Nu Holdings Ltd. (NYSE: NU) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 18.70 | EPS (ttm) | 0.74 | Insider Own | 0.62% | Shs Outstand | 4.84B | Perf Week | -7.86% |
| Market Cap | 67.03B | Forward P/E | 12.28 | EPS next Y | 1.13 | Insider Trans | -2.28% | Shs Float | 3.63B | Perf Month | -3.55% |
| Enterprise Value | 75.78B | PEG | 0.70 | EPS next Q | 0.23 | Inst Own | - | Short Float | 4.23% | Perf Quarter | 7.37% |
| Income | 3.61B | P/S | 3.46 | EPS this Y | 18.24% | Inst Trans | - | Short Ratio | 1.97 | Perf Half Y | -0.93% |
| Sales | 19.38B | P/B | 5.06 | EPS next Y | 28.82% | ROA | 4.36% | Short Interest | 153.39M | Perf YTD | -17.32% |
| Book/sh | 2.74 | P/C | 2.01 | EPS next 5Y | 26.82% | ROE | 30.26% | 52W High | 18.98 -27.08% | Perf Year | -12.90% |
| Cash/sh | 6.87 | P/FCF | - | EPS past 3/5Y | - | ROIC | 4.36% | 52W Low | 11.20 23.57% | Perf 3Y | 85.52% |
| Dividend Est. | - | EV/EBITDA | 16.91 | Sales past 3/5Y | 52.03% 94.19% | Gross Margin | 44.03% | Volatility | 3.12% 3.76% | Perf 5Y | - |
| Dividend TTM | - | EV/Sales | 3.91 | EPS Y/Y TTM | 85.00% | Oper. Margin | 22.62% | ATR (14) | 0.56 | Perf 10Y | - |
| Dividend Ex-Date | - | Quick Ratio | 0.25 | Sales Y/Y TTM | 74.52% | Profit Margin | 18.61% | RSI (14) | 40.52 | Recom | 2.48 |
| Dividend Gr. 3/5Y | - | Current Ratio | 0.25 | EPS Q/Q | 57.14% | SMA20 | -6.08% | Beta | 1.41 | Target Price | 16.04 |
| Payout | 0.00% | Debt/Eq | 0.46 | Sales Q/Q | 49.88% | SMA50 | -3.82% | Rel Volume | 1.17 | Prev Close | 13.81 |
| Employees | 8,037 | LT Debt/Eq | 0.24 | Earnings | Nov 12 | SMA200 | -7.14% | Avg Volume | 77.61M | Price | 13.84 |
| IPO Date | Dec 09, 2021 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 10.86% 9.10% | Net Debt/EBITDA | 5.00 | Volume | 90,440,587 | Change | 0.22% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Sep-16-26 | Downgrade | Itau BBA | Outperform → Market Perform | |
| Aug-25-26 | Reiterated | Wolfe Research | Outperform | $17 |
| Aug-20-26 | Reiterated | UBS | Buy | $17 → $18 |
| Aug-14-26 | Reiterated | Needham | Buy | $17 → $19 |
| Jun-26-26 | Initiated | Needham | Buy | $17 |
| Jun-15-26 | Downgrade | Citigroup | Buy → Neutral | |
| Jun-03-26 | Reiterated | Scotiabank | $13 | |
| Jun-03-26 | Downgrade | Susquehanna | Positive → Neutral | $22 → $13 |
| Jun-02-26 | Downgrade | B of A Securities | Neutral → Underperform | |
| May-20-26 | Reiterated | UBS | Buy | $18 → $17 |
Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. It also offers transactional solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is headquartered in São Paulo, Brazil.
Per-holder 13F data hasn't been ingested for this ticker yet.
| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 19,379 | 15,879 | 11,104 | — | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 10,848 | 8,757 | 6,004 | — | — | — | — | — | — | |
| Gross Profit | 8,532 | 7,121 | 5,101 | — | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 746 | 602 | 1,439 | — | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | — | — | — | — | — | — | |
| Other Operating Expense | 3,393 | 2,647 | 866 | — | — | — | — | — | — | |
| Operating Income | 4,384 | 3,868 | 2,795 | — | — | — | — | — | — | |
| Interest Expense | 5,479 | 4,579 | 2,835 | — | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 5,487 | 4,582 | 2,835 | — | — | — | — | — | — | |
| Net Income Before Taxes | 4,393 | 3,872 | 2,795 | — | — | — | — | — | — | |
| Income Taxes | 775 | 997 | 823 | — | — | — | — | — | — | |
| Consolidated Net Income | 3,606 | 2,869 | 1,972 | — | — | — | — | — | — | |
| Net Income From Continuing Operations | 3,619 | 2,875 | 1,972 | — | — | — | — | — | — | |
| Net Income | 3,606 | 2,869 | 1,972 | — | — | — | — | — | — | |
| EPS (Recurring) | 0.74 | 0.59 | 0.41 | — | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 0.74 | 0.59 | 0.41 | — | — | — | — | — | — | |
| EPS (Diluted) | 0.74 | 0.58 | 0.40 | — | — | — | — | — | — | |
| EBITDA | 4,482 | 3,970 | 2,872 | — | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 18.70 | 28.86 | 25.90 | — | — | — | — | — | — | |
| Price To Sales Ratio | 3.47 | 5.10 | 4.47 | — | — | — | — | — | — | |
| Gross Margin | 44.03 | 44.85 | 45.94 | — | — | — | — | — | — | |
| Operating Margin | 22.62 | 24.36 | 25.17 | — | — | — | — | — | — | |
| Net Margin | 18.61 | 18.07 | 17.76 | — | — | — | — | — | — | |
| Shares Outstanding | 4,857 | 4,833 | 4,792 | — | — | — | — | — | — | |
| Market Capitalization | 67,221 | 80,904 | 49,645 | — | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Junqueira Cristina Helena Zingaretti | US CEO & Chief Growth Officer | Aug 25 '26 | Sale | 14.71 | 65,000 | 956,456 | 2,542,083 | Aug 26 |
| Junqueira Cristina Helena Zingaretti | US CEO & Chief Growth Officer | Aug 24 '26 | Sale | 15.00 | 25,000 | 375,000 | 4,902,593 | Aug 26 |
| Fragelli Henrique Camossa Saldanha | Chief Risk Officer | Aug 14 '26 | Sale | 15.81 | 221,707 | 3,505,232 | 979,446 | Aug 18 |
| Junqueira Cristina Helena Zingaretti | US CEO & Chief Growth Officer | Aug 14 '26 | Sale | 15.80 | 50,000 | 790,000 | 4,927,593 | Aug 18 |
| Sands Anita M | Director | May 15 '26 | Sale | 12.24 | 21,000 | 257,042 | 162,150 | May 19 |
| Fragelli Henrique Camossa Saldanha | Chief Risk Officer | Apr 08 '26 | Option Exercise | 0.33 | 2,361,450 | 770,390 | 4,676,640 | Apr 10 |
| Junqueira Cristina Helena Zingaretti | US CEO & Chief Growth Officer | Mar 23 '26 | Sale | 14.81 | 300,000 | 4,444,162 | 2,312,338 | Mar 25 |
| SCHWEIGER WERNER J | Executive VP and COO | Jan 06 '15 | Sale | 54.00 | 25,000 | 1,350,000 | 140,742 | Jan 07 |
| SCHWEIGER WERNER J | Executive VP and COO | Jan 05 '15 | Sale | 53.64 | 24,998 | 1,340,910 | 153,242 | Jan 07 |
| JUDGE JAMES J | EVP & CFO | Dec 01 '14 | Sale | 50.41 | 3,600 | 181,468 | 161,766 | Dec 02 |
| JUDGE JAMES J | EVP & CFO | Nov 28 '14 | Sale | 50.49 | 46,000 | 2,322,641 | 165,366 | Dec 02 |
| SCHWEIGER WERNER J | Executive VP and COO | Nov 28 '14 | Option Exercise | 21.14 | 62,976 | 1,331,313 | 227,968 | Dec 02 |
| SCHWEIGER WERNER J | Executive VP and COO | Nov 28 '14 | Sale | 50.53 | 62,976 | 3,182,291 | 164,992 | Dec 02 |
| Olivier Leon J | EVP-Business Development | Nov 20 '14 | Sale | 50.02 | 2,142 | 107,147 | 151,375 | Nov 24 |
| McHale David R | EVP and Chief Admin Off | Nov 12 '14 | Sale | 49.35 | 34,000 | 1,677,880 | 151,029 | Nov 13 |