NCNO — nCino, Inc. stock price, charts and financials

QT27nCino, Inc.

nCino, Inc. (NASDAQ: NCNO) is a Technology company in the Software - Application industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.

Latest market price
19.50
+0.30+1.56%
NCNOQT27nCino, Inc.·NASDAQ
19.50+1.56%
TA
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Snapshot
Index-P/E162.50EPS (ttm)0.12Insider Own35.43%Shs Outstand109.55MPerf Week5.35%
Market Cap2.14BForward P/E13.06EPS next Y1.49Insider Trans-0.47%Shs Float103.80MPerf Month7.50%
Enterprise Value2.36BPEG10.32EPS next Q0.28Inst Own-Short Float17.81%Perf Quarter8.39%
Income14.00MP/S3.50EPS this Y961.54%Inst Trans-Short Ratio5.18Perf Half Y-6.79%
Sales610.00MP/B2.17EPS next Y17.26%ROA0.82%Short Interest18.48MPerf YTD-23.95%
Book/sh8.98P/C20.74EPS next 5Y15.75%ROE1.29%52W High33.92 -42.51%Perf Year-28.18%
Cash/sh0.94P/FCF18.26EPS past 3/5Y-ROIC2.06%52W Low13.80 41.30%Perf 3Y-39.35%
Dividend Est.-EV/EBITDA32.71Sales past 3/5Y13.40% 23.87%Gross Margin60.67%Volatility3.99% 4.44%Perf 5Y-69.23%
Dividend TTM-EV/Sales3.86EPS Y/Y TTM136.36%Oper. Margin4.47%ATR (14)0.89Perf 10Y-
Dividend Ex-Date-Quick Ratio0.89Sales Y/Y TTM12.75%Profit Margin2.17%RSI (14)66.65Recom2.30
Dividend Gr. 3/5Y-Current Ratio0.89EPS Q/Q175.00%SMA209.81%Beta0.66Target Price21.00
Payout0.00%Debt/Eq0.26Sales Q/Q10.42%SMA5017.94%Rel Volume0.53Prev Close19.20
Employees1,684LT Debt/Eq0.26EarningsAug 25SMA200-0.88%Avg Volume3.44MPrice19.50
IPO DateJul 14, 2020Option/ShortYes / YesEPS/Sales Surpr.18.81% 2.34%Net Debt/EBITDA3.11Volume1,841,751Change1.56%
Analyst Ratings
DateActionAnalystRatingTarget
Apr-01-26UpgradePiper SandlerNeutralOverweight
Jan-05-26ReiteratedBarclaysOverweight$37$34
Dec-09-25ReiteratedUBS$28$36
Dec-04-25ReiteratedTruist SecuritiesHold$21$27
Oct-20-25UpgradeRaymond JamesOutperformStrong Buy
Oct-10-25UpgradeWilliam BlairMarket PerformOutperform
Sep-10-25UpgradeMorgan StanleyEqual WeightOverweight$23$36
Aug-27-25ReiteratedRobert W. Baird$38$40
Aug-27-25ReiteratedBarclaysOverweight$37
Aug-27-25ReiteratedRaymond JamesOutperform$42$36
Latest News
Jul-28-26
Jul-15-26
Jul-14-26
Jul-07-26
Jul-01-26
Jun-22-26
Jun-21-26
Company

nCino, Inc. operates as a software-as-a-service (SaaS) provider, delivering cloud-based applications to financial organizations both within the United States and internationally. Its core product, the nCino Bank Operating System, is a multi-tenant cloud platform. This system is engineered to digitalize, automate, and streamline complex operational processes and workflows. By harnessing data analytics, artificial intelligence, and machine learning (AI/ML), it empowers banks and credit unions to efficiently manage new client onboarding, originate and oversee the complete loan lifecycle, facilitate the opening of various accounts (including deposits), and ensure regulatory adherence. Another key offering is nCino IQ, an application suite that utilizes data analytics and AI/ML to provide customers with both automation and valuable operational insights. This includes tools for assessing, quantifying, and managing credit risk, alongside enhancing their capabilities to meet regulatory obligations. The company also provides SimpleNexus, a suite of products designed to allow various participants—such as loan officers, prospective borrowers, real estate agents, and settlement agents—to engage with the homeownership process from any internet-connected device. nCino caters to a broad range of financial institution clients, including global corporations, large enterprise banks, regional and community banks, credit unions, emerging market entrants, and independent mortgage banks. Its solutions are distributed via a specialized sales team, which includes business development representatives, account executives, field sales engineers, and customer success managers. Founded in 2011, nCino, Inc. is headquartered in Wilmington, North Carolina.

