Essent Group Ltd. (NYSE: ESNT) is a Financial Services company in the Insurance - Specialty industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 9.50 | EPS (ttm) | 7.02 | Insider Own | 3.80% | Shs Outstand | 92.15M | Perf Week | -1.05% |
| Market Cap | 6.14B | Forward P/E | 8.87 | EPS next Y | 7.52 | Insider Trans | -4.93% | Shs Float | 88.81M | Perf Month | 3.32% |
| Enterprise Value | 462.83M | PEG | 1.81 | EPS next Q | - | Inst Own | - | Short Float | 2.93% | Perf Quarter | 10.88% |
| Income | 686.00M | P/S | 4.77 | EPS this Y | 1.92% | Inst Trans | - | Short Ratio | 3.18 | Perf Half Y | 4.68% |
| Sales | 1.29B | P/B | 1.08 | EPS next Y | 5.10% | ROA | 9.07% | Short Interest | 2.61M | Perf YTD | 2.55% |
| Book/sh | 61.82 | P/C | 0.99 | EPS next 5Y | 5.24% | ROE | 12.01% | 52W High | 68.62 -2.84% | Perf Year | 17.96% |
| Cash/sh | 67.03 | P/FCF | 7.43 | EPS past 3/5Y | -3.67% 12.20% | ROIC | 10.72% | 52W Low | 55.34 20.47% | Perf 3Y | 34.04% |
| Dividend Est. | 1.40 (2.10%) | EV/EBITDA | 0.54 | Sales past 3/5Y | 7.40% 5.72% | Gross Margin | 87.08% | Volatility | 2.41% 1.96% | Perf 5Y | 53.19% |
| Dividend TTM | 1.32 (1.98%) | EV/Sales | 0.36 | EPS Y/Y TTM | 2.48% | Oper. Margin | 63.85% | ATR (14) | 1.41 | Perf 10Y | 179.19% |
| Dividend Ex-Date | Jun 01, 2026 | Quick Ratio | 5.91 | Sales Y/Y TTM | 1.58% | Profit Margin | 53.34% | RSI (14) | 58.61 | Recom | 2.42 |
| Dividend Gr. 3/5Y | 12.97% 14.14% | Current Ratio | 5.91 | EPS Q/Q | 7.69% | SMA20 | 1.47% | Beta | 0.75 | Target Price | 65.00 |
| Payout | 17.91% | Debt/Eq | 0.09 | Sales Q/Q | 1.85% | SMA50 | 7.08% | Rel Volume | 0.55 | Prev Close | 66.73 |
| Employees | 520 | LT Debt/Eq | 0.09 | Earnings | Aug 07 | SMA200 | 7.89% | Avg Volume | 779.26K | Price | 66.67 |
| IPO Date | Oct 31, 2013 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 8.30% 12.94% | Net Debt/EBITDA | 0.43 | Volume | 429,940 | Change | -0.09% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Jun-04-26 | Upgrade | Keefe, Bruyette & Woods | Market Perform → Outperform | |
| Jun-03-26 | Reiterated | Roth Capital | Buy | $75 → $65 |
| May-22-26 | Reiterated | RBC Capital | Outperform | $67 → $68 |
| May-11-26 | Reiterated | Barclays | Equal Weight | $63 → $62 |
| Feb-17-26 | Reiterated | Barclays | Equal Weight | $65 → $63 |
| Jan-06-26 | Reiterated | Goldman Sachs | Neutral | $67 → $70 |
| Jan-06-26 | Reiterated | Barclays | Equal Weight | $66 → $65 |
| Jan-02-26 | Reiterated | Roth Capital | Buy | $75 |
| Oct-07-25 | Downgrade | JP Morgan | Overweight → Neutral | |
| Oct-06-25 | Reiterated | Barclays | Equal Weight | $66 |
Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance, and title insurance and settlement services to mortgage lenders, borrowers, and investors in the United States. It operates through two segments, Mortgage Insurance and Reinsurance. The company’s mortgage insurance products include primary, pool, and master policy. It also provides information technology maintenance and development services; customer support-related services; underwriting consulting services to third-party reinsurers; and contract underwriting services, as well as credit risk management products. In addition, the company offers title insurance and settlement services; and title insurance underwriting services. It serves the originators of residential mortgage loans, such as regulated depository institutions, mortgage banks, credit unions, and other lenders. Essent Group Ltd. was founded in 2008 and is headquartered in Hamilton, Bermuda.
