Analyst Ratings

Date	Action	Analyst	Rating	Target
Apr-30-26	Reiterated	Needham	Buy	$115 → $85
Apr-14-26	Reiterated	DA Davidson	Buy	$112 → $102
Mar-05-26	Reiterated	D.A. Davidson	Buy	$130 → $112
Feb-13-26	Reiterated	Northland Securities	Outperform	$100 → $90
Jan-16-26	Reiterated	Stephens		$110 → $100
Jan-08-26	Downgrade	Wolfe Research	Peer Perform → Underperform	$80
Oct-24-25	Reiterated	Northland Securities	Outperform	$125 → $115
Oct-17-25	Reiterated	Oppenheimer	Outperform	$133
Apr-15-25	Reiterated	D.A. Davidson	Buy	$140 → $130
Oct-18-24	Downgrade	Citigroup	Buy → Neutral

Financial Statements

DataTimeframe

Line Item (USD, M)	TTM —	FY 2025 12/31/2025	FY 2024 12/31/2024	FY 2023 12/31/2023
Total Revenue	4,341	4,244	3,990	Upgrade your experience to unlock full historical data
Cost of Goods Sold Incl. D&A	2,777	2,491	3,040
Gross Profit	1,565	1,754	950
Selling, General and Administrative Excl. Other	931	1,085	315
Research and Development	0	0	0
Other Operating Expense	106	139	132
Operating Income	527	530	503
Interest Expense	79	85	81
Unusual Expense	—	—	—
Non-Operating Income (Expense)	-21	-3	-26
Net Income Before Taxes	468	448	449
Income Taxes	157	135	143
Consolidated Net Income	310	310	306
Net Income From Continuing Operations	312	313	306
Net Income	310	310	306
EPS (Recurring)	7.59	7.87	6.82
EPS (Basic, Before Extraordinaries)	7.59	7.87	6.82
EPS (Diluted)	6.93	6.84	6.45
EBITDA	694	671	661
Other After Tax Adjustments	—	—	—
Stock Option Compensation Expense	—	—	—
Price To Earnings Ratio	9.50	11.13	—
Price To Sales Ratio	0.71	0.70	—
Gross Margin	36.05	41.33	23.81
Operating Margin	12.14	12.49	12.61
Net Margin	7.14	7.30	7.67
Shares Outstanding	47	39	45
Market Capitalization	3,094	2,968	—
Operating Lease Expense	—	—	—

Insider Trading

Insider	Relationship	Date	Transaction	Cost	#Shares	Value ($)	#Shares Total	SEC Form 4
MCDONNELL THOMAS A	Director	May 26 '26	Buy	66.87	3,000	200,610	100,219	May 26 12:00 AM
Godderz Adam	other: See FN1 below	May 07 '26	Sale	72.03	345	24,850	0	May 11 12:00 AM
Fountas Nikos	CEO, EFT EMEA Division	Dec 10 '25	Option Exercise	74.72	32,682	2,442,000	80,049	Dec 12 12:00 AM
Bruckner Martin L.	SVP - Chief Technology Officer	Dec 10 '25	Option Exercise	74.72	20,426	1,526,230	60,988	Dec 12 12:00 AM
Bianchi Juan	CEO, Money Transfer Division	Dec 10 '25	Option Exercise	74.72	6,536	488,370	9,099	Dec 12 12:00 AM
WELLER RICK	EVP - Chief Financial Officer	Dec 10 '25	Option Exercise	74.72	51,064	3,815,502	303,029	Dec 12 12:00 AM
Brown Michael J	CEO & President	Dec 10 '25	Option Exercise	74.72	122,554	9,157,234	1,480,243	Dec 12 12:00 AM
Brown Michael J	CEO & President	Mar 13 '25	Sale	100.69	95,000	9,565,550	1,418,966	Mar 17 12:00 AM
Caponecchi Kevin J	CEO, epay and APAC Division	Dec 10 '24	Option Exercise	104.18	33,488	3,488,780	33,488	Dec 12 12:00 AM
Bianchi Juan	CEO, Money Transfer Division	Dec 10 '24	Option Exercise	104.18	33,488	3,488,780	33,488	Dec 12 12:00 AM
Brown Michael J	CEO & President	Dec 10 '24	Option Exercise	104.18	117,431	12,233,962	117,431	Dec 12 12:00 AM
WELLER RICK	EVP - Chief Financial Officer	Dec 10 '24	Option Exercise	104.18	45,148	4,703,519	45,148	Dec 12 12:00 AM
Godderz Adam J	General Counsel and Secretary	Dec 10 '24	Option Exercise	104.18	12,416	1,293,499	12,416	Dec 12 12:00 AM
Bruckner Martin L.	SVP - Chief Technology Officer	Dec 10 '24	Option Exercise	104.18	32,569	3,393,038	32,569	Dec 12 12:00 AM
Fountas Nikos	CEO, EFT EMEA Division	Dec 10 '24	Option Exercise	104.18	33,488	3,488,780	33,488	Dec 12 12:00 AM


Market Cap	2.55B	Forward P/E	5.41	EPS next Y	12.18	Insider Trans	0.01%	Shs Float	-	Perf Month	-1.98%


Enterprise Value	3.12B	PEG	1.74	EPS next Q	3.00	Inst Own	-	Short Float	-	Perf Quarter	-2.15%


Income	250.11M	P/S	0.59	EPS this Y	58.26%	Inst Trans	-	Short Ratio	-	Perf Half Y	-13.93%


Sales	4.34B	P/B	2.60	EPS next Y	11.04%	ROA	4.87%	Short Interest	-	Perf YTD	-13.49%


Book/sh	32.22	P/C	7.63	EPS next 5Y	13.09%	ROE	24.04%	52W High	107.92 -38.99%	Perf Year	-35.87%


Cash/sh	56.04	P/FCF	9.06	EPS past 3/5Y	-	ROIC	8.55%	52W Low	62.50 5.34%	Perf 3Y	-


Dividend Est.	-	EV/EBITDA	4.50	Sales past 3/5Y	8.11% 11.32%	Gross Margin	36.03%	Volatility	2.23% 2.66%	Perf 5Y	-


Dividend TTM	-	EV/Sales	0.72	EPS Y/Y TTM	57.36%	Oper. Margin	12.14%	ATR (14)	2.66	Perf 10Y	-


Dividend Ex-Date	-	Quick Ratio	1.28	Sales Y/Y TTM	8.80%	Profit Margin	7.11%	RSI (14)	43.00	Recom	2.33


Dividend Gr. 3/5Y	-	Current Ratio	1.28	EPS Q/Q	39.82%	SMA20	-3.25%	Beta	0.97	Target Price	91.40


Payout	0.00%	Debt/Eq	2.23	Sales Q/Q	10.48%	SMA50	-6.37%	Rel Volume	2.43	Prev Close	67.03


Employees	10,600	LT Debt/Eq	0.86	Earnings	Jul 29	SMA200	-12.17%	Avg Volume	737.27K	Price	65.84


IPO Date	Mar 07, 1997	Option/Short	Yes / Yes	EPS/Sales Surpr.	11.27% 4.33%	Net Debt/EBITDA	0.82	Volume	1,794,109	Change	-1.78%

EEFT