Ownership

Per-holder 13F data hasn't been ingested for this ticker yet.

Financial Statements
DataTimeframe
Line Item (USD, M)
TTM
FY 2026
1/31/2026
FY 2025
1/31/2025
FY 2024
1/31/2024
FY 2023
1/31/2023
FY 2022
1/31/2022
FY 2021
1/31/2021
FY 2020
1/31/2020
FY 2019
1/31/2019
Total Revenue61059554147740827420413892
Cost of Goods Sold Incl. D&A240235216191170111886446
Gross Profit3703603252852391621167445
Selling, General and Administrative Excl. Other2252292132072111541016746
Research and Development12312812911712279583522
Other Operating Expense-6-11101000
Operating Income284-18-40-94-71-43-28-23
Interest Expense16179432000
Unusual Expense
Non-Operating Income (Expense)320-92-1-1211
Net Income Before Taxes137-36-42-98-74-41-27-22
Income Taxes-62-324-24110
Consolidated Net Income145-38-42-103-49-41-28-22
Net Income From Continuing Operations185-33-44-102-50-41-28-22
Net Income145-38-42-103-49-41-28-22
EPS (Recurring)0.130.05-0.33-0.38-0.93-0.51-0.46-0.31-0.25
EPS (Basic, Before Extraordinaries)0.130.05-0.33-0.38-0.93-0.51-0.46-0.31-0.25
EPS (Diluted)0.120.05-0.33-0.38-0.93-0.51-0.46-0.31-0.25
EBITDA7266107-56-62-33-23-21
Other After Tax Adjustments
Stock Option Compensation Expense
Price To Earnings Ratio162.50427.00
Price To Sales Ratio3.484.057.237.467.7816.2230.93
Gross Margin60.6660.5060.0759.7558.5859.1256.8653.6248.91
Operating Margin4.590.67-3.33-8.39-23.04-25.91-21.08-20.29-25.00
Net Margin2.300.84-7.02-8.81-25.25-17.88-20.10-20.29-23.91
Shares Outstanding10911311511311197889090
Market Capitalization2,1262,4133,9113,5573,1754,4466,310
Operating Lease Expense
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Insider Trading Volume
$35.49$29.42$23.35$17.28$11.21 Close Price0.00M29.42M58.85M88.27M117.69MUSD Trades VolumeAugSepOctNovDec2026FebMarAprMayJunJulAug
Insider Trading
InsiderRelationshipDateTransactionCost#SharesValue ($)#Shares TotalSEC Form 4
Desmond SeanCEO & PresidentJul 06 '26Sale17.478,064140,8781,262,492Jul 08
Desmond SeanCEO & PresidentJul 06 '26Option Exercise4.988,06440,1591,270,556Jul 08
Desmond SeanCEO & PresidentJun 03 '26Option Exercise4.988,06440,1591,270,556Jun 05
Desmond SeanCEO & PresidentJun 03 '26Sale16.268,064131,1211,262,492Jun 05
Desmond SeanCEO & PresidentMay 05 '26Option Exercise4.988,06540,1641,279,081May 07
Sellers JeanetteSVP of AccountingMay 05 '26Sale18.043,69566,65850,876May 07
Desmond SeanCEO & PresidentMay 05 '26Sale18.0416,589299,2661,262,492May 07
Sellers JeanetteSVP of AccountingMay 04 '26Sale18.021,48626,77054,571May 05
Orenstein GregoryCFO & TreasurerMay 04 '26Sale18.0214,650263,920702,293May 05
Naude PierreDirectorMay 04 '26Sale18.0235,650642,2351,108,473May 05
Rieger AprilChief Lgl. & Admin Ofc., SecMay 04 '26Sale18.029,693174,619383,601May 05
Desmond SeanCEO & PresidentMay 04 '26Sale18.0222,073397,6451,271,016May 05
Sellers JeanetteSVP of AccountingApr 14 '26Sale17.551,87332,86240,611Apr 16
Desmond SeanCEO & PresidentApr 06 '26Sale17.0615,440263,406589,428Apr 08
Desmond SeanCEO & PresidentApr 06 '26Option Exercise4.988,06540,164604,868Apr 08
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