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| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 1,287 | 1,261 | 1,267 | 1,131 | 1,018 | 1,029 | 955 | 868 | 719 | |
| Cost of Goods Sold Incl. D&A | 166 | 149 | 81 | 32 | -175 | 31 | 301 | 33 | 12 | |
| Gross Profit | 1,120 | 1,112 | 1,186 | 1,100 | 1,193 | 997 | 654 | 835 | 708 | |
| Selling, General and Administrative Excl. Other | 60 | 0 | 136 | 115 | 100 | 101 | 93 | 94 | 90 | |
| Research and Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Other Operating Expense | 240 | 290 | 194 | 162 | 105 | 74 | 71 | 82 | 71 | |
| Operating Income | 822 | 822 | 855 | 823 | 988 | 822 | 490 | 659 | 547 | |
| Interest Expense | 32 | 33 | 35 | 30 | 16 | 8 | 9 | 10 | 10 | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 32 | 33 | 35 | 30 | 16 | 8 | 9 | 10 | 10 | |
| Net Income Before Taxes | 822 | 822 | 855 | 823 | 988 | 822 | 490 | 659 | 547 | |
| Income Taxes | 136 | 132 | 126 | 127 | 157 | 141 | 77 | 103 | 79 | |
| Consolidated Net Income | 686 | 690 | 729 | 696 | 831 | 682 | 413 | 556 | 467 | |
| Net Income From Continuing Operations | 686 | 690 | 729 | 696 | 831 | 682 | 413 | 556 | 467 | |
| Net Income | 686 | 690 | 729 | 696 | 831 | 682 | 413 | 556 | 467 | |
| EPS (Recurring) | 7.09 | 6.97 | 6.92 | 6.56 | 7.75 | 6.13 | 3.89 | 5.68 | 4.80 | |
| EPS (Basic, Before Extraordinaries) | 7.09 | 6.97 | 6.92 | 6.56 | 7.75 | 6.13 | 3.89 | 5.68 | 4.80 | |
| EPS (Diluted) | 7.02 | 6.90 | 6.85 | 6.50 | 7.72 | 6.11 | 3.88 | 5.66 | 4.77 | |
| EBITDA | 860 | 860 | 897 | 858 | 1,007 | 834 | 502 | 673 | 560 | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 9.50 | 9.42 | 7.95 | 8.11 | 5.04 | 7.45 | 11.13 | 9.19 | 7.17 | |
| Price To Sales Ratio | 4.87 | 5.10 | 4.51 | 4.94 | 4.09 | 4.91 | 4.79 | 5.87 | 4.61 | |
| Gross Margin | 87.02 | 88.18 | 93.61 | 97.26 | 117.19 | 96.89 | 68.48 | 96.20 | 98.47 | |
| Operating Margin | 63.87 | 65.19 | 67.48 | 72.77 | 97.05 | 79.88 | 51.31 | 75.92 | 76.08 | |
| Net Margin | 53.30 | 54.72 | 57.54 | 61.54 | 81.63 | 66.28 | 43.25 | 64.06 | 64.95 | |
| Shares Outstanding | 94 | 99 | 105 | 106 | 107 | 111 | 106 | 98 | 97 | |
| Market Capitalization | 6,267 | 6,436 | 5,716 | 5,590 | 4,160 | 5,054 | 4,579 | 5,095 | 3,315 | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Gibbons Mary Lourdes | SVP and Chief Legal Officer | Jul 17 '26 | Sale | 67.04 | 4,678 | 313,613 | 228,658 | Jul 20 |
| CASALE MARK | Chairman, CEO and President | Jul 14 '26 | Sale | 65.23 | 78,699 | 5,133,536 | 2,081,544 | Jul 16 |
| CASALE MARK | Chairman, CEO and President | Jul 13 '26 | Sale | 65.07 | 23,900 | 1,555,173 | 2,160,243 | Jul 16 |
| CASALE MARK | Chairman, CEO and President | Jul 07 '26 | Sale | 65.35 | 29,329 | 1,916,650 | 2,184,143 | Jul 08 |
| CASALE MARK | Chairman, CEO and President | Jul 06 '26 | Sale | 65.08 | 1,245 | 81,025 | 2,213,472 | Jul 08 |
| CASALE MARK | Chairman, CEO and President | Jun 30 '26 | Sale | 65.01 | 3,763 | 244,633 | 2,214,717 | Jul 02 |
| WEINSTOCK DAVID B | SVP and CFO | Jun 26 '26 | Sale | 63.51 | 5,500 | 349,305 | 35,494 | Jun 30 |
| Dutt Aditya | Director | May 07 '26 | Option Exercise | 0.00 | 2,625 | 0 | 31,347 | May 08 |
| Heise Angela L | Director | May 07 '26 | Option Exercise | 0.00 | 2,625 | 0 | 24,538 | May 08 |
| Galda April Joyce | Director | May 07 '26 | Option Exercise | 0.00 | 2,625 | 0 | 2,625 | May 08 |
| Karna Anu | Director | May 07 '26 | Option Exercise | 0.00 | 2,625 | 0 | 10,796 | May 08 |
| Benson David C | Director | May 07 '26 | Option Exercise | 0.00 | 2,625 | 0 | 2,625 | May 08 |
| SPIEGEL WILLIAM | Director | May 07 '26 | Option Exercise | 0.00 | 2,625 | 0 | 28,877 | May 08 |
| PAULS DOUGLAS J | Director | May 07 '26 | Option Exercise | 0.00 | 2,625 | 0 | 2,625 | May 08 |
| KASMAR ROY JAMES | Director | May 07 '26 | Option Exercise | 0.00 | 2,625 | 0 | 2,625 | May 08 |