Fiserv, Inc. (NASDAQ: FISV) is a Technology company in the Information Technology Services industry. QuoTrend tracks its price, financials, earnings, analyst ratings and insider trades.
| Index | S&P 500 | P/E | 9.13 | EPS (ttm) | 5.91 | Insider Own | 3.69% | Shs Outstand | 533.25M | Perf Week | 5.72% |
| Market Cap | 28.76B | Forward P/E | 6.05 | EPS next Y | 8.92 | Insider Trans | 0.18% | Shs Float | 531.06M | Perf Month | 6.33% |
| Enterprise Value | 57.24B | PEG | 2.16 | EPS next Q | - | Inst Own | - | Short Float | 3.88% | Perf Quarter | -13.90% |
| Income | 3.19B | P/S | 1.36 | EPS this Y | 37.50% | Inst Trans | - | Short Ratio | 2.75 | Perf Half Y | -14.96% |
| Sales | 21.09B | P/B | 1.10 | EPS next Y | 9.93% | ROA | 3.97% | Short Interest | 20.62M | Perf YTD | -19.70% |
| Book/sh | - | P/C | 4.78 | EPS next 5Y | 17.30% | ROE | 12.51% | 52W High | 142.46 -61.85% | Perf Year | -61.70% |
| Cash/sh | - | P/FCF | 6.92 | EPS past 3/5Y | 17.58% 35.27% | ROIC | 7.31% | 52W Low | 47.40 14.67% | Perf 3Y | -57.63% |
| Dividend Est. | - | EV/EBITDA | 7.24 | Sales past 3/5Y | 6.11% 7.37% | Gross Margin | 58.07% | Volatility | 3.23% 3.26% | Perf 5Y | -51.75% |
| Dividend TTM | - | EV/Sales | 2.71 | EPS Y/Y TTM | 9.67% | Oper. Margin | 24.38% | ATR (14) | 1.91 | Perf 10Y | -1.87% |
| Dividend Ex-Date | - | Quick Ratio | 1.06 | Sales Y/Y TTM | 3.10% | Profit Margin | 15.17% | RSI (14) | 56.70 | Recom | 2.44 |
| Dividend Gr. 3/5Y | - | Current Ratio | 1.06 | EPS Q/Q | -16.36% | SMA20 | 4.30% | Beta | 0.79 | Target Price | 65.29 |
| Payout | 0.00% | Debt/Eq | 1.12 | Sales Q/Q | -2.01% | SMA50 | 3.32% | Rel Volume | 0.74 | Prev Close | 53.94 |
| Employees | 38,000 | LT Debt/Eq | 1.08 | Earnings | Aug 06 | SMA200 | -14.42% | Avg Volume | 7.68M | Price | 54.35 |
| IPO Date | Sep 25, 1986 | Option/Short | Yes / Yes | EPS/Sales Surpr. | 13.76% -1.11% | Net Debt/EBITDA | 3.60 | Volume | 5,662,583 | Change | 0.76% |
| Date | Action | Analyst | Rating | Target |
|---|---|---|---|---|
| Jul-24-26 | Reiterated | Truist Securities | Hold | $58 → $52 |
| Jul-22-26 | Reiterated | BMO Capital | Market Perform | $60 → $55 |
| Jul-22-26 | Reiterated | Cantor Fitzgerald | Neutral | $70 → $53 |
| Jul-09-26 | Reiterated | Goldman Sachs | Neutral | $79 → $60 |
| Jul-09-26 | Reiterated | Wells Fargo | Equal Weight | $62 → $56 |
| Jul-08-26 | Initiated | Barclays | Equal Weight | $175 → $58 |
| Jun-05-26 | Reiterated | BNP Paribas | $62 → $46 | |
| May-29-26 | Reiterated | Morgan Stanley | Equal Weight | $64 → $65 |
| May-29-26 | Reiterated | Truist Securities | Hold | $64 → $58 |
| May-15-26 | Reiterated | BMO Capital | Market Perform | $65 → $60 |
Fiserv, Inc. is a global provider of technology solutions for payments and financial services. Its operations are structured into three primary segments: Acceptance, Fintech, and Payments. The Acceptance segment enables businesses to process transactions at the point of sale and through digital channels, offering mobile payment capabilities and robust security and fraud prevention tools. Key offerings include Carat, its omnichannel commerce platform; Clover, a cloud-native platform for point-of-sale and business management; and Clover Connect, designed for independent software vendors. This segment reaches clients via diverse distribution channels, including direct sales, agent networks, ISVs, and financial institution partnerships. The Fintech segment supports financial institutions in managing core functions like customer deposit and loan accounts, general ledgers, and central information repositories. Further services extend to digital banking, financial and risk management, specialized consulting, and item processing solutions. The Payments segment facilitates a wide array of card-based transactions, including processing for debit, credit, and prepaid cards. It also delivers security and fraud safeguards, card manufacturing, print services, and various network functionalities. Beyond cards, this segment offers digital payment solutions like bill payment, account-to-account transfers, person-to-person payments, and electronic billing, complemented by security features. Fiserv caters to a broad clientele, including businesses, banks, credit unions, other financial institutions, merchants, and corporate enterprises. Established in 1984, Fiserv, Inc. maintains its corporate headquarters in Brookfield, Wisconsin.
