| Index | — | P/E | — | EPS (ttm) | -3.42 | Insider Own | 12.15% | Shs Outstand | 162.13M | Perf Week | -4.57% |
| Market Cap | 3.12B | Forward P/E | — | EPS next Y | -0.28 | Insider Trans | 0.00% | Shs Float | 145.94M | Perf Month | -15.77% |
| Enterprise Value | 7.66B | PEG | — | EPS next Q | -0.40 | Short Float | 0.00% | Perf Quarter | -16.10% | ||
| Income | -557.00M | P/S | 7.62 | EPS this Y | — | Short Ratio | 0.35 | Perf Half Y | -13.65% | ||
| Sales | 409.00M | P/B | 2.31 | EPS next Y | — | ROA | -8.88% | Short Interest | 2.46K | Perf YTD | -8.25% |
| Book/sh | 8.33 | P/C | 25.14 | EPS next 5Y | — | ROE | -37.62% | 52W High | 24.13 -18.69% | Perf Year | -19.34% |
| Cash/sh | 0.76 | P/FCF | 3.09 | EPS past 3/5Y | — | ROIC | -315.31% | 52W Low | 17.90 9.61% | Perf 3Y | — |
| Dividend Est. | 2.25 (11.47%) | EV/EBITDA | — | Sales past 3/5Y | 9.22% 5.32% | Gross Margin | -17.82% | Volatility | 6.94% 3.30% | Perf 5Y | — |
| Dividend TTM | 2.25 (11.47%) | EV/Sales | 18.73 | EPS Y/Y TTM | — | Oper. Margin | -108.15% | ATR (14) | 0.82 | Perf 10Y | — |
| Dividend Ex-Date | Dec 01, 2026 | Quick Ratio | 0.28 | Sales Y/Y TTM | 1102.94% | Profit Margin | -135.95% | RSI (14) | 33.52 | Recom | — |
| Dividend Gr. 3/5Y | — | Current Ratio | 0.28 | EPS Q/Q | -235.71% | SMA20 | -8.23% | Beta | 0.30 | Target Price | — |
| Payout | — | Debt/Eq | 3.46 | Sales Q/Q | 675.00% | SMA50 | -13.88% | Rel Volume | 2.06 | Prev Close | 19.23 |
| Employees | 475 | LT Debt/Eq | 3.12 | Earnings | Nov 05 | SMA200 | -12.77% | Avg Volume | 6.66K | Price | 19.62 |
| IPO Date | Dec 19, 2024 | Option/Short | No / Yes | EPS/Sales Surpr. | -267.19% -119.57% | Net Debt/EBITDA | — | Volume | 13,713 | Change | 2.03% |
Ready Capital Corporation is a U.S.-based entity primarily engaged in real estate financing. The company's operations involve the acquisition, origination, management, servicing, and financing of a diverse portfolio of loan products. This includes small to medium balance commercial (SBC) loans, Small Business Administration (SBA) loans, residential mortgage loans, and mortgage-backed securities predominantly backed by SBC loans or other real estate-related investments. Ready Capital's business activities are structured across three main segments: SBC Lending and Acquisitions: Through its subsidiary, ReadyCap Commercial, LLC, this division specializes in originating SBC loans. These loans are secured by investor properties, whether stabilized or in transition, and are sourced via various origination channels. Small Business Lending: Leveraging its subsidiary ReadyCap Lending, LLC, this segment focuses on acquiring, originating, and servicing owner-occupied loans. These specific loans are guaranteed by the SBA under its Section 7(a) Program. Residential Mortgage Banking: Operating through its subsidiary, GMFS, LLC, this segment is dedicated to the origination of residential mortgage loans. For federal income tax purposes, the company qualifies as a real estate investment trust (REIT). This status generally allows it to avoid federal corporate income taxes, provided it distributes at least 90% of its taxable income to its stockholders. Established in 2007, Ready Capital Corporation is headquartered in New York, New York. It was formerly known as Sutherland Asset Management Corporation and officially adopted its current name in September 2018.
Per-holder 13F data hasn't been ingested for this ticker yet.
