| Index | — | P/E | 9.84 | EPS (ttm) | 5.73 | Insider Own | 3.17% | Shs Outstand | 39.33M | Perf Week | -5.95% |
| Market Cap | 2.22B | Forward P/E | 10.38 | EPS next Y | 5.43 | Insider Trans | -29.53% | Shs Float | 38.64M | Perf Month | -4.05% |
| Enterprise Value | 1.13B | PEG | 0.60 | EPS next Q | 1.60 | Short Float | 2.08% | Perf Quarter | -9.23% | ||
| Income | 235.00M | P/S | 3.07 | EPS this Y | 7.34% | Short Ratio | 4.80 | Perf Half Y | 2.96% | ||
| Sales | 723.00M | P/B | 1.98 | EPS next Y | -6.38% | ROA | 1.64% | Short Interest | 802.93K | Perf YTD | 13.17% |
| Book/sh | 28.43 | P/C | 1.96 | EPS next 5Y | 16.34% | ROE | 20.62% | 52W High | 64.17 -12.28% | Perf Year | 24.32% |
| Cash/sh | 28.71 | P/FCF | 9.94 | EPS past 3/5Y | 8.44% 13.53% | ROIC | 1.64% | 52W Low | 44.36 26.89% | Perf 3Y | 120.41% |
| Dividend Est. | 2.00 (3.55%) | EV/EBITDA | 3.61 | Sales past 3/5Y | 9.70% 9.77% | Gross Margin | 87.67% | Volatility | 2.54% 1.73% | Perf 5Y | 41.30% |
| Dividend TTM | 2.00 (3.55%) | EV/Sales | 1.56 | EPS Y/Y TTM | 7.91% | Oper. Margin | 33.32% | ATR (14) | 1.15 | Perf 10Y | 121.53% |
| Dividend Ex-Date | Nov 10, 2026 | Quick Ratio | 217.23 | Sales Y/Y TTM | -10.30% | Profit Margin | 32.42% | RSI (14) | 35.52 | Recom | 2.57 |
| Dividend Gr. 3/5Y | 2.22% 1.33% | Current Ratio | 217.23 | EPS Q/Q | 4.64% | SMA20 | -3.51% | Beta | 0.56 | Target Price | 65.00 |
| Payout | 33.98% | Debt/Eq | 0.03 | Sales Q/Q | 1.49% | SMA50 | -4.29% | Rel Volume | 1.29 | Prev Close | 56.38 |
| Employees | 1,299 | LT Debt/Eq | 0.03 | Earnings | Feb 08 | SMA200 | -0.63% | Avg Volume | 165.79K | Price | 56.29 |
| IPO Date | Sep 16, 2016 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 6.28% 0.68% | Net Debt/EBITDA | -3.50 | Volume | 213,328 | Change | -0.16% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Sep-29-26 | Reiterated | Wells Fargo | Equal Weight | $200 → $195 |
| Jun-08-26 | Reiterated | Wells Fargo | Equal Weight | $57 → $61 |
| Feb-12-26 | Reiterated | Wells Fargo | Equal Weight | $50 → $57 |
| Sep-29-25 | Downgrade | Wells Fargo | Overweight → Equal Weight | $50 |
| Oct-02-24 | Downgrade | Keefe, Bruyette & Woods | Outperform → Market Perform | |
| Apr-25-24 | Reiterated | Piper Sandler | Overweight | $36 → $38 |
| Jan-09-23 | Reiterated | Goldman Sachs | Buy | $47 → $36 |
| Dec-20-22 | Reiterated | Piper Sandler | Overweight | $36 |
| Jul-27-22 | Reiterated | Raymond James | Outperform | $35 → $38 |
| Jul-14-22 | Reiterated | Goldman Sachs | Buy | $47 |
The Bank of N.T. Butterfield & Son Limited provides a range of community, commercial, and private banking services to individuals and small to medium-sized businesses. The company offers retail and corporate checking, savings, and term deposits. It also provides lending products and services, including residential mortgage lending, automobile lending, credit cards, consumer financing, overdraft facilities to retail customers, commercial real estate lending, and commercial and industrial loans. In addition, the company offers cash and liquidity management, foreign exchange, custody administration, and settlement services. Further, it provides personal and business deposit services, residential and commercial mortgages, small and medium-sized enterprise and corporate loans, credit and debit cards, merchant acquiring, and mobile and internet banking services; and treasury services, wealth management, and fiduciary services. Additionally, the company offers discretionary investment management, managed portfolio services, money market, and mutual fund offerings, as well as advisory and self-directed brokerage options. It operates through offices in the Cayman Islands, Guernsey, Jersey, the United Kingdom, The Bahamas, Hong Kong, Switzerland, Singapore, Mauritius, and Canada, as well as Bermuda. The Bank of N.T. Butterfield & Son Limited was founded in 1784 and is headquartered in Hamilton, Bermuda.
