FCNCA — First Citizens BancShares, Inc. stock price, charts and financials
QT62First Citizens BancShares, Inc.First Citizens BancShares, Inc. (NASDAQ: FCNCA) is a Financial Services company in the Banks - Regional industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 11.69 | EPS (ttm) | 187.04 | Insider Own | 18.86% | Shs Outstand | 11.39M | Perf Week | 1.20% |
| Market Cap | 24.91B | Forward P/E | 10.91 | EPS next Y | 200.35 | Insider Trans | -0.02% | Shs Float | 8.24M | Perf Month | 3.06% |
| Enterprise Value | 55.58B | PEG | 1.13 | EPS next Q | 46.03 | Inst Own | - | Short Float | 6.22% | Perf Quarter | 10.22% |
| Income | 2.32B | P/S | 1.73 | EPS this Y | 2.61% | Inst Trans | - | Short Ratio | 6.73 | Perf Half Y | 7.57% |
| Sales | 14.43B | P/B | 1.15 | EPS next Y | 4.40% | ROA | 0.99% | Short Interest | 511.82K | Perf YTD | 1.89% |
| Book/sh | - | P/C | 8.42 | EPS next 5Y | 6.91% | ROE | 10.68% | 52W High | 2270.43 -2.29% | Perf Year | 8.41% |
| Cash/sh | - | P/FCF | 11.20 | EPS past 3/5Y | 34.98% 28.40% | ROIC | 0.99% | 52W Low | 1647.32 34.67% | Perf 3Y | 54.59% |
| Dividend Est. | 8.40 (0.38%) | EV/EBITDA | 15.98 | Sales past 3/5Y | 41.69% 49.89% | Gross Margin | 64.04% | Volatility | 2.25% 2.70% | Perf 5Y | 182.79% |
| Dividend TTM | 8.25 (0.37%) | EV/Sales | 3.85 | EPS Y/Y TTM | -1.25% | Oper. Margin | 21.88% | ATR (14) | 57.34 | Perf 10Y | 738.31% |
| Dividend Ex-Date | Aug 31, 2026 | Quick Ratio | 9.99 | Sales Y/Y TTM | -3.41% | Profit Margin | 16.31% | RSI (14) | 57.76 | Recom | 2.82 |
| Dividend Gr. 3/5Y | 54.40% 36.62% | Current Ratio | 9.99 | EPS Q/Q | -98.73% | SMA20 | 3.15% | Beta | 0.63 | Target Price | 2294.86 |
| Payout | 7.22% | Debt/Eq | 1.47 | Sales Q/Q | -0.52% | SMA50 | 5.09% | Rel Volume | 0.88 | Prev Close | 2186.65 |
| Employees | 17,876 | LT Debt/Eq | 1.61 | Earnings | Oct 22 | SMA200 | 9.82% | Avg Volume | 78.62K | Price | 2218.44 |
| IPO Date | Oct 22, 1986 | Option/Short | Yes / Yes | EPS/Sales Surpr. | -98.60% 3.59% | Net Debt/EBITDA | 8.82 | Volume | 69,303 | Change | 1.45% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Jul-28-26 | Reiterated | Truist Securities | Hold | $2150 → $2323 |
| Jul-27-26 | Reiterated | Barclays | Equal Weight | $2346 → $2376 |
| Jul-23-26 | Reiterated | Jefferies | $2.00 → $2300 | |
| Jul-09-26 | Downgrade | Keefe, Bruyette & Woods | Outperform → Market Perform | |
| Jul-07-26 | Reiterated | Goldman Sachs | Neutral | $2300 → $2340 |
| Jul-01-26 | Reiterated | Fundamental Research | $2.00 → $2350 | |
| Apr-24-26 | Reiterated | Piper Sandler | Neutral | $2.00 → $2050 |
| Apr-01-26 | Downgrade | JP Morgan | Overweight → Neutral | |
| Feb-04-26 | Reiterated | UBS | Buy | $2.00 → $2325 |
| Jan-29-26 | Reiterated | Piper Sandler | Neutral | $2000 → $2100 |
First Citizens BancShares, Inc. (FCNCA) functions as the parent company for First-Citizens Bank & Trust Company, offering a comprehensive suite of retail and commercial banking services to individuals, businesses, and professionals. Its deposit offerings encompass various account types, including checking, savings, money market, and certificates of deposit (time deposit accounts). The company's loan portfolio is extensive, featuring commercial credits for construction and land development, commercial mortgages, commercial and industrial (C&I) financing, and lease financing. It also provided Small Business Administration (SBA) Paycheck Protection Program (PPP) loans. For consumers, loan options span residential and revolving mortgages, construction and land development loans, auto financing, and various other personal lending products. Beyond core banking, First Citizens provides treasury management solutions, cardholder and merchant services, and comprehensive wealth management offerings. Its investment product suite encompasses annuities, discount brokerage, and access to third-party mutual funds, complemented by investment management and advisory services. Specialized services further extend to defined benefit and defined contribution plans, insurance, private banking, trust and fiduciary services, philanthropic advisement, and special asset management. Customers can access these diverse products and services through a robust branch network, alongside modern digital banking platforms, telephone banking, and extensive ATM networks. As of December 31, 2021, First Citizens maintained a physical presence with 529 branches spread across 19 states: Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, North Carolina, New Mexico, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin, and West Virginia. Founded in 1898, the company's corporate headquarters are situated in Raleigh, North Carolina.
