CINF — Cincinnati Financial Corporation stock price, charts and financials
QT64Cincinnati Financial CorporationCincinnati Financial Corporation (NASDAQ: CINF) is a Financial Services company in the Insurance - Property & Casualty industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | S&P 500 | P/E | 7.97 | EPS (ttm) | 21.21 | Insider Own | 1.31% | Shs Outstand | 153.48M | Perf Week | -0.47% |
| Market Cap | 25.94B | Forward P/E | 18.84 | EPS next Y | 8.97 | Insider Trans | -0.33% | Shs Float | 150.60M | Perf Month | 0.30% |
| Enterprise Value | 25.19B | PEG | 1.48 | EPS next Q | 1.89 | Inst Own | - | Short Float | 2.40% | Perf Quarter | -0.71% |
| Income | 3.33B | P/S | 1.86 | EPS this Y | -60.54% | Inst Trans | - | Short Ratio | 4.67 | Perf Half Y | 7.06% |
| Sales | 13.95B | P/B | 1.56 | EPS next Y | 7.19% | ROA | 7.72% | Short Interest | 3.62M | Perf YTD | 3.48% |
| Book/sh | 108.62 | P/C | 0.76 | EPS next 5Y | 5.39% | ROE | 20.89% | 52W High | 194.81 -13.25% | Perf Year | 9.40% |
| Cash/sh | 221.73 | P/FCF | 7.63 | EPS past 3/5Y | - 15.16% | ROIC | 15.11% | 52W Low | 150.00 12.67% | Perf 3Y | 58.79% |
| Dividend Est. | 3.76 (2.22%) | EV/EBITDA | 5.77 | Sales past 3/5Y | 24.39% 10.88% | Gross Margin | 52.29% | Volatility | 1.48% 1.46% | Perf 5Y | 43.98% |
| Dividend TTM | 3.62 (2.14%) | EV/Sales | 1.80 | EPS Y/Y TTM | 45.97% | Oper. Margin | 29.78% | ATR (14) | 3.00 | Perf 10Y | 118.23% |
| Dividend Ex-Date | Sep 23, 2026 | Quick Ratio | 1.90 | Sales Y/Y TTM | 23.08% | Profit Margin | 23.84% | RSI (14) | 41.94 | Recom | 2.65 |
| Dividend Gr. 3/5Y | 8.03% 7.71% | Current Ratio | 1.90 | EPS Q/Q | -27.41% | SMA20 | -1.07% | Beta | 0.52 | Target Price | 198.00 |
| Payout | 16.32% | Debt/Eq | 0.06 | Sales Q/Q | 31.59% | SMA50 | -3.17% | Rel Volume | 3.24 | Prev Close | 169.90 |
| Employees | 5,705 | LT Debt/Eq | 0.05 | Earnings | Oct 26 | SMA200 | 0.89% | Avg Volume | 727.33K | Price | 169.00 |
| IPO Date | Mar 17, 1980 | Option/Short | Yes / Yes | EPS/Sales Surpr. | -22.14% -2.82% | Net Debt/EBITDA | -0.20 | Volume | 2,356,151 | Change | -0.53% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Jul-30-26 | Downgrade | B of A Securities | Buy → Neutral | |
| Jul-28-26 | Reiterated | Roth Capital | Buy | $190 → $200 |
| Jul-15-26 | Reiterated | Atlantic Equities | $183 → $197 | |
| Jul-15-26 | Reiterated | Piper Sandler | Neutral | $175 → $197 |
| Jul-08-26 | Downgrade | Keefe, Bruyette & Woods | Outperform → Market Perform | |
| May-26-26 | Reiterated | Piper Sandler | Neutral | $157 → $175 |
| Apr-28-26 | Reiterated | Roth Capital | Buy | $175 → $190 |
| Dec-22-25 | Reiterated | Piper Sandler | Neutral | $126 → $157 |
| Oct-28-25 | Reiterated | Roth Capital | Buy | $175 |
| Oct-29-24 | Reiterated | Piper Sandler | Neutral | $126 |
Cincinnati Financial Corporation, operating through its various subsidiaries, delivers a range of property and casualty insurance offerings across the United States. Its operations are organized into five distinct divisions: Commercial Lines, Personal Lines, Excess and Surplus Lines, Life Insurance, and Investments. The Commercial Lines division safeguards businesses against risks such as commercial casualty, property damage, vehicle incidents, and workers' compensation claims; it also offers specialized protection including director and officer liability, various surety and fidelity bonds, and coverage for machinery and equipment. For individual clients, the Personal Lines segment provides essential coverages like personal auto and homeowner policies, alongside dwelling fire, inland marine, personal umbrella liability, and watercraft protection. The Excess and Surplus Lines segment specializes in commercial casualty insurance, protecting companies from third-party liabilities stemming from on-site incidents, operational activities, or product-related injuries; this segment also delivers commercial property insurance, securing assets like buildings, inventory, and equipment, as well as business income, against a broad spectrum of perils including fire, wind, hail, water damage, theft, and vandalism. Through its Life Insurance division, the company offers a comprehensive suite of life policies, encompassing term life, universal life, worksite-based term life, and whole life insurance options. The Investments segment manages a portfolio including fixed-maturity assets like taxable and tax-exempt bonds, along with redeemable preferred stocks, and equity holdings such as common and non-redeemable preferred stocks. Beyond insurance, Cincinnati Financial Corporation extends its services to include commercial leasing and financing, as well as insurance brokerage. Established in 1950, Cincinnati Financial Corporation's corporate headquarters are situated in Fairfield, Ohio.
