Latest market price
11.61
-0.44-3.65%
NUQT38Nu Holdings Ltd.·NYSE
11.61-3.65%
Analyst
Down 3.7% — Monness Crespi initiated coverage at Buy, price target $20.
Medium confidence
TA
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Signal & projected range
Gap down — mean-reversionHistorical pattern — not a prediction
Recent priceDays this stock last showed the setupRange of past outcomes (±1σ)
Horizon
0%Past 3 monthsToday
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Over the next 20 trading days, similar setups historically landed in a measured range of outcomes. Unlock with Premium to see the median return, the typical range, and how often they were positive. This is the historical range of outcomes — not a prediction of this stock’s price.

Ranges describe how this exact setup resolved in the past — derived from thousands of historical occurrences across QuoTrend’s coverage since 2006, survivorship-corrected to include companies that later delisted. The band is the typical spread (±1σ) of those outcomes, not a forecast; the central value is their average move. Fewer matching cases over longer horizons widen the band and lower its reliability. Backtested results are hypothetical, based on historical data, and do not represent actual trading. Past performance does not guarantee or predict future results. QuoTrend is an educational research tool, not investment advice. Markets involve risk, including loss of principal.

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Snapshot
Index—P/E15.69EPS (ttm)0.74Insider Own1.36%Shs Outstand4.83BPerf Week-23.42%
Market Cap56.08BForward P/E10.22EPS next Y1.14Insider Trans-0.62%Shs Float3.60BPerf Month-12.64%
Enterprise Value64.83BPEG0.58EPS next Q0.22Short Float3.88%Perf Quarter-19.60%
Income3.61BP/S2.89EPS this Y43.38%Short Ratio1.78Perf Half Y-19.60%
Sales19.38BP/B4.23EPS next Y30.00%ROA4.36%Short Interest139.67MPerf YTD-30.65%
Book/sh2.74P/C1.69EPS next 5Y26.98%ROE30.26%52W High18.98 -38.83%Perf Year-27.84%
Cash/sh6.89P/FCF—EPS past 3/5Y—ROIC4.36%52W Low11.20 3.66%Perf 3Y45.49%
Dividend Est.—EV/EBITDA14.33Sales past 3/5Y52.03% 94.19%Gross Margin44.03%Volatility4.53% 3.74%Perf 5Y—
Dividend TTM—EV/Sales3.35EPS Y/Y TTM60.87%Oper. Margin22.62%ATR (14)0.73Perf 10Y—
Dividend Ex-Date—Quick Ratio0.25Sales Y/Y TTM53.25%Profit Margin18.61%RSI (14)30.75Recom2.48
Dividend Gr. 3/5Y—Current Ratio0.25EPS Q/Q57.14%SMA20-19.62%Beta1.47Target Price17.36
Payout0.00%Debt/Eq3.17Sales Q/Q49.88%SMA50-18.92%Rel Volume1.16Prev Close12.05
Employees8,037LT Debt/Eq0.19EarningsNov 12SMA200-19.70%Avg Volume79.79MPrice11.61
IPO DateDec 09, 2021Option/ShortYes / YesEPS/Sales Surpr.10.86% 9.10%Net Debt/EBITDA1.93Volume92,649,691Change-3.65%
Analyst Ratings
DateActionAnalystRatingTarget
Oct-26-26InitiatedMonness CrespiBuy$20
Oct-20-26ReiteratedUBSBuy$18 → $21
Sep-28-26ReiteratedRedburn Partners$19
Sep-16-26DowngradeItau BBAOutperform → Market Perform
Aug-25-26ReiteratedWolfe ResearchOutperform$17
Aug-20-26ReiteratedUBSBuy$17 → $18
Aug-14-26ReiteratedNeedhamBuy$17 → $19
Jun-26-26InitiatedNeedhamBuy$17
Jun-15-26DowngradeCitigroupBuy → Neutral
Jun-03-26ReiteratedScotiabank$13
Latest News· Times ET
Nov-01-26
Oct-31-26
Oct-30-26
Oct-29-26
Oct-28-26
Oct-27-26
Oct-26-26
Company

