ACI Worldwide, Inc. (NASDAQ: ACIW) is a Technology company in the Software - Infrastructure industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | - | P/E | 23.06 | EPS (ttm) | 2.18 | Insider Own | 5.42% | Shs Outstand | 101.66M | Perf Week | -3.49% |
| Market Cap | 5.11B | Forward P/E | 17.10 | EPS next Y | 2.94 | Insider Trans | 0.00% | Shs Float | 100.33M | Perf Month | -3.27% |
| Enterprise Value | 5.78B | PEG | 1.71 | EPS next Q | 0.36 | Inst Own | - | Short Float | 6.28% | Perf Quarter | 14.02% |
| Income | 225.00M | P/S | 2.81 | EPS this Y | 18.81% | Inst Trans | - | Short Ratio | 6.02 | Perf Half Y | 26.69% |
| Sales | 1.82B | P/B | 3.41 | EPS next Y | 13.51% | ROA | 7.29% | Short Interest | 6.31M | Perf YTD | 5.15% |
| Book/sh | 14.73 | P/C | 30.60 | EPS next 5Y | 13.51% | ROE | 15.06% | 52W High | 61.08 -17.70% | Perf Year | 1.02% |
| Cash/sh | 1.64 | P/FCF | 14.93 | EPS past 3/5Y | 20.32% 28.35% | ROIC | 10.30% | 52W Low | 38.05 32.12% | Perf 3Y | 114.28% |
| Dividend Est. | - | EV/EBITDA | 12.47 | Sales past 3/5Y | 7.37% 6.34% | Gross Margin | 49.08% | Volatility | 2.52% 2.35% | Perf 5Y | 56.85% |
| Dividend TTM | - | EV/Sales | 3.18 | EPS Y/Y TTM | 14.14% | Oper. Margin | 18.61% | ATR (14) | 1.45 | Perf 10Y | 162.78% |
| Dividend Ex-Date | - | Quick Ratio | 1.58 | Sales Y/Y TTM | 14.18% | Profit Margin | 12.40% | RSI (14) | 37.10 | Recom | 2.41 |
| Dividend Gr. 3/5Y | - | Current Ratio | 1.58 | EPS Q/Q | 158.33% | SMA20 | -3.84% | Beta | 0.96 | Target Price | 66.00 |
| Payout | 0.00% | Debt/Eq | 0.57 | Sales Q/Q | 7.23% | SMA50 | -7.37% | Rel Volume | 1.60 | Prev Close | 51.18 |
| Employees | 2,930 | LT Debt/Eq | 0.54 | Earnings | Nov 05 | SMA200 | 8.11% | Avg Volume | 1.02M | Price | 50.27 |
| IPO Date | Feb 24, 1995 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 5.08% -0.04% | Net Debt/EBITDA | 1.47 | Volume | 1,635,160 | Change | -1.78% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Aug-07-26 | Reiterated | DA Davidson | Buy | $64 → $66 |
| Jul-15-26 | Reiterated | DA Davidson | Buy | $60 → $64 |
| Jan-14-26 | Reiterated | Seaport Global | Buy | $77 → $70 |
| Jul-17-25 | Upgrade | Stephens & Co. | Equal Weight → Overweight | |
| May-20-25 | Reiterated | Seaport Global | $71 → $77 | |
| May-12-25 | Upgrade | DA Davidson | Neutral → Buy | |
| Nov-08-24 | Downgrade | DA Davidson | Buy → Neutral | $57 → $60 |
| Oct-18-24 | Downgrade | Stephens & Co. | Overweight → Equal Weight | |
| Oct-15-24 | Reiterated | DA Davidson | Buy | $48 → $57 |
| Aug-02-24 | Reiterated | Seaport Global | $41 → $56 |
ACI Worldwide, Inc. operates as a global software enterprise, specializing in the development, distribution, implementation, and ongoing support of digital payment solutions. These sophisticated offerings cater to the diverse needs of banks, merchants, and billing organizations worldwide. The company boasts an extensive portfolio of specialized platforms, which includes: ACI Acquiring: A merchant management system engineered to foster digital innovation, bolster fraud prevention, and help reduce interchange fees. ACI Issuing: A robust solution for the digital issuance of payments. ACI Enterprise Payments Platform: Delivers advanced capabilities for the processing and orchestration of digital payments. Real-Time Payments Solutions: This category features ACI Low Value Real-Time Payments for standard real-time transactions, and ACI High Value Real-Time Payments, a powerful engine supporting multi-bank, multi-currency, 24/7 payment processing, complete with SWIFT messaging integration. ACI Omni Commerce: A scalable platform designed for comprehensive omni-channel payment processing. ACI Secure eCommerce: A dedicated solution ensuring the security of online transactions. ACI Fraud Management: Employs a real-time methodology for effective fraud detection and prevention. ACI Digital Business Banking: A cloud-based platform offering modern digital banking services. ACI Speedpay: An integrated suite providing digital billing, payment, disbursement, and communication services. Beyond its core software products, ACI Worldwide provides electronic bill presentment and payment services to a broad array of sectors, including consumer finance, insurance, healthcare, higher education, utilities, government, and mortgage. The company also offers essential support services such as implementation (encompassing product installation, configuration, and tailored software modifications), along with business and technical consulting, on-site assistance, product education, and comprehensive testing. Furthermore, ACI acts as a distributor and sales representative for third-party software products. All its solutions and services are marketed under the consistent ACI Worldwide brand. Initially known as Transaction Systems Architects, Inc., the company officially rebranded to ACI Worldwide, Inc. in July 2007. Founded in 1975, its operational headquarters are situated in Coral Gables, Florida.