| Line Item (USD, M) | TTM — | FY 2025 12/31/2025 | FY 2024 12/31/2024 | FY 2023 12/31/2023 | FY 2022 12/31/2022 | FY 2021 12/31/2021 | FY 2020 12/31/2020 | FY 2019 12/31/2019 | FY 2018 12/31/2018 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Total Revenue | 409 | 499 | 27 | 390 | — | — | — | — | — | |
| Cost of Goods Sold Incl. D&A | 482 | 62 | 0 | 0 | — | — | — | — | — | |
| Gross Profit | -73 | 438 | 27 | 390 | — | — | — | — | — | |
| Selling, General and Administrative Excl. Other | 124 | 109 | 99 | 96 | — | — | — | — | — | |
| Research and Development | 0 | 0 | 0 | 0 | — | — | — | — | — | |
| Other Operating Expense | 246 | 208 | -72 | 294 | — | — | — | — | — | |
| Operating Income | -442 | 121 | 0 | 0 | — | — | — | — | — | |
| Interest Expense | 418 | 514 | 696 | 716 | — | — | — | — | — | |
| Unusual Expense | — | — | — | — | — | — | — | — | — | |
| Non-Operating Income (Expense) | 239 | 91 | 180 | 1,075 | — | — | — | — | — | |
| Net Income Before Taxes | -621 | -303 | -517 | 358 | — | — | — | — | — | |
| Income Taxes | -72 | -87 | -105 | 7 | — | — | — | — | — | |
| Consolidated Net Income | -557 | -229 | -436 | 339 | — | — | — | — | — | |
| Net Income From Continuing Operations | -550 | -216 | -412 | 351 | — | — | — | — | — | |
| Net Income | -557 | -229 | -436 | 339 | — | — | — | — | — | |
| EPS (Recurring) | -3.44 | -1.44 | -2.63 | 2.26 | — | — | — | — | — | |
| EPS (Basic, Before Extraordinaries) | -3.44 | -1.44 | -2.63 | 2.26 | — | — | — | — | — | |
| EPS (Diluted) | -3.42 | -1.44 | -2.63 | 2.23 | — | — | — | — | — | |
| EBITDA | -325 | 214 | 200 | 1,095 | — | — | — | — | — | |
| Other After Tax Adjustments | — | — | — | — | — | — | — | — | — | |
| Stock Option Compensation Expense | — | — | — | — | — | — | — | — | — | |
| Price To Earnings Ratio | — | — | — | — | — | — | — | — | — | |
| Price To Sales Ratio | 7.87 | 6.93 | 157.73 | — | — | — | — | — | — | |
| Gross Margin | -17.85 | 87.78 | 100.00 | 100.00 | — | — | — | — | — | |
| Operating Margin | -108.07 | 24.25 | 0.00 | 0.00 | — | — | — | — | — | |
| Net Margin | -136.19 | -45.89 | -1,614.81 | 86.92 | — | — | — | — | — | |
| Shares Outstanding | 164 | 165 | 169 | 147 | — | — | — | — | — | |
| Market Capitalization | 3,218 | 3,458 | 4,259 | — | — | — | — | — | — | |
| Operating Lease Expense | — | — | — | — | — | — | — | — | — |
| Insider | Relationship | Date | Transaction | Cost | #Shares | Value ($) | #Shares Total | SEC Form 4 |
|---|---|---|---|---|---|---|---|---|
| Ahlborn Andrew | Chief Financial Officer | May 29 '26 | Buy | 1.82 | 2,799 | 5,094 | 1,153,110 | Jun 02 |
| Ahlborn Andrew | Chief Financial Officer | May 29 '26 | Sale | 1.81 | 2,799 | 5,065 | 1,150,311 | Jun 02 |
| Ahlborn Andrew | Chief Financial Officer | Oct 30 '25 | Buy | 2.93 | 565 | 1,654 | 1,150,172 | Jun 02 |
| Ahlborn Andrew | Chief Financial Officer | Jul 30 '25 | Buy | 4.16 | 377 | 1,570 | 1,149,607 | Jun 02 |
| Ahlborn Andrew | Chief Financial Officer | Apr 29 '25 | Buy | 4.17 | 358 | 1,493 | 1,149,230 | Jun 02 |
| NATHAN GILBERT E | Director | Mar 06 '26 | Buy | 1.95 | 30,000 | 58,410 | 216,358 | Mar 09 |
| NATHAN GILBERT E | Director | Mar 05 '26 | Buy | 2.02 | 10,000 | 20,200 | 128,106 | Mar 09 |
| Ahlborn Andrew | Chief Financial Officer | Mar 12 '25 | Buy | 5.04 | 10,000 | 50,395 | 310,808 | Mar 14 |
| NATHAN GILBERT E | Director | Mar 10 '25 | Buy | 5.12 | 5,000 | 25,590 | 118,106 | Mar 12 |
| Taylor Gary | Chief Operating Officer | Mar 10 '25 | Buy | 5.23 | 10,000 | 52,300 | 211,097 | Mar 11 |
| Zausmer Adam | Chief Credit Officer | Mar 07 '25 | Buy | 5.42 | 10,000 | 54,200 | 301,105 | Mar 10 |
| Capasse Thomas E | CEO and CIO | Mar 06 '25 | Buy | 4.99 | 90,000 | 449,100 | 409,925 | Mar 06 |
| Capasse Thomas E | CEO and CIO | Mar 05 '25 | Buy | 4.80 | 10,000 | 47,980 | 319,925 | Mar 06 |
| Ross Jack J. | President | Mar 05 '25 | Buy | 4.85 | 5,000 | 24,245 | 160,264 | Mar 06 |
| Ahlborn Andrew | Chief Financial Officer | Feb 22 '25 | Option Exercise | 0.00 | 19,894 | 0 | 310,208 | Feb 25 |