Nu Holdings Ltd. provides digital banking platform in Brazil, Mexico, Colombia, the Cayman Islands, and the United States. The company provides spending solutions comprising Nu credit and prepaid card, a digitally enabled card that acts as a credit and a prepaid card; Nubank+ Tier, an evolution of the Nu experience; Ultraviolet credit and prepaid card, a premium metal credit card; mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones; and Nu Shopping, an integrated marketplace that enables customers to purchase goods and services from various ecommerce retailers. It also offers transactional solutions, such as Nu Personal Accounts, a digital account solution for personal financial activities; Nu business accounts for entrepreneur customers and their businesses; and Nu business prepaid and credit card. In addition, it offers savings and investing solutions, including Money Boxes, a solution for goal-based investing; investing solutions, an attractive investment product with customized and conflict-free guidance; and NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app. Further, the company provides borrowing solutions comprising personal unsecured and secured loans; Pix financing that enables credit card and digital account customers to make free and instant peer-to-peer transfers; Boleto financing, which enables credit card and digital account customers to make payments; purchase financing; cash-in financing; and NuPay to make online purchases and pay for services through Nu app. Additionally, it offers protection solutions, such as NuInsurance protection solutions, including life, mobile, auto, home, and financial protection insurance policies; and beyond financial services solutions, including NuTravel, a travel portal; and NuCel, a mobile phone service. Nu Holdings Ltd. was founded in 2013 and is headquartered in São Paulo, Brazil.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe
Line Item (USD, M)
TTM
—
FY 2025
12/31/2025
FY 2024
12/31/2024
FY 2023
12/31/2023
FY 2022
12/31/2022
FY 2021
12/31/2021
FY 2020
12/31/2020
FY 2019
12/31/2019
FY 2018
12/31/2018
Total Revenue19,37915,87911,1047,669—————
Cost of Goods Sold Incl. D&A10,8488,7576,0044,322—————
Gross Profit8,5327,1215,1013,347—————
Selling, General and Administrative Excl. Other7466021,4391,138—————
Research and Development
0000—————
Other Operating Expense3,3932,647866670—————
Operating Income4,3843,8682,7951,539—————
Interest Expense5,4794,5792,8352,037—————
Unusual Expense
—————————
Non-Operating Income (Expense)5,4874,5822,8352,037—————
Net Income Before Taxes4,3933,8722,7951,539—————
Income Taxes775997823509—————
Consolidated Net Income3,6062,8691,9721,031—————
Net Income From Continuing Operations3,6192,8751,9721,031—————
Net Income3,6062,8691,9721,031—————
EPS (Recurring)0.740.590.410.22—————
EPS (Basic, Before Extraordinaries)0.740.590.410.22—————
EPS (Diluted)0.740.580.400.21—————
EBITDA4,5243,9702,8721,602—————
Other After Tax Adjustments
—————————
Stock Option Compensation Expense
—————————
Price To Earnings Ratio15.6928.8625.9039.67—————
Price To Sales Ratio2.915.104.475.15—————
Gross Margin44.0344.8545.9443.64—————
Operating Margin22.6224.3625.1720.07—————
Net Margin18.6118.0717.7613.44—————
Shares Outstanding4,8574,8334,7924,739—————
Market Capitalization56,39080,90449,64539,476—————
Operating Lease Expense
—————————
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Insider Trading Volume
$19.83$17.51$15.18$12.85$10.53● Close Price0.00M1.41M2.81M4.22M5.63MUSD Trades VolumeNovDec2026FebMarAprMayJunJulAugSepOctNov
Insider Trading
InsiderRelationshipDateTransactionCost#SharesValue ($)#Shares TotalSEC Form 4
Junqueira Cristina Helena ZingarettiUS CEO and Chief Growth OffcrOct 05 '26Sale15.0125,000375,3634,877,593Oct 07
Junqueira Cristina Helena ZingarettiUS CEO & Chief Growth OfficerAug 25 '26Sale14.7165,000956,4562,542,083Aug 26
Junqueira Cristina Helena ZingarettiUS CEO & Chief Growth OfficerAug 24 '26Sale15.0025,000375,0004,902,593Aug 26
Fragelli Henrique Camossa SaldanhaChief Risk OfficerAug 14 '26Sale15.81221,7073,505,232979,446Aug 18
Junqueira Cristina Helena ZingarettiUS CEO & Chief Growth OfficerAug 14 '26Sale15.8050,000790,0004,927,593Aug 18
Sands Anita MDirectorMay 15 '26Sale12.2421,000257,042162,150May 19
Fragelli Henrique Camossa SaldanhaChief Risk OfficerApr 08 '26Option Exercise0.332,361,450770,3904,676,640Apr 10
Junqueira Cristina Helena ZingarettiUS CEO & Chief Growth OfficerMar 23 '26Sale14.81300,0004,444,1622,312,338Mar 25
QuoTrend signals describe historical patterns and statistics — educational information, not investment advice or a recommendation to buy or sell. Past performance doesn’t guarantee future results. Every figure traces to QuoTrend data. Historical patterns — not a prediction or advice.