Per-holder 13F data hasn't been ingested for this ticker yet.
| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 1,820 | 1,760 | 1,594 | — | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 926 | 898 | 792 | — | — | — | — | — | — | |
| Gross Profit | 893 | 862 | 803 | — | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 277 | 268 | 237 | — | — | — | — | — | — | |
| Research and Development | 180 | 168 | 147 | — | — | — | — | — | — | |
| Other Operating Expense | 98 | 96 | 110 | — | — | — | — | — | — | |
| Operating Income | 339 | 330 | 308 | — | — | — | — | — | — | |
| Interest Expense | 53 | 58 | 72 | — | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 20 | 35 | 15 | — | — | — | — | — | — | |
| Net Income Before Taxes | 306 | 307 | 250 | — | — | — | — | — | — | |
| Income Taxes | 81 | 80 | 47 | — | — | — | — | — | — | |
| Consolidated Net Income | 225 | 227 | 203 | — | — | — | — | — | — | |
| Net Income From Continuing Operations | 225 | 227 | 203 | — | — | — | — | — | — | |
| Net Income | 225 | 227 | 203 | — | — | — | — | — | — | |
| EPS (Recurring) | 2.20 | 2.18 | 1.93 | — | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | 2.20 | 2.18 | 1.93 | — | — | — | — | — | — | |
| EPS (Diluted) | 2.18 | 2.16 | 1.91 | — | — | — | — | — | — | |
| EBITDA | 464 | 471 | 444 | — | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 23.06 | 22.13 | 27.18 | — | — | — | — | — | — | |
| Price To Sales Ratio | 2.82 | 2.83 | 3.42 | — | — | — | — | — | — | |
| Gross Margin | 49.07 | 48.98 | 50.38 | — | — | — | — | — | — | |
| Operating Margin | 18.63 | 18.75 | 19.32 | — | — | — | — | — | — | |
| Net Margin | 12.36 | 12.90 | 12.74 | — | — | — | — | — | — | |
| Shares Outstanding | 102 | 104 | 105 | — | — | — | — | — | — | |
| Market Capitalization | 5,128 | 4,972 | 5,451 | — | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Benitez Juan II | Director | Mar 03 '26 | Buy | 41.90 | 2,400 | 100,551 | 16,881 | Mar 04 |
| SANCHEZ ADALIO T | Director | Mar 02 '26 | Buy | 40.98 | 3,000 | 122,936 | 64,378 | Mar 04 |
| Kuruvilla Abraham | Chief Technology Officer | Nov 10 '25 | Sale | 47.69 | 4,210 | 200,786 | 96,897 | Nov 12 |
| ESTEP JANET O | Director | Jun 18 '25 | Sale | 44.66 | 4,500 | 200,970 | 77,631 | Jun 23 |
| Harman Mary P | Director | Jun 10 '25 | Sale | 47.48 | 7,194 | 341,535 | 34,388 | Jun 12 |
| Warsop Thomas W III | Director, President and CEO | May 12 '25 | Buy | 48.57 | 5,000 | 242,847 | 326,922 | May 12 |
| PETERS CHARLES E JR | Director | Mar 03 '25 | Sale | 57.57 | 12,940 | 744,930 | 80,842 | Mar 05 |
| Behrens Scott W | Chief Financial Officer | Dec 11 '24 | Option Exercise | 19.08 | 94,488 | 1,802,831 | 547,984 | Dec 13 |
| Behrens Scott W | Chief Financial Officer | Dec 11 '24 | Sale | 55.69 | 60,749 | 3,382,966 | 487,235 | Dec 13 |
| Kuruvilla Abraham | Chief Technology Officer | Dec 06 '24 | Sale | 55.71 | 5,400 | 300,834 | 81,107 | Dec 06 |
| SANCHEZ ADALIO T | Director | Nov 13 '24 | Sale | 57.25 | 9,750 | 558,196 | 8,181 | Nov 15 |
| HALE JAMES C III | Director | May 31 '24 | Sale | 35.52 | 10,000 | 355,210 | 69,912 | Jun 04 |
| HALE JAMES C III | Director | May 21 '24 | Sale | 36.74 | 5,000 | 183,700 | 79,912 | Jun 04 |
| Silva Alessandro | Chief Revenue Officer | Dec 04 '23 | Sale | 27.72 | 17,817 | 493,807 | 52,062 | Dec 06 |
| Behrens Scott W | Chief Financial Officer | Dec 01 '23 | Option Exercise | 20.51 | 39,540 | 811,096 | 465,168 | Dec 05 |