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| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 13,954 | 12,631 | 11,337 | — | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 6,650 | 6,640 | 5,737 | — | — | — | — | — | — | |
| Gross Profit | 7,297 | 5,991 | 5,600 | — | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 786 | 0 | 0 | — | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | — | — | — | — | — | — | |
| Other Operating Expense | 2,363 | 3,011 | 2,742 | — | — | — | — | — | — | |
| Operating Income | 4,155 | 2,980 | 2,858 | — | — | — | — | — | — | |
| Interest Expense | 53 | 53 | 53 | — | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 53 | 53 | 53 | — | — | — | — | — | — | |
| Net Income Before Taxes | 4,155 | 2,980 | 2,858 | — | — | — | — | — | — | |
| Income Taxes | 828 | 587 | 566 | — | — | — | — | — | — | |
| Consolidated Net Income | 3,327 | 2,393 | 2,292 | — | — | — | — | — | — | |
| Net Income From Continuing Operations | 3,327 | 2,393 | 2,292 | — | — | — | — | — | — | |
| Net Income | 3,327 | 2,393 | 2,292 | — | — | — | — | — | — | |
| EPS (Recurring) | 21.28 | 15.17 | 14.65 | — | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 21.28 | 15.17 | 14.65 | — | — | — | — | — | — | |
| EPS (Diluted) | 21.21 | 15.17 | 14.53 | — | — | — | — | — | — | |
| EBITDA | 4,365 | 3,201 | 3,041 | — | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 7.97 | 10.77 | 9.89 | — | — | — | — | — | — | |
| Price To Sales Ratio | 1.87 | 2.04 | 1.98 | — | — | — | — | — | — | |
| Gross Margin | 52.29 | 47.43 | 49.40 | — | — | — | — | — | — | |
| Operating Margin | 29.78 | 23.59 | 25.21 | — | — | — | — | — | — | |
| Net Margin | 23.84 | 18.95 | 20.22 | — | — | — | — | — | — | |
| Shares Outstanding | 154 | 158 | 156 | — | — | — | — | — | — | |
| Market Capitalization | 26,026 | 25,805 | 22,417 | — | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Debbink Dirk J | Director | Aug 25 '26 | Buy | 171.64 | 1,000 | 171,640 | 62,059 | Aug 27 |
| Schiff Charles Odell | Director | Aug 03 '26 | Sale | 175.40 | 7,600 | 1,333,067 | 173,455 | Aug 04 |
| KELLINGTON JOHN S | EVP, Chief Info Off. -Sub | Jun 08 '26 | Option Exercise | 85.67 | 24,221 | 2,075,013 | 144,588 | Jun 10 |
| Fu Luyang | Sr. VP, Chief Actuary - Sub | May 28 '26 | Option Exercise | 85.67 | 774 | 66,309 | 11,444 | Jun 01 |
| Hogan Thomas Christopher | EVP/CLO & Corp Secretary | May 07 '26 | Option Exercise | 71.02 | 1,444 | 102,560 | 18,925 | May 11 |
| Brown Roger A | Sr VP, COO - Subsidary | May 05 '26 | Option Exercise | 71.19 | 6,900 | 491,211 | 68,998 | May 07 |
| Sewell Michael J | CFO, EVP & Treasurer | May 01 '26 | Option Exercise | 70.70 | 36,909 | 2,609,466 | 148,832 | May 05 |
| KELLINGTON JOHN S | EVP, Chief Info Off. -Sub | Apr 29 '26 | Option Exercise | 71.19 | 28,156 | 2,004,426 | 138,736 | May 01 |
| Cracas Teresa C | EVP, Chief Risk Off. - Sub | Apr 29 '26 | Option Exercise | 70.70 | 15,386 | 1,087,790 | 65,880 | May 01 |
| Fu Luyang | Sr. VP, Chief Actuary - Sub | Apr 29 '26 | Option Exercise | 71.19 | 957 | 68,129 | 10,761 | May 01 |
| Swisher Chet Hogan | Senior Vice President - Sub | Mar 02 '26 | Option Exercise | 53.02 | 1,128 | 59,812 | 6,314 | Mar 04 |
| Van Den Heuvel Will H | Exec Vice President - Sub | Mar 02 '26 | Option Exercise | 0.00 | 8,229 | 0 | 41,284 | Mar 04 |
| Spray Stephen M | President & CEO | Mar 02 '26 | Option Exercise | 0.00 | 15,691 | 0 | 79,465 | Mar 04 |
| Soloria Steven Anthony | EVP, Chief Investment Officer | Mar 02 '26 | Option Exercise | 0.00 | 8,299 | 0 | 23,027 | Mar 04 |
| Sewell Michael J | CFO, EVP & Treasurer | Mar 02 '26 | Option Exercise | 0.00 | 17,090 | 0 | 118,719 | Mar 04 |