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| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 14,431 | 14,497 | 14,940 | 12,638 | 5,096 | 1,899 | 1,916 | 1,790 | 1,589 | |
| Cost of Goods Sold Incl. D&A | 5,189 | 5,590 | 5,641 | 5,054 | 1,112 | 24 | 154 | 124 | 65 | |
| Gross Profit | 9,242 | 8,907 | 9,299 | 7,584 | 3,984 | 1,875 | 1,762 | 1,666 | 1,524 | |
| Selling, General and Administrative Excl. Other | 5,080 | 4,248 | 3,511 | 3,118 | 1,681 | 783 | 745 | 703 | 687 | |
| Research and Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Other Operating Expense | 1,004 | 1,688 | 2,196 | -7,611 | 941 | 391 | 399 | 371 | 333 | |
| Operating Income | 3,158 | 2,971 | 3,592 | 12,077 | 1,362 | 701 | 618 | 592 | 504 | |
| Interest Expense | 4,842 | 4,964 | 5,210 | 3,679 | 467 | 61 | 96 | 93 | 37 | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 4,842 | 4,964 | 5,210 | 3,679 | 467 | 61 | 96 | 93 | 37 | |
| Net Income Before Taxes | 3,158 | 2,971 | 3,592 | 12,077 | 1,362 | 701 | 618 | 592 | 504 | |
| Income Taxes | 804 | 765 | 815 | 611 | 264 | 154 | 126 | 135 | 103 | |
| Consolidated Net Income | 2,354 | 2,206 | 2,777 | 11,466 | 1,098 | 547 | 492 | 457 | 400 | |
| Net Income From Continuing Operations | 2,354 | 2,206 | 2,777 | 11,466 | 1,098 | 547 | 492 | 457 | 400 | |
| Net Income | 2,354 | 2,206 | 2,777 | 11,466 | 1,098 | 547 | 492 | 457 | 400 | |
| EPS (Recurring) | 187.04 | 165.76 | 189.42 | 785.18 | 67.47 | 53.88 | 47.50 | 41.05 | 33.53 | |
| EPS (Basic, Before Extraordinaries) | 187.04 | 165.76 | 189.42 | 785.18 | 67.47 | 53.88 | 47.50 | 41.05 | 33.53 | |
| EPS (Diluted) | 187.04 | 165.76 | 189.41 | 784.55 | 67.40 | 53.88 | 47.50 | 41.05 | 33.53 | |
| EBITDA | 3,478 | 3,398 | 3,722 | 12,020 | 1,895 | 844 | 751 | 720 | 624 | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 11.86 | 12.95 | 11.16 | 1.81 | 11.25 | 15.40 | 12.09 | 12.96 | 11.25 | |
| Price To Sales Ratio | 1.84 | 1.78 | 1.98 | 1.68 | 2.38 | 4.37 | 3.00 | 3.27 | 2.85 | |
| Gross Margin | 64.04 | 61.44 | 62.24 | 60.01 | 78.18 | 98.74 | 91.96 | 93.07 | 95.91 | |
| Operating Margin | 21.88 | 20.49 | 24.04 | 95.56 | 26.73 | 36.91 | 32.25 | 33.07 | 31.72 | |
| Net Margin | 16.31 | 15.22 | 18.59 | 90.73 | 21.55 | 28.80 | 25.68 | 25.53 | 25.17 | |
| Shares Outstanding | 12 | 12 | 14 | 15 | 16 | 10 | 10 | 11 | 12 | |
| Market Capitalization | 26,621 | 25,754 | 29,582 | 21,285 | 12,134 | 8,298 | 5,743 | 5,854 | 4,525 | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| HOLDING FRANK B JR | Chairman and CEO | Jun 05 '26 | Buy | 1877.49 | 1,000 | 1,877,493 | 64,572 | Jun 08 |
| HOLDING FRANK B JR | Chairman and CEO | Jun 04 '26 | Buy | 1756.26 | 250 | 439,065 | 63,572 | Jun 08 |
| Alemany Ellen R | Director | Jun 04 '26 | Sale | 2047.12 | 2,520 | 5,158,743 | 45 | Jun 08 |
| HOLDING FRANK B JR | Chairman and CEO | May 12 '26 | Sale | 1918.69 | 5,346 | 10,257,317 | 100,654 | May 12 |
| HOLDING FRANK B JR | Chairman and CEO | May 12 '26 | Buy | 1726.82 | 5,940 | 10,257,311 | 38,111 | May 12 |
| HOLDING FRANK B JR | Chairman and CEO | Mar 19 '26 | Buy | 1550.00 | 96 | 148,800 | 32,171 | Mar 19 |
| HOLDING FRANK B JR | Chairman and CEO | Mar 17 '26 | Buy | 1550.00 | 2 | 3,100 | 32,167 | Mar 19 |
| HOLDING FRANK B JR | Chairman and CEO | Mar 13 '26 | Buy | 1550.00 | 149 | 230,950 | 32,165 | Mar 17 |
| Snow Ralph Mattox III | Director | Mar 05 '26 | Buy | 1944.22 | 11 | 21,386 | 121 | Mar 09 |
| HOLDING FRANK B JR | Chairman and CEO | Nov 26 '25 | Buy | 1629.67 | 135 | 220,006 | 2,527 | Dec 01 |
| Alemany Ellen R | Director | Nov 13 '25 | Buy | 1000.00 | 300 | 300,000 | 300 | Nov 17 |
| HOLDING FRANK B JR | Chairman and CEO | Aug 07 '25 | Buy | 1698.33 | 450 | 764,250 | 32,300 | Aug 11 |
| Holding Olivia Britton | 10% Owner | Aug 07 '25 | Buy | 1630.00 | 409 | 666,670 | 1,764 | Aug 11 |
| BRYANT HOPE HOLDING | Vice Chairwoman | Aug 07 '25 | Buy | 1630.00 | 409 | 666,670 | 1,764 | Aug 11 |
| Snow Ralph Mattox III | Director | Aug 05 '25 | Buy | 1888.60 | 10 | 18,886 | 110 | Aug 05 |