 |