Per-holder 13F data hasn't been ingested for this ticker yet.
| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 723 | 800 | 816 | 762 | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 89 | 193 | 236 | 183 | — | — | — | — | — | |
| Gross Profit | 634 | 607 | 580 | 579 | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 223 | 192 | 184 | 188 | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | 0 | — | — | — | — | — | |
| Other Operating Expense | 170 | 177 | 175 | 165 | — | — | — | — | — | |
| Operating Income | 241 | 238 | 221 | 226 | — | — | — | — | — | |
| Interest Expense | 166 | 193 | 235 | 179 | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 166 | 193 | 235 | 179 | — | — | — | — | — | |
| Net Income Before Taxes | 242 | 238 | 221 | 226 | — | — | — | — | — | |
| Income Taxes | 7 | 6 | 5 | 1 | — | — | — | — | — | |
| Consolidated Net Income | 235 | 232 | 216 | 225 | — | — | — | — | — | |
| Net Income From Continuing Operations | 235 | 232 | 216 | 225 | — | — | — | — | — | |
| Net Income | 235 | 232 | 216 | 225 | — | — | — | — | — | |
| EPS (Recurring) | 5.85 | 5.61 | 4.80 | 4.62 | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 5.85 | 5.61 | 4.80 | 4.62 | — | — | — | — | — | |
| EPS (Diluted) | 5.73 | 5.47 | 4.71 | 4.58 | — | — | — | — | — | |
| EBITDA | 312 | 275 | 263 | 262 | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 9.82 | 9.11 | 7.76 | 6.99 | — | — | — | — | — | |
| Price To Sales Ratio | 3.04 | 2.62 | 2.02 | 2.06 | — | — | — | — | — | |
| Gross Margin | 87.69 | 75.88 | 71.08 | 75.98 | — | — | — | — | — | |
| Operating Margin | 33.33 | 29.75 | 27.08 | 29.66 | — | — | — | — | — | |
| Net Margin | 32.50 | 29.00 | 26.47 | 29.53 | — | — | — | — | — | |
| Shares Outstanding | 39 | 42 | 45 | 49 | — | — | — | — | — | |
| Market Capitalization | 2,195 | 2,092 | 1,645 | 1,568 | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| McWatt Michael | Managing Director, Cayman | Aug 26 '26 | Sale | 58.41 | 9,000 | 525,729 | 13,544 | Aug 26 |
| Collins Michael W | Chief Executive Officer | Aug 19 '26 | Sale | 59.67 | 61,178 | 3,650,253 | 0 | Aug 19 |
| Collins Michael W | Chief Executive Officer | Aug 18 '26 | Sale | 61.79 | 70,859 | 4,378,293 | 61,178 | Aug 19 |
| Pearce Jane | Managing Director, Trust | Aug 18 '26 | Sale | 61.78 | 16,368 | 1,011,169 | 0 | Aug 19 |
| Collins Michael W | Chief Executive Officer | Aug 17 '26 | Sale | 62.98 | 75,000 | 4,723,605 | 132,037 | Aug 19 |
| Neff Michael Walter | Chief Operating Officer | Aug 14 '26 | Sale | 63.66 | 5,500 | 350,126 | 43,218 | Aug 17 |
| Schrum Michael | Chief Financial Officer | Aug 09 '26 | Option Exercise | 0.00 | 73,208 | 0 | 171,611 | Aug 11 |
| Collins Michael W | Chief Executive Officer | Aug 09 '26 | Option Exercise | 0.00 | 146,415 | 0 | 318,426 | Aug 11 |
| McWatt Michael | Managing Director, Cayman | Aug 05 '26 | Sale | 61.78 | 12,000 | 741,319 | 22,544 | Aug 05 |
| Wright John R | Director | Aug 04 '26 | Sale | 59.50 | 5,000 | 297,500 | 5,102 | Aug 05 |
| Saunders Richard | Managing Director, CIUK | Jul 31 '26 | Sale | 61.33 | 18,118 | 1,111,092 | 0 | Jul 31 |
| Hidalgo Tara | Chief Risk Officer | Jul 30 '26 | Sale | 61.27 | 18,587 | 1,138,770 | 0 | Jul 31 |
| Burns Andrew Ronald | Chief Risk Officer, Cayman | Jul 30 '26 | Sale | 61.27 | 18,566 | 1,137,485 | 0 | Jul 31 |
| Feldman Jody Terence | Managing Director, Bermuda | Jul 29 '26 | Sale | 59.94 | 7,500 | 449,535 | 5,713 | Jul 31 |
| Collins Michael W | Chief Executive Officer | Jun 16 '26 | Sale | 58.77 | 20,621 | 1,211,880 | 60,622 | Jun 16 |