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| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 21,090 | 21,193 | 20,456 | 19,093 | 17,737 | 16,226 | 14,852 | 10,187 | 5,823 | |
| Cost of Goods Sold Incl. D&A | 8,843 | 8,612 | 8,013 | 7,670 | 7,992 | 8,128 | 7,812 | 5,309 | 3,069 | |
| Gross Profit | 12,247 | 12,581 | 12,443 | 11,423 | 9,745 | 8,098 | 7,040 | 4,878 | 2,754 | |
| Selling, General and Administrative Excl. Other | 7,086 | 6,883 | 6,564 | 6,576 | 6,059 | 5,810 | 5,652 | 3,284 | 1,228 | |
| Research and Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Other Operating Expense | 20 | 0 | 0 | -167 | -54 | 0 | -464 | -15 | -227 | |
| Operating Income | 5,141 | 5,698 | 5,879 | 5,014 | 3,740 | 2,288 | 1,852 | 1,609 | 1,753 | |
| Interest Expense | 1,534 | 1,531 | 1,238 | 1,004 | 746 | 696 | 716 | 507 | 189 | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 253 | 134 | -820 | -127 | 139 | 174 | 35 | 10 | 1 | |
| Net Income Before Taxes | 3,860 | 4,301 | 3,821 | 3,883 | 3,133 | 1,766 | 1,171 | 1,112 | 1,565 | |
| Income Taxes | 645 | 811 | 641 | 754 | 551 | 363 | 196 | 198 | 378 | |
| Consolidated Net Income | 3,200 | 3,480 | 3,131 | 3,068 | 2,530 | 1,334 | 958 | 893 | 1,187 | |
| Net Income From Continuing Operations | 3,215 | 3,490 | 3,180 | 3,129 | 2,582 | 1,403 | 975 | 914 | 1,187 | |
| Net Income | 3,200 | 3,480 | 3,131 | 3,068 | 2,530 | 1,334 | 958 | 893 | 1,187 | |
| EPS (Recurring) | 5.91 | 6.34 | 5.41 | 5.02 | 3.94 | 2.01 | 1.43 | 1.74 | 2.93 | |
| EPS (Basic, Before Extraordinaries) | 5.91 | 6.34 | 5.41 | 5.02 | 3.94 | 2.01 | 1.43 | 1.74 | 2.93 | |
| EPS (Diluted) | 5.90 | 6.34 | 5.38 | 4.98 | 3.90 | 1.99 | 1.40 | 1.71 | 2.87 | |
| EBITDA | 7,903 | 8,955 | 8,839 | 8,023 | 6,828 | 5,558 | 5,097 | 3,241 | 2,289 | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | 9.21 | 10.59 | 38.18 | 26.67 | 25.92 | 52.16 | 81.33 | 67.62 | 25.61 | |
| Price To Sales Ratio | 1.38 | 1.74 | 5.81 | 4.26 | 3.66 | 4.24 | 5.15 | 5.81 | 5.12 | |
| Gross Margin | 58.07 | 59.36 | 60.83 | 59.83 | 54.94 | 49.91 | 47.40 | 47.88 | 47.30 | |
| Operating Margin | 24.38 | 26.89 | 28.74 | 26.26 | 21.09 | 14.10 | 12.47 | 15.79 | 30.10 | |
| Net Margin | 15.17 | 16.42 | 15.31 | 16.07 | 14.26 | 8.22 | 6.45 | 8.77 | 20.38 | |
| Shares Outstanding | 535 | 549 | 579 | 612 | 642 | 663 | 672 | 512 | 406 | |
| Market Capitalization | 29,077 | 36,876 | 118,938 | 81,298 | 64,887 | 68,813 | 76,514 | 59,203 | 29,837 | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Todd Paul M | Chief Financial Officer | Jun 17 '26 | Buy | 49.70 | 10,060 | 499,982 | 184,107 | Jun 18 |
| Mamilli Wafaa | Director | Jun 17 '26 | Buy | 50.59 | 2,960 | 149,746 | 15,386 | Jun 17 |
| Rosman Adam L. | Chief Admin. and Legal Officer | Jun 16 '26 | Buy | 49.33 | 10,150 | 500,700 | 136,724 | Jun 16 |
| Yarkoni Charlotte | Director | Jun 16 '26 | Buy | 49.49 | 2,023 | 100,118 | 10,146 | Jun 16 |
| DiSimone Harry | Director | Jun 16 '26 | Buy | 48.41 | 2,088 | 101,080 | 23,607 | Jun 16 |
| Nixon Gordon M. | Director | Jun 16 '26 | Buy | 49.57 | 7,500 | 371,775 | 17,656 | Jun 16 |
| Rosman Adam L. | Chief Admin. and Legal Officer | Dec 02 '25 | Buy | 63.19 | 7,900 | 499,201 | 61,285 | Dec 02 |
| Todd Paul M | Chief Financial Officer | Dec 01 '25 | Buy | 62.41 | 17,000 | 1,060,970 | 24,453 | Dec 02 |
| FRITZ LANCE M | Director | Oct 30 '25 | Buy | 65.18 | 10,000 | 651,800 | 13,086 | Nov 03 |
| Gelb Andrew | EVP, Co-Head of Fin. Sols. | May 28 '25 | Sale | 160.00 | 5,652 | 904,320 | 25,385 | May 29 |
| Rosman Adam L. | Chief Admin. and Legal Officer | May 27 '25 | Sale | 160.68 | 2,512 | 403,631 | 53,385 | May 28 |
| Simons Doyle | Director | May 15 '25 | Option Exercise | 40.56 | 6,594 | 267,453 | 84,382 | May 16 |
| Bisignano Frank | Chairman and CEO | Mar 21 '25 | Option Exercise | 112.87 | 159,636 | 18,018,115 | 3,234,127 | Mar 25 |
| Gibbons John | EVP, Head of Fin. Insts. Grp. | Mar 03 '25 | Sale | 238.15 | 13,560 | 3,229,314 | 27,602 | Mar 04 |
| Rosman Adam L. | Chief Admin. and Legal Officer | Feb 27 '25 | Sale | 233.05 | 1,742 | 405,972 | 55,897 | Feb 28 |